Borrow amount

$300,000

Advertised Rate

6.25%

p.a Fixed - 5 years

Loan term
25 Years
Regional Australia Bank
Repayment frequency
Monthly
Monthly Repayments
$1,979
Number of repayments
300
Total interest paid
$293,702
Total Repayments

$593,702

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$416.51$1,562.50$1,979.01$299,583.49
2Jun 2021$418.68$1,560.33$1,979.01$299,164.81
3Jul 2021$420.86$1,558.15$1,979.01$298,743.95
4Aug 2021$423.05$1,555.96$1,979.01$298,320.90
5Sep 2021$425.26$1,553.75$1,979.01$297,895.64
6Oct 2021$427.47$1,551.54$1,979.01$297,468.17
7Nov 2021$429.70$1,549.31$1,979.01$297,038.47
8Dec 2021$431.93$1,547.08$1,979.01$296,606.54
2021 Total$3,393.46$12,438.62$15,832.08
9Jan 2022$434.18$1,544.83$1,979.01$296,172.36
10Feb 2022$436.45$1,542.56$1,979.01$295,735.91
11Mar 2022$438.72$1,540.29$1,979.01$295,297.19
12Apr 2022$441.00$1,538.01$1,979.01$294,856.19
13May 2022$443.30$1,535.71$1,979.01$294,412.89
14Jun 2022$445.61$1,533.40$1,979.01$293,967.28
15Jul 2022$447.93$1,531.08$1,979.01$293,519.35
16Aug 2022$450.26$1,528.75$1,979.01$293,069.09
17Sep 2022$452.61$1,526.40$1,979.01$292,616.48
18Oct 2022$454.97$1,524.04$1,979.01$292,161.51
19Nov 2022$457.34$1,521.67$1,979.01$291,704.17
20Dec 2022$459.72$1,519.29$1,979.01$291,244.45
2022 Total$5,362.09$18,386.03$23,748.12
21Jan 2023$462.11$1,516.90$1,979.01$290,782.34
22Feb 2023$464.52$1,514.49$1,979.01$290,317.82
23Mar 2023$466.94$1,512.07$1,979.01$289,850.88
24Apr 2023$469.37$1,509.64$1,979.01$289,381.51
25May 2023$471.81$1,507.20$1,979.01$288,909.70
26Jun 2023$474.27$1,504.74$1,979.01$288,435.43
27Jul 2023$476.74$1,502.27$1,979.01$287,958.69
28Aug 2023$479.23$1,499.78$1,979.01$287,479.46
29Sep 2023$481.72$1,497.29$1,979.01$286,997.74
30Oct 2023$484.23$1,494.78$1,979.01$286,513.51
31Nov 2023$486.75$1,492.26$1,979.01$286,026.76
32Dec 2023$489.29$1,489.72$1,979.01$285,537.47
2023 Total$5,706.98$18,041.14$23,748.12
33Jan 2024$491.84$1,487.17$1,979.01$285,045.63
34Feb 2024$494.40$1,484.61$1,979.01$284,551.23
35Mar 2024$496.97$1,482.04$1,979.01$284,054.26
36Apr 2024$499.56$1,479.45$1,979.01$283,554.70
37May 2024$502.16$1,476.85$1,979.01$283,052.54
38Jun 2024$504.78$1,474.23$1,979.01$282,547.76
39Jul 2024$507.41$1,471.60$1,979.01$282,040.35
40Aug 2024$510.05$1,468.96$1,979.01$281,530.30
41Sep 2024$512.71$1,466.30$1,979.01$281,017.59
42Oct 2024$515.38$1,463.63$1,979.01$280,502.21
43Nov 2024$518.06$1,460.95$1,979.01$279,984.15
44Dec 2024$520.76$1,458.25$1,979.01$279,463.39
2024 Total$6,074.08$17,674.04$23,748.12
45Jan 2025$523.47$1,455.54$1,979.01$278,939.92
46Feb 2025$526.20$1,452.81$1,979.01$278,413.72
