Regional Australia Bank Fixed Investment Loan (Principal and Interest) 4 Years | Review & Compare Home Loans

Fixed Home Loan

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Interest Rate

5.79

% p.a

Fixed - 4 years

Comparison Rate*

5.63

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,895

based on $300,000 loan amount for 25 years at 5.79%

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Summary
Features & fees
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Interest Rate

5.79

% p.a

Fixed - 4 years

Comparison Rate*

5.63

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,895

based on $300,000 loan amount for 25 years at 5.79%

Calculate your repayments for this loan

Your estimated repayment

$1,895

based on $300,000 loan amount for 25 years at 5.79%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,367

based on $300,000 loan amount for 25 years at 2.64%

Interest Rate

2.64

% p.a

Variable

Comparison Rate*

2.56

% p.a

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.

Real Time Rating™

More Features

Monthly Repayment

$1,423

based on $300,000 loan amount for 25 years at 3%

Interest Rate

2.60

% p.a

Intro 24 months

Comparison Rate*

2.96

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

Interest Rate

2.84

% p.a

Variable

Comparison Rate*

2.85

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Quick home loan review

For Fixed Investment Loan (Principal and Interest) 4 Years

These are the benefits of this home loan.

No ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Split account option

These are the drawbacks of this home loan.

No extra repayments
No redraw and no offset
Higher than average interest rate
Loan reverts to higher rate after fixed period
Higher than average upfront fee
Discharge fee at end of loan

Home loan overview

For Fixed Investment Loan (Principal and Interest) 4 Years

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 95%	Total Repayments $568,500 View repayment schedule »
Next LVR	Interest rate type Fixed - 4 years
Borrowing range $50k - $5m Calculate how much you can borrow	Suitable for Investors
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Not Allowed	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 250	Application fee 0
Legal fee $250	Valuation fee At Cost
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 250

Application method

Online Compare	Phone
Broker	In branch

Available

Not available

Data not captured

Target Market Determination

Visit Regional Australia Bank to view Target Market Determination.

Checkout more home loans

Interest Rate

4.89

% p.a

Fixed - 4 years

Comparison Rate*

3.81

% p.a

No ongoing fees
Suitable for low deposits
Split account option

Real Time Rating™

Interest Rate

6.24

% p.a

Fixed - 4 years

Comparison Rate*

5.14

% p.a

Rewards

Earn 300,000 Qantas Points for eligible home loans over $300k ~ Ends in about 2 months

Real Time Rating™

Interest Rate

5.59

% p.a

Fixed - 4 years

Comparison Rate*

5.90

% p.a

Cashback

$2,000 cashback when you refinance a loan of $250,000 or more

Real Time Rating™

Interest Rate

4.69

% p.a

Fixed - 4 years

Comparison Rate*

4.87

% p.a

Cashback

Up to $5,000 cashback per loan.

Real Time Rating™

Product data updated on 29 Jun 2022

FAQs

The range you can borrow from this loan is $50k to $5,000,000.

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

Regional Australia Bank allows you to have this loan for a range of 1 to 30 years.

Regional Australia Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $250 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

To apply for this loan, please contact Regional Australia Bank.

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