RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

2.39

% p.a

Fixed - 1 year

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,329
Number of repayments
300
Total interest paid
$98,787
Total Repayments

$398,787

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$731.79$597.50$1,329.29$299,268.21
2Dec 2021$733.25$596.04$1,329.29$298,534.96
2021 Total$1,465.04$1,193.54$2,658.58
3Jan 2022$734.71$594.58$1,329.29$297,800.25
4Feb 2022$736.17$593.12$1,329.29$297,064.08
5Mar 2022$737.64$591.65$1,329.29$296,326.44
6Apr 2022$739.11$590.18$1,329.29$295,587.33
7May 2022$740.58$588.71$1,329.29$294,846.75
8Jun 2022$742.05$587.24$1,329.29$294,104.70
9Jul 2022$743.53$585.76$1,329.29$293,361.17
10Aug 2022$745.01$584.28$1,329.29$292,616.16
11Sep 2022$746.50$582.79$1,329.29$291,869.66
12Oct 2022$747.98$581.31$1,329.29$291,121.68
13Nov 2022$749.47$579.82$1,329.29$290,372.21
14Dec 2022$750.97$578.32$1,329.29$289,621.24
2022 Total$8,913.72$7,037.76$15,951.48
15Jan 2023$752.46$576.83$1,329.29$288,868.78
16Feb 2023$753.96$575.33$1,329.29$288,114.82
17Mar 2023$755.46$573.83$1,329.29$287,359.36
18Apr 2023$756.97$572.32$1,329.29$286,602.39
19May 2023$758.47$570.82$1,329.29$285,843.92
20Jun 2023$759.98$569.31$1,329.29$285,083.94
21Jul 2023$761.50$567.79$1,329.29$284,322.44
22Aug 2023$763.01$566.28$1,329.29$283,559.43
23Sep 2023$764.53$564.76$1,329.29$282,794.90
24Oct 2023$766.06$563.23$1,329.29$282,028.84
25Nov 2023$767.58$561.71$1,329.29$281,261.26
26Dec 2023$769.11$560.18$1,329.29$280,492.15
2023 Total$9,129.09$6,822.39$15,951.48
27Jan 2024$770.64$558.65$1,329.29$279,721.51
28Feb 2024$772.18$557.11$1,329.29$278,949.33
29Mar 2024$773.72$555.57$1,329.29$278,175.61
30Apr 2024$775.26$554.03$1,329.29$277,400.35
31May 2024$776.80$552.49$1,329.29$276,623.55
32Jun 2024$778.35$550.94$1,329.29$275,845.20
33Jul 2024$779.90$549.39$1,329.29$275,065.30
34Aug 2024$781.45$547.84$1,329.29$274,283.85
35Sep 2024$783.01$546.28$1,329.29$273,500.84
36Oct 2024$784.57$544.72$1,329.29$272,716.27
37Nov 2024$786.13$543.16$1,329.29$271,930.14
38Dec 2024$787.70$541.59$1,329.29$271,142.44
2024 Total$9,349.71$6,601.77$15,951.48
39Jan 2025$789.26$540.03$1,329.29$270,353.18
40Feb 2025$790.84$538.45$1,329.29$269,562.34
41Mar 2025$792.41$536.88$1,329.29$268,769.93
42Apr 2025$793.99$535.30$1,329.29$267,975.94
43May 2025$795.57$533.72$1,329.29$267,180.37
44Jun 2025$797.16$532.13$1,329.29$266,383.21
45Jul 2025$798.74$530.55$1,329.29$265,584.47
46Aug 2025$800.33$528.96$1,329.29$264,784.14
47Sep 2025$801.93$527.36$1,329.29$263,982.21
