Fixed Rate Home Loan (Interest Only) 1 Year from SERVICE ONE Alliance Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.49%
Fixed - 1 year
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$935
Number of Repayments
300
Total Interest Paid
$30,500
Total repayments
$280,500
DatePrincipleInterestPaymentBalance
1Nov 2019$452.74$935.42$1,388.16$249,547.26
2Dec 2019$454.44$933.72$1,388.16$249,092.82
2019 Total$907.18$1,869.14$2,776.32
3Jan 2020$456.14$932.02$1,388.16$248,636.68
4Feb 2020$457.84$930.32$1,388.16$248,178.84
5Mar 2020$459.56$928.60$1,388.16$247,719.28
6Apr 2020$461.28$926.88$1,388.16$247,258.00
7May 2020$463.00$925.16$1,388.16$246,795.00
8Jun 2020$464.74$923.42$1,388.16$246,330.26
9Jul 2020$466.47$921.69$1,388.16$245,863.79
10Aug 2020$468.22$919.94$1,388.16$245,395.57
11Sep 2020$469.97$918.19$1,388.16$244,925.60
12Oct 2020$471.73$916.43$1,388.16$244,453.87
13Nov 2020$473.50$914.66$1,388.16$243,980.37
14Dec 2020$475.27$912.89$1,388.16$243,505.10
2020 Total$5,587.72$11,070.2$16,657.92
15Jan 2021$477.05$911.11$1,388.16$243,028.05
16Feb 2021$478.83$909.33$1,388.16$242,549.22
17Mar 2021$480.62$907.54$1,388.16$242,068.60
18Apr 2021$482.42$905.74$1,388.16$241,586.18
19May 2021$484.23$903.93$1,388.16$241,101.95
20Jun 2021$486.04$902.12$1,388.16$240,615.91
21Jul 2021$487.86$900.30$1,388.16$240,128.05
22Aug 2021$489.68$898.48$1,388.16$239,638.37
23Sep 2021$491.51$896.65$1,388.16$239,146.86
24Oct 2021$493.35$894.81$1,388.16$238,653.51
25Nov 2021$495.20$892.96$1,388.16$238,158.31
26Dec 2021$497.05$891.11$1,388.16$237,661.26
2021 Total$5,843.84$10,814.08$16,657.92
27Jan 2022$498.91$889.25$1,388.16$237,162.35
28Feb 2022$500.78$887.38$1,388.16$236,661.57
29Mar 2022$502.65$885.51$1,388.16$236,158.92
30Apr 2022$504.53$883.63$1,388.16$235,654.39
31May 2022$506.42$881.74$1,388.16$235,147.97
32Jun 2022$508.31$879.85$1,388.16$234,639.66
33Jul 2022$510.22$877.94$1,388.16$234,129.44
34Aug 2022$512.13$876.03$1,388.16$233,617.31
35Sep 2022$514.04$874.12$1,388.16$233,103.27
36Oct 2022$515.97$872.19$1,388.16$232,587.30
37Nov 2022$517.90$870.26$1,388.16$232,069.40
38Dec 2022$519.83$868.33$1,388.16$231,549.57
2022 Total$6,111.69$10,546.23$16,657.92
39Jan 2023$521.78$866.38$1,388.16$231,027.79
40Feb 2023$523.73$864.43$1,388.16$230,504.06
41Mar 2023$525.69$862.47$1,388.16$229,978.37
42Apr 2023$527.66$860.50$1,388.16$229,450.71
43May 2023$529.63$858.53$1,388.16$228,921.08
44Jun 2023$531.61$856.55$1,388.16$228,389.47
45Jul 2023$533.60$854.56$1,388.16$227,855.87
46Aug 2023$535.60$852.56$1,388.16$227,320.27
