Standard Variable Home Loan (Interest Only) from Regional Australia Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.99%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,248
Number of Repayments
300
Total Interest Paid
$74,400
Total repayments
$374,400
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$504.52$1,247.50$1,752.02$299,495.48
2Feb 2020$506.62$1,245.40$1,752.02$298,988.86
3Mar 2020$508.72$1,243.30$1,752.02$298,480.14
4Apr 2020$510.84$1,241.18$1,752.02$297,969.30
5May 2020$512.96$1,239.06$1,752.02$297,456.34
6Jun 2020$515.10$1,236.92$1,752.02$296,941.24
7Jul 2020$517.24$1,234.78$1,752.02$296,424.00
8Aug 2020$519.39$1,232.63$1,752.02$295,904.61
9Sep 2020$521.55$1,230.47$1,752.02$295,383.06
10Oct 2020$523.72$1,228.30$1,752.02$294,859.34
11Nov 2020$525.90$1,226.12$1,752.02$294,333.44
12Dec 2020$528.08$1,223.94$1,752.02$293,805.36
2020 Total$6,194.64$14,829.6$21,024.24
13Jan 2021$530.28$1,221.74$1,752.02$293,275.08
14Feb 2021$532.48$1,219.54$1,752.02$292,742.60
15Mar 2021$534.70$1,217.32$1,752.02$292,207.90
16Apr 2021$536.92$1,215.10$1,752.02$291,670.98
17May 2021$539.15$1,212.87$1,752.02$291,131.83
18Jun 2021$541.40$1,210.62$1,752.02$290,590.43
19Jul 2021$543.65$1,208.37$1,752.02$290,046.78
20Aug 2021$545.91$1,206.11$1,752.02$289,500.87
21Sep 2021$548.18$1,203.84$1,752.02$288,952.69
22Oct 2021$550.46$1,201.56$1,752.02$288,402.23
23Nov 2021$552.75$1,199.27$1,752.02$287,849.48
24Dec 2021$555.05$1,196.97$1,752.02$287,294.43
2021 Total$6,510.93$14,513.31$21,024.24
25Jan 2022$557.35$1,194.67$1,752.02$286,737.08
26Feb 2022$559.67$1,192.35$1,752.02$286,177.41
27Mar 2022$562.00$1,190.02$1,752.02$285,615.41
28Apr 2022$564.34$1,187.68$1,752.02$285,051.07
29May 2022$566.68$1,185.34$1,752.02$284,484.39
30Jun 2022$569.04$1,182.98$1,752.02$283,915.35
31Jul 2022$571.41$1,180.61$1,752.02$283,343.94
32Aug 2022$573.78$1,178.24$1,752.02$282,770.16
33Sep 2022$576.17$1,175.85$1,752.02$282,193.99
34Oct 2022$578.56$1,173.46$1,752.02$281,615.43
35Nov 2022$580.97$1,171.05$1,752.02$281,034.46
36Dec 2022$583.39$1,168.63$1,752.02$280,451.07
2022 Total$6,843.36$14,180.88$21,024.24
37Jan 2023$585.81$1,166.21$1,752.02$279,865.26
38Feb 2023$588.25$1,163.77$1,752.02$279,277.01
39Mar 2023$590.69$1,161.33$1,752.02$278,686.32
40Apr 2023$593.15$1,158.87$1,752.02$278,093.17
41May 2023$595.62$1,156.40$1,752.02$277,497.55
42Jun 2023$598.09$1,153.93$1,752.02$276,899.46
43Jul 2023$600.58$1,151.44$1,752.02$276,298.88
44Aug 2023$603.08$1,148.94$1,752.02$275,695.80
45Sep 2023$605.58$1,146.44$1,752.02$275,090.22
46Oct 2023$608.10$1,143.92$1,752.02$274,482.12
