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  1. Home
  2. Home Loans
  3. Resi Mortgage
  4. Select Fixed Home Loan 4 Year (Principal and Interest) (New Customer) (LVR 80%-90%)

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Resi Mortgage

Select Fixed Home Loan

Interest Rate

5.24

% p.a

Fixed - 4 years

Comparison Rate*

3.95

% p.a

Maximum LVR
90%
Real Time Rating™

1.14

/ 5
Monthly Repayment

$1,796

based on $300,000 loan amount for 25 years at 5.24%

Interest Rate

5.24

% p.a

Fixed - 4 years

Comparison Rate*

3.95

% p.a

Maximum LVR
90%
Real Time Rating™

1.14

/ 5
Monthly Repayment

$1,796

based on $300,000 loan amount for 25 years at 5.24%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,796

based on $300,000 loan amount for 25 years at 5.24%

Based on your details, you can compare and save on the following home loans

TMD

Quick home loan review

For Select Fixed Home Loan 4 Year (Principal and Interest) (New Customer) (LVR 80%-90%)

These are the benefits of this home loan.

  • No ongoing fees
  • Split account option

These are the drawbacks of this home loan.

  • No extra repayments
  • No redraw and no offset
  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Select Fixed Home Loan 4 Year (Principal and Interest) (New Customer) (LVR 80%-90%)

TMD

Details

Maximum LVR

90%

Total Repayments

$538,800

View repayment schedule »

Next LVR

5.44% for max LVR 95%

Interest rate type

Fixed - 4 years

Borrowing range

$20k - $10m
Calculate how much you can borrow

Suitable for

Owner Occupiers

Loan term range

25 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Not Allowed

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

395

Application fee

0

Legal fee

$0

Valuation fee

$0

Settlement fee

395

Other upfront fee

0

Ongoing fee

$0 one off

Discharge fee

295

Application method

Online

Phone

Broker

In branch

Available
Not available
Data not captured

Target Market Determination

Visit Resi Mortgage to view Target Market Determination.

Other Benefits

Reverts to best rate of the day

Other Restrictions

No redraw during fixed term.

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Checkout more home loans

Product data updated on 30 Jun 2022

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How much can i borrow calculator

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $20k to $10,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

Resi Mortgage allows you to have this loan for a range of 25 to 30 years.

How often can you make repayments?

Resi Mortgage allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $395 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

How do you apply for this loan?

To apply for this loan, please contact Resi Mortgage.