47Sep 2023$537.60$850.56$1,388.16$226,782.67
48Oct 2023$539.61$848.55$1,388.16$226,243.06
49Nov 2023$541.63$846.53$1,388.16$225,701.43
50Dec 2023$543.66$844.50$1,388.16$225,157.77
2023 Total$6,391.8$10,266.12$16,657.92
51Jan 2024$545.69$842.47$1,388.16$224,612.08
52Feb 2024$547.74$840.42$1,388.16$224,064.34
53Mar 2024$549.79$838.37$1,388.16$223,514.55
54Apr 2024$551.84$836.32$1,388.16$222,962.71
55May 2024$553.91$834.25$1,388.16$222,408.80
56Jun 2024$555.98$832.18$1,388.16$221,852.82
57Jul 2024$558.06$830.10$1,388.16$221,294.76
58Aug 2024$560.15$828.01$1,388.16$220,734.61
59Sep 2024$562.24$825.92$1,388.16$220,172.37
60Oct 2024$564.35$823.81$1,388.16$219,608.02
61Nov 2024$566.46$821.70$1,388.16$219,041.56
62Dec 2024$568.58$819.58$1,388.16$218,472.98
2024 Total$6,684.79$9,973.13$16,657.92
63Jan 2025$570.71$817.45$1,388.16$217,902.27
64Feb 2025$572.84$815.32$1,388.16$217,329.43
65Mar 2025$574.99$813.17$1,388.16$216,754.44
66Apr 2025$577.14$811.02$1,388.16$216,177.30
67May 2025$579.30$808.86$1,388.16$215,598.00
68Jun 2025$581.46$806.70$1,388.16$215,016.54
69Jul 2025$583.64$804.52$1,388.16$214,432.90
70Aug 2025$585.82$802.34$1,388.16$213,847.08
71Sep 2025$588.02$800.14$1,388.16$213,259.06
72Oct 2025$590.22$797.94$1,388.16$212,668.84
73Nov 2025$592.42$795.74$1,388.16$212,076.42
74Dec 2025$594.64$793.52$1,388.16$211,481.78
2025 Total$6,991.2$9,666.72$16,657.92
75Jan 2026$596.87$791.29$1,388.16$210,884.91
76Feb 2026$599.10$789.06$1,388.16$210,285.81
77Mar 2026$601.34$786.82$1,388.16$209,684.47
78Apr 2026$603.59$784.57$1,388.16$209,080.88
79May 2026$605.85$782.31$1,388.16$208,475.03
80Jun 2026$608.12$780.04$1,388.16$207,866.91
81Jul 2026$610.39$777.77$1,388.16$207,256.52
82Aug 2026$612.68$775.48$1,388.16$206,643.84
83Sep 2026$614.97$773.19$1,388.16$206,028.87
84Oct 2026$617.27$770.89$1,388.16$205,411.60
85Nov 2026$619.58$768.58$1,388.16$204,792.02
86Dec 2026$621.90$766.26$1,388.16$204,170.12
2026 Total$7,311.66$9,346.26$16,657.92
87Jan 2027$624.22$763.94$1,388.16$203,545.90
88Feb 2027$626.56$761.60$1,388.16$202,919.34
89Mar 2027$628.90$759.26$1,388.16$202,290.44
90Apr 2027$631.26$756.90$1,388.16$201,659.18
91May 2027$633.62$754.54$1,388.16$201,025.56
92Jun 2027$635.99$752.17$1,388.16$200,389.57
93Jul 2027$638.37$749.79$1,388.16$199,751.20
94Aug 2027$640.76$747.40$1,388.16$199,110.44
95Sep 2027$643.16$745.00$1,388.16$198,467.28
96Oct 2027$645.56$742.60$1,388.16$197,821.72
97Nov 2027$647.98$740.18$1,388.16$197,173.74
98Dec 2027$650.40$737.76$1,388.16$196,523.34
