Basic Home Loan Special (Interest Only) from Regional Australia Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.56%
Intro 36 months
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,028
Number of Repayments
300
Total Interest Paid
$8,400
Total repayments
$308,400
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$574.29$1,027.50$1,601.79$299,425.71
2Feb 2020$576.26$1,025.53$1,601.79$298,849.45
3Mar 2020$578.23$1,023.56$1,601.79$298,271.22
4Apr 2020$580.21$1,021.58$1,601.79$297,691.01
5May 2020$582.20$1,019.59$1,601.79$297,108.81
6Jun 2020$584.19$1,017.60$1,601.79$296,524.62
7Jul 2020$586.19$1,015.60$1,601.79$295,938.43
8Aug 2020$588.20$1,013.59$1,601.79$295,350.23
9Sep 2020$590.22$1,011.57$1,601.79$294,760.01
10Oct 2020$592.24$1,009.55$1,601.79$294,167.77
11Nov 2020$594.27$1,007.52$1,601.79$293,573.50
12Dec 2020$596.30$1,005.49$1,601.79$292,977.20
2020 Total$7,022.8$12,198.68$19,221.48
13Jan 2021$598.34$1,003.45$1,601.79$292,378.86
14Feb 2021$600.39$1,001.40$1,601.79$291,778.47
15Mar 2021$602.45$999.34$1,601.79$291,176.02
16Apr 2021$604.51$997.28$1,601.79$290,571.51
17May 2021$606.58$995.21$1,601.79$289,964.93
18Jun 2021$608.66$993.13$1,601.79$289,356.27
19Jul 2021$610.74$991.05$1,601.79$288,745.53
20Aug 2021$612.84$988.95$1,601.79$288,132.69
21Sep 2021$614.94$986.85$1,601.79$287,517.75
22Oct 2021$617.04$984.75$1,601.79$286,900.71
23Nov 2021$619.16$982.63$1,601.79$286,281.55
24Dec 2021$621.28$980.51$1,601.79$285,660.27
2021 Total$7,316.93$11,904.55$19,221.48
25Jan 2022$623.40$978.39$1,601.79$285,036.87
26Feb 2022$625.54$976.25$1,601.79$284,411.33
27Mar 2022$627.68$974.11$1,601.79$283,783.65
28Apr 2022$629.83$971.96$1,601.79$283,153.82
29May 2022$631.99$969.80$1,601.79$282,521.83
30Jun 2022$634.15$967.64$1,601.79$281,887.68
31Jul 2022$636.32$965.47$1,601.79$281,251.36
32Aug 2022$638.50$963.29$1,601.79$280,612.86
33Sep 2022$640.69$961.10$1,601.79$279,972.17
34Oct 2022$642.89$958.90$1,601.79$279,329.28
35Nov 2022$645.09$956.70$1,601.79$278,684.19
36Dec 2022$647.30$954.49$1,601.79$278,036.89
2022 Total$7,623.38$11,598.1$19,221.48
37Jan 2023$649.51$952.28$1,601.79$277,387.38
38Feb 2023$651.74$950.05$1,601.79$276,735.64
39Mar 2023$653.97$947.82$1,601.79$276,081.67
40Apr 2023$656.21$945.58$1,601.79$275,425.46
41May 2023$658.46$943.33$1,601.79$274,767.00
42Jun 2023$660.71$941.08$1,601.79$274,106.29
43Jul 2023$662.98$938.81$1,601.79$273,443.31
44Aug 2023$665.25$936.54$1,601.79$272,778.06
45Sep 2023$667.53$934.26$1,601.79$272,110.53
46Oct 2023$669.81$931.98$1,601.79$271,440.72
