Standard Variable Home Loan (Interest Only) ($500k+) from SERVICE ONE Alliance Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.60%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,150
Number of Repayments
300
Total Interest Paid
$45,000
Total repayments
$345,000
DatePrincipleInterestPaymentBalance
1Dec 2019$534.57$1,150.00$1,684.57$299,465.43
2019 Total$534.57$1,150$1,684.57
2Jan 2020$536.62$1,147.95$1,684.57$298,928.81
3Feb 2020$538.68$1,145.89$1,684.57$298,390.13
4Mar 2020$540.74$1,143.83$1,684.57$297,849.39
5Apr 2020$542.81$1,141.76$1,684.57$297,306.58
6May 2020$544.89$1,139.68$1,684.57$296,761.69
7Jun 2020$546.98$1,137.59$1,684.57$296,214.71
8Jul 2020$549.08$1,135.49$1,684.57$295,665.63
9Aug 2020$551.19$1,133.38$1,684.57$295,114.44
10Sep 2020$553.30$1,131.27$1,684.57$294,561.14
11Oct 2020$555.42$1,129.15$1,684.57$294,005.72
12Nov 2020$557.55$1,127.02$1,684.57$293,448.17
13Dec 2020$559.69$1,124.88$1,684.57$292,888.48
2020 Total$6,576.95$13,637.89$20,214.84
14Jan 2021$561.83$1,122.74$1,684.57$292,326.65
15Feb 2021$563.98$1,120.59$1,684.57$291,762.67
16Mar 2021$566.15$1,118.42$1,684.57$291,196.52
17Apr 2021$568.32$1,116.25$1,684.57$290,628.20
18May 2021$570.50$1,114.07$1,684.57$290,057.70
19Jun 2021$572.68$1,111.89$1,684.57$289,485.02
20Jul 2021$574.88$1,109.69$1,684.57$288,910.14
21Aug 2021$577.08$1,107.49$1,684.57$288,333.06
22Sep 2021$579.29$1,105.28$1,684.57$287,753.77
23Oct 2021$581.51$1,103.06$1,684.57$287,172.26
24Nov 2021$583.74$1,100.83$1,684.57$286,588.52
25Dec 2021$585.98$1,098.59$1,684.57$286,002.54
2021 Total$6,885.94$13,328.9$20,214.84
26Jan 2022$588.23$1,096.34$1,684.57$285,414.31
27Feb 2022$590.48$1,094.09$1,684.57$284,823.83
28Mar 2022$592.75$1,091.82$1,684.57$284,231.08
29Apr 2022$595.02$1,089.55$1,684.57$283,636.06
30May 2022$597.30$1,087.27$1,684.57$283,038.76
31Jun 2022$599.59$1,084.98$1,684.57$282,439.17
32Jul 2022$601.89$1,082.68$1,684.57$281,837.28
33Aug 2022$604.19$1,080.38$1,684.57$281,233.09
34Sep 2022$606.51$1,078.06$1,684.57$280,626.58
35Oct 2022$608.83$1,075.74$1,684.57$280,017.75
36Nov 2022$611.17$1,073.40$1,684.57$279,406.58
37Dec 2022$613.51$1,071.06$1,684.57$278,793.07
2022 Total$7,209.47$13,005.37$20,214.84
38Jan 2023$615.86$1,068.71$1,684.57$278,177.21
39Feb 2023$618.22$1,066.35$1,684.57$277,558.99
40Mar 2023$620.59$1,063.98$1,684.57$276,938.40
41Apr 2023$622.97$1,061.60$1,684.57$276,315.43
42May 2023$625.36$1,059.21$1,684.57$275,690.07
43Jun 2023$627.76$1,056.81$1,684.57$275,062.31
44Jul 2023$630.16$1,054.41$1,684.57$274,432.15
45Aug 2023$632.58$1,051.99$1,684.57$273,799.57
46Sep 2023$635.00$1,049.57$1,684.57$273,164.57
47Oct 2023$637.44$1,047.13$1,684.57$272,527.13
48Nov 2023$639.88$1,044.69$1,684.57$271,887.25
49Dec 2023$642.34$1,042.23$1,684.57$271,244.91
2023 Total$7,548.16$12,666.68$20,214.84
50Jan 2024$644.80$1,039.77$1,684.57$270,600.11
51Feb 2024$647.27$1,037.30$1,684.57$269,952.84
52Mar 2024$649.75$1,034.82$1,684.57$269,303.09
53Apr 2024$652.24$1,032.33$1,684.57$268,650.85