47Mar 2025$528.94$1,450.07$1,979.01$277,884.78
48Apr 2025$531.69$1,447.32$1,979.01$277,353.09
49May 2025$534.46$1,444.55$1,979.01$276,818.63
50Jun 2025$537.25$1,441.76$1,979.01$276,281.38
51Jul 2025$540.04$1,438.97$1,979.01$275,741.34
52Aug 2025$542.86$1,436.15$1,979.01$275,198.48
53Sep 2025$545.68$1,433.33$1,979.01$274,652.80
54Oct 2025$548.53$1,430.48$1,979.01$274,104.27
55Nov 2025$551.38$1,427.63$1,979.01$273,552.89
56Dec 2025$554.26$1,424.75$1,979.01$272,998.63
2025 Total$6,464.76$17,283.36$23,748.12
57Jan 2026$557.14$1,421.87$1,979.01$272,441.49
58Feb 2026$560.04$1,418.97$1,979.01$271,881.45
59Mar 2026$562.96$1,416.05$1,979.01$271,318.49
60Apr 2026$565.89$1,413.12$1,979.01$270,752.60
61May 2026$568.84$1,410.17$1,979.01$270,183.76
62Jun 2026$571.80$1,407.21$1,979.01$269,611.96
63Jul 2026$574.78$1,404.23$1,979.01$269,037.18
64Aug 2026$577.77$1,401.24$1,979.01$268,459.41
65Sep 2026$580.78$1,398.23$1,979.01$267,878.63
66Oct 2026$583.81$1,395.20$1,979.01$267,294.82
67Nov 2026$586.85$1,392.16$1,979.01$266,707.97
68Dec 2026$589.91$1,389.10$1,979.01$266,118.06
2026 Total$6,880.57$16,867.55$23,748.12
69Jan 2027$592.98$1,386.03$1,979.01$265,525.08
70Feb 2027$596.07$1,382.94$1,979.01$264,929.01
71Mar 2027$599.17$1,379.84$1,979.01$264,329.84
72Apr 2027$602.29$1,376.72$1,979.01$263,727.55
73May 2027$605.43$1,373.58$1,979.01$263,122.12
74Jun 2027$608.58$1,370.43$1,979.01$262,513.54
75Jul 2027$611.75$1,367.26$1,979.01$261,901.79
76Aug 2027$614.94$1,364.07$1,979.01$261,286.85
77Sep 2027$618.14$1,360.87$1,979.01$260,668.71
78Oct 2027$621.36$1,357.65$1,979.01$260,047.35
79Nov 2027$624.60$1,354.41$1,979.01$259,422.75
80Dec 2027$627.85$1,351.16$1,979.01$258,794.90
2027 Total$7,323.16$16,424.96$23,748.12
81Jan 2028$631.12$1,347.89$1,979.01$258,163.78
82Feb 2028$634.41$1,344.60$1,979.01$257,529.37
83Mar 2028$637.71$1,341.30$1,979.01$256,891.66
84Apr 2028$641.03$1,337.98$1,979.01$256,250.63
85May 2028$644.37$1,334.64$1,979.01$255,606.26
86Jun 2028$647.73$1,331.28$1,979.01$254,958.53
87Jul 2028$651.10$1,327.91$1,979.01$254,307.43
88Aug 2028$654.49$1,324.52$1,979.01$253,652.94
89Sep 2028$657.90$1,321.11$1,979.01$252,995.04
90Oct 2028$661.33$1,317.68$1,979.01$252,333.71
91Nov 2028$664.77$1,314.24$1,979.01$251,668.94
92Dec 2028$668.23$1,310.78$1,979.01$251,000.71
2028 Total$7,794.19$15,953.93$23,748.12
93Jan 2029$671.71$1,307.30$1,979.01$250,329.00
94Feb 2029$675.21$1,303.80$1,979.01$249,653.79
95Mar 2029$678.73$1,300.28$1,979.01$248,975.06
96Apr 2029$682.26$1,296.75$1,979.01$248,292.80
97May 2029$685.82$1,293.19$1,979.01$247,606.98