47Nov 2023$672.11$929.68$1,601.79$270,768.61
48Dec 2023$674.41$927.38$1,601.79$270,094.20
2023 Total$7,942.69$11,278.79$19,221.48
49Jan 2024$676.72$925.07$1,601.79$269,417.48
50Feb 2024$679.04$922.75$1,601.79$268,738.44
51Mar 2024$681.36$920.43$1,601.79$268,057.08
52Apr 2024$683.69$918.10$1,601.79$267,373.39
53May 2024$686.04$915.75$1,601.79$266,687.35
54Jun 2024$688.39$913.40$1,601.79$265,998.96
55Jul 2024$690.74$911.05$1,601.79$265,308.22
56Aug 2024$693.11$908.68$1,601.79$264,615.11
57Sep 2024$695.48$906.31$1,601.79$263,919.63
58Oct 2024$697.87$903.92$1,601.79$263,221.76
59Nov 2024$700.26$901.53$1,601.79$262,521.50
60Dec 2024$702.65$899.14$1,601.79$261,818.85
2024 Total$8,275.35$10,946.13$19,221.48
61Jan 2025$705.06$896.73$1,601.79$261,113.79
62Feb 2025$707.48$894.31$1,601.79$260,406.31
63Mar 2025$709.90$891.89$1,601.79$259,696.41
64Apr 2025$712.33$889.46$1,601.79$258,984.08
65May 2025$714.77$887.02$1,601.79$258,269.31
66Jun 2025$717.22$884.57$1,601.79$257,552.09
67Jul 2025$719.67$882.12$1,601.79$256,832.42
68Aug 2025$722.14$879.65$1,601.79$256,110.28
69Sep 2025$724.61$877.18$1,601.79$255,385.67
70Oct 2025$727.09$874.70$1,601.79$254,658.58
71Nov 2025$729.58$872.21$1,601.79$253,929.00
72Dec 2025$732.08$869.71$1,601.79$253,196.92
2025 Total$8,621.93$10,599.55$19,221.48
73Jan 2026$734.59$867.20$1,601.79$252,462.33
74Feb 2026$737.11$864.68$1,601.79$251,725.22
75Mar 2026$739.63$862.16$1,601.79$250,985.59
76Apr 2026$742.16$859.63$1,601.79$250,243.43
77May 2026$744.71$857.08$1,601.79$249,498.72
78Jun 2026$747.26$854.53$1,601.79$248,751.46
79Jul 2026$749.82$851.97$1,601.79$248,001.64
80Aug 2026$752.38$849.41$1,601.79$247,249.26
81Sep 2026$754.96$846.83$1,601.79$246,494.30
82Oct 2026$757.55$844.24$1,601.79$245,736.75
83Nov 2026$760.14$841.65$1,601.79$244,976.61
84Dec 2026$762.75$839.04$1,601.79$244,213.86
2026 Total$8,983.06$10,238.42$19,221.48
85Jan 2027$765.36$836.43$1,601.79$243,448.50
86Feb 2027$767.98$833.81$1,601.79$242,680.52
87Mar 2027$770.61$831.18$1,601.79$241,909.91
88Apr 2027$773.25$828.54$1,601.79$241,136.66
89May 2027$775.90$825.89$1,601.79$240,360.76
90Jun 2027$778.55$823.24$1,601.79$239,582.21
91Jul 2027$781.22$820.57$1,601.79$238,800.99
92Aug 2027$783.90$817.89$1,601.79$238,017.09
93Sep 2027$786.58$815.21$1,601.79$237,230.51
94Oct 2027$789.28$812.51$1,601.79$236,441.23
95Nov 2027$791.98$809.81$1,601.79$235,649.25
96Dec 2027$794.69$807.10$1,601.79$234,854.56
2027 Total$9,359.3$9,862.18$19,221.48
97Jan 2028$797.41$804.38$1,601.79$234,057.15
98Feb 2028$800.14$801.65$1,601.79$233,257.01