48Oct 2025$803.53$525.76$1,329.29$263,178.68
49Nov 2025$805.13$524.16$1,329.29$262,373.55
50Dec 2025$806.73$522.56$1,329.29$261,566.82
2025 Total$9,575.62$6,375.86$15,951.48
51Jan 2026$808.34$520.95$1,329.29$260,758.48
52Feb 2026$809.95$519.34$1,329.29$259,948.53
53Mar 2026$811.56$517.73$1,329.29$259,136.97
54Apr 2026$813.18$516.11$1,329.29$258,323.79
55May 2026$814.80$514.49$1,329.29$257,508.99
56Jun 2026$816.42$512.87$1,329.29$256,692.57
57Jul 2026$818.04$511.25$1,329.29$255,874.53
58Aug 2026$819.67$509.62$1,329.29$255,054.86
59Sep 2026$821.31$507.98$1,329.29$254,233.55
60Oct 2026$822.94$506.35$1,329.29$253,410.61
61Nov 2026$824.58$504.71$1,329.29$252,586.03
62Dec 2026$826.22$503.07$1,329.29$251,759.81
2026 Total$9,807.01$6,144.47$15,951.48
63Jan 2027$827.87$501.42$1,329.29$250,931.94
64Feb 2027$829.52$499.77$1,329.29$250,102.42
65Mar 2027$831.17$498.12$1,329.29$249,271.25
66Apr 2027$832.82$496.47$1,329.29$248,438.43
67May 2027$834.48$494.81$1,329.29$247,603.95
68Jun 2027$836.15$493.14$1,329.29$246,767.80
69Jul 2027$837.81$491.48$1,329.29$245,929.99
70Aug 2027$839.48$489.81$1,329.29$245,090.51
71Sep 2027$841.15$488.14$1,329.29$244,249.36
72Oct 2027$842.83$486.46$1,329.29$243,406.53
73Nov 2027$844.51$484.78$1,329.29$242,562.02
74Dec 2027$846.19$483.10$1,329.29$241,715.83
2027 Total$10,043.98$5,907.5$15,951.48
75Jan 2028$847.87$481.42$1,329.29$240,867.96
76Feb 2028$849.56$479.73$1,329.29$240,018.40
77Mar 2028$851.25$478.04$1,329.29$239,167.15
78Apr 2028$852.95$476.34$1,329.29$238,314.20
79May 2028$854.65$474.64$1,329.29$237,459.55
80Jun 2028$856.35$472.94$1,329.29$236,603.20
81Jul 2028$858.06$471.23$1,329.29$235,745.14
82Aug 2028$859.76$469.53$1,329.29$234,885.38
83Sep 2028$861.48$467.81$1,329.29$234,023.90
84Oct 2028$863.19$466.10$1,329.29$233,160.71
85Nov 2028$864.91$464.38$1,329.29$232,295.80
86Dec 2028$866.63$462.66$1,329.29$231,429.17
2028 Total$10,286.66$5,664.82$15,951.48
87Jan 2029$868.36$460.93$1,329.29$230,560.81
88Feb 2029$870.09$459.20$1,329.29$229,690.72
89Mar 2029$871.82$457.47$1,329.29$228,818.90
90Apr 2029$873.56$455.73$1,329.29$227,945.34
91May 2029$875.30$453.99$1,329.29$227,070.04
92Jun 2029$877.04$452.25$1,329.29$226,193.00
93Jul 2029$878.79$450.50$1,329.29$225,314.21
94Aug 2029$880.54$448.75$1,329.29$224,433.67
95Sep 2029$882.29$447.00$1,329.29$223,551.38
96Oct 2029$884.05$445.24$1,329.29$222,667.33
97Nov 2029$885.81$443.48$1,329.29$221,781.52
98Dec 2029$887.58$441.71$1,329.29$220,893.94
2029 Total$10,535.23$5,416.25$15,951.48