54May 2024$654.74$1,029.83$1,684.57$267,996.11
55Jun 2024$657.25$1,027.32$1,684.57$267,338.86
56Jul 2024$659.77$1,024.80$1,684.57$266,679.09
57Aug 2024$662.30$1,022.27$1,684.57$266,016.79
58Sep 2024$664.84$1,019.73$1,684.57$265,351.95
59Oct 2024$667.39$1,017.18$1,684.57$264,684.56
60Nov 2024$669.95$1,014.62$1,684.57$264,014.61
61Dec 2024$672.51$1,012.06$1,684.57$263,342.10
2024 Total$7,902.81$12,312.03$20,214.84
62Jan 2025$675.09$1,009.48$1,684.57$262,667.01
63Feb 2025$677.68$1,006.89$1,684.57$261,989.33
64Mar 2025$680.28$1,004.29$1,684.57$261,309.05
65Apr 2025$682.89$1,001.68$1,684.57$260,626.16
66May 2025$685.50$999.07$1,684.57$259,940.66
67Jun 2025$688.13$996.44$1,684.57$259,252.53
68Jul 2025$690.77$993.80$1,684.57$258,561.76
69Aug 2025$693.42$991.15$1,684.57$257,868.34
70Sep 2025$696.07$988.50$1,684.57$257,172.27
71Oct 2025$698.74$985.83$1,684.57$256,473.53
72Nov 2025$701.42$983.15$1,684.57$255,772.11
73Dec 2025$704.11$980.46$1,684.57$255,068.00
2025 Total$8,274.1$11,940.74$20,214.84
74Jan 2026$706.81$977.76$1,684.57$254,361.19
75Feb 2026$709.52$975.05$1,684.57$253,651.67
76Mar 2026$712.24$972.33$1,684.57$252,939.43
77Apr 2026$714.97$969.60$1,684.57$252,224.46
78May 2026$717.71$966.86$1,684.57$251,506.75
79Jun 2026$720.46$964.11$1,684.57$250,786.29
80Jul 2026$723.22$961.35$1,684.57$250,063.07
81Aug 2026$725.99$958.58$1,684.57$249,337.08
82Sep 2026$728.78$955.79$1,684.57$248,608.30
83Oct 2026$731.57$953.00$1,684.57$247,876.73
84Nov 2026$734.38$950.19$1,684.57$247,142.35
85Dec 2026$737.19$947.38$1,684.57$246,405.16
2026 Total$8,662.84$11,552$20,214.84
86Jan 2027$740.02$944.55$1,684.57$245,665.14
87Feb 2027$742.85$941.72$1,684.57$244,922.29
88Mar 2027$745.70$938.87$1,684.57$244,176.59
89Apr 2027$748.56$936.01$1,684.57$243,428.03
90May 2027$751.43$933.14$1,684.57$242,676.60
91Jun 2027$754.31$930.26$1,684.57$241,922.29
92Jul 2027$757.20$927.37$1,684.57$241,165.09
93Aug 2027$760.10$924.47$1,684.57$240,404.99
94Sep 2027$763.02$921.55$1,684.57$239,641.97
95Oct 2027$765.94$918.63$1,684.57$238,876.03
96Nov 2027$768.88$915.69$1,684.57$238,107.15
97Dec 2027$771.83$912.74$1,684.57$237,335.32
2027 Total$9,069.84$11,145$20,214.84
98Jan 2028$774.78$909.79$1,684.57$236,560.54
99Feb 2028$777.75$906.82$1,684.57$235,782.79
100Mar 2028$780.74$903.83$1,684.57$235,002.05
101Apr 2028$783.73$900.84$1,684.57$234,218.32
102May 2028$786.73$897.84$1,684.57$233,431.59
103Jun 2028$789.75$894.82$1,684.57$232,641.84
104Jul 2028$792.78$891.79$1,684.57$231,849.06
105Aug 2028$795.82$888.75$1,684.57$231,053.24
106Sep 2028$798.87$885.70$1,684.57$230,254.37
107Oct 2028$801.93$882.64$1,684.57$229,452.44
108Nov 2028$805.00$879.57$1,684.57$228,647.44
109Dec 2028$808.09$876.48$1,684.57$227,839.35
2028 Total$9,495.97$10,718.87$20,214.84
110Jan 2029$811.19$873.38$1,684.57$227,028.16
111Feb 2029$814.30$870.27$1,684.57$226,213.86
112Mar 2029$817.42$867.15$1,684.57$225,396.44
113Apr 2029$820.55$864.02$1,684.57$224,575.89
114May 2029$823.70$860.87$1,684.57$223,752.19