98Jun 2029$689.39$1,289.62$1,979.01$246,917.59
99Jul 2029$692.98$1,286.03$1,979.01$246,224.61
100Aug 2029$696.59$1,282.42$1,979.01$245,528.02
101Sep 2029$700.22$1,278.79$1,979.01$244,827.80
102Oct 2029$703.87$1,275.14$1,979.01$244,123.93
103Nov 2029$707.53$1,271.48$1,979.01$243,416.40
104Dec 2029$711.22$1,267.79$1,979.01$242,705.18
2029 Total$8,295.53$15,452.59$23,748.12
105Jan 2030$714.92$1,264.09$1,979.01$241,990.26
106Feb 2030$718.64$1,260.37$1,979.01$241,271.62
107Mar 2030$722.39$1,256.62$1,979.01$240,549.23
108Apr 2030$726.15$1,252.86$1,979.01$239,823.08
109May 2030$729.93$1,249.08$1,979.01$239,093.15
110Jun 2030$733.73$1,245.28$1,979.01$238,359.42
111Jul 2030$737.55$1,241.46$1,979.01$237,621.87
112Aug 2030$741.40$1,237.61$1,979.01$236,880.47
113Sep 2030$745.26$1,233.75$1,979.01$236,135.21
114Oct 2030$749.14$1,229.87$1,979.01$235,386.07
115Nov 2030$753.04$1,225.97$1,979.01$234,633.03
116Dec 2030$756.96$1,222.05$1,979.01$233,876.07
2030 Total$8,829.11$14,919.01$23,748.12
117Jan 2031$760.91$1,218.10$1,979.01$233,115.16
118Feb 2031$764.87$1,214.14$1,979.01$232,350.29
119Mar 2031$768.85$1,210.16$1,979.01$231,581.44
120Apr 2031$772.86$1,206.15$1,979.01$230,808.58
121May 2031$776.88$1,202.13$1,979.01$230,031.70
122Jun 2031$780.93$1,198.08$1,979.01$229,250.77
123Jul 2031$785.00$1,194.01$1,979.01$228,465.77
124Aug 2031$789.08$1,189.93$1,979.01$227,676.69
125Sep 2031$793.19$1,185.82$1,979.01$226,883.50
126Oct 2031$797.33$1,181.68$1,979.01$226,086.17
127Nov 2031$801.48$1,177.53$1,979.01$225,284.69
128Dec 2031$805.65$1,173.36$1,979.01$224,479.04
2031 Total$9,397.03$14,351.09$23,748.12
129Jan 2032$809.85$1,169.16$1,979.01$223,669.19
130Feb 2032$814.07$1,164.94$1,979.01$222,855.12
131Mar 2032$818.31$1,160.70$1,979.01$222,036.81
132Apr 2032$822.57$1,156.44$1,979.01$221,214.24
133May 2032$826.85$1,152.16$1,979.01$220,387.39
134Jun 2032$831.16$1,147.85$1,979.01$219,556.23
135Jul 2032$835.49$1,143.52$1,979.01$218,720.74
136Aug 2032$839.84$1,139.17$1,979.01$217,880.90
137Sep 2032$844.21$1,134.80$1,979.01$217,036.69
138Oct 2032$848.61$1,130.40$1,979.01$216,188.08
139Nov 2032$853.03$1,125.98$1,979.01$215,335.05
140Dec 2032$857.47$1,121.54$1,979.01$214,477.58
2032 Total$10,001.46$13,746.66$23,748.12
141Jan 2033$861.94$1,117.07$1,979.01$213,615.64
142Feb 2033$866.43$1,112.58$1,979.01$212,749.21
143Mar 2033$870.94$1,108.07$1,979.01$211,878.27
144Apr 2033$875.48$1,103.53$1,979.01$211,002.79
145May 2033$880.04$1,098.97$1,979.01$210,122.75
146Jun 2033$884.62$1,094.39$1,979.01$209,238.13
147Jul 2033$889.23$1,089.78$1,979.01$208,348.90
148Aug 2033$893.86$1,085.15$1,979.01$207,455.04