47Nov 2023$610.63$1,141.39$1,752.02$273,871.49
48Dec 2023$613.17$1,138.85$1,752.02$273,258.32
2023 Total$7,192.75$13,831.49$21,024.24
49Jan 2024$615.72$1,136.30$1,752.02$272,642.60
50Feb 2024$618.28$1,133.74$1,752.02$272,024.32
51Mar 2024$620.85$1,131.17$1,752.02$271,403.47
52Apr 2024$623.43$1,128.59$1,752.02$270,780.04
53May 2024$626.03$1,125.99$1,752.02$270,154.01
54Jun 2024$628.63$1,123.39$1,752.02$269,525.38
55Jul 2024$631.24$1,120.78$1,752.02$268,894.14
56Aug 2024$633.87$1,118.15$1,752.02$268,260.27
57Sep 2024$636.50$1,115.52$1,752.02$267,623.77
58Oct 2024$639.15$1,112.87$1,752.02$266,984.62
59Nov 2024$641.81$1,110.21$1,752.02$266,342.81
60Dec 2024$644.48$1,107.54$1,752.02$265,698.33
2024 Total$7,559.99$13,464.25$21,024.24
61Jan 2025$647.16$1,104.86$1,752.02$265,051.17
62Feb 2025$649.85$1,102.17$1,752.02$264,401.32
63Mar 2025$652.55$1,099.47$1,752.02$263,748.77
64Apr 2025$655.26$1,096.76$1,752.02$263,093.51
65May 2025$657.99$1,094.03$1,752.02$262,435.52
66Jun 2025$660.73$1,091.29$1,752.02$261,774.79
67Jul 2025$663.47$1,088.55$1,752.02$261,111.32
68Aug 2025$666.23$1,085.79$1,752.02$260,445.09
69Sep 2025$669.00$1,083.02$1,752.02$259,776.09
70Oct 2025$671.78$1,080.24$1,752.02$259,104.31
71Nov 2025$674.58$1,077.44$1,752.02$258,429.73
72Dec 2025$677.38$1,074.64$1,752.02$257,752.35
2025 Total$7,945.98$13,078.26$21,024.24
73Jan 2026$680.20$1,071.82$1,752.02$257,072.15
74Feb 2026$683.03$1,068.99$1,752.02$256,389.12
75Mar 2026$685.87$1,066.15$1,752.02$255,703.25
76Apr 2026$688.72$1,063.30$1,752.02$255,014.53
77May 2026$691.58$1,060.44$1,752.02$254,322.95
78Jun 2026$694.46$1,057.56$1,752.02$253,628.49
79Jul 2026$697.35$1,054.67$1,752.02$252,931.14
80Aug 2026$700.25$1,051.77$1,752.02$252,230.89
81Sep 2026$703.16$1,048.86$1,752.02$251,527.73
82Oct 2026$706.08$1,045.94$1,752.02$250,821.65
83Nov 2026$709.02$1,043.00$1,752.02$250,112.63
84Dec 2026$711.97$1,040.05$1,752.02$249,400.66
2026 Total$8,351.69$12,672.55$21,024.24
85Jan 2027$714.93$1,037.09$1,752.02$248,685.73
86Feb 2027$717.90$1,034.12$1,752.02$247,967.83
87Mar 2027$720.89$1,031.13$1,752.02$247,246.94
88Apr 2027$723.88$1,028.14$1,752.02$246,523.06
89May 2027$726.89$1,025.13$1,752.02$245,796.17
90Jun 2027$729.92$1,022.10$1,752.02$245,066.25
91Jul 2027$732.95$1,019.07$1,752.02$244,333.30
92Aug 2027$736.00$1,016.02$1,752.02$243,597.30
93Sep 2027$739.06$1,012.96$1,752.02$242,858.24
94Oct 2027$742.13$1,009.89$1,752.02$242,116.11
95Nov 2027$745.22$1,006.80$1,752.02$241,370.89
96Dec 2027$748.32$1,003.70$1,752.02$240,622.57
2027 Total$8,778.09$12,246.15$21,024.24
