RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

1.88

% p.a

Variable

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,254
Number of repayments
300
Total interest paid
$76,233
Total Repayments

$376,233

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$784.11$470.00$1,254.11$299,215.89
2Dec 2021$785.34$468.77$1,254.11$298,430.55
2021 Total$1,569.45$938.77$2,508.22
3Jan 2022$786.57$467.54$1,254.11$297,643.98
4Feb 2022$787.80$466.31$1,254.11$296,856.18
5Mar 2022$789.04$465.07$1,254.11$296,067.14
6Apr 2022$790.27$463.84$1,254.11$295,276.87
7May 2022$791.51$462.60$1,254.11$294,485.36
8Jun 2022$792.75$461.36$1,254.11$293,692.61
9Jul 2022$793.99$460.12$1,254.11$292,898.62
10Aug 2022$795.24$458.87$1,254.11$292,103.38
11Sep 2022$796.48$457.63$1,254.11$291,306.90
12Oct 2022$797.73$456.38$1,254.11$290,509.17
13Nov 2022$798.98$455.13$1,254.11$289,710.19
14Dec 2022$800.23$453.88$1,254.11$288,909.96
2022 Total$9,520.59$5,528.73$15,049.32
15Jan 2023$801.48$452.63$1,254.11$288,108.48
16Feb 2023$802.74$451.37$1,254.11$287,305.74
17Mar 2023$804.00$450.11$1,254.11$286,501.74
18Apr 2023$805.26$448.85$1,254.11$285,696.48
19May 2023$806.52$447.59$1,254.11$284,889.96
20Jun 2023$807.78$446.33$1,254.11$284,082.18
21Jul 2023$809.05$445.06$1,254.11$283,273.13
22Aug 2023$810.32$443.79$1,254.11$282,462.81
23Sep 2023$811.58$442.53$1,254.11$281,651.23
24Oct 2023$812.86$441.25$1,254.11$280,838.37
25Nov 2023$814.13$439.98$1,254.11$280,024.24
26Dec 2023$815.41$438.70$1,254.11$279,208.83
2023 Total$9,701.13$5,348.19$15,049.32
27Jan 2024$816.68$437.43$1,254.11$278,392.15
28Feb 2024$817.96$436.15$1,254.11$277,574.19
29Mar 2024$819.24$434.87$1,254.11$276,754.95
30Apr 2024$820.53$433.58$1,254.11$275,934.42
31May 2024$821.81$432.30$1,254.11$275,112.61
32Jun 2024$823.10$431.01$1,254.11$274,289.51
33Jul 2024$824.39$429.72$1,254.11$273,465.12
34Aug 2024$825.68$428.43$1,254.11$272,639.44
35Sep 2024$826.97$427.14$1,254.11$271,812.47
36Oct 2024$828.27$425.84$1,254.11$270,984.20
37Nov 2024$829.57$424.54$1,254.11$270,154.63
38Dec 2024$830.87$423.24$1,254.11$269,323.76
2024 Total$9,885.07$5,164.25$15,049.32
39Jan 2025$832.17$421.94$1,254.11$268,491.59
40Feb 2025$833.47$420.64$1,254.11$267,658.12
41Mar 2025$834.78$419.33$1,254.11$266,823.34
42Apr 2025$836.09$418.02$1,254.11$265,987.25
43May 2025$837.40$416.71$1,254.11$265,149.85
44Jun 2025$838.71$415.40$1,254.11$264,311.14
45Jul 2025$840.02$414.09$1,254.11$263,471.12
46Aug 2025$841.34$412.77$1,254.11$262,629.78
47Sep 2025$842.66$411.45$1,254.11$261,787.12