99Mar 2028$802.88$798.91$1,601.79$232,454.13
100Apr 2028$805.63$796.16$1,601.79$231,648.50
101May 2028$808.39$793.40$1,601.79$230,840.11
102Jun 2028$811.16$790.63$1,601.79$230,028.95
103Jul 2028$813.94$787.85$1,601.79$229,215.01
104Aug 2028$816.73$785.06$1,601.79$228,398.28
105Sep 2028$819.53$782.26$1,601.79$227,578.75
106Oct 2028$822.33$779.46$1,601.79$226,756.42
107Nov 2028$825.15$776.64$1,601.79$225,931.27
108Dec 2028$827.98$773.81$1,601.79$225,103.29
2028 Total$9,751.27$9,470.21$19,221.48
109Jan 2029$830.81$770.98$1,601.79$224,272.48
110Feb 2029$833.66$768.13$1,601.79$223,438.82
111Mar 2029$836.51$765.28$1,601.79$222,602.31
112Apr 2029$839.38$762.41$1,601.79$221,762.93
113May 2029$842.25$759.54$1,601.79$220,920.68
114Jun 2029$845.14$756.65$1,601.79$220,075.54
115Jul 2029$848.03$753.76$1,601.79$219,227.51
116Aug 2029$850.94$750.85$1,601.79$218,376.57
117Sep 2029$853.85$747.94$1,601.79$217,522.72
118Oct 2029$856.77$745.02$1,601.79$216,665.95
119Nov 2029$859.71$742.08$1,601.79$215,806.24
120Dec 2029$862.65$739.14$1,601.79$214,943.59
2029 Total$10,159.7$9,061.78$19,221.48
121Jan 2030$865.61$736.18$1,601.79$214,077.98
122Feb 2030$868.57$733.22$1,601.79$213,209.41
123Mar 2030$871.55$730.24$1,601.79$212,337.86
124Apr 2030$874.53$727.26$1,601.79$211,463.33
125May 2030$877.53$724.26$1,601.79$210,585.80
126Jun 2030$880.53$721.26$1,601.79$209,705.27
127Jul 2030$883.55$718.24$1,601.79$208,821.72
128Aug 2030$886.58$715.21$1,601.79$207,935.14
129Sep 2030$889.61$712.18$1,601.79$207,045.53
130Oct 2030$892.66$709.13$1,601.79$206,152.87
131Nov 2030$895.72$706.07$1,601.79$205,257.15
132Dec 2030$898.78$703.01$1,601.79$204,358.37
2030 Total$10,585.22$8,636.26$19,221.48
133Jan 2031$901.86$699.93$1,601.79$203,456.51
134Feb 2031$904.95$696.84$1,601.79$202,551.56
135Mar 2031$908.05$693.74$1,601.79$201,643.51
136Apr 2031$911.16$690.63$1,601.79$200,732.35
137May 2031$914.28$687.51$1,601.79$199,818.07
138Jun 2031$917.41$684.38$1,601.79$198,900.66
139Jul 2031$920.56$681.23$1,601.79$197,980.10
140Aug 2031$923.71$678.08$1,601.79$197,056.39
141Sep 2031$926.87$674.92$1,601.79$196,129.52
142Oct 2031$930.05$671.74$1,601.79$195,199.47
143Nov 2031$933.23$668.56$1,601.79$194,266.24
144Dec 2031$936.43$665.36$1,601.79$193,329.81
2031 Total$11,028.56$8,192.92$19,221.48
145Jan 2032$939.64$662.15$1,601.79$192,390.17
146Feb 2032$942.85$658.94$1,601.79$191,447.32
147Mar 2032$946.08$655.71$1,601.79$190,501.24
148Apr 2032$949.32$652.47$1,601.79$189,551.92
149May 2032$952.57$649.22$1,601.79$188,599.35
150Jun 2032$955.84$645.95$1,601.79$187,643.51
