Mortgage Offset Investment Loan (Interest Only) from Regional Australia Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.87%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,223
Number of Repayments
300
Total Interest Paid
$116,900
Total repayments
$366,900
DatePrincipleInterestPaymentBalance
1Aug 2019$368.03$1,222.92$1,590.95$249,631.97
2Sep 2019$369.83$1,221.12$1,590.95$249,262.14
3Oct 2019$371.64$1,219.31$1,590.95$248,890.50
4Nov 2019$373.46$1,217.49$1,590.95$248,517.04
5Dec 2019$375.29$1,215.66$1,590.95$248,141.75
2019 Total$1,858.25$6,096.5$7,954.75
6Jan 2020$377.12$1,213.83$1,590.95$247,764.63
7Feb 2020$378.97$1,211.98$1,590.95$247,385.66
8Mar 2020$380.82$1,210.13$1,590.95$247,004.84
9Apr 2020$382.68$1,208.27$1,590.95$246,622.16
10May 2020$384.56$1,206.39$1,590.95$246,237.60
11Jun 2020$386.44$1,204.51$1,590.95$245,851.16
12Jul 2020$388.33$1,202.62$1,590.95$245,462.83
13Aug 2020$390.23$1,200.72$1,590.95$245,072.60
14Sep 2020$392.14$1,198.81$1,590.95$244,680.46
15Oct 2020$394.05$1,196.90$1,590.95$244,286.41
16Nov 2020$395.98$1,194.97$1,590.95$243,890.43
17Dec 2020$397.92$1,193.03$1,590.95$243,492.51
2020 Total$4,649.24$14,442.16$19,091.4
18Jan 2021$399.87$1,191.08$1,590.95$243,092.64
19Feb 2021$401.82$1,189.13$1,590.95$242,690.82
20Mar 2021$403.79$1,187.16$1,590.95$242,287.03
21Apr 2021$405.76$1,185.19$1,590.95$241,881.27
22May 2021$407.75$1,183.20$1,590.95$241,473.52
23Jun 2021$409.74$1,181.21$1,590.95$241,063.78
24Jul 2021$411.75$1,179.20$1,590.95$240,652.03
25Aug 2021$413.76$1,177.19$1,590.95$240,238.27
26Sep 2021$415.78$1,175.17$1,590.95$239,822.49
27Oct 2021$417.82$1,173.13$1,590.95$239,404.67
28Nov 2021$419.86$1,171.09$1,590.95$238,984.81
29Dec 2021$421.92$1,169.03$1,590.95$238,562.89
2021 Total$4,929.62$14,161.78$19,091.4
30Jan 2022$423.98$1,166.97$1,590.95$238,138.91
31Feb 2022$426.05$1,164.90$1,590.95$237,712.86
32Mar 2022$428.14$1,162.81$1,590.95$237,284.72
33Apr 2022$430.23$1,160.72$1,590.95$236,854.49
34May 2022$432.34$1,158.61$1,590.95$236,422.15
35Jun 2022$434.45$1,156.50$1,590.95$235,987.70
36Jul 2022$436.58$1,154.37$1,590.95$235,551.12
37Aug 2022$438.71$1,152.24$1,590.95$235,112.41
38Sep 2022$440.86$1,150.09$1,590.95$234,671.55
39Oct 2022$443.02$1,147.93$1,590.95$234,228.53
40Nov 2022$445.18$1,145.77$1,590.95$233,783.35
41Dec 2022$447.36$1,143.59$1,590.95$233,335.99
2022 Total$5,226.9$13,864.5$19,091.4
42Jan 2023$449.55$1,141.40$1,590.95$232,886.44
43Feb 2023$451.75$1,139.20$1,590.95$232,434.69
44Mar 2023$453.96$1,136.99$1,590.95$231,980.73
45Apr 2023$456.18$1,134.77$1,590.95$231,524.55