48Oct 2025$843.98$410.13$1,254.11$260,943.14
49Nov 2025$845.30$408.81$1,254.11$260,097.84
50Dec 2025$846.62$407.49$1,254.11$259,251.22
2025 Total$10,072.54$4,976.78$15,049.32
51Jan 2026$847.95$406.16$1,254.11$258,403.27
52Feb 2026$849.28$404.83$1,254.11$257,553.99
53Mar 2026$850.61$403.50$1,254.11$256,703.38
54Apr 2026$851.94$402.17$1,254.11$255,851.44
55May 2026$853.28$400.83$1,254.11$254,998.16
56Jun 2026$854.61$399.50$1,254.11$254,143.55
57Jul 2026$855.95$398.16$1,254.11$253,287.60
58Aug 2026$857.29$396.82$1,254.11$252,430.31
59Sep 2026$858.64$395.47$1,254.11$251,571.67
60Oct 2026$859.98$394.13$1,254.11$250,711.69
61Nov 2026$861.33$392.78$1,254.11$249,850.36
62Dec 2026$862.68$391.43$1,254.11$248,987.68
2026 Total$10,263.54$4,785.78$15,049.32
63Jan 2027$864.03$390.08$1,254.11$248,123.65
64Feb 2027$865.38$388.73$1,254.11$247,258.27
65Mar 2027$866.74$387.37$1,254.11$246,391.53
66Apr 2027$868.10$386.01$1,254.11$245,523.43
67May 2027$869.46$384.65$1,254.11$244,653.97
68Jun 2027$870.82$383.29$1,254.11$243,783.15
69Jul 2027$872.18$381.93$1,254.11$242,910.97
70Aug 2027$873.55$380.56$1,254.11$242,037.42
71Sep 2027$874.92$379.19$1,254.11$241,162.50
72Oct 2027$876.29$377.82$1,254.11$240,286.21
73Nov 2027$877.66$376.45$1,254.11$239,408.55
74Dec 2027$879.04$375.07$1,254.11$238,529.51
2027 Total$10,458.17$4,591.15$15,049.32
75Jan 2028$880.41$373.70$1,254.11$237,649.10
76Feb 2028$881.79$372.32$1,254.11$236,767.31
77Mar 2028$883.17$370.94$1,254.11$235,884.14
78Apr 2028$884.56$369.55$1,254.11$234,999.58
79May 2028$885.94$368.17$1,254.11$234,113.64
80Jun 2028$887.33$366.78$1,254.11$233,226.31
81Jul 2028$888.72$365.39$1,254.11$232,337.59
82Aug 2028$890.11$364.00$1,254.11$231,447.48
83Sep 2028$891.51$362.60$1,254.11$230,555.97
84Oct 2028$892.91$361.20$1,254.11$229,663.06
85Nov 2028$894.30$359.81$1,254.11$228,768.76
86Dec 2028$895.71$358.40$1,254.11$227,873.05
2028 Total$10,656.46$4,392.86$15,049.32
87Jan 2029$897.11$357.00$1,254.11$226,975.94
88Feb 2029$898.51$355.60$1,254.11$226,077.43
89Mar 2029$899.92$354.19$1,254.11$225,177.51
90Apr 2029$901.33$352.78$1,254.11$224,276.18
91May 2029$902.74$351.37$1,254.11$223,373.44
92Jun 2029$904.16$349.95$1,254.11$222,469.28
93Jul 2029$905.57$348.54$1,254.11$221,563.71
94Aug 2029$906.99$347.12$1,254.11$220,656.72
95Sep 2029$908.41$345.70$1,254.11$219,748.31
96Oct 2029$909.84$344.27$1,254.11$218,838.47
97Nov 2029$911.26$342.85$1,254.11$217,927.21
98Dec 2029$912.69$341.42$1,254.11$217,014.52
2029 Total$10,858.53$4,190.79$15,049.32