97Jan 2028$751.43$1,000.59$1,752.02$239,871.14
98Feb 2028$754.56$997.46$1,752.02$239,116.58
99Mar 2028$757.69$994.33$1,752.02$238,358.89
100Apr 2028$760.84$991.18$1,752.02$237,598.05
101May 2028$764.01$988.01$1,752.02$236,834.04
102Jun 2028$767.19$984.83$1,752.02$236,066.85
103Jul 2028$770.38$981.64$1,752.02$235,296.47
104Aug 2028$773.58$978.44$1,752.02$234,522.89
105Sep 2028$776.80$975.22$1,752.02$233,746.09
106Oct 2028$780.03$971.99$1,752.02$232,966.06
107Nov 2028$783.27$968.75$1,752.02$232,182.79
108Dec 2028$786.53$965.49$1,752.02$231,396.26
2028 Total$9,226.31$11,797.93$21,024.24
109Jan 2029$789.80$962.22$1,752.02$230,606.46
110Feb 2029$793.08$958.94$1,752.02$229,813.38
111Mar 2029$796.38$955.64$1,752.02$229,017.00
112Apr 2029$799.69$952.33$1,752.02$228,217.31
113May 2029$803.02$949.00$1,752.02$227,414.29
114Jun 2029$806.36$945.66$1,752.02$226,607.93
115Jul 2029$809.71$942.31$1,752.02$225,798.22
116Aug 2029$813.08$938.94$1,752.02$224,985.14
117Sep 2029$816.46$935.56$1,752.02$224,168.68
118Oct 2029$819.85$932.17$1,752.02$223,348.83
119Nov 2029$823.26$928.76$1,752.02$222,525.57
120Dec 2029$826.68$925.34$1,752.02$221,698.89
2029 Total$9,697.37$11,326.87$21,024.24
121Jan 2030$830.12$921.90$1,752.02$220,868.77
122Feb 2030$833.57$918.45$1,752.02$220,035.20
123Mar 2030$837.04$914.98$1,752.02$219,198.16
124Apr 2030$840.52$911.50$1,752.02$218,357.64
125May 2030$844.02$908.00$1,752.02$217,513.62
126Jun 2030$847.53$904.49$1,752.02$216,666.09
127Jul 2030$851.05$900.97$1,752.02$215,815.04
128Aug 2030$854.59$897.43$1,752.02$214,960.45
129Sep 2030$858.14$893.88$1,752.02$214,102.31
130Oct 2030$861.71$890.31$1,752.02$213,240.60
131Nov 2030$865.29$886.73$1,752.02$212,375.31
132Dec 2030$868.89$883.13$1,752.02$211,506.42
2030 Total$10,192.47$10,831.77$21,024.24
133Jan 2031$872.51$879.51$1,752.02$210,633.91
134Feb 2031$876.13$875.89$1,752.02$209,757.78
135Mar 2031$879.78$872.24$1,752.02$208,878.00
136Apr 2031$883.44$868.58$1,752.02$207,994.56
137May 2031$887.11$864.91$1,752.02$207,107.45
138Jun 2031$890.80$861.22$1,752.02$206,216.65
139Jul 2031$894.50$857.52$1,752.02$205,322.15
140Aug 2031$898.22$853.80$1,752.02$204,423.93
141Sep 2031$901.96$850.06$1,752.02$203,521.97
142Oct 2031$905.71$846.31$1,752.02$202,616.26
143Nov 2031$909.47$842.55$1,752.02$201,706.79
144Dec 2031$913.26$838.76$1,752.02$200,793.53
2031 Total$10,712.89$10,311.35$21,024.24
145Jan 2032$917.05$834.97$1,752.02$199,876.48
146Feb 2032$920.87$831.15$1,752.02$198,955.61
147Mar 2032$924.70$827.32$1,752.02$198,030.91
148Apr 2032$928.54$823.48$1,752.02$197,102.37
149May 2032$932.40$819.62$1,752.02$196,169.97
