RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

6.25

% p.a

Fixed - 5 years

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,979
Number of repayments
300
Total interest paid
$293,702
Total Repayments

$593,702

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$416.51$1,562.50$1,979.01$299,583.49
2Dec 2021$418.68$1,560.33$1,979.01$299,164.81
2021 Total$835.19$3,122.83$3,958.02
3Jan 2022$420.86$1,558.15$1,979.01$298,743.95
4Feb 2022$423.05$1,555.96$1,979.01$298,320.90
5Mar 2022$425.26$1,553.75$1,979.01$297,895.64
6Apr 2022$427.47$1,551.54$1,979.01$297,468.17
7May 2022$429.70$1,549.31$1,979.01$297,038.47
8Jun 2022$431.93$1,547.08$1,979.01$296,606.54
9Jul 2022$434.18$1,544.83$1,979.01$296,172.36
10Aug 2022$436.45$1,542.56$1,979.01$295,735.91
11Sep 2022$438.72$1,540.29$1,979.01$295,297.19
12Oct 2022$441.00$1,538.01$1,979.01$294,856.19
13Nov 2022$443.30$1,535.71$1,979.01$294,412.89
14Dec 2022$445.61$1,533.40$1,979.01$293,967.28
2022 Total$5,197.53$18,550.59$23,748.12
15Jan 2023$447.93$1,531.08$1,979.01$293,519.35
16Feb 2023$450.26$1,528.75$1,979.01$293,069.09
17Mar 2023$452.61$1,526.40$1,979.01$292,616.48
18Apr 2023$454.97$1,524.04$1,979.01$292,161.51
19May 2023$457.34$1,521.67$1,979.01$291,704.17
20Jun 2023$459.72$1,519.29$1,979.01$291,244.45
21Jul 2023$462.11$1,516.90$1,979.01$290,782.34
22Aug 2023$464.52$1,514.49$1,979.01$290,317.82
23Sep 2023$466.94$1,512.07$1,979.01$289,850.88
24Oct 2023$469.37$1,509.64$1,979.01$289,381.51
25Nov 2023$471.81$1,507.20$1,979.01$288,909.70
26Dec 2023$474.27$1,504.74$1,979.01$288,435.43
2023 Total$5,531.85$18,216.27$23,748.12
27Jan 2024$476.74$1,502.27$1,979.01$287,958.69
28Feb 2024$479.23$1,499.78$1,979.01$287,479.46
29Mar 2024$481.72$1,497.29$1,979.01$286,997.74
30Apr 2024$484.23$1,494.78$1,979.01$286,513.51
31May 2024$486.75$1,492.26$1,979.01$286,026.76
32Jun 2024$489.29$1,489.72$1,979.01$285,537.47
33Jul 2024$491.84$1,487.17$1,979.01$285,045.63
34Aug 2024$494.40$1,484.61$1,979.01$284,551.23
35Sep 2024$496.97$1,482.04$1,979.01$284,054.26
36Oct 2024$499.56$1,479.45$1,979.01$283,554.70
37Nov 2024$502.16$1,476.85$1,979.01$283,052.54
38Dec 2024$504.78$1,474.23$1,979.01$282,547.76
2024 Total$5,887.67$17,860.45$23,748.12
39Jan 2025$507.41$1,471.60$1,979.01$282,040.35
40Feb 2025$510.05$1,468.96$1,979.01$281,530.30
41Mar 2025$512.71$1,466.30$1,979.01$281,017.59
42Apr 2025$515.38$1,463.63$1,979.01$280,502.21
43May 2025$518.06$1,460.95$1,979.01$279,984.15
44Jun 2025$520.76$1,458.25$1,979.01$279,463.39
45Jul 2025$523.47$1,455.54$1,979.01$278,939.92
46Aug 2025$526.20$1,452.81$1,979.01$278,413.72