2027 Total$7,646.78$9,011.14$16,657.92
99Jan 2028$652.84$735.32$1,388.16$195,870.50
100Feb 2028$655.28$732.88$1,388.16$195,215.22
101Mar 2028$657.73$730.43$1,388.16$194,557.49
102Apr 2028$660.19$727.97$1,388.16$193,897.30
103May 2028$662.66$725.50$1,388.16$193,234.64
104Jun 2028$665.14$723.02$1,388.16$192,569.50
105Jul 2028$667.63$720.53$1,388.16$191,901.87
106Aug 2028$670.13$718.03$1,388.16$191,231.74
107Sep 2028$672.63$715.53$1,388.16$190,559.11
108Oct 2028$675.15$713.01$1,388.16$189,883.96
109Nov 2028$677.68$710.48$1,388.16$189,206.28
110Dec 2028$680.21$707.95$1,388.16$188,526.07
2028 Total$7,997.27$8,660.65$16,657.92
111Jan 2029$682.76$705.40$1,388.16$187,843.31
112Feb 2029$685.31$702.85$1,388.16$187,158.00
113Mar 2029$687.88$700.28$1,388.16$186,470.12
114Apr 2029$690.45$697.71$1,388.16$185,779.67
115May 2029$693.03$695.13$1,388.16$185,086.64
116Jun 2029$695.63$692.53$1,388.16$184,391.01
117Jul 2029$698.23$689.93$1,388.16$183,692.78
118Aug 2029$700.84$687.32$1,388.16$182,991.94
119Sep 2029$703.47$684.69$1,388.16$182,288.47
120Oct 2029$706.10$682.06$1,388.16$181,582.37
121Nov 2029$708.74$679.42$1,388.16$180,873.63
122Dec 2029$711.39$676.77$1,388.16$180,162.24
2029 Total$8,363.83$8,294.09$16,657.92
123Jan 2030$714.05$674.11$1,388.16$179,448.19
124Feb 2030$716.72$671.44$1,388.16$178,731.47
125Mar 2030$719.41$668.75$1,388.16$178,012.06
126Apr 2030$722.10$666.06$1,388.16$177,289.96
127May 2030$724.80$663.36$1,388.16$176,565.16
128Jun 2030$727.51$660.65$1,388.16$175,837.65
129Jul 2030$730.23$657.93$1,388.16$175,107.42
130Aug 2030$732.97$655.19$1,388.16$174,374.45
131Sep 2030$735.71$652.45$1,388.16$173,638.74
132Oct 2030$738.46$649.70$1,388.16$172,900.28
133Nov 2030$741.22$646.94$1,388.16$172,159.06
134Dec 2030$744.00$644.16$1,388.16$171,415.06
2030 Total$8,747.18$7,910.74$16,657.92
135Jan 2031$746.78$641.38$1,388.16$170,668.28
136Feb 2031$749.58$638.58$1,388.16$169,918.70
137Mar 2031$752.38$635.78$1,388.16$169,166.32
138Apr 2031$755.20$632.96$1,388.16$168,411.12
139May 2031$758.02$630.14$1,388.16$167,653.10
140Jun 2031$760.86$627.30$1,388.16$166,892.24
141Jul 2031$763.70$624.46$1,388.16$166,128.54
142Aug 2031$766.56$621.60$1,388.16$165,361.98
143Sep 2031$769.43$618.73$1,388.16$164,592.55
144Oct 2031$772.31$615.85$1,388.16$163,820.24
145Nov 2031$775.20$612.96$1,388.16$163,045.04
146Dec 2031$778.10$610.06$1,388.16$162,266.94
2031 Total$9,148.12$7,509.8$16,657.92
147Jan 2032$781.01$607.15$1,388.16$161,485.93
148Feb 2032$783.93$604.23$1,388.16$160,702.00
149Mar 2032$786.87$601.29$1,388.16$159,915.13
