Maximum LVR | Maximum LVR 95% |
|---|---|
Interest rate structure | Interest rate structure Variable |
Borrowing range | |
Total repayments | |
Principal & interest | Principal & interest |
Interest only | Interest only |
Loan term | Loan term 1 - 30 years |
Offset account | Offset account |
Extra repayments | Extra repayments Unlimited extra repayments |
Redraw facility | Redraw facility Redraw fee: $50 |
Allows split interest | Allows split interest |
Suitable For | Suitable ForOwner Occupiers |
Applicable States | Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Make Repayments | Make RepaymentsFortnightly, Monthly, Weekly |
Estimated upfront fees | Estimated upfront fees $695.00 |
Application fee | Application fee $200 |
Settlement fee | Settlement fee $0 |
Valuation fee | Valuation fee $209 |
Legal fee | Legal fee $286 |
Ongoing fee | Ongoing fee $0 |
Discharge fee | Discharge fee $180 |
Maximum LVR | Maximum LVR 95% |
|---|---|
Interest rate structure | Interest rate structure Variable |
Borrowing range | |
Total repayments | |
Principal & interest | Principal & interest |
Interest only | Interest only |
Loan term | Loan term 1 - 30 years |
Offset account | Offset account |
Extra repayments | Extra repayments Unlimited extra repayments |
Redraw facility | Redraw facility Redraw fee: $50 |
Allows split interest | Allows split interest |
Suitable For | Suitable ForOwner Occupiers |
|---|---|
Applicable States | Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Make Repayments | Make RepaymentsFortnightly, Monthly, Weekly |
Estimated upfront fees | Estimated upfront fees $695.00 |
Application fee | Application fee $200 |
Settlement fee | Settlement fee $0 |
Valuation fee | Valuation fee $209 |
Legal fee | Legal fee $286 |
Ongoing fee | Ongoing fee $0 |
Discharge fee | Discharge fee $180 |
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Sydney Credit Union (SCU) is a member-owned credit union, which was established in 1963.
It was originally formed to serve City of Sydney council members, but expanded to include a number of other Sydney-based councils. Most of its branches are now located in the Western Suburbs of Sydney.
As a credit union, it is owned by members and not shareholders, which means profits go back into the business and are redistributed to members via lower fees and rates.