115Jun 2029$826.85$857.72$1,684.57$222,925.34
116Jul 2029$830.02$854.55$1,684.57$222,095.32
117Aug 2029$833.20$851.37$1,684.57$221,262.12
118Sep 2029$836.40$848.17$1,684.57$220,425.72
119Oct 2029$839.60$844.97$1,684.57$219,586.12
120Nov 2029$842.82$841.75$1,684.57$218,743.30
121Dec 2029$846.05$838.52$1,684.57$217,897.25
2029 Total$9,942.1$10,272.74$20,214.84
122Jan 2030$849.30$835.27$1,684.57$217,047.95
123Feb 2030$852.55$832.02$1,684.57$216,195.40
124Mar 2030$855.82$828.75$1,684.57$215,339.58
125Apr 2030$859.10$825.47$1,684.57$214,480.48
126May 2030$862.39$822.18$1,684.57$213,618.09
127Jun 2030$865.70$818.87$1,684.57$212,752.39
128Jul 2030$869.02$815.55$1,684.57$211,883.37
129Aug 2030$872.35$812.22$1,684.57$211,011.02
130Sep 2030$875.69$808.88$1,684.57$210,135.33
131Oct 2030$879.05$805.52$1,684.57$209,256.28
132Nov 2030$882.42$802.15$1,684.57$208,373.86
133Dec 2030$885.80$798.77$1,684.57$207,488.06
2030 Total$10,409.19$9,805.65$20,214.84
134Jan 2031$889.20$795.37$1,684.57$206,598.86
135Feb 2031$892.61$791.96$1,684.57$205,706.25
136Mar 2031$896.03$788.54$1,684.57$204,810.22
137Apr 2031$899.46$785.11$1,684.57$203,910.76
138May 2031$902.91$781.66$1,684.57$203,007.85
139Jun 2031$906.37$778.20$1,684.57$202,101.48
140Jul 2031$909.85$774.72$1,684.57$201,191.63
141Aug 2031$913.34$771.23$1,684.57$200,278.29
142Sep 2031$916.84$767.73$1,684.57$199,361.45
143Oct 2031$920.35$764.22$1,684.57$198,441.10
144Nov 2031$923.88$760.69$1,684.57$197,517.22
145Dec 2031$927.42$757.15$1,684.57$196,589.80
2031 Total$10,898.26$9,316.58$20,214.84
146Jan 2032$930.98$753.59$1,684.57$195,658.82
147Feb 2032$934.54$750.03$1,684.57$194,724.28
148Mar 2032$938.13$746.44$1,684.57$193,786.15
149Apr 2032$941.72$742.85$1,684.57$192,844.43
150May 2032$945.33$739.24$1,684.57$191,899.10
151Jun 2032$948.96$735.61$1,684.57$190,950.14
152Jul 2032$952.59$731.98$1,684.57$189,997.55
153Aug 2032$956.25$728.32$1,684.57$189,041.30
154Sep 2032$959.91$724.66$1,684.57$188,081.39
155Oct 2032$963.59$720.98$1,684.57$187,117.80
156Nov 2032$967.29$717.28$1,684.57$186,150.51
157Dec 2032$970.99$713.58$1,684.57$185,179.52
2032 Total$11,410.28$8,804.56$20,214.84
158Jan 2033$974.72$709.85$1,684.57$184,204.80
159Feb 2033$978.45$706.12$1,684.57$183,226.35
160Mar 2033$982.20$702.37$1,684.57$182,244.15
161Apr 2033$985.97$698.60$1,684.57$181,258.18
162May 2033$989.75$694.82$1,684.57$180,268.43
163Jun 2033$993.54$691.03$1,684.57$179,274.89
164Jul 2033$997.35$687.22$1,684.57$178,277.54
165Aug 2033$1,001.17$683.40$1,684.57$177,276.37
166Sep 2033$1,005.01$679.56$1,684.57$176,271.36
167Oct 2033$1,008.86$675.71$1,684.57$175,262.50
168Nov 2033$1,012.73$671.84$1,684.57$174,249.77
169Dec 2033$1,016.61$667.96$1,684.57$173,233.16
2033 Total$11,946.36$8,268.48$20,214.84
170Jan 2034$1,020.51$664.06$1,684.57$172,212.65
171Feb 2034$1,024.42$660.15$1,684.57$171,188.23
172Mar 2034$1,028.35$656.22$1,684.57$170,159.88
173Apr 2034$1,032.29$652.28$1,684.57$169,127.59
174May 2034$1,036.25$648.32$1,684.57$168,091.34