150Apr 2032$789.81$598.35$1,388.16$159,125.32
151May 2032$792.77$595.39$1,388.16$158,332.55
152Jun 2032$795.73$592.43$1,388.16$157,536.82
153Jul 2032$798.71$589.45$1,388.16$156,738.11
154Aug 2032$801.70$586.46$1,388.16$155,936.41
155Sep 2032$804.70$583.46$1,388.16$155,131.71
156Oct 2032$807.71$580.45$1,388.16$154,324.00
157Nov 2032$810.73$577.43$1,388.16$153,513.27
158Dec 2032$813.76$574.40$1,388.16$152,699.51
2032 Total$9,567.43$7,090.49$16,657.92
159Jan 2033$816.81$571.35$1,388.16$151,882.70
160Feb 2033$819.87$568.29$1,388.16$151,062.83
161Mar 2033$822.93$565.23$1,388.16$150,239.90
162Apr 2033$826.01$562.15$1,388.16$149,413.89
163May 2033$829.10$559.06$1,388.16$148,584.79
164Jun 2033$832.21$555.95$1,388.16$147,752.58
165Jul 2033$835.32$552.84$1,388.16$146,917.26
166Aug 2033$838.44$549.72$1,388.16$146,078.82
167Sep 2033$841.58$546.58$1,388.16$145,237.24
168Oct 2033$844.73$543.43$1,388.16$144,392.51
169Nov 2033$847.89$540.27$1,388.16$143,544.62
170Dec 2033$851.06$537.10$1,388.16$142,693.56
2033 Total$10,005.95$6,651.97$16,657.92
171Jan 2034$854.25$533.91$1,388.16$141,839.31
172Feb 2034$857.44$530.72$1,388.16$140,981.87
173Mar 2034$860.65$527.51$1,388.16$140,121.22
174Apr 2034$863.87$524.29$1,388.16$139,257.35
175May 2034$867.11$521.05$1,388.16$138,390.24
176Jun 2034$870.35$517.81$1,388.16$137,519.89
177Jul 2034$873.61$514.55$1,388.16$136,646.28
178Aug 2034$876.88$511.28$1,388.16$135,769.40
179Sep 2034$880.16$508.00$1,388.16$134,889.24
180Oct 2034$883.45$504.71$1,388.16$134,005.79
181Nov 2034$886.76$501.40$1,388.16$133,119.03
182Dec 2034$890.07$498.09$1,388.16$132,228.96
2034 Total$10,464.6$6,193.32$16,657.92
183Jan 2035$893.40$494.76$1,388.16$131,335.56
184Feb 2035$896.75$491.41$1,388.16$130,438.81
185Mar 2035$900.10$488.06$1,388.16$129,538.71
186Apr 2035$903.47$484.69$1,388.16$128,635.24
187May 2035$906.85$481.31$1,388.16$127,728.39
188Jun 2035$910.24$477.92$1,388.16$126,818.15
189Jul 2035$913.65$474.51$1,388.16$125,904.50
190Aug 2035$917.07$471.09$1,388.16$124,987.43
191Sep 2035$920.50$467.66$1,388.16$124,066.93
192Oct 2035$923.94$464.22$1,388.16$123,142.99
193Nov 2035$927.40$460.76$1,388.16$122,215.59
194Dec 2035$930.87$457.29$1,388.16$121,284.72
2035 Total$10,944.24$5,713.68$16,657.92
195Jan 2036$934.35$453.81$1,388.16$120,350.37
196Feb 2036$937.85$450.31$1,388.16$119,412.52
197Mar 2036$941.36$446.80$1,388.16$118,471.16
198Apr 2036$944.88$443.28$1,388.16$117,526.28
199May 2036$948.42$439.74$1,388.16$116,577.86
200Jun 2036$951.96$436.20$1,388.16$115,625.90