46May 2023$458.41$1,132.54$1,590.95$231,066.14
47Jun 2023$460.65$1,130.30$1,590.95$230,605.49
48Jul 2023$462.90$1,128.05$1,590.95$230,142.59
49Aug 2023$465.17$1,125.78$1,590.95$229,677.42
50Sep 2023$467.44$1,123.51$1,590.95$229,209.98
51Oct 2023$469.73$1,121.22$1,590.95$228,740.25
52Nov 2023$472.03$1,118.92$1,590.95$228,268.22
53Dec 2023$474.34$1,116.61$1,590.95$227,793.88
2023 Total$5,542.11$13,549.29$19,091.4
54Jan 2024$476.66$1,114.29$1,590.95$227,317.22
55Feb 2024$478.99$1,111.96$1,590.95$226,838.23
56Mar 2024$481.33$1,109.62$1,590.95$226,356.90
57Apr 2024$483.69$1,107.26$1,590.95$225,873.21
58May 2024$486.05$1,104.90$1,590.95$225,387.16
59Jun 2024$488.43$1,102.52$1,590.95$224,898.73
60Jul 2024$490.82$1,100.13$1,590.95$224,407.91
61Aug 2024$493.22$1,097.73$1,590.95$223,914.69
62Sep 2024$495.63$1,095.32$1,590.95$223,419.06
63Oct 2024$498.06$1,092.89$1,590.95$222,921.00
64Nov 2024$500.49$1,090.46$1,590.95$222,420.51
65Dec 2024$502.94$1,088.01$1,590.95$221,917.57
2024 Total$5,876.31$13,215.09$19,091.4
66Jan 2025$505.40$1,085.55$1,590.95$221,412.17
67Feb 2025$507.88$1,083.07$1,590.95$220,904.29
68Mar 2025$510.36$1,080.59$1,590.95$220,393.93
69Apr 2025$512.86$1,078.09$1,590.95$219,881.07
70May 2025$515.37$1,075.58$1,590.95$219,365.70
71Jun 2025$517.89$1,073.06$1,590.95$218,847.81
72Jul 2025$520.42$1,070.53$1,590.95$218,327.39
73Aug 2025$522.97$1,067.98$1,590.95$217,804.42
74Sep 2025$525.52$1,065.43$1,590.95$217,278.90
75Oct 2025$528.09$1,062.86$1,590.95$216,750.81
76Nov 2025$530.68$1,060.27$1,590.95$216,220.13
77Dec 2025$533.27$1,057.68$1,590.95$215,686.86
2025 Total$6,230.71$12,860.69$19,091.4
78Jan 2026$535.88$1,055.07$1,590.95$215,150.98
79Feb 2026$538.50$1,052.45$1,590.95$214,612.48
80Mar 2026$541.14$1,049.81$1,590.95$214,071.34
81Apr 2026$543.78$1,047.17$1,590.95$213,527.56
82May 2026$546.44$1,044.51$1,590.95$212,981.12
83Jun 2026$549.12$1,041.83$1,590.95$212,432.00
84Jul 2026$551.80$1,039.15$1,590.95$211,880.20
85Aug 2026$554.50$1,036.45$1,590.95$211,325.70
86Sep 2026$557.22$1,033.73$1,590.95$210,768.48
87Oct 2026$559.94$1,031.01$1,590.95$210,208.54
88Nov 2026$562.68$1,028.27$1,590.95$209,645.86
89Dec 2026$565.43$1,025.52$1,590.95$209,080.43
2026 Total$6,606.43$12,484.97$19,091.4
90Jan 2027$568.20$1,022.75$1,590.95$208,512.23
91Feb 2027$570.98$1,019.97$1,590.95$207,941.25
92Mar 2027$573.77$1,017.18$1,590.95$207,367.48
93Apr 2027$576.58$1,014.37$1,590.95$206,790.90
94May 2027$579.40$1,011.55$1,590.95$206,211.50
95Jun 2027$582.23$1,008.72$1,590.95$205,629.27
96Jul 2027$585.08$1,005.87$1,590.95$205,044.19