47Sep 2025$528.94$1,450.07$1,979.01$277,884.78
48Oct 2025$531.69$1,447.32$1,979.01$277,353.09
49Nov 2025$534.46$1,444.55$1,979.01$276,818.63
50Dec 2025$537.25$1,441.76$1,979.01$276,281.38
2025 Total$6,266.38$17,481.74$23,748.12
51Jan 2026$540.04$1,438.97$1,979.01$275,741.34
52Feb 2026$542.86$1,436.15$1,979.01$275,198.48
53Mar 2026$545.68$1,433.33$1,979.01$274,652.80
54Apr 2026$548.53$1,430.48$1,979.01$274,104.27
55May 2026$551.38$1,427.63$1,979.01$273,552.89
56Jun 2026$554.26$1,424.75$1,979.01$272,998.63
57Jul 2026$557.14$1,421.87$1,979.01$272,441.49
58Aug 2026$560.04$1,418.97$1,979.01$271,881.45
59Sep 2026$562.96$1,416.05$1,979.01$271,318.49
60Oct 2026$565.89$1,413.12$1,979.01$270,752.60
61Nov 2026$568.84$1,410.17$1,979.01$270,183.76
62Dec 2026$571.80$1,407.21$1,979.01$269,611.96
2026 Total$6,669.42$17,078.7$23,748.12
63Jan 2027$574.78$1,404.23$1,979.01$269,037.18
64Feb 2027$577.77$1,401.24$1,979.01$268,459.41
65Mar 2027$580.78$1,398.23$1,979.01$267,878.63
66Apr 2027$583.81$1,395.20$1,979.01$267,294.82
67May 2027$586.85$1,392.16$1,979.01$266,707.97
68Jun 2027$589.91$1,389.10$1,979.01$266,118.06
69Jul 2027$592.98$1,386.03$1,979.01$265,525.08
70Aug 2027$596.07$1,382.94$1,979.01$264,929.01
71Sep 2027$599.17$1,379.84$1,979.01$264,329.84
72Oct 2027$602.29$1,376.72$1,979.01$263,727.55
73Nov 2027$605.43$1,373.58$1,979.01$263,122.12
74Dec 2027$608.58$1,370.43$1,979.01$262,513.54
2027 Total$7,098.42$16,649.7$23,748.12
75Jan 2028$611.75$1,367.26$1,979.01$261,901.79
76Feb 2028$614.94$1,364.07$1,979.01$261,286.85
77Mar 2028$618.14$1,360.87$1,979.01$260,668.71
78Apr 2028$621.36$1,357.65$1,979.01$260,047.35
79May 2028$624.60$1,354.41$1,979.01$259,422.75
80Jun 2028$627.85$1,351.16$1,979.01$258,794.90
81Jul 2028$631.12$1,347.89$1,979.01$258,163.78
82Aug 2028$634.41$1,344.60$1,979.01$257,529.37
83Sep 2028$637.71$1,341.30$1,979.01$256,891.66
84Oct 2028$641.03$1,337.98$1,979.01$256,250.63
85Nov 2028$644.37$1,334.64$1,979.01$255,606.26
86Dec 2028$647.73$1,331.28$1,979.01$254,958.53
2028 Total$7,555.01$16,193.11$23,748.12
87Jan 2029$651.10$1,327.91$1,979.01$254,307.43
88Feb 2029$654.49$1,324.52$1,979.01$253,652.94
89Mar 2029$657.90$1,321.11$1,979.01$252,995.04
90Apr 2029$661.33$1,317.68$1,979.01$252,333.71
91May 2029$664.77$1,314.24$1,979.01$251,668.94
92Jun 2029$668.23$1,310.78$1,979.01$251,000.71
93Jul 2029$671.71$1,307.30$1,979.01$250,329.00
94Aug 2029$675.21$1,303.80$1,979.01$249,653.79
95Sep 2029$678.73$1,300.28$1,979.01$248,975.06
96Oct 2029$682.26$1,296.75$1,979.01$248,292.80
97Nov 2029$685.82$1,293.19$1,979.01$247,606.98
98Dec 2029$689.39$1,289.62$1,979.01$246,917.59