149Sep 2033$898.52$1,080.49$1,979.01$206,556.52
150Oct 2033$903.19$1,075.82$1,979.01$205,653.33
151Nov 2033$907.90$1,071.11$1,979.01$204,745.43
152Dec 2033$912.63$1,066.38$1,979.01$203,832.80
2033 Total$10,644.78$13,103.34$23,748.12
153Jan 2034$917.38$1,061.63$1,979.01$202,915.42
154Feb 2034$922.16$1,056.85$1,979.01$201,993.26
155Mar 2034$926.96$1,052.05$1,979.01$201,066.30
156Apr 2034$931.79$1,047.22$1,979.01$200,134.51
157May 2034$936.64$1,042.37$1,979.01$199,197.87
158Jun 2034$941.52$1,037.49$1,979.01$198,256.35
159Jul 2034$946.42$1,032.59$1,979.01$197,309.93
160Aug 2034$951.35$1,027.66$1,979.01$196,358.58
161Sep 2034$956.31$1,022.70$1,979.01$195,402.27
162Oct 2034$961.29$1,017.72$1,979.01$194,440.98
163Nov 2034$966.30$1,012.71$1,979.01$193,474.68
164Dec 2034$971.33$1,007.68$1,979.01$192,503.35
2034 Total$11,329.45$12,418.67$23,748.12
165Jan 2035$976.39$1,002.62$1,979.01$191,526.96
166Feb 2035$981.47$997.54$1,979.01$190,545.49
167Mar 2035$986.59$992.42$1,979.01$189,558.90
168Apr 2035$991.72$987.29$1,979.01$188,567.18
169May 2035$996.89$982.12$1,979.01$187,570.29
170Jun 2035$1,002.08$976.93$1,979.01$186,568.21
171Jul 2035$1,007.30$971.71$1,979.01$185,560.91
172Aug 2035$1,012.55$966.46$1,979.01$184,548.36
173Sep 2035$1,017.82$961.19$1,979.01$183,530.54
174Oct 2035$1,023.12$955.89$1,979.01$182,507.42
175Nov 2035$1,028.45$950.56$1,979.01$181,478.97
176Dec 2035$1,033.81$945.20$1,979.01$180,445.16
2035 Total$12,058.19$11,689.93$23,748.12
177Jan 2036$1,039.19$939.82$1,979.01$179,405.97
178Feb 2036$1,044.60$934.41$1,979.01$178,361.37
179Mar 2036$1,050.04$928.97$1,979.01$177,311.33
180Apr 2036$1,055.51$923.50$1,979.01$176,255.82
181May 2036$1,061.01$918.00$1,979.01$175,194.81
182Jun 2036$1,066.54$912.47$1,979.01$174,128.27
183Jul 2036$1,072.09$906.92$1,979.01$173,056.18
184Aug 2036$1,077.68$901.33$1,979.01$171,978.50
185Sep 2036$1,083.29$895.72$1,979.01$170,895.21
186Oct 2036$1,088.93$890.08$1,979.01$169,806.28
187Nov 2036$1,094.60$884.41$1,979.01$168,711.68
188Dec 2036$1,100.30$878.71$1,979.01$167,611.38
2036 Total$12,833.78$10,914.34$23,748.12
189Jan 2037$1,106.03$872.98$1,979.01$166,505.35
190Feb 2037$1,111.79$867.22$1,979.01$165,393.56
191Mar 2037$1,117.59$861.42$1,979.01$164,275.97
192Apr 2037$1,123.41$855.60$1,979.01$163,152.56
193May 2037$1,129.26$849.75$1,979.01$162,023.30
194Jun 2037$1,135.14$843.87$1,979.01$160,888.16
195Jul 2037$1,141.05$837.96$1,979.01$159,747.11
196Aug 2037$1,146.99$832.02$1,979.01$158,600.12
197Sep 2037$1,152.97$826.04$1,979.01$157,447.15
198Oct 2037$1,158.97$820.04$1,979.01$156,288.18
199Nov 2037$1,165.01$814.00$1,979.01$155,123.17