97Aug 2027$587.94$1,003.01$1,590.95$204,456.25
98Sep 2027$590.82$1,000.13$1,590.95$203,865.43
99Oct 2027$593.71$997.24$1,590.95$203,271.72
100Nov 2027$596.61$994.34$1,590.95$202,675.11
101Dec 2027$599.53$991.42$1,590.95$202,075.58
2027 Total$7,004.85$12,086.55$19,091.4
102Jan 2028$602.46$988.49$1,590.95$201,473.12
103Feb 2028$605.41$985.54$1,590.95$200,867.71
104Mar 2028$608.37$982.58$1,590.95$200,259.34
105Apr 2028$611.35$979.60$1,590.95$199,647.99
106May 2028$614.34$976.61$1,590.95$199,033.65
107Jun 2028$617.34$973.61$1,590.95$198,416.31
108Jul 2028$620.36$970.59$1,590.95$197,795.95
109Aug 2028$623.40$967.55$1,590.95$197,172.55
110Sep 2028$626.45$964.50$1,590.95$196,546.10
111Oct 2028$629.51$961.44$1,590.95$195,916.59
112Nov 2028$632.59$958.36$1,590.95$195,284.00
113Dec 2028$635.69$955.26$1,590.95$194,648.31
2028 Total$7,427.27$11,664.13$19,091.4
114Jan 2029$638.80$952.15$1,590.95$194,009.51
115Feb 2029$641.92$949.03$1,590.95$193,367.59
116Mar 2029$645.06$945.89$1,590.95$192,722.53
117Apr 2029$648.22$942.73$1,590.95$192,074.31
118May 2029$651.39$939.56$1,590.95$191,422.92
119Jun 2029$654.57$936.38$1,590.95$190,768.35
120Jul 2029$657.77$933.18$1,590.95$190,110.58
121Aug 2029$660.99$929.96$1,590.95$189,449.59
122Sep 2029$664.23$926.72$1,590.95$188,785.36
123Oct 2029$667.47$923.48$1,590.95$188,117.89
124Nov 2029$670.74$920.21$1,590.95$187,447.15
125Dec 2029$674.02$916.93$1,590.95$186,773.13
2029 Total$7,875.18$11,216.22$19,091.4
126Jan 2030$677.32$913.63$1,590.95$186,095.81
127Feb 2030$680.63$910.32$1,590.95$185,415.18
128Mar 2030$683.96$906.99$1,590.95$184,731.22
129Apr 2030$687.31$903.64$1,590.95$184,043.91
130May 2030$690.67$900.28$1,590.95$183,353.24
131Jun 2030$694.05$896.90$1,590.95$182,659.19
132Jul 2030$697.44$893.51$1,590.95$181,961.75
133Aug 2030$700.85$890.10$1,590.95$181,260.90
134Sep 2030$704.28$886.67$1,590.95$180,556.62
135Oct 2030$707.73$883.22$1,590.95$179,848.89
136Nov 2030$711.19$879.76$1,590.95$179,137.70
137Dec 2030$714.67$876.28$1,590.95$178,423.03
2030 Total$8,350.1$10,741.3$19,091.4
138Jan 2031$718.16$872.79$1,590.95$177,704.87
139Feb 2031$721.68$869.27$1,590.95$176,983.19
140Mar 2031$725.21$865.74$1,590.95$176,257.98
141Apr 2031$728.75$862.20$1,590.95$175,529.23
142May 2031$732.32$858.63$1,590.95$174,796.91
143Jun 2031$735.90$855.05$1,590.95$174,061.01
144Jul 2031$739.50$851.45$1,590.95$173,321.51
145Aug 2031$743.12$847.83$1,590.95$172,578.39
146Sep 2031$746.75$844.20$1,590.95$171,831.64
147Oct 2031$750.41$840.54$1,590.95$171,081.23
148Nov 2031$754.08$836.87$1,590.95$170,327.15
