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Resimac

Resimac Prime

Interest rate

3.44

% p.a

Variable

Comparison Rate*

3.38

% p.a

Maximum LVR
80%
Real Time Rating™

1.78

/ 5
Monthly Repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

Interest rate

3.44

% p.a

Variable

Comparison Rate*

3.38

% p.a

Maximum LVR
80%
Real Time Rating™

1.78

/ 5
Monthly Repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

Resimac home loans are available through brokers who can help find the right loan and manage your application at no charge.

Joel Flanagan

5.0
11 Reviews

Get expert advice from a home loans specialist.

I'm a loan specialist providing an outstanding professional service for each one of my clients. More than 15 years of experience and seven years as Director of Oak Financial Group, have given me the absolute knowledge about residential & commercial mortgage brokering to help, advise and guide my clients through their loan journey in the most effective way, always aiming to get the most favourable results. I'm available seven days a week, willing to answer my client's enquiries in the most transparent and comprehensive way.

NSW2020

ACL: 389328

Collins Mayaki

4.9
177 Reviews

Get expert advice from a home loans specialist.

I pride myself on building long term relationships with my clients. I’ve been in the industry for over 14 solid years with a combined 30 years experience within our firm (Wealthy You). this gives clients that extra peace of mind knowing we’ve been around for a long time. We’ve worked on hundreds of applications. There isn’t a scenario we haven’t come across. We hold your hands from start to finish. As far as our company Wealthy You goes, with 30 years finance experience, we’ve got team members specialised In multiple areas within finance, for example: SMSF Loan, Construction Loans, Reverse Mortgage, Development Loans, Business Loans, Car Loan, Home Loan/Refinance/Purchasing And much much more. We go through every single file to make sure it will get approved before submission because we’ve got brokers within the team that worked with the banks for many years as people that APPROVED and DECLINED files.

NSW2000

CRN: 456296

George Popadalis

5.5
10 Reviews

Get expert advice from a home loans specialist.

After years of working in the banking industry, George saw firsthand how customers were continuously being put on hold and not treated with respect. So he decided to take matters into his own hands by starting Fetch Loans! George never thought that one day he would find himself running a company whose sole focus is providing an all-around positive experience for their clients every time they need them. But when George realized just what was happening within the customer service sector’s disregard for its customers’ needs, something inside him shifted—and so did his career path. Now at Fetch Loans!, we’re committed to giving our invaluable clientele a stress free loan application process while treating each individual as if it were only us who mattered most throughout this entire journey together

NSW2216

CRN: 524152

Quick home loan review

For Prime Alt Doc Investment Loan (Interest Only) (LVR 70%-80%)

These are the benefits of this home loan.

  • No ongoing fees
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Higher than average upfront fee
  • No repayment holidays

Home loan overview

For Prime Alt Doc Investment Loan (Interest Only) (LVR 70%-80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

15 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

829

Application fee

499

Valuation fee

$330

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

0

Application method

Online

Phone

In branch

Target Market Determination

Visit Resimac to view Target Market Determination.

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Resimac is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $1,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Resimac allows you to have this loan for a range of 15 to 30 years.

How often can you make repayments?

Resimac allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $829 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Resimac makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Resimac loan is available through a broker. Find a broker to help you with your needs.