Regional Australia Bank Mortgage Offset Investment Loan (Principal and Interest) | Review & Compare Home Loans

Mortgage Offset Home Loan

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Advertised Rate

4.72

% p.a

Variable

Comparison Rate*

4.76

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,705

based on $300,000 loan amount for 25 years at 4.72%

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Summary
Features & fees
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Advertised Rate

4.72

% p.a

Variable

Comparison Rate*

4.76

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,705

based on $300,000 loan amount for 25 years at 4.72%

Calculate your repayments for this loan

Your estimated repayment

$1,705

based on $300,000 loan amount for 25 years at 4.72%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,122

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Variable

Comparison Rate*

2.09

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

More Features

Monthly Repayment

$1,138

based on $300,000 loan amount for 25 years at 2.19%

Advertised Rate

2.19

% p.a

Variable

Comparison Rate*

2.19

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,147

based on $300,000 loan amount for 25 years at 1.85%

Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Quick home loan review

For Mortgage Offset Investment Loan (Principal and Interest)

These are the benefits of this home loan.

No ongoing fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility
Split account option

These are the drawbacks of this home loan.

Higher than average interest rate
Higher than average upfront fee
Discharge fee at end of loan

Home loan overview

For Mortgage Offset Investment Loan (Principal and Interest)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 95%	Total Repayments $511,500 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $50k - $5m Calculate how much you can borrow	Suitable for Investors
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account 100% offset account
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 250	Application fee 0
Legal fee $250	Valuation fee At Cost
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 250

Application method

Online	Phone
Broker	In branch

Target Market Determination

Visit Regional Australia Bank to view Target Market Determination.

Compare and review home loans with similar features

TMD

Advertised Rate

2.04

% p.a

Variable

Comparison Rate*

2.04

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

Advertised Rate

2.39

% p.a

Variable

Comparison Rate*

2.39

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

Advertised Rate

2.29

% p.a

Variable

Comparison Rate*

2.30

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Apply by 30 November 2021 and settle by 28th February 2022. Terms and Conditions apply.* ~ Ends in about 11 hours

Real Time Rating™

Advertised Rate

2.29

% p.a

Variable

Comparison Rate*

2.63

% p.a

Cashback

Receive $1,000 when you refinance min of $250k with WLTH from 26 July. Settle by 30 November 2021. Terms, conditions, eligibility and credit criteria apply. ~ Ends in about 4 hours

Real Time Rating™

FAQs

The range you can borrow from this loan is $50k to $5,000,000.

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

Regional Australia Bank allows you to have this loan for a range of 1 to 30 years.

Regional Australia Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $250 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Regional Australia Bank makes it possible to apply for this product online. Apply here.

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