151Jul 2032$959.11$642.68$1,601.79$186,684.40
152Aug 2032$962.40$639.39$1,601.79$185,722.00
153Sep 2032$965.69$636.10$1,601.79$184,756.31
154Oct 2032$969.00$632.79$1,601.79$183,787.31
155Nov 2032$972.32$629.47$1,601.79$182,814.99
156Dec 2032$975.65$626.14$1,601.79$181,839.34
2032 Total$11,490.47$7,731.01$19,221.48
157Jan 2033$978.99$622.80$1,601.79$180,860.35
158Feb 2033$982.34$619.45$1,601.79$179,878.01
159Mar 2033$985.71$616.08$1,601.79$178,892.30
160Apr 2033$989.08$612.71$1,601.79$177,903.22
161May 2033$992.47$609.32$1,601.79$176,910.75
162Jun 2033$995.87$605.92$1,601.79$175,914.88
163Jul 2033$999.28$602.51$1,601.79$174,915.60
164Aug 2033$1,002.70$599.09$1,601.79$173,912.90
165Sep 2033$1,006.14$595.65$1,601.79$172,906.76
166Oct 2033$1,009.58$592.21$1,601.79$171,897.18
167Nov 2033$1,013.04$588.75$1,601.79$170,884.14
168Dec 2033$1,016.51$585.28$1,601.79$169,867.63
2033 Total$11,971.71$7,249.77$19,221.48
169Jan 2034$1,019.99$581.80$1,601.79$168,847.64
170Feb 2034$1,023.49$578.30$1,601.79$167,824.15
171Mar 2034$1,026.99$574.80$1,601.79$166,797.16
172Apr 2034$1,030.51$571.28$1,601.79$165,766.65
173May 2034$1,034.04$567.75$1,601.79$164,732.61
174Jun 2034$1,037.58$564.21$1,601.79$163,695.03
175Jul 2034$1,041.13$560.66$1,601.79$162,653.90
176Aug 2034$1,044.70$557.09$1,601.79$161,609.20
177Sep 2034$1,048.28$553.51$1,601.79$160,560.92
178Oct 2034$1,051.87$549.92$1,601.79$159,509.05
179Nov 2034$1,055.47$546.32$1,601.79$158,453.58
180Dec 2034$1,059.09$542.70$1,601.79$157,394.49
2034 Total$12,473.14$6,748.34$19,221.48
181Jan 2035$1,062.71$539.08$1,601.79$156,331.78
182Feb 2035$1,066.35$535.44$1,601.79$155,265.43
183Mar 2035$1,070.01$531.78$1,601.79$154,195.42
184Apr 2035$1,073.67$528.12$1,601.79$153,121.75
185May 2035$1,077.35$524.44$1,601.79$152,044.40
186Jun 2035$1,081.04$520.75$1,601.79$150,963.36
187Jul 2035$1,084.74$517.05$1,601.79$149,878.62
188Aug 2035$1,088.46$513.33$1,601.79$148,790.16
189Sep 2035$1,092.18$509.61$1,601.79$147,697.98
190Oct 2035$1,095.92$505.87$1,601.79$146,602.06
191Nov 2035$1,099.68$502.11$1,601.79$145,502.38
192Dec 2035$1,103.44$498.35$1,601.79$144,398.94
2035 Total$12,995.55$6,225.93$19,221.48
193Jan 2036$1,107.22$494.57$1,601.79$143,291.72
194Feb 2036$1,111.02$490.77$1,601.79$142,180.70
195Mar 2036$1,114.82$486.97$1,601.79$141,065.88
196Apr 2036$1,118.64$483.15$1,601.79$139,947.24
197May 2036$1,122.47$479.32$1,601.79$138,824.77
198Jun 2036$1,126.32$475.47$1,601.79$137,698.45
199Jul 2036$1,130.17$471.62$1,601.79$136,568.28
200Aug 2036$1,134.04$467.75$1,601.79$135,434.24