99Jan 2030$914.12$339.99$1,254.11$216,100.40
100Feb 2030$915.55$338.56$1,254.11$215,184.85
101Mar 2030$916.99$337.12$1,254.11$214,267.86
102Apr 2030$918.42$335.69$1,254.11$213,349.44
103May 2030$919.86$334.25$1,254.11$212,429.58
104Jun 2030$921.30$332.81$1,254.11$211,508.28
105Jul 2030$922.75$331.36$1,254.11$210,585.53
106Aug 2030$924.19$329.92$1,254.11$209,661.34
107Sep 2030$925.64$328.47$1,254.11$208,735.70
108Oct 2030$927.09$327.02$1,254.11$207,808.61
109Nov 2030$928.54$325.57$1,254.11$206,880.07
110Dec 2030$930.00$324.11$1,254.11$205,950.07
2030 Total$11,064.45$3,984.87$15,049.32
111Jan 2031$931.45$322.66$1,254.11$205,018.62
112Feb 2031$932.91$321.20$1,254.11$204,085.71
113Mar 2031$934.38$319.73$1,254.11$203,151.33
114Apr 2031$935.84$318.27$1,254.11$202,215.49
115May 2031$937.31$316.80$1,254.11$201,278.18
116Jun 2031$938.77$315.34$1,254.11$200,339.41
117Jul 2031$940.24$313.87$1,254.11$199,399.17
118Aug 2031$941.72$312.39$1,254.11$198,457.45
119Sep 2031$943.19$310.92$1,254.11$197,514.26
120Oct 2031$944.67$309.44$1,254.11$196,569.59
121Nov 2031$946.15$307.96$1,254.11$195,623.44
122Dec 2031$947.63$306.48$1,254.11$194,675.81
2031 Total$11,274.26$3,775.06$15,049.32
123Jan 2032$949.12$304.99$1,254.11$193,726.69
124Feb 2032$950.60$303.51$1,254.11$192,776.09
125Mar 2032$952.09$302.02$1,254.11$191,824.00
126Apr 2032$953.59$300.52$1,254.11$190,870.41
127May 2032$955.08$299.03$1,254.11$189,915.33
128Jun 2032$956.58$297.53$1,254.11$188,958.75
129Jul 2032$958.07$296.04$1,254.11$188,000.68
130Aug 2032$959.58$294.53$1,254.11$187,041.10
131Sep 2032$961.08$293.03$1,254.11$186,080.02
132Oct 2032$962.58$291.53$1,254.11$185,117.44
133Nov 2032$964.09$290.02$1,254.11$184,153.35
134Dec 2032$965.60$288.51$1,254.11$183,187.75
2032 Total$11,488.06$3,561.26$15,049.32
135Jan 2033$967.12$286.99$1,254.11$182,220.63
136Feb 2033$968.63$285.48$1,254.11$181,252.00
137Mar 2033$970.15$283.96$1,254.11$180,281.85
138Apr 2033$971.67$282.44$1,254.11$179,310.18
139May 2033$973.19$280.92$1,254.11$178,336.99
140Jun 2033$974.72$279.39$1,254.11$177,362.27
141Jul 2033$976.24$277.87$1,254.11$176,386.03
142Aug 2033$977.77$276.34$1,254.11$175,408.26
143Sep 2033$979.30$274.81$1,254.11$174,428.96
144Oct 2033$980.84$273.27$1,254.11$173,448.12
145Nov 2033$982.37$271.74$1,254.11$172,465.75
146Dec 2033$983.91$270.20$1,254.11$171,481.84
2033 Total$11,705.91$3,343.41$15,049.32
147Jan 2034$985.46$268.65$1,254.11$170,496.38
148Feb 2034$987.00$267.11$1,254.11$169,509.38
149Mar 2034$988.55$265.56$1,254.11$168,520.83
150Apr 2034$990.09$264.02$1,254.11$167,530.74