175Jun 2034$1,040.22$644.35$1,684.57$167,051.12
176Jul 2034$1,044.21$640.36$1,684.57$166,006.91
177Aug 2034$1,048.21$636.36$1,684.57$164,958.70
178Sep 2034$1,052.23$632.34$1,684.57$163,906.47
179Oct 2034$1,056.26$628.31$1,684.57$162,850.21
180Nov 2034$1,060.31$624.26$1,684.57$161,789.90
181Dec 2034$1,064.38$620.19$1,684.57$160,725.52
2034 Total$12,507.64$7,707.2$20,214.84
182Jan 2035$1,068.46$616.11$1,684.57$159,657.06
183Feb 2035$1,072.55$612.02$1,684.57$158,584.51
184Mar 2035$1,076.66$607.91$1,684.57$157,507.85
185Apr 2035$1,080.79$603.78$1,684.57$156,427.06
186May 2035$1,084.93$599.64$1,684.57$155,342.13
187Jun 2035$1,089.09$595.48$1,684.57$154,253.04
188Jul 2035$1,093.27$591.30$1,684.57$153,159.77
189Aug 2035$1,097.46$587.11$1,684.57$152,062.31
190Sep 2035$1,101.66$582.91$1,684.57$150,960.65
191Oct 2035$1,105.89$578.68$1,684.57$149,854.76
192Nov 2035$1,110.13$574.44$1,684.57$148,744.63
193Dec 2035$1,114.38$570.19$1,684.57$147,630.25
2035 Total$13,095.27$7,119.57$20,214.84
194Jan 2036$1,118.65$565.92$1,684.57$146,511.60
195Feb 2036$1,122.94$561.63$1,684.57$145,388.66
196Mar 2036$1,127.25$557.32$1,684.57$144,261.41
197Apr 2036$1,131.57$553.00$1,684.57$143,129.84
198May 2036$1,135.91$548.66$1,684.57$141,993.93
199Jun 2036$1,140.26$544.31$1,684.57$140,853.67
200Jul 2036$1,144.63$539.94$1,684.57$139,709.04
201Aug 2036$1,149.02$535.55$1,684.57$138,560.02
202Sep 2036$1,153.42$531.15$1,684.57$137,406.60
203Oct 2036$1,157.84$526.73$1,684.57$136,248.76
204Nov 2036$1,162.28$522.29$1,684.57$135,086.48
205Dec 2036$1,166.74$517.83$1,684.57$133,919.74
2036 Total$13,710.51$6,504.33$20,214.84
206Jan 2037$1,171.21$513.36$1,684.57$132,748.53
207Feb 2037$1,175.70$508.87$1,684.57$131,572.83
208Mar 2037$1,180.21$504.36$1,684.57$130,392.62
209Apr 2037$1,184.73$499.84$1,684.57$129,207.89
210May 2037$1,189.27$495.30$1,684.57$128,018.62
211Jun 2037$1,193.83$490.74$1,684.57$126,824.79
212Jul 2037$1,198.41$486.16$1,684.57$125,626.38
213Aug 2037$1,203.00$481.57$1,684.57$124,423.38
214Sep 2037$1,207.61$476.96$1,684.57$123,215.77
215Oct 2037$1,212.24$472.33$1,684.57$122,003.53
216Nov 2037$1,216.89$467.68$1,684.57$120,786.64
217Dec 2037$1,221.55$463.02$1,684.57$119,565.09
2037 Total$14,354.65$5,860.19$20,214.84
218Jan 2038$1,226.24$458.33$1,684.57$118,338.85
219Feb 2038$1,230.94$453.63$1,684.57$117,107.91
220Mar 2038$1,235.66$448.91$1,684.57$115,872.25
221Apr 2038$1,240.39$444.18$1,684.57$114,631.86
222May 2038$1,245.15$439.42$1,684.57$113,386.71
223Jun 2038$1,249.92$434.65$1,684.57$112,136.79
224Jul 2038$1,254.71$429.86$1,684.57$110,882.08
225Aug 2038$1,259.52$425.05$1,684.57$109,622.56
226Sep 2038$1,264.35$420.22$1,684.57$108,358.21
227Oct 2038$1,269.20$415.37$1,684.57$107,089.01
228Nov 2038$1,274.06$410.51$1,684.57$105,814.95
229Dec 2038$1,278.95$405.62$1,684.57$104,536.00
2038 Total$15,029.09$5,185.75$20,214.84
230Jan 2039$1,283.85$400.72$1,684.57$103,252.15
231Feb 2039$1,288.77$395.80$1,684.57$101,963.38
232Mar 2039$1,293.71$390.86$1,684.57$100,669.67