149Dec 2031$757.77$833.18$1,590.95$169,569.38
2031 Total$8,853.65$10,237.75$19,091.4
150Jan 2032$761.47$829.48$1,590.95$168,807.91
151Feb 2032$765.20$825.75$1,590.95$168,042.71
152Mar 2032$768.94$822.01$1,590.95$167,273.77
153Apr 2032$772.70$818.25$1,590.95$166,501.07
154May 2032$776.48$814.47$1,590.95$165,724.59
155Jun 2032$780.28$810.67$1,590.95$164,944.31
156Jul 2032$784.10$806.85$1,590.95$164,160.21
157Aug 2032$787.93$803.02$1,590.95$163,372.28
158Sep 2032$791.79$799.16$1,590.95$162,580.49
159Oct 2032$795.66$795.29$1,590.95$161,784.83
160Nov 2032$799.55$791.40$1,590.95$160,985.28
161Dec 2032$803.46$787.49$1,590.95$160,181.82
2032 Total$9,387.56$9,703.84$19,091.4
162Jan 2033$807.39$783.56$1,590.95$159,374.43
163Feb 2033$811.34$779.61$1,590.95$158,563.09
164Mar 2033$815.31$775.64$1,590.95$157,747.78
165Apr 2033$819.30$771.65$1,590.95$156,928.48
166May 2033$823.31$767.64$1,590.95$156,105.17
167Jun 2033$827.34$763.61$1,590.95$155,277.83
168Jul 2033$831.38$759.57$1,590.95$154,446.45
169Aug 2033$835.45$755.50$1,590.95$153,611.00
170Sep 2033$839.54$751.41$1,590.95$152,771.46
171Oct 2033$843.64$747.31$1,590.95$151,927.82
172Nov 2033$847.77$743.18$1,590.95$151,080.05
173Dec 2033$851.92$739.03$1,590.95$150,228.13
2033 Total$9,953.69$9,137.71$19,091.4
174Jan 2034$856.08$734.87$1,590.95$149,372.05
175Feb 2034$860.27$730.68$1,590.95$148,511.78
176Mar 2034$864.48$726.47$1,590.95$147,647.30
177Apr 2034$868.71$722.24$1,590.95$146,778.59
178May 2034$872.96$717.99$1,590.95$145,905.63
179Jun 2034$877.23$713.72$1,590.95$145,028.40
180Jul 2034$881.52$709.43$1,590.95$144,146.88
181Aug 2034$885.83$705.12$1,590.95$143,261.05
182Sep 2034$890.16$700.79$1,590.95$142,370.89
183Oct 2034$894.52$696.43$1,590.95$141,476.37
184Nov 2034$898.89$692.06$1,590.95$140,577.48
185Dec 2034$903.29$687.66$1,590.95$139,674.19
2034 Total$10,553.94$8,537.46$19,091.4
186Jan 2035$907.71$683.24$1,590.95$138,766.48
187Feb 2035$912.15$678.80$1,590.95$137,854.33
188Mar 2035$916.61$674.34$1,590.95$136,937.72
189Apr 2035$921.10$669.85$1,590.95$136,016.62
190May 2035$925.60$665.35$1,590.95$135,091.02
191Jun 2035$930.13$660.82$1,590.95$134,160.89
192Jul 2035$934.68$656.27$1,590.95$133,226.21
193Aug 2035$939.25$651.70$1,590.95$132,286.96
194Sep 2035$943.85$647.10$1,590.95$131,343.11
195Oct 2035$948.46$642.49$1,590.95$130,394.65
196Nov 2035$953.10$637.85$1,590.95$129,441.55
197Dec 2035$957.77$633.18$1,590.95$128,483.78
2035 Total$11,190.41$7,900.99$19,091.4
198Jan 2036$962.45$628.50$1,590.95$127,521.33
199Feb 2036$967.16$623.79$1,590.95$126,554.17
200Mar 2036$971.89$619.06$1,590.95$125,582.28