151May 2034$991.65$262.46$1,254.11$166,539.09
152Jun 2034$993.20$260.91$1,254.11$165,545.89
153Jul 2034$994.75$259.36$1,254.11$164,551.14
154Aug 2034$996.31$257.80$1,254.11$163,554.83
155Sep 2034$997.87$256.24$1,254.11$162,556.96
156Oct 2034$999.44$254.67$1,254.11$161,557.52
157Nov 2034$1,001.00$253.11$1,254.11$160,556.52
158Dec 2034$1,002.57$251.54$1,254.11$159,553.95
2034 Total$11,927.89$3,121.43$15,049.32
159Jan 2035$1,004.14$249.97$1,254.11$158,549.81
160Feb 2035$1,005.72$248.39$1,254.11$157,544.09
161Mar 2035$1,007.29$246.82$1,254.11$156,536.80
162Apr 2035$1,008.87$245.24$1,254.11$155,527.93
163May 2035$1,010.45$243.66$1,254.11$154,517.48
164Jun 2035$1,012.03$242.08$1,254.11$153,505.45
165Jul 2035$1,013.62$240.49$1,254.11$152,491.83
166Aug 2035$1,015.21$238.90$1,254.11$151,476.62
167Sep 2035$1,016.80$237.31$1,254.11$150,459.82
168Oct 2035$1,018.39$235.72$1,254.11$149,441.43
169Nov 2035$1,019.99$234.12$1,254.11$148,421.44
170Dec 2035$1,021.58$232.53$1,254.11$147,399.86
2035 Total$12,154.09$2,895.23$15,049.32
171Jan 2036$1,023.18$230.93$1,254.11$146,376.68
172Feb 2036$1,024.79$229.32$1,254.11$145,351.89
173Mar 2036$1,026.39$227.72$1,254.11$144,325.50
174Apr 2036$1,028.00$226.11$1,254.11$143,297.50
175May 2036$1,029.61$224.50$1,254.11$142,267.89
176Jun 2036$1,031.22$222.89$1,254.11$141,236.67
177Jul 2036$1,032.84$221.27$1,254.11$140,203.83
178Aug 2036$1,034.46$219.65$1,254.11$139,169.37
179Sep 2036$1,036.08$218.03$1,254.11$138,133.29
180Oct 2036$1,037.70$216.41$1,254.11$137,095.59
181Nov 2036$1,039.33$214.78$1,254.11$136,056.26
182Dec 2036$1,040.96$213.15$1,254.11$135,015.30
2036 Total$12,384.56$2,664.76$15,049.32
183Jan 2037$1,042.59$211.52$1,254.11$133,972.71
184Feb 2037$1,044.22$209.89$1,254.11$132,928.49
185Mar 2037$1,045.86$208.25$1,254.11$131,882.63
186Apr 2037$1,047.49$206.62$1,254.11$130,835.14
187May 2037$1,049.13$204.98$1,254.11$129,786.01
188Jun 2037$1,050.78$203.33$1,254.11$128,735.23
189Jul 2037$1,052.42$201.69$1,254.11$127,682.81
190Aug 2037$1,054.07$200.04$1,254.11$126,628.74
191Sep 2037$1,055.72$198.39$1,254.11$125,573.02
192Oct 2037$1,057.38$196.73$1,254.11$124,515.64
193Nov 2037$1,059.04$195.07$1,254.11$123,456.60
194Dec 2037$1,060.69$193.42$1,254.11$122,395.91
2037 Total$12,619.39$2,429.93$15,049.32
195Jan 2038$1,062.36$191.75$1,254.11$121,333.55
196Feb 2038$1,064.02$190.09$1,254.11$120,269.53
197Mar 2038$1,065.69$188.42$1,254.11$119,203.84
198Apr 2038$1,067.36$186.75$1,254.11$118,136.48
199May 2038$1,069.03$185.08$1,254.11$117,067.45