2029 Total$8,040.94$15,707.18$23,748.12
99Jan 2030$692.98$1,286.03$1,979.01$246,224.61
100Feb 2030$696.59$1,282.42$1,979.01$245,528.02
101Mar 2030$700.22$1,278.79$1,979.01$244,827.80
102Apr 2030$703.87$1,275.14$1,979.01$244,123.93
103May 2030$707.53$1,271.48$1,979.01$243,416.40
104Jun 2030$711.22$1,267.79$1,979.01$242,705.18
105Jul 2030$714.92$1,264.09$1,979.01$241,990.26
106Aug 2030$718.64$1,260.37$1,979.01$241,271.62
107Sep 2030$722.39$1,256.62$1,979.01$240,549.23
108Oct 2030$726.15$1,252.86$1,979.01$239,823.08
109Nov 2030$729.93$1,249.08$1,979.01$239,093.15
110Dec 2030$733.73$1,245.28$1,979.01$238,359.42
2030 Total$8,558.17$15,189.95$23,748.12
111Jan 2031$737.55$1,241.46$1,979.01$237,621.87
112Feb 2031$741.40$1,237.61$1,979.01$236,880.47
113Mar 2031$745.26$1,233.75$1,979.01$236,135.21
114Apr 2031$749.14$1,229.87$1,979.01$235,386.07
115May 2031$753.04$1,225.97$1,979.01$234,633.03
116Jun 2031$756.96$1,222.05$1,979.01$233,876.07
117Jul 2031$760.91$1,218.10$1,979.01$233,115.16
118Aug 2031$764.87$1,214.14$1,979.01$232,350.29
119Sep 2031$768.85$1,210.16$1,979.01$231,581.44
120Oct 2031$772.86$1,206.15$1,979.01$230,808.58
121Nov 2031$776.88$1,202.13$1,979.01$230,031.70
122Dec 2031$780.93$1,198.08$1,979.01$229,250.77
2031 Total$9,108.65$14,639.47$23,748.12
123Jan 2032$785.00$1,194.01$1,979.01$228,465.77
124Feb 2032$789.08$1,189.93$1,979.01$227,676.69
125Mar 2032$793.19$1,185.82$1,979.01$226,883.50
126Apr 2032$797.33$1,181.68$1,979.01$226,086.17
127May 2032$801.48$1,177.53$1,979.01$225,284.69
128Jun 2032$805.65$1,173.36$1,979.01$224,479.04
129Jul 2032$809.85$1,169.16$1,979.01$223,669.19
130Aug 2032$814.07$1,164.94$1,979.01$222,855.12
131Sep 2032$818.31$1,160.70$1,979.01$222,036.81
132Oct 2032$822.57$1,156.44$1,979.01$221,214.24
133Nov 2032$826.85$1,152.16$1,979.01$220,387.39
134Dec 2032$831.16$1,147.85$1,979.01$219,556.23
2032 Total$9,694.54$14,053.58$23,748.12
135Jan 2033$835.49$1,143.52$1,979.01$218,720.74
136Feb 2033$839.84$1,139.17$1,979.01$217,880.90
137Mar 2033$844.21$1,134.80$1,979.01$217,036.69
138Apr 2033$848.61$1,130.40$1,979.01$216,188.08
139May 2033$853.03$1,125.98$1,979.01$215,335.05
140Jun 2033$857.47$1,121.54$1,979.01$214,477.58
141Jul 2033$861.94$1,117.07$1,979.01$213,615.64
142Aug 2033$866.43$1,112.58$1,979.01$212,749.21
143Sep 2033$870.94$1,108.07$1,979.01$211,878.27
144Oct 2033$875.48$1,103.53$1,979.01$211,002.79
145Nov 2033$880.04$1,098.97$1,979.01$210,122.75
146Dec 2033$884.62$1,094.39$1,979.01$209,238.13
2033 Total$10,318.1$13,430.02$23,748.12
147Jan 2034$889.23$1,089.78$1,979.01$208,348.90