99Jan 2030$889.34$439.95$1,329.29$220,004.60
100Feb 2030$891.11$438.18$1,329.29$219,113.49
101Mar 2030$892.89$436.40$1,329.29$218,220.60
102Apr 2030$894.67$434.62$1,329.29$217,325.93
103May 2030$896.45$432.84$1,329.29$216,429.48
104Jun 2030$898.23$431.06$1,329.29$215,531.25
105Jul 2030$900.02$429.27$1,329.29$214,631.23
106Aug 2030$901.82$427.47$1,329.29$213,729.41
107Sep 2030$903.61$425.68$1,329.29$212,825.80
108Oct 2030$905.41$423.88$1,329.29$211,920.39
109Nov 2030$907.22$422.07$1,329.29$211,013.17
110Dec 2030$909.02$420.27$1,329.29$210,104.15
2030 Total$10,789.79$5,161.69$15,951.48
111Jan 2031$910.83$418.46$1,329.29$209,193.32
112Feb 2031$912.65$416.64$1,329.29$208,280.67
113Mar 2031$914.46$414.83$1,329.29$207,366.21
114Apr 2031$916.29$413.00$1,329.29$206,449.92
115May 2031$918.11$411.18$1,329.29$205,531.81
116Jun 2031$919.94$409.35$1,329.29$204,611.87
117Jul 2031$921.77$407.52$1,329.29$203,690.10
118Aug 2031$923.61$405.68$1,329.29$202,766.49
119Sep 2031$925.45$403.84$1,329.29$201,841.04
120Oct 2031$927.29$402.00$1,329.29$200,913.75
121Nov 2031$929.14$400.15$1,329.29$199,984.61
122Dec 2031$930.99$398.30$1,329.29$199,053.62
2031 Total$11,050.53$4,900.95$15,951.48
123Jan 2032$932.84$396.45$1,329.29$198,120.78
124Feb 2032$934.70$394.59$1,329.29$197,186.08
125Mar 2032$936.56$392.73$1,329.29$196,249.52
126Apr 2032$938.43$390.86$1,329.29$195,311.09
127May 2032$940.30$388.99$1,329.29$194,370.79
128Jun 2032$942.17$387.12$1,329.29$193,428.62
129Jul 2032$944.04$385.25$1,329.29$192,484.58
130Aug 2032$945.92$383.37$1,329.29$191,538.66
131Sep 2032$947.81$381.48$1,329.29$190,590.85
132Oct 2032$949.70$379.59$1,329.29$189,641.15
133Nov 2032$951.59$377.70$1,329.29$188,689.56
134Dec 2032$953.48$375.81$1,329.29$187,736.08
2032 Total$11,317.54$4,633.94$15,951.48
135Jan 2033$955.38$373.91$1,329.29$186,780.70
136Feb 2033$957.29$372.00$1,329.29$185,823.41
137Mar 2033$959.19$370.10$1,329.29$184,864.22
138Apr 2033$961.10$368.19$1,329.29$183,903.12
139May 2033$963.02$366.27$1,329.29$182,940.10
140Jun 2033$964.93$364.36$1,329.29$181,975.17
141Jul 2033$966.86$362.43$1,329.29$181,008.31
142Aug 2033$968.78$360.51$1,329.29$180,039.53
143Sep 2033$970.71$358.58$1,329.29$179,068.82
144Oct 2033$972.64$356.65$1,329.29$178,096.18
145Nov 2033$974.58$354.71$1,329.29$177,121.60
146Dec 2033$976.52$352.77$1,329.29$176,145.08
2033 Total$11,591$4,360.48$15,951.48
147Jan 2034$978.47$350.82$1,329.29$175,166.61
148Feb 2034$980.42$348.87$1,329.29$174,186.19
149Mar 2034$982.37$346.92$1,329.29$173,203.82
150Apr 2034$984.33$344.96$1,329.29$172,219.49
