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4.97
% p.a
Variable
5.00
% p.a
$1,243
based on $300,000 loan amount for 25 years at 4.97%
Calculate your repayments for this loan
Your estimated repayment
$1,243
based on $300,000 loan amount for 25 years at 4.97%
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Quick home loan review
For Mortgage Secured Overdraft
These are the benefits of this home loan.
- No ongoing fees
- Suitable for low deposits
- Parents can sign as guarantor
These are the drawbacks of this home loan.
- No redraw and no offset
- Higher than average interest rate
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Mortgage Secured Overdraft
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 95% | Total Repayments $372,900 |
Interest rate type Variable | |
Borrowing range
$5k
-
$5m
| Suitable for Line of Credit, Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 400 | Application fee 0 |
Legal fee $250 | Valuation fee $150 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 250 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Regional Australia Bank to view Target Market Determination.
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