201Apr 2036$976.64$614.31$1,590.95$124,605.64
202May 2036$981.42$609.53$1,590.95$123,624.22
203Jun 2036$986.22$604.73$1,590.95$122,638.00
204Jul 2036$991.05$599.90$1,590.95$121,646.95
205Aug 2036$995.89$595.06$1,590.95$120,651.06
206Sep 2036$1,000.77$590.18$1,590.95$119,650.29
207Oct 2036$1,005.66$585.29$1,590.95$118,644.63
208Nov 2036$1,010.58$580.37$1,590.95$117,634.05
209Dec 2036$1,015.52$575.43$1,590.95$116,618.53
2036 Total$11,865.25$7,226.15$19,091.4
210Jan 2037$1,020.49$570.46$1,590.95$115,598.04
211Feb 2037$1,025.48$565.47$1,590.95$114,572.56
212Mar 2037$1,030.50$560.45$1,590.95$113,542.06
213Apr 2037$1,035.54$555.41$1,590.95$112,506.52
214May 2037$1,040.61$550.34$1,590.95$111,465.91
215Jun 2037$1,045.70$545.25$1,590.95$110,420.21
216Jul 2037$1,050.81$540.14$1,590.95$109,369.40
217Aug 2037$1,055.95$535.00$1,590.95$108,313.45
218Sep 2037$1,061.12$529.83$1,590.95$107,252.33
219Oct 2037$1,066.31$524.64$1,590.95$106,186.02
220Nov 2037$1,071.52$519.43$1,590.95$105,114.50
221Dec 2037$1,076.76$514.19$1,590.95$104,037.74
2037 Total$12,580.79$6,510.61$19,091.4
222Jan 2038$1,082.03$508.92$1,590.95$102,955.71
223Feb 2038$1,087.32$503.63$1,590.95$101,868.39
224Mar 2038$1,092.64$498.31$1,590.95$100,775.75
225Apr 2038$1,097.99$492.96$1,590.95$99,677.76
226May 2038$1,103.36$487.59$1,590.95$98,574.40
227Jun 2038$1,108.76$482.19$1,590.95$97,465.64
228Jul 2038$1,114.18$476.77$1,590.95$96,351.46
229Aug 2038$1,119.63$471.32$1,590.95$95,231.83
230Sep 2038$1,125.11$465.84$1,590.95$94,106.72
231Oct 2038$1,130.61$460.34$1,590.95$92,976.11
232Nov 2038$1,136.14$454.81$1,590.95$91,839.97
233Dec 2038$1,141.70$449.25$1,590.95$90,698.27
2038 Total$13,339.47$5,751.93$19,091.4
234Jan 2039$1,147.28$443.67$1,590.95$89,550.99
235Feb 2039$1,152.90$438.05$1,590.95$88,398.09
236Mar 2039$1,158.54$432.41$1,590.95$87,239.55
237Apr 2039$1,164.20$426.75$1,590.95$86,075.35
238May 2039$1,169.90$421.05$1,590.95$84,905.45
239Jun 2039$1,175.62$415.33$1,590.95$83,729.83
240Jul 2039$1,181.37$409.58$1,590.95$82,548.46
241Aug 2039$1,187.15$403.80$1,590.95$81,361.31
242Sep 2039$1,192.96$397.99$1,590.95$80,168.35
243Oct 2039$1,198.79$392.16$1,590.95$78,969.56
244Nov 2039$1,204.66$386.29$1,590.95$77,764.90
245Dec 2039$1,210.55$380.40$1,590.95$76,554.35
2039 Total$14,143.92$4,947.48$19,091.4
246Jan 2040$1,216.47$374.48$1,590.95$75,337.88
247Feb 2040$1,222.42$368.53$1,590.95$74,115.46
248Mar 2040$1,228.40$362.55$1,590.95$72,887.06
249Apr 2040$1,234.41$356.54$1,590.95$71,652.65
250May 2040$1,240.45$350.50$1,590.95$70,412.20