200Dec 2037$1,171.08$807.93$1,979.01$153,952.09
2037 Total$13,659.29$10,088.83$23,748.12
201Jan 2038$1,177.18$801.83$1,979.01$152,774.91
202Feb 2038$1,183.31$795.70$1,979.01$151,591.60
203Mar 2038$1,189.47$789.54$1,979.01$150,402.13
204Apr 2038$1,195.67$783.34$1,979.01$149,206.46
205May 2038$1,201.89$777.12$1,979.01$148,004.57
206Jun 2038$1,208.15$770.86$1,979.01$146,796.42
207Jul 2038$1,214.45$764.56$1,979.01$145,581.97
208Aug 2038$1,220.77$758.24$1,979.01$144,361.20
209Sep 2038$1,227.13$751.88$1,979.01$143,134.07
210Oct 2038$1,233.52$745.49$1,979.01$141,900.55
211Nov 2038$1,239.94$739.07$1,979.01$140,660.61
212Dec 2038$1,246.40$732.61$1,979.01$139,414.21
2038 Total$14,537.88$9,210.24$23,748.12
213Jan 2039$1,252.89$726.12$1,979.01$138,161.32
214Feb 2039$1,259.42$719.59$1,979.01$136,901.90
215Mar 2039$1,265.98$713.03$1,979.01$135,635.92
216Apr 2039$1,272.57$706.44$1,979.01$134,363.35
217May 2039$1,279.20$699.81$1,979.01$133,084.15
218Jun 2039$1,285.86$693.15$1,979.01$131,798.29
219Jul 2039$1,292.56$686.45$1,979.01$130,505.73
220Aug 2039$1,299.29$679.72$1,979.01$129,206.44
221Sep 2039$1,306.06$672.95$1,979.01$127,900.38
222Oct 2039$1,312.86$666.15$1,979.01$126,587.52
223Nov 2039$1,319.70$659.31$1,979.01$125,267.82
224Dec 2039$1,326.57$652.44$1,979.01$123,941.25
2039 Total$15,472.96$8,275.16$23,748.12
225Jan 2040$1,333.48$645.53$1,979.01$122,607.77
226Feb 2040$1,340.43$638.58$1,979.01$121,267.34
227Mar 2040$1,347.41$631.60$1,979.01$119,919.93
228Apr 2040$1,354.43$624.58$1,979.01$118,565.50
229May 2040$1,361.48$617.53$1,979.01$117,204.02
230Jun 2040$1,368.57$610.44$1,979.01$115,835.45
231Jul 2040$1,375.70$603.31$1,979.01$114,459.75
232Aug 2040$1,382.87$596.14$1,979.01$113,076.88
233Sep 2040$1,390.07$588.94$1,979.01$111,686.81
234Oct 2040$1,397.31$581.70$1,979.01$110,289.50
235Nov 2040$1,404.59$574.42$1,979.01$108,884.91
236Dec 2040$1,411.90$567.11$1,979.01$107,473.01
2040 Total$16,468.24$7,279.88$23,748.12
237Jan 2041$1,419.25$559.76$1,979.01$106,053.76
238Feb 2041$1,426.65$552.36$1,979.01$104,627.11
239Mar 2041$1,434.08$544.93$1,979.01$103,193.03
240Apr 2041$1,441.55$537.46$1,979.01$101,751.48
241May 2041$1,449.05$529.96$1,979.01$100,302.43
242Jun 2041$1,456.60$522.41$1,979.01$98,845.83
243Jul 2041$1,464.19$514.82$1,979.01$97,381.64
244Aug 2041$1,471.81$507.20$1,979.01$95,909.83
245Sep 2041$1,479.48$499.53$1,979.01$94,430.35
246Oct 2041$1,487.19$491.82$1,979.01$92,943.16
247Nov 2041$1,494.93$484.08$1,979.01$91,448.23
248Dec 2041$1,502.72$476.29$1,979.01$89,945.51
2041 Total$17,527.5$6,220.62$23,748.12
249Jan 2042$1,510.54$468.47$1,979.01$88,434.97