201Jul 2036$955.53$432.63$1,388.16$114,670.37
202Aug 2036$959.10$429.06$1,388.16$113,711.27
203Sep 2036$962.69$425.47$1,388.16$112,748.58
204Oct 2036$966.29$421.87$1,388.16$111,782.29
205Nov 2036$969.91$418.25$1,388.16$110,812.38
206Dec 2036$973.54$414.62$1,388.16$109,838.84
2036 Total$11,445.88$5,212.04$16,657.92
207Jan 2037$977.18$410.98$1,388.16$108,861.66
208Feb 2037$980.84$407.32$1,388.16$107,880.82
209Mar 2037$984.51$403.65$1,388.16$106,896.31
210Apr 2037$988.19$399.97$1,388.16$105,908.12
211May 2037$991.89$396.27$1,388.16$104,916.23
212Jun 2037$995.60$392.56$1,388.16$103,920.63
213Jul 2037$999.32$388.84$1,388.16$102,921.31
214Aug 2037$1,003.06$385.10$1,388.16$101,918.25
215Sep 2037$1,006.82$381.34$1,388.16$100,911.43
216Oct 2037$1,010.58$377.58$1,388.16$99,900.85
217Nov 2037$1,014.36$373.80$1,388.16$98,886.49
218Dec 2037$1,018.16$370.00$1,388.16$97,868.33
2037 Total$11,970.51$4,687.41$16,657.92
219Jan 2038$1,021.97$366.19$1,388.16$96,846.36
220Feb 2038$1,025.79$362.37$1,388.16$95,820.57
221Mar 2038$1,029.63$358.53$1,388.16$94,790.94
222Apr 2038$1,033.48$354.68$1,388.16$93,757.46
223May 2038$1,037.35$350.81$1,388.16$92,720.11
224Jun 2038$1,041.23$346.93$1,388.16$91,678.88
225Jul 2038$1,045.13$343.03$1,388.16$90,633.75
226Aug 2038$1,049.04$339.12$1,388.16$89,584.71
227Sep 2038$1,052.96$335.20$1,388.16$88,531.75
228Oct 2038$1,056.90$331.26$1,388.16$87,474.85
229Nov 2038$1,060.86$327.30$1,388.16$86,413.99
230Dec 2038$1,064.83$323.33$1,388.16$85,349.16
2038 Total$12,519.17$4,138.75$16,657.92
231Jan 2039$1,068.81$319.35$1,388.16$84,280.35
232Feb 2039$1,072.81$315.35$1,388.16$83,207.54
233Mar 2039$1,076.83$311.33$1,388.16$82,130.71
234Apr 2039$1,080.85$307.31$1,388.16$81,049.86
235May 2039$1,084.90$303.26$1,388.16$79,964.96
236Jun 2039$1,088.96$299.20$1,388.16$78,876.00
237Jul 2039$1,093.03$295.13$1,388.16$77,782.97
238Aug 2039$1,097.12$291.04$1,388.16$76,685.85
239Sep 2039$1,101.23$286.93$1,388.16$75,584.62
240Oct 2039$1,105.35$282.81$1,388.16$74,479.27
241Nov 2039$1,109.48$278.68$1,388.16$73,369.79
242Dec 2039$1,113.63$274.53$1,388.16$72,256.16
2039 Total$13,093$3,564.92$16,657.92
243Jan 2040$1,117.80$270.36$1,388.16$71,138.36
244Feb 2040$1,121.98$266.18$1,388.16$70,016.38
245Mar 2040$1,126.18$261.98$1,388.16$68,890.20
246Apr 2040$1,130.40$257.76$1,388.16$67,759.80
247May 2040$1,134.63$253.53$1,388.16$66,625.17
248Jun 2040$1,138.87$249.29$1,388.16$65,486.30
249Jul 2040$1,143.13$245.03$1,388.16$64,343.17
250Aug 2040$1,147.41$240.75$1,388.16$63,195.76
251Sep 2040$1,151.70$236.46$1,388.16$62,044.06