148Feb 2034$893.86$1,085.15$1,979.01$207,455.04
149Mar 2034$898.52$1,080.49$1,979.01$206,556.52
150Apr 2034$903.19$1,075.82$1,979.01$205,653.33
151May 2034$907.90$1,071.11$1,979.01$204,745.43
152Jun 2034$912.63$1,066.38$1,979.01$203,832.80
153Jul 2034$917.38$1,061.63$1,979.01$202,915.42
154Aug 2034$922.16$1,056.85$1,979.01$201,993.26
155Sep 2034$926.96$1,052.05$1,979.01$201,066.30
156Oct 2034$931.79$1,047.22$1,979.01$200,134.51
157Nov 2034$936.64$1,042.37$1,979.01$199,197.87
158Dec 2034$941.52$1,037.49$1,979.01$198,256.35
2034 Total$10,981.78$12,766.34$23,748.12
159Jan 2035$946.42$1,032.59$1,979.01$197,309.93
160Feb 2035$951.35$1,027.66$1,979.01$196,358.58
161Mar 2035$956.31$1,022.70$1,979.01$195,402.27
162Apr 2035$961.29$1,017.72$1,979.01$194,440.98
163May 2035$966.30$1,012.71$1,979.01$193,474.68
164Jun 2035$971.33$1,007.68$1,979.01$192,503.35
165Jul 2035$976.39$1,002.62$1,979.01$191,526.96
166Aug 2035$981.47$997.54$1,979.01$190,545.49
167Sep 2035$986.59$992.42$1,979.01$189,558.90
168Oct 2035$991.72$987.29$1,979.01$188,567.18
169Nov 2035$996.89$982.12$1,979.01$187,570.29
170Dec 2035$1,002.08$976.93$1,979.01$186,568.21
2035 Total$11,688.14$12,059.98$23,748.12
171Jan 2036$1,007.30$971.71$1,979.01$185,560.91
172Feb 2036$1,012.55$966.46$1,979.01$184,548.36
173Mar 2036$1,017.82$961.19$1,979.01$183,530.54
174Apr 2036$1,023.12$955.89$1,979.01$182,507.42
175May 2036$1,028.45$950.56$1,979.01$181,478.97
176Jun 2036$1,033.81$945.20$1,979.01$180,445.16
177Jul 2036$1,039.19$939.82$1,979.01$179,405.97
178Aug 2036$1,044.60$934.41$1,979.01$178,361.37
179Sep 2036$1,050.04$928.97$1,979.01$177,311.33
180Oct 2036$1,055.51$923.50$1,979.01$176,255.82
181Nov 2036$1,061.01$918.00$1,979.01$175,194.81
182Dec 2036$1,066.54$912.47$1,979.01$174,128.27
2036 Total$12,439.94$11,308.18$23,748.12
183Jan 2037$1,072.09$906.92$1,979.01$173,056.18
184Feb 2037$1,077.68$901.33$1,979.01$171,978.50
185Mar 2037$1,083.29$895.72$1,979.01$170,895.21
186Apr 2037$1,088.93$890.08$1,979.01$169,806.28
187May 2037$1,094.60$884.41$1,979.01$168,711.68
188Jun 2037$1,100.30$878.71$1,979.01$167,611.38
189Jul 2037$1,106.03$872.98$1,979.01$166,505.35
190Aug 2037$1,111.79$867.22$1,979.01$165,393.56
191Sep 2037$1,117.59$861.42$1,979.01$164,275.97
192Oct 2037$1,123.41$855.60$1,979.01$163,152.56
193Nov 2037$1,129.26$849.75$1,979.01$162,023.30
194Dec 2037$1,135.14$843.87$1,979.01$160,888.16
2037 Total$13,240.11$10,508.01$23,748.12
195Jan 2038$1,141.05$837.96$1,979.01$159,747.11
196Feb 2038$1,146.99$832.02$1,979.01$158,600.12
197Mar 2038$1,152.97$826.04$1,979.01$157,447.15
198Apr 2038$1,158.97$820.04$1,979.01$156,288.18
