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Reduce Home Loans

Super Saver Combo

Advertised Rate

1.77

% p.a

Variable

Comparison Rate*

2.09

% p.a

Maximum LVR
80%
Real Time Rating™

4.35

/ 5
Monthly Repayment

$1,238

based on $300,000 loan amount for 25 years at 1.77%

Advertised Rate

1.77

% p.a

Variable

Comparison Rate*

2.09

% p.a

Maximum LVR
80%
Real Time Rating™

4.35

/ 5
Monthly Repayment

$1,238

based on $300,000 loan amount for 25 years at 1.77%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,238

based on $300,000 loan amount for 25 years at 1.77%

Quick home loan review

For Super Saver Combo Variable (Principal and Interest) (LVR < 80%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • Extra repayments and redraw facility
  • Free redraw facility

These are the drawbacks of this home loan.

  • No offset account
  • Higher than average upfront fee
  • No repayment holidays

Home loan overview

For Super Saver Combo Variable (Principal and Interest) (LVR < 80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

697

Application fee

0

Valuation fee

At Cost

Settlement fee

0

Other upfront fee

697

Ongoing fee

$0

Discharge fee

0

Application method

Online

Phone

Broker

In branch

Specials
  • Cashback Get between $1000 to $2000 in cashback for loans > $250k
    $1,000 cashback for loans < $500k $2000 cashback for loans < $850k Purchase or refinance loans up to 80% LVR

Target Market Determination

Visit Reduce Home Loans to view Target Market Determination.

Other Benefits

Optional 100% offset at $395 p.a. 0.10% discount on rate after 60 months.

Other Restrictions

Borrower must apply for both OO and INV combo loan.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $1,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Reduce Home Loans allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Reduce Home Loans allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $697 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Reduce Home Loans makes it possible to apply for this product online. Apply here.