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Resimac

Resimac Prime

Interest Rate

4.46

% p.a

Variable

Comparison Rate*

4.69

% p.a

Maximum LVR
90%
Real Time Rating™

1.92

/ 5
Monthly Repayment

$1,115

based on $300,000 loan amount for 25 years at 4.46%

Interest Rate

4.46

% p.a

Variable

Comparison Rate*

4.69

% p.a

Maximum LVR
90%
Real Time Rating™

1.92

/ 5
Monthly Repayment

$1,115

based on $300,000 loan amount for 25 years at 4.46%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,115

based on $300,000 loan amount for 25 years at 4.46%

Resimac home loans are available through brokers who can help find the right loan and manage your application at no charge.

Danny Lang

5.0
39 Reviews

Get expert advice from a home loans specialist.

Danny’s goal is to make a positive impact on people's lives by helping them achieve their financial goals. With regular training and over 6 years of experience in the finance industry, Danny ensures his knowledge continues to develop to provide financial solutions for his clients. SERVICES PROVIDED: - Refinancing - First Home Buyer - Debt Consolidation - Property Investment - Vehicle Finance - Personal Loans - Residential and Commercial Loans

VIC3004

CRN: 503408

John Fulford

5.0
3 Reviews

Get expert advice from a home loans specialist.

John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.

NSW2292

CRN: 515694

Danny Buckingham

5.0
7 Reviews

Get expert advice from a home loans specialist.

I have over 15 years' experience serving customers all over Tasmania and interstate. I have strong experience in complex credit scenarios, new home buyers, guarantors, and investor purchases. I can assist you with Home, Car, Personal & Business Finance. I do specialise in Debt Consolidation and refinances.

TAS7320

CRN: 460860

Quick home loan review

For Prime Investment Loan - Flex (Interest Only) (LVR 80%-90%) ($500k-$2m)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Prime Investment Loan - Flex (Interest Only) (LVR 80%-90%) ($500k-$2m)

TMD

Details

Maximum LVR

90%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

15 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

330

Application fee

0

Valuation fee

$330

Settlement fee

0

Other upfront fee

0

Ongoing fee

$299 annually

Discharge fee

300

Application method

Online

Phone

In branch

Available
Not available
Data not captured

Target Market Determination

Visit Resimac to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $500k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

Resimac allows you to have this loan for a range of 15 to 30 years.

How often can you make repayments?

Resimac allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $330 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Resimac makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Resimac loan is available through a broker. Find a broker to help you with your needs.