150Jun 2032$936.28$815.74$1,752.02$195,233.69
151Jul 2032$940.17$811.85$1,752.02$194,293.52
152Aug 2032$944.08$807.94$1,752.02$193,349.44
153Sep 2032$948.01$804.01$1,752.02$192,401.43
154Oct 2032$951.95$800.07$1,752.02$191,449.48
155Nov 2032$955.91$796.11$1,752.02$190,493.57
156Dec 2032$959.88$792.14$1,752.02$189,533.69
2032 Total$11,259.84$9,764.4$21,024.24
157Jan 2033$963.88$788.14$1,752.02$188,569.81
158Feb 2033$967.88$784.14$1,752.02$187,601.93
159Mar 2033$971.91$780.11$1,752.02$186,630.02
160Apr 2033$975.95$776.07$1,752.02$185,654.07
161May 2033$980.01$772.01$1,752.02$184,674.06
162Jun 2033$984.08$767.94$1,752.02$183,689.98
163Jul 2033$988.18$763.84$1,752.02$182,701.80
164Aug 2033$992.29$759.73$1,752.02$181,709.51
165Sep 2033$996.41$755.61$1,752.02$180,713.10
166Oct 2033$1,000.55$751.47$1,752.02$179,712.55
167Nov 2033$1,004.72$747.30$1,752.02$178,707.83
168Dec 2033$1,008.89$743.13$1,752.02$177,698.94
2033 Total$11,834.75$9,189.49$21,024.24
169Jan 2034$1,013.09$738.93$1,752.02$176,685.85
170Feb 2034$1,017.30$734.72$1,752.02$175,668.55
171Mar 2034$1,021.53$730.49$1,752.02$174,647.02
172Apr 2034$1,025.78$726.24$1,752.02$173,621.24
173May 2034$1,030.05$721.97$1,752.02$172,591.19
174Jun 2034$1,034.33$717.69$1,752.02$171,556.86
175Jul 2034$1,038.63$713.39$1,752.02$170,518.23
176Aug 2034$1,042.95$709.07$1,752.02$169,475.28
177Sep 2034$1,047.29$704.73$1,752.02$168,427.99
178Oct 2034$1,051.64$700.38$1,752.02$167,376.35
179Nov 2034$1,056.01$696.01$1,752.02$166,320.34
180Dec 2034$1,060.40$691.62$1,752.02$165,259.94
2034 Total$12,439$8,585.24$21,024.24
181Jan 2035$1,064.81$687.21$1,752.02$164,195.13
182Feb 2035$1,069.24$682.78$1,752.02$163,125.89
183Mar 2035$1,073.69$678.33$1,752.02$162,052.20
184Apr 2035$1,078.15$673.87$1,752.02$160,974.05
185May 2035$1,082.64$669.38$1,752.02$159,891.41
186Jun 2035$1,087.14$664.88$1,752.02$158,804.27
187Jul 2035$1,091.66$660.36$1,752.02$157,712.61
188Aug 2035$1,096.20$655.82$1,752.02$156,616.41
189Sep 2035$1,100.76$651.26$1,752.02$155,515.65
190Oct 2035$1,105.33$646.69$1,752.02$154,410.32
191Nov 2035$1,109.93$642.09$1,752.02$153,300.39
192Dec 2035$1,114.55$637.47$1,752.02$152,185.84
2035 Total$13,074.1$7,950.14$21,024.24
193Jan 2036$1,119.18$632.84$1,752.02$151,066.66
194Feb 2036$1,123.83$628.19$1,752.02$149,942.83
195Mar 2036$1,128.51$623.51$1,752.02$148,814.32
196Apr 2036$1,133.20$618.82$1,752.02$147,681.12
197May 2036$1,137.91$614.11$1,752.02$146,543.21
198Jun 2036$1,142.64$609.38$1,752.02$145,400.57
199Jul 2036$1,147.40$604.62$1,752.02$144,253.17
200Aug 2036$1,152.17$599.85$1,752.02$143,101.00
