Partnership Advantage Fixed Investment Loan (Principal and Interest) 1 Year
- Last updated on 12 Aug 2020
Discounted Variable Rate (OO P&I)
Make the move to UBank's award winning home loan
2.49%
Variable
2.49%
Discounted Variable Rate (Owner Occupied Principal & Interest)
2.39%
Fixed - 1 year
3.74%
$1,168
based on $300,000 loan amount for 25 years
Pros
- No upfront fees
- Suitable for low deposits
- Parents can sign as guarantor
- Repayments will not change during fixed period
Cons
- No extra repayments
- No redraw and no offset
- Annual fee charged
- Repayments won't decrease if RBA cuts rates
Maximum LVR 95% | Interest rate structure Fixed - 1 year |
Borrowing range $250k - $5m | Total Repayments $420,480 |
Principal & interest | Interest only |
Loan term range 1 - 30 years | Offset account No |
Extra repayments Not Allowed | Redraw facility |
Allows split interest | Suitable For Investors |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Total estimated upfront fees $0 | Application fee $0 |
Settlement fee $0 | Valuation fee $0 |
Legal fee $0 | Other upfront fee $0 |
Ongoing fee $375 annually | Discharge fee $0 |
Property Type | SMSF Trustee |
Minimum SMSF Amount |
10% discount on CGU Insurance general insurance policies, Free initial appointment with our specialised financial planners, 5% p.a. discount on a linked Your Choice Visa credit card, No annual fee on a linked your Choice Visa Credit Card
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Regional Australia Bank is the name of three New South Wales credit union brands that combined to form Australia’s largest inland credit union. The Regional Australia Bank, formerly Community Mutual Group, dates back to 1970 and is now responsible for managing assets worth just under $1 billion.
As a credit union, the Regional Australia Bank can reinvest its profits in the business passing benefits that include competitive rates directly to its 700,000 plus membership base. Regional Australia Bank offers a range of every day banking products in addition to insurance, credit cards and home loans.
In 2013 Regional Australia Bank won Money Magazine’s Socially Responsible Mutual of the Year Award.
Regional Australia Bank Home Loan Calculator
Interested in an Regional Australia Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Regional Australia Bank compares to its competitors. Simply plug in your borrowing amount below.
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