Get a very low fixed rate for three years and lock in low repayments. Available with a low deposit.
3.19%
3.77%
Fixed Rate Home Loan
Maximum LVR | Maximum LVR 75% |
|---|---|
Interest rate structure | Interest rate structure Fixed - 2 years |
Borrowing range | |
Total repayments | |
Principal & interest | Principal & interest |
Interest only | Interest only |
Loan term | Loan term 1 - 30 years |
Offset account | Offset account 100% offset account |
Extra repayments | Extra repayments Unlimited extra repayments |
Redraw facility | Redraw facility |
Allows split interest | Allows split interest |
Suitable For | Suitable ForInvestors |
Applicable States | Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Make Repayments | Make RepaymentsFortnightly, Monthly, Weekly |
Estimated upfront fees | Estimated upfront fees $0 |
Application fee | Application fee $0 |
Settlement fee | Settlement fee $0 |
Valuation fee | Valuation fee At Cost |
Legal fee | Legal fee At Cost |
Ongoing fee | Ongoing fee $0 |
Discharge fee | Discharge fee $500 |
Property Type | Property Type |
SMSF Trustee | SMSF Trustee |
Minimum SMSF Amount | Minimum SMSF Amount |
Maximum LVR | Maximum LVR 75% |
|---|---|
Interest rate structure | Interest rate structure Fixed - 2 years |
Borrowing range | |
Total repayments | |
Principal & interest | Principal & interest |
Interest only | Interest only |
Loan term | Loan term 1 - 30 years |
Offset account | Offset account 100% offset account |
Extra repayments | Extra repayments Unlimited extra repayments |
Redraw facility | Redraw facility |
Allows split interest | Allows split interest |
Suitable For | Suitable ForInvestors |
Applicable States | Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA |
|---|---|
Make Repayments | Make RepaymentsFortnightly, Monthly, Weekly |
Estimated upfront fees | Estimated upfront fees $0 |
Application fee | Application fee $0 |
Settlement fee | Settlement fee $0 |
Valuation fee | Valuation fee At Cost |
Legal fee | Legal fee At Cost |
Ongoing fee | Ongoing fee $0 |
Discharge fee | Discharge fee $500 |
Property Type | Property Type |
SMSF Trustee | SMSF Trustee |
Minimum SMSF Amount | Minimum SMSF Amount |
Reduce Home Loans is 100 per cent dedicated to home loans, offering no other financial services. It’s also primarily online, and this simple business model helps Reduce Home Loans keep running costs down and deliver low interest rates.
This Australian owned and operated lender only opened in 2010, so it’s a relative newcomer. However, Reduce Home Loans has won many business awards since, including Money Magazine’s cheapest non-bank home loan in 2016, 2017 and 2018.