200Jun 2038$1,070.70$183.41$1,254.11$115,996.75
201Jul 2038$1,072.38$181.73$1,254.11$114,924.37
202Aug 2038$1,074.06$180.05$1,254.11$113,850.31
203Sep 2038$1,075.74$178.37$1,254.11$112,774.57
204Oct 2038$1,077.43$176.68$1,254.11$111,697.14
205Nov 2038$1,079.12$174.99$1,254.11$110,618.02
206Dec 2038$1,080.81$173.30$1,254.11$109,537.21
2038 Total$12,858.7$2,190.62$15,049.32
207Jan 2039$1,082.50$171.61$1,254.11$108,454.71
208Feb 2039$1,084.20$169.91$1,254.11$107,370.51
209Mar 2039$1,085.90$168.21$1,254.11$106,284.61
210Apr 2039$1,087.60$166.51$1,254.11$105,197.01
211May 2039$1,089.30$164.81$1,254.11$104,107.71
212Jun 2039$1,091.01$163.10$1,254.11$103,016.70
213Jul 2039$1,092.72$161.39$1,254.11$101,923.98
214Aug 2039$1,094.43$159.68$1,254.11$100,829.55
215Sep 2039$1,096.14$157.97$1,254.11$99,733.41
216Oct 2039$1,097.86$156.25$1,254.11$98,635.55
217Nov 2039$1,099.58$154.53$1,254.11$97,535.97
218Dec 2039$1,101.30$152.81$1,254.11$96,434.67
2039 Total$13,102.54$1,946.78$15,049.32
219Jan 2040$1,103.03$151.08$1,254.11$95,331.64
220Feb 2040$1,104.76$149.35$1,254.11$94,226.88
221Mar 2040$1,106.49$147.62$1,254.11$93,120.39
222Apr 2040$1,108.22$145.89$1,254.11$92,012.17
223May 2040$1,109.96$144.15$1,254.11$90,902.21
224Jun 2040$1,111.70$142.41$1,254.11$89,790.51
225Jul 2040$1,113.44$140.67$1,254.11$88,677.07
226Aug 2040$1,115.18$138.93$1,254.11$87,561.89
227Sep 2040$1,116.93$137.18$1,254.11$86,444.96
228Oct 2040$1,118.68$135.43$1,254.11$85,326.28
229Nov 2040$1,120.43$133.68$1,254.11$84,205.85
230Dec 2040$1,122.19$131.92$1,254.11$83,083.66
2040 Total$13,351.01$1,698.31$15,049.32
231Jan 2041$1,123.95$130.16$1,254.11$81,959.71
232Feb 2041$1,125.71$128.40$1,254.11$80,834.00
233Mar 2041$1,127.47$126.64$1,254.11$79,706.53
234Apr 2041$1,129.24$124.87$1,254.11$78,577.29
235May 2041$1,131.01$123.10$1,254.11$77,446.28
236Jun 2041$1,132.78$121.33$1,254.11$76,313.50
237Jul 2041$1,134.55$119.56$1,254.11$75,178.95
238Aug 2041$1,136.33$117.78$1,254.11$74,042.62
239Sep 2041$1,138.11$116.00$1,254.11$72,904.51
240Oct 2041$1,139.89$114.22$1,254.11$71,764.62
241Nov 2041$1,141.68$112.43$1,254.11$70,622.94
242Dec 2041$1,143.47$110.64$1,254.11$69,479.47
2041 Total$13,604.19$1,445.13$15,049.32
243Jan 2042$1,145.26$108.85$1,254.11$68,334.21
244Feb 2042$1,147.05$107.06$1,254.11$67,187.16
245Mar 2042$1,148.85$105.26$1,254.11$66,038.31
246Apr 2042$1,150.65$103.46$1,254.11$64,887.66
247May 2042$1,152.45$101.66$1,254.11$63,735.21
248Jun 2042$1,154.26$99.85$1,254.11$62,580.95
249Jul 2042$1,156.07$98.04$1,254.11$61,424.88