250Feb 2042$1,518.41$460.60$1,979.01$86,916.56
251Mar 2042$1,526.32$452.69$1,979.01$85,390.24
252Apr 2042$1,534.27$444.74$1,979.01$83,855.97
253May 2042$1,542.26$436.75$1,979.01$82,313.71
254Jun 2042$1,550.29$428.72$1,979.01$80,763.42
255Jul 2042$1,558.37$420.64$1,979.01$79,205.05
256Aug 2042$1,566.48$412.53$1,979.01$77,638.57
257Sep 2042$1,574.64$404.37$1,979.01$76,063.93
258Oct 2042$1,582.84$396.17$1,979.01$74,481.09
259Nov 2042$1,591.09$387.92$1,979.01$72,890.00
260Dec 2042$1,599.37$379.64$1,979.01$71,290.63
2042 Total$18,654.88$5,093.24$23,748.12
261Jan 2043$1,607.70$371.31$1,979.01$69,682.93
262Feb 2043$1,616.08$362.93$1,979.01$68,066.85
263Mar 2043$1,624.50$354.51$1,979.01$66,442.35
264Apr 2043$1,632.96$346.05$1,979.01$64,809.39
265May 2043$1,641.46$337.55$1,979.01$63,167.93
266Jun 2043$1,650.01$329.00$1,979.01$61,517.92
267Jul 2043$1,658.60$320.41$1,979.01$59,859.32
268Aug 2043$1,667.24$311.77$1,979.01$58,192.08
269Sep 2043$1,675.93$303.08$1,979.01$56,516.15
270Oct 2043$1,684.66$294.35$1,979.01$54,831.49
271Nov 2043$1,693.43$285.58$1,979.01$53,138.06
272Dec 2043$1,702.25$276.76$1,979.01$51,435.81
2043 Total$19,854.82$3,893.3$23,748.12
273Jan 2044$1,711.12$267.89$1,979.01$49,724.69
274Feb 2044$1,720.03$258.98$1,979.01$48,004.66
275Mar 2044$1,728.99$250.02$1,979.01$46,275.67
276Apr 2044$1,737.99$241.02$1,979.01$44,537.68
277May 2044$1,747.04$231.97$1,979.01$42,790.64
278Jun 2044$1,756.14$222.87$1,979.01$41,034.50
279Jul 2044$1,765.29$213.72$1,979.01$39,269.21
280Aug 2044$1,774.48$204.53$1,979.01$37,494.73
281Sep 2044$1,783.72$195.29$1,979.01$35,711.01
282Oct 2044$1,793.02$185.99$1,979.01$33,917.99
283Nov 2044$1,802.35$176.66$1,979.01$32,115.64
284Dec 2044$1,811.74$167.27$1,979.01$30,303.90
2044 Total$21,131.91$2,616.21$23,748.12
285Jan 2045$1,821.18$157.83$1,979.01$28,482.72
286Feb 2045$1,830.66$148.35$1,979.01$26,652.06
287Mar 2045$1,840.20$138.81$1,979.01$24,811.86
288Apr 2045$1,849.78$129.23$1,979.01$22,962.08
289May 2045$1,859.42$119.59$1,979.01$21,102.66
290Jun 2045$1,869.10$109.91$1,979.01$19,233.56
291Jul 2045$1,878.84$100.17$1,979.01$17,354.72
292Aug 2045$1,888.62$90.39$1,979.01$15,466.10
293Sep 2045$1,898.46$80.55$1,979.01$13,567.64
294Oct 2045$1,908.35$70.66$1,979.01$11,659.29
295Nov 2045$1,918.28$60.73$1,979.01$9,741.01
296Dec 2045$1,928.28$50.73$1,979.01$7,812.73
2045 Total$22,491.17$1,256.95$23,748.12
297Jan 2046$1,938.32$40.69$1,979.01$5,874.41
298Feb 2046$1,948.41$30.60$1,979.01$3,926.00
299Mar 2046$1,958.56$20.45$1,979.01$1,967.44
300Apr 2046$1,967.44$10.25$1,977.69$0.00
2046 Total$7,812.73$101.99$7,914.72