Regional Australia Bank Partnership Advantage Investment Loan (Interest Only) ($250k+) | Review & Compare Home Loans

Advertised Rate

4.26%

Variable

Comparison Rate*

4.22%

Maximum LVR

95%

Real Time Rating™

1.99 / 5

Monthly Repayment

$888

Pros and Cons

Pros

No upfront fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor

Cons

Annual fee charged
Repayments may increase if RBA raises rates

Regional Australia Bank Fees and Features

Maximum LVR 95%	Interest rate structure Variable
Borrowing range $250k - $5m Calculate how much you can borrow	Total Repayments $319,680 View repayment schedule »
Principal & interest	Interest only
Loan term range 1 - 30 years	Offset account 100% offset account
Extra repayments Unlimited extra repayments	Redraw facility Redraw fee: $0
Allows split interest	Suitable For Investors
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA	Make Repayments Fortnightly, Monthly, Weekly
Estimated upfront fees $0	Application fee $0
Settlement fee $0	Valuation fee $0
Legal fee $0	Ongoing fee $375
Discharge fee $0	Property Type
SMSF Trustee	Minimum SMSF Amount
Aggregator

Other Benefits

10% discount on CGU Insurance general insurance policies, Free initial appointment with our specialised financial planners, 5% p.a. discount on a linked Your Choice Visa credit card, No annual fee on a linked your Choice Visa Credit Card

Compare and review home loans with similar features

Lower Rate

SmartFit Investment Loan (Interest Only)

Real Time Rating™

3.68 / 5

Advertised Rate

Comparison Rate*

3.56%

Variable

3.64%

100% full offset account
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

Enquire Now

More Flexibility

Fixed Investment Loan 2 year (Interest Only)

Real Time Rating™

3.12 / 5

Advertised Rate

Comparison Rate*

3.38%

Fixed - 2 years

3.69%

Repayments will not change during fixed period

Enquire Now

Major Banks

Choice Package Tailored Investment Loan (Interest Only) ($250k-$750k)

Real Time Rating™

2.40 / 5

Advertised Rate

Comparison Rate*

4.82%

Variable

5.00%

Cashback

Receive $2,000 with the New Lending Cash Bonus and $4,000 with the Refinance Cash Bonus

Generic

Investment Back to Basics Special (Interest Only) (New Customer)

Real Time Rating™

3.74 / 5

Advertised Rate

Comparison Rate*

3.53%

Variable

3.41%

No upfront or ongoing fees
Parents can sign as guarantor
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

Enquire Now

Regional Australia Bank is the name of three New South Wales credit union brands that combined to form Australia’s largest inland credit union. The Regional Australia Bank, formerly Community Mutual Group, dates back to 1970 and is now responsible for managing assets worth just under $1 billion.

As a credit union, the Regional Australia Bank can reinvest its profits in the business passing benefits that include competitive rates directly to its 700,000 plus membership base. Regional Australia Bank offers a range of every day banking products in addition to insurance, credit cards and home loans.

In 2013 Regional Australia Bank won Money Magazine’s Socially Responsible Mutual of the Year Award.

Regional Australia Bank Home Loan Calculator
Interested in an Regional Australia Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Regional Australia Bank compares to its competitors. Simply plug in your borrowing amount below.

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