151May 2034$986.29$343.00$1,329.29$171,233.20
152Jun 2034$988.25$341.04$1,329.29$170,244.95
153Jul 2034$990.22$339.07$1,329.29$169,254.73
154Aug 2034$992.19$337.10$1,329.29$168,262.54
155Sep 2034$994.17$335.12$1,329.29$167,268.37
156Oct 2034$996.15$333.14$1,329.29$166,272.22
157Nov 2034$998.13$331.16$1,329.29$165,274.09
158Dec 2034$1,000.12$329.17$1,329.29$164,273.97
2034 Total$11,871.11$4,080.37$15,951.48
159Jan 2035$1,002.11$327.18$1,329.29$163,271.86
160Feb 2035$1,004.11$325.18$1,329.29$162,267.75
161Mar 2035$1,006.11$323.18$1,329.29$161,261.64
162Apr 2035$1,008.11$321.18$1,329.29$160,253.53
163May 2035$1,010.12$319.17$1,329.29$159,243.41
164Jun 2035$1,012.13$317.16$1,329.29$158,231.28
165Jul 2035$1,014.15$315.14$1,329.29$157,217.13
166Aug 2035$1,016.17$313.12$1,329.29$156,200.96
167Sep 2035$1,018.19$311.10$1,329.29$155,182.77
168Oct 2035$1,020.22$309.07$1,329.29$154,162.55
169Nov 2035$1,022.25$307.04$1,329.29$153,140.30
170Dec 2035$1,024.29$305.00$1,329.29$152,116.01
2035 Total$12,157.96$3,793.52$15,951.48
171Jan 2036$1,026.33$302.96$1,329.29$151,089.68
172Feb 2036$1,028.37$300.92$1,329.29$150,061.31
173Mar 2036$1,030.42$298.87$1,329.29$149,030.89
174Apr 2036$1,032.47$296.82$1,329.29$147,998.42
175May 2036$1,034.53$294.76$1,329.29$146,963.89
176Jun 2036$1,036.59$292.70$1,329.29$145,927.30
177Jul 2036$1,038.65$290.64$1,329.29$144,888.65
178Aug 2036$1,040.72$288.57$1,329.29$143,847.93
179Sep 2036$1,042.79$286.50$1,329.29$142,805.14
180Oct 2036$1,044.87$284.42$1,329.29$141,760.27
181Nov 2036$1,046.95$282.34$1,329.29$140,713.32
182Dec 2036$1,049.04$280.25$1,329.29$139,664.28
2036 Total$12,451.73$3,499.75$15,951.48
183Jan 2037$1,051.13$278.16$1,329.29$138,613.15
184Feb 2037$1,053.22$276.07$1,329.29$137,559.93
185Mar 2037$1,055.32$273.97$1,329.29$136,504.61
186Apr 2037$1,057.42$271.87$1,329.29$135,447.19
187May 2037$1,059.52$269.77$1,329.29$134,387.67
188Jun 2037$1,061.63$267.66$1,329.29$133,326.04
189Jul 2037$1,063.75$265.54$1,329.29$132,262.29
190Aug 2037$1,065.87$263.42$1,329.29$131,196.42
191Sep 2037$1,067.99$261.30$1,329.29$130,128.43
192Oct 2037$1,070.12$259.17$1,329.29$129,058.31
193Nov 2037$1,072.25$257.04$1,329.29$127,986.06
194Dec 2037$1,074.38$254.91$1,329.29$126,911.68
2037 Total$12,752.6$3,198.88$15,951.48
195Jan 2038$1,076.52$252.77$1,329.29$125,835.16
196Feb 2038$1,078.67$250.62$1,329.29$124,756.49
197Mar 2038$1,080.82$248.47$1,329.29$123,675.67
198Apr 2038$1,082.97$246.32$1,329.29$122,592.70
199May 2038$1,085.13$244.16$1,329.29$121,507.57