250Aug 2042$1,157.88$96.23$1,254.11$60,267.00
251Sep 2042$1,159.69$94.42$1,254.11$59,107.31
252Oct 2042$1,161.51$92.60$1,254.11$57,945.80
253Nov 2042$1,163.33$90.78$1,254.11$56,782.47
254Dec 2042$1,165.15$88.96$1,254.11$55,617.32
2042 Total$13,862.15$1,187.17$15,049.32
255Jan 2043$1,166.98$87.13$1,254.11$54,450.34
256Feb 2043$1,168.80$85.31$1,254.11$53,281.54
257Mar 2043$1,170.64$83.47$1,254.11$52,110.90
258Apr 2043$1,172.47$81.64$1,254.11$50,938.43
259May 2043$1,174.31$79.80$1,254.11$49,764.12
260Jun 2043$1,176.15$77.96$1,254.11$48,587.97
261Jul 2043$1,177.99$76.12$1,254.11$47,409.98
262Aug 2043$1,179.83$74.28$1,254.11$46,230.15
263Sep 2043$1,181.68$72.43$1,254.11$45,048.47
264Oct 2043$1,183.53$70.58$1,254.11$43,864.94
265Nov 2043$1,185.39$68.72$1,254.11$42,679.55
266Dec 2043$1,187.25$66.86$1,254.11$41,492.30
2043 Total$14,125.02$924.3$15,049.32
267Jan 2044$1,189.11$65.00$1,254.11$40,303.19
268Feb 2044$1,190.97$63.14$1,254.11$39,112.22
269Mar 2044$1,192.83$61.28$1,254.11$37,919.39
270Apr 2044$1,194.70$59.41$1,254.11$36,724.69
271May 2044$1,196.57$57.54$1,254.11$35,528.12
272Jun 2044$1,198.45$55.66$1,254.11$34,329.67
273Jul 2044$1,200.33$53.78$1,254.11$33,129.34
274Aug 2044$1,202.21$51.90$1,254.11$31,927.13
275Sep 2044$1,204.09$50.02$1,254.11$30,723.04
276Oct 2044$1,205.98$48.13$1,254.11$29,517.06
277Nov 2044$1,207.87$46.24$1,254.11$28,309.19
278Dec 2044$1,209.76$44.35$1,254.11$27,099.43
2044 Total$14,392.87$656.45$15,049.32
279Jan 2045$1,211.65$42.46$1,254.11$25,887.78
280Feb 2045$1,213.55$40.56$1,254.11$24,674.23
281Mar 2045$1,215.45$38.66$1,254.11$23,458.78
282Apr 2045$1,217.36$36.75$1,254.11$22,241.42
283May 2045$1,219.27$34.84$1,254.11$21,022.15
284Jun 2045$1,221.18$32.93$1,254.11$19,800.97
285Jul 2045$1,223.09$31.02$1,254.11$18,577.88
286Aug 2045$1,225.00$29.11$1,254.11$17,352.88
287Sep 2045$1,226.92$27.19$1,254.11$16,125.96
288Oct 2045$1,228.85$25.26$1,254.11$14,897.11
289Nov 2045$1,230.77$23.34$1,254.11$13,666.34
290Dec 2045$1,232.70$21.41$1,254.11$12,433.64
2045 Total$14,665.79$383.53$15,049.32
291Jan 2046$1,234.63$19.48$1,254.11$11,199.01
292Feb 2046$1,236.56$17.55$1,254.11$9,962.45
293Mar 2046$1,238.50$15.61$1,254.11$8,723.95
294Apr 2046$1,240.44$13.67$1,254.11$7,483.51
295May 2046$1,242.39$11.72$1,254.11$6,241.12
296Jun 2046$1,244.33$9.78$1,254.11$4,996.79
297Jul 2046$1,246.28$7.83$1,254.11$3,750.51
298Aug 2046$1,248.23$5.88$1,254.11$2,502.28
299Sep 2046$1,250.19$3.92$1,254.11$1,252.09
300Oct 2046$1,252.09$1.96$1,254.05$0.00
2046 Total$12,433.64$107.4$12,541.04