201Sep 2036$1,137.93$463.86$1,601.79$134,296.31
202Oct 2036$1,141.83$459.96$1,601.79$133,154.48
203Nov 2036$1,145.74$456.05$1,601.79$132,008.74
204Dec 2036$1,149.66$452.13$1,601.79$130,859.08
2036 Total$13,539.86$5,681.62$19,221.48
205Jan 2037$1,153.60$448.19$1,601.79$129,705.48
206Feb 2037$1,157.55$444.24$1,601.79$128,547.93
207Mar 2037$1,161.51$440.28$1,601.79$127,386.42
208Apr 2037$1,165.49$436.30$1,601.79$126,220.93
209May 2037$1,169.48$432.31$1,601.79$125,051.45
210Jun 2037$1,173.49$428.30$1,601.79$123,877.96
211Jul 2037$1,177.51$424.28$1,601.79$122,700.45
212Aug 2037$1,181.54$420.25$1,601.79$121,518.91
213Sep 2037$1,185.59$416.20$1,601.79$120,333.32
214Oct 2037$1,189.65$412.14$1,601.79$119,143.67
215Nov 2037$1,193.72$408.07$1,601.79$117,949.95
216Dec 2037$1,197.81$403.98$1,601.79$116,752.14
2037 Total$14,106.94$5,114.54$19,221.48
217Jan 2038$1,201.91$399.88$1,601.79$115,550.23
218Feb 2038$1,206.03$395.76$1,601.79$114,344.20
219Mar 2038$1,210.16$391.63$1,601.79$113,134.04
220Apr 2038$1,214.31$387.48$1,601.79$111,919.73
221May 2038$1,218.46$383.33$1,601.79$110,701.27
222Jun 2038$1,222.64$379.15$1,601.79$109,478.63
223Jul 2038$1,226.83$374.96$1,601.79$108,251.80
224Aug 2038$1,231.03$370.76$1,601.79$107,020.77
225Sep 2038$1,235.24$366.55$1,601.79$105,785.53
226Oct 2038$1,239.47$362.32$1,601.79$104,546.06
227Nov 2038$1,243.72$358.07$1,601.79$103,302.34
228Dec 2038$1,247.98$353.81$1,601.79$102,054.36
2038 Total$14,697.78$4,523.7$19,221.48
229Jan 2039$1,252.25$349.54$1,601.79$100,802.11
230Feb 2039$1,256.54$345.25$1,601.79$99,545.57
231Mar 2039$1,260.85$340.94$1,601.79$98,284.72
232Apr 2039$1,265.16$336.63$1,601.79$97,019.56
233May 2039$1,269.50$332.29$1,601.79$95,750.06
234Jun 2039$1,273.85$327.94$1,601.79$94,476.21
235Jul 2039$1,278.21$323.58$1,601.79$93,198.00
236Aug 2039$1,282.59$319.20$1,601.79$91,915.41
237Sep 2039$1,286.98$314.81$1,601.79$90,628.43
238Oct 2039$1,291.39$310.40$1,601.79$89,337.04
239Nov 2039$1,295.81$305.98$1,601.79$88,041.23
240Dec 2039$1,300.25$301.54$1,601.79$86,740.98
2039 Total$15,313.38$3,908.1$19,221.48
241Jan 2040$1,304.70$297.09$1,601.79$85,436.28
242Feb 2040$1,309.17$292.62$1,601.79$84,127.11
243Mar 2040$1,313.65$288.14$1,601.79$82,813.46
244Apr 2040$1,318.15$283.64$1,601.79$81,495.31
245May 2040$1,322.67$279.12$1,601.79$80,172.64
246Jun 2040$1,327.20$274.59$1,601.79$78,845.44
247Jul 2040$1,331.74$270.05$1,601.79$77,513.70
248Aug 2040$1,336.31$265.48$1,601.79$76,177.39
249Sep 2040$1,340.88$260.91$1,601.79$74,836.51
250Oct 2040$1,345.47$256.32$1,601.79$73,491.04
251Nov 2040$1,350.08$251.71$1,601.79$72,140.96