251Jun 2040$1,246.52$344.43$1,590.95$69,165.68
252Jul 2040$1,252.61$338.34$1,590.95$67,913.07
253Aug 2040$1,258.74$332.21$1,590.95$66,654.33
254Sep 2040$1,264.90$326.05$1,590.95$65,389.43
255Oct 2040$1,271.09$319.86$1,590.95$64,118.34
256Nov 2040$1,277.30$313.65$1,590.95$62,841.04
257Dec 2040$1,283.55$307.40$1,590.95$61,557.49
2040 Total$14,996.86$4,094.54$19,091.4
258Jan 2041$1,289.83$301.12$1,590.95$60,267.66
259Feb 2041$1,296.14$294.81$1,590.95$58,971.52
260Mar 2041$1,302.48$288.47$1,590.95$57,669.04
261Apr 2041$1,308.85$282.10$1,590.95$56,360.19
262May 2041$1,315.25$275.70$1,590.95$55,044.94
263Jun 2041$1,321.69$269.26$1,590.95$53,723.25
264Jul 2041$1,328.15$262.80$1,590.95$52,395.10
265Aug 2041$1,334.65$256.30$1,590.95$51,060.45
266Sep 2041$1,341.18$249.77$1,590.95$49,719.27
267Oct 2041$1,347.74$243.21$1,590.95$48,371.53
268Nov 2041$1,354.33$236.62$1,590.95$47,017.20
269Dec 2041$1,360.96$229.99$1,590.95$45,656.24
2041 Total$15,901.25$3,190.15$19,091.4
270Jan 2042$1,367.61$223.34$1,590.95$44,288.63
271Feb 2042$1,374.30$216.65$1,590.95$42,914.33
272Mar 2042$1,381.03$209.92$1,590.95$41,533.30
273Apr 2042$1,387.78$203.17$1,590.95$40,145.52
274May 2042$1,394.57$196.38$1,590.95$38,750.95
275Jun 2042$1,401.39$189.56$1,590.95$37,349.56
276Jul 2042$1,408.25$182.70$1,590.95$35,941.31
277Aug 2042$1,415.14$175.81$1,590.95$34,526.17
278Sep 2042$1,422.06$168.89$1,590.95$33,104.11
279Oct 2042$1,429.02$161.93$1,590.95$31,675.09
280Nov 2042$1,436.01$154.94$1,590.95$30,239.08
281Dec 2042$1,443.03$147.92$1,590.95$28,796.05
2042 Total$16,860.19$2,231.21$19,091.4
282Jan 2043$1,450.09$140.86$1,590.95$27,345.96
283Feb 2043$1,457.18$133.77$1,590.95$25,888.78
284Mar 2043$1,464.31$126.64$1,590.95$24,424.47
285Apr 2043$1,471.47$119.48$1,590.95$22,953.00
286May 2043$1,478.67$112.28$1,590.95$21,474.33
287Jun 2043$1,485.90$105.05$1,590.95$19,988.43
288Jul 2043$1,493.17$97.78$1,590.95$18,495.26
289Aug 2043$1,500.48$90.47$1,590.95$16,994.78
290Sep 2043$1,507.82$83.13$1,590.95$15,486.96
291Oct 2043$1,515.19$75.76$1,590.95$13,971.77
292Nov 2043$1,522.60$68.35$1,590.95$12,449.17
293Dec 2043$1,530.05$60.90$1,590.95$10,919.12
2043 Total$17,876.93$1,214.47$19,091.4
294Jan 2044$1,537.54$53.41$1,590.95$9,381.58
295Feb 2044$1,545.06$45.89$1,590.95$7,836.52
296Mar 2044$1,552.62$38.33$1,590.95$6,283.90
297Apr 2044$1,560.21$30.74$1,590.95$4,723.69
298May 2044$1,567.84$23.11$1,590.95$3,155.85
299Jun 2044$1,575.51$15.44$1,590.95$1,580.34
300Jul 2044$1,580.34$7.73$1,588.07$0.00
2044 Total$10,919.12$214.65$11,133.77
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