200Jun 2038$1,087.29$242.00$1,329.29$120,420.28
201Jul 2038$1,089.45$239.84$1,329.29$119,330.83
202Aug 2038$1,091.62$237.67$1,329.29$118,239.21
203Sep 2038$1,093.80$235.49$1,329.29$117,145.41
204Oct 2038$1,095.98$233.31$1,329.29$116,049.43
205Nov 2038$1,098.16$231.13$1,329.29$114,951.27
206Dec 2038$1,100.35$228.94$1,329.29$113,850.92
2038 Total$13,060.76$2,890.72$15,951.48
207Jan 2039$1,102.54$226.75$1,329.29$112,748.38
208Feb 2039$1,104.73$224.56$1,329.29$111,643.65
209Mar 2039$1,106.93$222.36$1,329.29$110,536.72
210Apr 2039$1,109.14$220.15$1,329.29$109,427.58
211May 2039$1,111.35$217.94$1,329.29$108,316.23
212Jun 2039$1,113.56$215.73$1,329.29$107,202.67
213Jul 2039$1,115.78$213.51$1,329.29$106,086.89
214Aug 2039$1,118.00$211.29$1,329.29$104,968.89
215Sep 2039$1,120.23$209.06$1,329.29$103,848.66
216Oct 2039$1,122.46$206.83$1,329.29$102,726.20
217Nov 2039$1,124.69$204.60$1,329.29$101,601.51
218Dec 2039$1,126.93$202.36$1,329.29$100,474.58
2039 Total$13,376.34$2,575.14$15,951.48
219Jan 2040$1,129.18$200.11$1,329.29$99,345.40
220Feb 2040$1,131.43$197.86$1,329.29$98,213.97
221Mar 2040$1,133.68$195.61$1,329.29$97,080.29
222Apr 2040$1,135.94$193.35$1,329.29$95,944.35
223May 2040$1,138.20$191.09$1,329.29$94,806.15
224Jun 2040$1,140.47$188.82$1,329.29$93,665.68
225Jul 2040$1,142.74$186.55$1,329.29$92,522.94
226Aug 2040$1,145.02$184.27$1,329.29$91,377.92
227Sep 2040$1,147.30$181.99$1,329.29$90,230.62
228Oct 2040$1,149.58$179.71$1,329.29$89,081.04
229Nov 2040$1,151.87$177.42$1,329.29$87,929.17
230Dec 2040$1,154.16$175.13$1,329.29$86,775.01
2040 Total$13,699.57$2,251.91$15,951.48
231Jan 2041$1,156.46$172.83$1,329.29$85,618.55
232Feb 2041$1,158.77$170.52$1,329.29$84,459.78
233Mar 2041$1,161.07$168.22$1,329.29$83,298.71
234Apr 2041$1,163.39$165.90$1,329.29$82,135.32
235May 2041$1,165.70$163.59$1,329.29$80,969.62
236Jun 2041$1,168.03$161.26$1,329.29$79,801.59
237Jul 2041$1,170.35$158.94$1,329.29$78,631.24
238Aug 2041$1,172.68$156.61$1,329.29$77,458.56
239Sep 2041$1,175.02$154.27$1,329.29$76,283.54
240Oct 2041$1,177.36$151.93$1,329.29$75,106.18
241Nov 2041$1,179.70$149.59$1,329.29$73,926.48
242Dec 2041$1,182.05$147.24$1,329.29$72,744.43
2041 Total$14,030.58$1,920.9$15,951.48
243Jan 2042$1,184.41$144.88$1,329.29$71,560.02
244Feb 2042$1,186.77$142.52$1,329.29$70,373.25
245Mar 2042$1,189.13$140.16$1,329.29$69,184.12
246Apr 2042$1,191.50$137.79$1,329.29$67,992.62
247May 2042$1,193.87$135.42$1,329.29$66,798.75
248Jun 2042$1,196.25$133.04$1,329.29$65,602.50
249Jul 2042$1,198.63$130.66$1,329.29$64,403.87