199May 2038$1,165.01$814.00$1,979.01$155,123.17
200Jun 2038$1,171.08$807.93$1,979.01$153,952.09
201Jul 2038$1,177.18$801.83$1,979.01$152,774.91
202Aug 2038$1,183.31$795.70$1,979.01$151,591.60
203Sep 2038$1,189.47$789.54$1,979.01$150,402.13
204Oct 2038$1,195.67$783.34$1,979.01$149,206.46
205Nov 2038$1,201.89$777.12$1,979.01$148,004.57
206Dec 2038$1,208.15$770.86$1,979.01$146,796.42
2038 Total$14,091.74$9,656.38$23,748.12
207Jan 2039$1,214.45$764.56$1,979.01$145,581.97
208Feb 2039$1,220.77$758.24$1,979.01$144,361.20
209Mar 2039$1,227.13$751.88$1,979.01$143,134.07
210Apr 2039$1,233.52$745.49$1,979.01$141,900.55
211May 2039$1,239.94$739.07$1,979.01$140,660.61
212Jun 2039$1,246.40$732.61$1,979.01$139,414.21
213Jul 2039$1,252.89$726.12$1,979.01$138,161.32
214Aug 2039$1,259.42$719.59$1,979.01$136,901.90
215Sep 2039$1,265.98$713.03$1,979.01$135,635.92
216Oct 2039$1,272.57$706.44$1,979.01$134,363.35
217Nov 2039$1,279.20$699.81$1,979.01$133,084.15
218Dec 2039$1,285.86$693.15$1,979.01$131,798.29
2039 Total$14,998.13$8,749.99$23,748.12
219Jan 2040$1,292.56$686.45$1,979.01$130,505.73
220Feb 2040$1,299.29$679.72$1,979.01$129,206.44
221Mar 2040$1,306.06$672.95$1,979.01$127,900.38
222Apr 2040$1,312.86$666.15$1,979.01$126,587.52
223May 2040$1,319.70$659.31$1,979.01$125,267.82
224Jun 2040$1,326.57$652.44$1,979.01$123,941.25
225Jul 2040$1,333.48$645.53$1,979.01$122,607.77
226Aug 2040$1,340.43$638.58$1,979.01$121,267.34
227Sep 2040$1,347.41$631.60$1,979.01$119,919.93
228Oct 2040$1,354.43$624.58$1,979.01$118,565.50
229Nov 2040$1,361.48$617.53$1,979.01$117,204.02
230Dec 2040$1,368.57$610.44$1,979.01$115,835.45
2040 Total$15,962.84$7,785.28$23,748.12
231Jan 2041$1,375.70$603.31$1,979.01$114,459.75
232Feb 2041$1,382.87$596.14$1,979.01$113,076.88
233Mar 2041$1,390.07$588.94$1,979.01$111,686.81
234Apr 2041$1,397.31$581.70$1,979.01$110,289.50
235May 2041$1,404.59$574.42$1,979.01$108,884.91
236Jun 2041$1,411.90$567.11$1,979.01$107,473.01
237Jul 2041$1,419.25$559.76$1,979.01$106,053.76
238Aug 2041$1,426.65$552.36$1,979.01$104,627.11
239Sep 2041$1,434.08$544.93$1,979.01$103,193.03
240Oct 2041$1,441.55$537.46$1,979.01$101,751.48
241Nov 2041$1,449.05$529.96$1,979.01$100,302.43
242Dec 2041$1,456.60$522.41$1,979.01$98,845.83
2041 Total$16,989.62$6,758.5$23,748.12
243Jan 2042$1,464.19$514.82$1,979.01$97,381.64
244Feb 2042$1,471.81$507.20$1,979.01$95,909.83
245Mar 2042$1,479.48$499.53$1,979.01$94,430.35
246Apr 2042$1,487.19$491.82$1,979.01$92,943.16
247May 2042$1,494.93$484.08$1,979.01$91,448.23
248Jun 2042$1,502.72$476.29$1,979.01$89,945.51
249Jul 2042$1,510.54$468.47$1,979.01$88,434.97
