Fixed Rate Investment Loan (Principal and Interest) 3 Years

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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments will not change during fixed period
Cons:
  • Discharge fee at end of loan
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$0 - $100m
Total repayments
Total repayments
$604,584
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Partial offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$700.00
Application fee
Application fee
$500
Settlement fee
Settlement fee
$200
Valuation fee
Valuation fee
At Cost
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$8 monthly
Discharge fee
Discharge fee
$200
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$0 - $100m
Total repayments
Total repayments
$604,584
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Partial offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$700.00
Application fee
Application fee
$500
Settlement fee
Settlement fee
$200
Valuation fee
Valuation fee
At Cost
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$8 monthly
Discharge fee
Discharge fee
$200
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount

SERVICE ONE Alliance Bank is a customer-owned financial services institution offering financial products and services including a full range of home and personal loans, deposit accounts, as well as investment products and insurance. Every member is a shareholder, with an equal vote and say in how the bank is run. This means it isn’t subject to pressure from external shareholders to increase its profits in the way that the bigger banks are.

Service One Home Loan Calculator
Interested in an Service One home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Service One compares to its competitors. Simply plug in your borrowing amount below. 

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