250Aug 2042$1,201.02$128.27$1,329.29$63,202.85
251Sep 2042$1,203.41$125.88$1,329.29$61,999.44
252Oct 2042$1,205.81$123.48$1,329.29$60,793.63
253Nov 2042$1,208.21$121.08$1,329.29$59,585.42
254Dec 2042$1,210.62$118.67$1,329.29$58,374.80
2042 Total$14,369.63$1,581.85$15,951.48
255Jan 2043$1,213.03$116.26$1,329.29$57,161.77
256Feb 2043$1,215.44$113.85$1,329.29$55,946.33
257Mar 2043$1,217.86$111.43$1,329.29$54,728.47
258Apr 2043$1,220.29$109.00$1,329.29$53,508.18
259May 2043$1,222.72$106.57$1,329.29$52,285.46
260Jun 2043$1,225.15$104.14$1,329.29$51,060.31
261Jul 2043$1,227.59$101.70$1,329.29$49,832.72
262Aug 2043$1,230.04$99.25$1,329.29$48,602.68
263Sep 2043$1,232.49$96.80$1,329.29$47,370.19
264Oct 2043$1,234.94$94.35$1,329.29$46,135.25
265Nov 2043$1,237.40$91.89$1,329.29$44,897.85
266Dec 2043$1,239.87$89.42$1,329.29$43,657.98
2043 Total$14,716.82$1,234.66$15,951.48
267Jan 2044$1,242.34$86.95$1,329.29$42,415.64
268Feb 2044$1,244.81$84.48$1,329.29$41,170.83
269Mar 2044$1,247.29$82.00$1,329.29$39,923.54
270Apr 2044$1,249.78$79.51$1,329.29$38,673.76
271May 2044$1,252.26$77.03$1,329.29$37,421.50
272Jun 2044$1,254.76$74.53$1,329.29$36,166.74
273Jul 2044$1,257.26$72.03$1,329.29$34,909.48
274Aug 2044$1,259.76$69.53$1,329.29$33,649.72
275Sep 2044$1,262.27$67.02$1,329.29$32,387.45
276Oct 2044$1,264.78$64.51$1,329.29$31,122.67
277Nov 2044$1,267.30$61.99$1,329.29$29,855.37
278Dec 2044$1,269.83$59.46$1,329.29$28,585.54
2044 Total$15,072.44$879.04$15,951.48
279Jan 2045$1,272.36$56.93$1,329.29$27,313.18
280Feb 2045$1,274.89$54.40$1,329.29$26,038.29
281Mar 2045$1,277.43$51.86$1,329.29$24,760.86
282Apr 2045$1,279.97$49.32$1,329.29$23,480.89
283May 2045$1,282.52$46.77$1,329.29$22,198.37
284Jun 2045$1,285.08$44.21$1,329.29$20,913.29
285Jul 2045$1,287.64$41.65$1,329.29$19,625.65
286Aug 2045$1,290.20$39.09$1,329.29$18,335.45
287Sep 2045$1,292.77$36.52$1,329.29$17,042.68
288Oct 2045$1,295.35$33.94$1,329.29$15,747.33
289Nov 2045$1,297.93$31.36$1,329.29$14,449.40
290Dec 2045$1,300.51$28.78$1,329.29$13,148.89
2045 Total$15,436.65$514.83$15,951.48
291Jan 2046$1,303.10$26.19$1,329.29$11,845.79
292Feb 2046$1,305.70$23.59$1,329.29$10,540.09
293Mar 2046$1,308.30$20.99$1,329.29$9,231.79
294Apr 2046$1,310.90$18.39$1,329.29$7,920.89
295May 2046$1,313.51$15.78$1,329.29$6,607.38
296Jun 2046$1,316.13$13.16$1,329.29$5,291.25
297Jul 2046$1,318.75$10.54$1,329.29$3,972.50
298Aug 2046$1,321.38$7.91$1,329.29$2,651.12
299Sep 2046$1,324.01$5.28$1,329.29$1,327.11
300Oct 2046$1,326.65$2.64$1,329.29$0.46
2046 Total$13,148.43$144.47$13,292.9