252Oct 2040$1,156.01$232.15$1,388.16$60,888.05
253Nov 2040$1,160.34$227.82$1,388.16$59,727.71
254Dec 2040$1,164.68$223.48$1,388.16$58,563.03
2040 Total$13,693.13$2,964.79$16,657.92
255Jan 2041$1,169.04$219.12$1,388.16$57,393.99
256Feb 2041$1,173.41$214.75$1,388.16$56,220.58
257Mar 2041$1,177.80$210.36$1,388.16$55,042.78
258Apr 2041$1,182.21$205.95$1,388.16$53,860.57
259May 2041$1,186.63$201.53$1,388.16$52,673.94
260Jun 2041$1,191.07$197.09$1,388.16$51,482.87
261Jul 2041$1,195.53$192.63$1,388.16$50,287.34
262Aug 2041$1,200.00$188.16$1,388.16$49,087.34
263Sep 2041$1,204.49$183.67$1,388.16$47,882.85
264Oct 2041$1,209.00$179.16$1,388.16$46,673.85
265Nov 2041$1,213.52$174.64$1,388.16$45,460.33
266Dec 2041$1,218.06$170.10$1,388.16$44,242.27
2041 Total$14,320.76$2,337.16$16,657.92
267Jan 2042$1,222.62$165.54$1,388.16$43,019.65
268Feb 2042$1,227.19$160.97$1,388.16$41,792.46
269Mar 2042$1,231.79$156.37$1,388.16$40,560.67
270Apr 2042$1,236.40$151.76$1,388.16$39,324.27
271May 2042$1,241.02$147.14$1,388.16$38,083.25
272Jun 2042$1,245.67$142.49$1,388.16$36,837.58
273Jul 2042$1,250.33$137.83$1,388.16$35,587.25
274Aug 2042$1,255.00$133.16$1,388.16$34,332.25
275Sep 2042$1,259.70$128.46$1,388.16$33,072.55
276Oct 2042$1,264.41$123.75$1,388.16$31,808.14
277Nov 2042$1,269.14$119.02$1,388.16$30,539.00
278Dec 2042$1,273.89$114.27$1,388.16$29,265.11
2042 Total$14,977.16$1,680.76$16,657.92
279Jan 2043$1,278.66$109.50$1,388.16$27,986.45
280Feb 2043$1,283.44$104.72$1,388.16$26,703.01
281Mar 2043$1,288.25$99.91$1,388.16$25,414.76
282Apr 2043$1,293.07$95.09$1,388.16$24,121.69
283May 2043$1,297.90$90.26$1,388.16$22,823.79
284Jun 2043$1,302.76$85.40$1,388.16$21,521.03
285Jul 2043$1,307.64$80.52$1,388.16$20,213.39
286Aug 2043$1,312.53$75.63$1,388.16$18,900.86
287Sep 2043$1,317.44$70.72$1,388.16$17,583.42
288Oct 2043$1,322.37$65.79$1,388.16$16,261.05
289Nov 2043$1,327.32$60.84$1,388.16$14,933.73
290Dec 2043$1,332.28$55.88$1,388.16$13,601.45
2043 Total$15,663.66$994.26$16,657.92
291Jan 2044$1,337.27$50.89$1,388.16$12,264.18
292Feb 2044$1,342.27$45.89$1,388.16$10,921.91
293Mar 2044$1,347.29$40.87$1,388.16$9,574.62
294Apr 2044$1,352.33$35.83$1,388.16$8,222.29
295May 2044$1,357.39$30.77$1,388.16$6,864.90
296Jun 2044$1,362.47$25.69$1,388.16$5,502.43
297Jul 2044$1,367.57$20.59$1,388.16$4,134.86
298Aug 2044$1,372.69$15.47$1,388.16$2,762.17
299Sep 2044$1,377.82$10.34$1,388.16$1,384.35
300Oct 2044$1,382.98$5.18$1,388.16$1.37
2044 Total$13,600.08$281.52$13,881.6
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