250Aug 2042$1,518.41$460.60$1,979.01$86,916.56
251Sep 2042$1,526.32$452.69$1,979.01$85,390.24
252Oct 2042$1,534.27$444.74$1,979.01$83,855.97
253Nov 2042$1,542.26$436.75$1,979.01$82,313.71
254Dec 2042$1,550.29$428.72$1,979.01$80,763.42
2042 Total$18,082.41$5,665.71$23,748.12
255Jan 2043$1,558.37$420.64$1,979.01$79,205.05
256Feb 2043$1,566.48$412.53$1,979.01$77,638.57
257Mar 2043$1,574.64$404.37$1,979.01$76,063.93
258Apr 2043$1,582.84$396.17$1,979.01$74,481.09
259May 2043$1,591.09$387.92$1,979.01$72,890.00
260Jun 2043$1,599.37$379.64$1,979.01$71,290.63
261Jul 2043$1,607.70$371.31$1,979.01$69,682.93
262Aug 2043$1,616.08$362.93$1,979.01$68,066.85
263Sep 2043$1,624.50$354.51$1,979.01$66,442.35
264Oct 2043$1,632.96$346.05$1,979.01$64,809.39
265Nov 2043$1,641.46$337.55$1,979.01$63,167.93
266Dec 2043$1,650.01$329.00$1,979.01$61,517.92
2043 Total$19,245.5$4,502.62$23,748.12
267Jan 2044$1,658.60$320.41$1,979.01$59,859.32
268Feb 2044$1,667.24$311.77$1,979.01$58,192.08
269Mar 2044$1,675.93$303.08$1,979.01$56,516.15
270Apr 2044$1,684.66$294.35$1,979.01$54,831.49
271May 2044$1,693.43$285.58$1,979.01$53,138.06
272Jun 2044$1,702.25$276.76$1,979.01$51,435.81
273Jul 2044$1,711.12$267.89$1,979.01$49,724.69
274Aug 2044$1,720.03$258.98$1,979.01$48,004.66
275Sep 2044$1,728.99$250.02$1,979.01$46,275.67
276Oct 2044$1,737.99$241.02$1,979.01$44,537.68
277Nov 2044$1,747.04$231.97$1,979.01$42,790.64
278Dec 2044$1,756.14$222.87$1,979.01$41,034.50
2044 Total$20,483.42$3,264.7$23,748.12
279Jan 2045$1,765.29$213.72$1,979.01$39,269.21
280Feb 2045$1,774.48$204.53$1,979.01$37,494.73
281Mar 2045$1,783.72$195.29$1,979.01$35,711.01
282Apr 2045$1,793.02$185.99$1,979.01$33,917.99
283May 2045$1,802.35$176.66$1,979.01$32,115.64
284Jun 2045$1,811.74$167.27$1,979.01$30,303.90
285Jul 2045$1,821.18$157.83$1,979.01$28,482.72
286Aug 2045$1,830.66$148.35$1,979.01$26,652.06
287Sep 2045$1,840.20$138.81$1,979.01$24,811.86
288Oct 2045$1,849.78$129.23$1,979.01$22,962.08
289Nov 2045$1,859.42$119.59$1,979.01$21,102.66
290Dec 2045$1,869.10$109.91$1,979.01$19,233.56
2045 Total$21,800.94$1,947.18$23,748.12
291Jan 2046$1,878.84$100.17$1,979.01$17,354.72
292Feb 2046$1,888.62$90.39$1,979.01$15,466.10
293Mar 2046$1,898.46$80.55$1,979.01$13,567.64
294Apr 2046$1,908.35$70.66$1,979.01$11,659.29
295May 2046$1,918.28$60.73$1,979.01$9,741.01
296Jun 2046$1,928.28$50.73$1,979.01$7,812.73
297Jul 2046$1,938.32$40.69$1,979.01$5,874.41
298Aug 2046$1,948.41$30.60$1,979.01$3,926.00
299Sep 2046$1,958.56$20.45$1,979.01$1,967.44
300Oct 2046$1,967.44$10.25$1,977.69$0.00
2046 Total$19,233.56$555.22$19,788.78