201Sep 2036$1,156.96$595.06$1,752.02$141,944.04
202Oct 2036$1,161.77$590.25$1,752.02$140,782.27
203Nov 2036$1,166.60$585.42$1,752.02$139,615.67
204Dec 2036$1,171.45$580.57$1,752.02$138,444.22
2036 Total$13,741.62$7,282.62$21,024.24
205Jan 2037$1,176.32$575.70$1,752.02$137,267.90
206Feb 2037$1,181.21$570.81$1,752.02$136,086.69
207Mar 2037$1,186.13$565.89$1,752.02$134,900.56
208Apr 2037$1,191.06$560.96$1,752.02$133,709.50
209May 2037$1,196.01$556.01$1,752.02$132,513.49
210Jun 2037$1,200.98$551.04$1,752.02$131,312.51
211Jul 2037$1,205.98$546.04$1,752.02$130,106.53
212Aug 2037$1,210.99$541.03$1,752.02$128,895.54
213Sep 2037$1,216.03$535.99$1,752.02$127,679.51
214Oct 2037$1,221.09$530.93$1,752.02$126,458.42
215Nov 2037$1,226.16$525.86$1,752.02$125,232.26
216Dec 2037$1,231.26$520.76$1,752.02$124,001.00
2037 Total$14,443.22$6,581.02$21,024.24
217Jan 2038$1,236.38$515.64$1,752.02$122,764.62
218Feb 2038$1,241.52$510.50$1,752.02$121,523.10
219Mar 2038$1,246.69$505.33$1,752.02$120,276.41
220Apr 2038$1,251.87$500.15$1,752.02$119,024.54
221May 2038$1,257.08$494.94$1,752.02$117,767.46
222Jun 2038$1,262.30$489.72$1,752.02$116,505.16
223Jul 2038$1,267.55$484.47$1,752.02$115,237.61
224Aug 2038$1,272.82$479.20$1,752.02$113,964.79
225Sep 2038$1,278.12$473.90$1,752.02$112,686.67
226Oct 2038$1,283.43$468.59$1,752.02$111,403.24
227Nov 2038$1,288.77$463.25$1,752.02$110,114.47
228Dec 2038$1,294.13$457.89$1,752.02$108,820.34
2038 Total$15,180.66$5,843.58$21,024.24
229Jan 2039$1,299.51$452.51$1,752.02$107,520.83
230Feb 2039$1,304.91$447.11$1,752.02$106,215.92
231Mar 2039$1,310.34$441.68$1,752.02$104,905.58
232Apr 2039$1,315.79$436.23$1,752.02$103,589.79
233May 2039$1,321.26$430.76$1,752.02$102,268.53
234Jun 2039$1,326.75$425.27$1,752.02$100,941.78
235Jul 2039$1,332.27$419.75$1,752.02$99,609.51
236Aug 2039$1,337.81$414.21$1,752.02$98,271.70
237Sep 2039$1,343.37$408.65$1,752.02$96,928.33
238Oct 2039$1,348.96$403.06$1,752.02$95,579.37
239Nov 2039$1,354.57$397.45$1,752.02$94,224.80
240Dec 2039$1,360.20$391.82$1,752.02$92,864.60
2039 Total$15,955.74$5,068.5$21,024.24
241Jan 2040$1,365.86$386.16$1,752.02$91,498.74
242Feb 2040$1,371.54$380.48$1,752.02$90,127.20
243Mar 2040$1,377.24$374.78$1,752.02$88,749.96
244Apr 2040$1,382.97$369.05$1,752.02$87,366.99
245May 2040$1,388.72$363.30$1,752.02$85,978.27
246Jun 2040$1,394.49$357.53$1,752.02$84,583.78
247Jul 2040$1,400.29$351.73$1,752.02$83,183.49
248Aug 2040$1,406.12$345.90$1,752.02$81,777.37
249Sep 2040$1,411.96$340.06$1,752.02$80,365.41
250Oct 2040$1,417.83$334.19$1,752.02$78,947.58