252Dec 2040$1,354.71$247.08$1,601.79$70,786.25
2040 Total$15,954.73$3,266.75$19,221.48
253Jan 2041$1,359.35$242.44$1,601.79$69,426.90
254Feb 2041$1,364.00$237.79$1,601.79$68,062.90
255Mar 2041$1,368.67$233.12$1,601.79$66,694.23
256Apr 2041$1,373.36$228.43$1,601.79$65,320.87
257May 2041$1,378.07$223.72$1,601.79$63,942.80
258Jun 2041$1,382.79$219.00$1,601.79$62,560.01
259Jul 2041$1,387.52$214.27$1,601.79$61,172.49
260Aug 2041$1,392.27$209.52$1,601.79$59,780.22
261Sep 2041$1,397.04$204.75$1,601.79$58,383.18
262Oct 2041$1,401.83$199.96$1,601.79$56,981.35
263Nov 2041$1,406.63$195.16$1,601.79$55,574.72
264Dec 2041$1,411.45$190.34$1,601.79$54,163.27
2041 Total$16,622.98$2,598.5$19,221.48
265Jan 2042$1,416.28$185.51$1,601.79$52,746.99
266Feb 2042$1,421.13$180.66$1,601.79$51,325.86
267Mar 2042$1,426.00$175.79$1,601.79$49,899.86
268Apr 2042$1,430.88$170.91$1,601.79$48,468.98
269May 2042$1,435.78$166.01$1,601.79$47,033.20
270Jun 2042$1,440.70$161.09$1,601.79$45,592.50
271Jul 2042$1,445.64$156.15$1,601.79$44,146.86
272Aug 2042$1,450.59$151.20$1,601.79$42,696.27
273Sep 2042$1,455.56$146.23$1,601.79$41,240.71
274Oct 2042$1,460.54$141.25$1,601.79$39,780.17
275Nov 2042$1,465.54$136.25$1,601.79$38,314.63
276Dec 2042$1,470.56$131.23$1,601.79$36,844.07
2042 Total$17,319.2$1,902.28$19,221.48
277Jan 2043$1,475.60$126.19$1,601.79$35,368.47
278Feb 2043$1,480.65$121.14$1,601.79$33,887.82
279Mar 2043$1,485.72$116.07$1,601.79$32,402.10
280Apr 2043$1,490.81$110.98$1,601.79$30,911.29
281May 2043$1,495.92$105.87$1,601.79$29,415.37
282Jun 2043$1,501.04$100.75$1,601.79$27,914.33
283Jul 2043$1,506.18$95.61$1,601.79$26,408.15
284Aug 2043$1,511.34$90.45$1,601.79$24,896.81
285Sep 2043$1,516.52$85.27$1,601.79$23,380.29
286Oct 2043$1,521.71$80.08$1,601.79$21,858.58
287Nov 2043$1,526.92$74.87$1,601.79$20,331.66
288Dec 2043$1,532.15$69.64$1,601.79$18,799.51
2043 Total$18,044.56$1,176.92$19,221.48
289Jan 2044$1,537.40$64.39$1,601.79$17,262.11
290Feb 2044$1,542.67$59.12$1,601.79$15,719.44
291Mar 2044$1,547.95$53.84$1,601.79$14,171.49
292Apr 2044$1,553.25$48.54$1,601.79$12,618.24
293May 2044$1,558.57$43.22$1,601.79$11,059.67
294Jun 2044$1,563.91$37.88$1,601.79$9,495.76
295Jul 2044$1,569.27$32.52$1,601.79$7,926.49
296Aug 2044$1,574.64$27.15$1,601.79$6,351.85
297Sep 2044$1,580.03$21.76$1,601.79$4,771.82
298Oct 2044$1,585.45$16.34$1,601.79$3,186.37
299Nov 2044$1,590.88$10.91$1,601.79$1,595.49
300Dec 2044$1,595.49$5.46$1,600.95$0.00
2044 Total$18,799.51$421.13$19,220.64
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