251Nov 2040$1,423.73$328.29$1,752.02$77,523.85
252Dec 2040$1,429.65$322.37$1,752.02$76,094.20
2040 Total$16,770.4$4,253.84$21,024.24
253Jan 2041$1,435.59$316.43$1,752.02$74,658.61
254Feb 2041$1,441.56$310.46$1,752.02$73,217.05
255Mar 2041$1,447.56$304.46$1,752.02$71,769.49
256Apr 2041$1,453.58$298.44$1,752.02$70,315.91
257May 2041$1,459.62$292.40$1,752.02$68,856.29
258Jun 2041$1,465.69$286.33$1,752.02$67,390.60
259Jul 2041$1,471.79$280.23$1,752.02$65,918.81
260Aug 2041$1,477.91$274.11$1,752.02$64,440.90
261Sep 2041$1,484.05$267.97$1,752.02$62,956.85
262Oct 2041$1,490.22$261.80$1,752.02$61,466.63
263Nov 2041$1,496.42$255.60$1,752.02$59,970.21
264Dec 2041$1,502.64$249.38$1,752.02$58,467.57
2041 Total$17,626.63$3,397.61$21,024.24
265Jan 2042$1,508.89$243.13$1,752.02$56,958.68
266Feb 2042$1,515.17$236.85$1,752.02$55,443.51
267Mar 2042$1,521.47$230.55$1,752.02$53,922.04
268Apr 2042$1,527.79$224.23$1,752.02$52,394.25
269May 2042$1,534.15$217.87$1,752.02$50,860.10
270Jun 2042$1,540.53$211.49$1,752.02$49,319.57
271Jul 2042$1,546.93$205.09$1,752.02$47,772.64
272Aug 2042$1,553.37$198.65$1,752.02$46,219.27
273Sep 2042$1,559.82$192.20$1,752.02$44,659.45
274Oct 2042$1,566.31$185.71$1,752.02$43,093.14
275Nov 2042$1,572.82$179.20$1,752.02$41,520.32
276Dec 2042$1,579.36$172.66$1,752.02$39,940.96
2042 Total$18,526.61$2,497.63$21,024.24
277Jan 2043$1,585.93$166.09$1,752.02$38,355.03
278Feb 2043$1,592.53$159.49$1,752.02$36,762.50
279Mar 2043$1,599.15$152.87$1,752.02$35,163.35
280Apr 2043$1,605.80$146.22$1,752.02$33,557.55
281May 2043$1,612.48$139.54$1,752.02$31,945.07
282Jun 2043$1,619.18$132.84$1,752.02$30,325.89
283Jul 2043$1,625.91$126.11$1,752.02$28,699.98
284Aug 2043$1,632.68$119.34$1,752.02$27,067.30
285Sep 2043$1,639.47$112.55$1,752.02$25,427.83
286Oct 2043$1,646.28$105.74$1,752.02$23,781.55
287Nov 2043$1,653.13$98.89$1,752.02$22,128.42
288Dec 2043$1,660.00$92.02$1,752.02$20,468.42
2043 Total$19,472.54$1,551.7$21,024.24
289Jan 2044$1,666.91$85.11$1,752.02$18,801.51
290Feb 2044$1,673.84$78.18$1,752.02$17,127.67
291Mar 2044$1,680.80$71.22$1,752.02$15,446.87
292Apr 2044$1,687.79$64.23$1,752.02$13,759.08
293May 2044$1,694.81$57.21$1,752.02$12,064.27
294Jun 2044$1,701.85$50.17$1,752.02$10,362.42
295Jul 2044$1,708.93$43.09$1,752.02$8,653.49
296Aug 2044$1,716.04$35.98$1,752.02$6,937.45
297Sep 2044$1,723.17$28.85$1,752.02$5,214.28
298Oct 2044$1,730.34$21.68$1,752.02$3,483.94
299Nov 2044$1,737.53$14.49$1,752.02$1,746.41
300Dec 2044$1,744.76$7.26$1,752.02$1.65
2044 Total$20,466.77$557.47$21,024.24
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