233Apr 2039$1,298.67$385.90$1,684.57$99,371.00
234May 2039$1,303.65$380.92$1,684.57$98,067.35
235Jun 2039$1,308.65$375.92$1,684.57$96,758.70
236Jul 2039$1,313.66$370.91$1,684.57$95,445.04
237Aug 2039$1,318.70$365.87$1,684.57$94,126.34
238Sep 2039$1,323.75$360.82$1,684.57$92,802.59
239Oct 2039$1,328.83$355.74$1,684.57$91,473.76
240Nov 2039$1,333.92$350.65$1,684.57$90,139.84
241Dec 2039$1,339.03$345.54$1,684.57$88,800.81
2039 Total$15,735.19$4,479.65$20,214.84
242Jan 2040$1,344.17$340.40$1,684.57$87,456.64
243Feb 2040$1,349.32$335.25$1,684.57$86,107.32
244Mar 2040$1,354.49$330.08$1,684.57$84,752.83
245Apr 2040$1,359.68$324.89$1,684.57$83,393.15
246May 2040$1,364.90$319.67$1,684.57$82,028.25
247Jun 2040$1,370.13$314.44$1,684.57$80,658.12
248Jul 2040$1,375.38$309.19$1,684.57$79,282.74
249Aug 2040$1,380.65$303.92$1,684.57$77,902.09
250Sep 2040$1,385.95$298.62$1,684.57$76,516.14
251Oct 2040$1,391.26$293.31$1,684.57$75,124.88
252Nov 2040$1,396.59$287.98$1,684.57$73,728.29
253Dec 2040$1,401.94$282.63$1,684.57$72,326.35
2040 Total$16,474.46$3,740.38$20,214.84
254Jan 2041$1,407.32$277.25$1,684.57$70,919.03
255Feb 2041$1,412.71$271.86$1,684.57$69,506.32
256Mar 2041$1,418.13$266.44$1,684.57$68,088.19
257Apr 2041$1,423.57$261.00$1,684.57$66,664.62
258May 2041$1,429.02$255.55$1,684.57$65,235.60
259Jun 2041$1,434.50$250.07$1,684.57$63,801.10
260Jul 2041$1,440.00$244.57$1,684.57$62,361.10
261Aug 2041$1,445.52$239.05$1,684.57$60,915.58
262Sep 2041$1,451.06$233.51$1,684.57$59,464.52
263Oct 2041$1,456.62$227.95$1,684.57$58,007.90
264Nov 2041$1,462.21$222.36$1,684.57$56,545.69
265Dec 2041$1,467.81$216.76$1,684.57$55,077.88
2041 Total$17,248.47$2,966.37$20,214.84
266Jan 2042$1,473.44$211.13$1,684.57$53,604.44
267Feb 2042$1,479.09$205.48$1,684.57$52,125.35
268Mar 2042$1,484.76$199.81$1,684.57$50,640.59
269Apr 2042$1,490.45$194.12$1,684.57$49,150.14
270May 2042$1,496.16$188.41$1,684.57$47,653.98
271Jun 2042$1,501.90$182.67$1,684.57$46,152.08
272Jul 2042$1,507.65$176.92$1,684.57$44,644.43
273Aug 2042$1,513.43$171.14$1,684.57$43,131.00
274Sep 2042$1,519.23$165.34$1,684.57$41,611.77
275Oct 2042$1,525.06$159.51$1,684.57$40,086.71
276Nov 2042$1,530.90$153.67$1,684.57$38,555.81
277Dec 2042$1,536.77$147.80$1,684.57$37,019.04
2042 Total$18,058.84$2,156$20,214.84
278Jan 2043$1,542.66$141.91$1,684.57$35,476.38
279Feb 2043$1,548.58$135.99$1,684.57$33,927.80
280Mar 2043$1,554.51$130.06$1,684.57$32,373.29
281Apr 2043$1,560.47$124.10$1,684.57$30,812.82
282May 2043$1,566.45$118.12$1,684.57$29,246.37
283Jun 2043$1,572.46$112.11$1,684.57$27,673.91
284Jul 2043$1,578.49$106.08$1,684.57$26,095.42
285Aug 2043$1,584.54$100.03$1,684.57$24,510.88
286Sep 2043$1,590.61$93.96$1,684.57$22,920.27
287Oct 2043$1,596.71$87.86$1,684.57$21,323.56
288Nov 2043$1,602.83$81.74$1,684.57$19,720.73
289Dec 2043$1,608.97$75.60$1,684.57$18,111.76
2043 Total$18,907.28$1,307.56$20,214.84
290Jan 2044$1,615.14$69.43$1,684.57$16,496.62
291Feb 2044$1,621.33$63.24$1,684.57$14,875.29
292Mar 2044$1,627.55$57.02$1,684.57$13,247.74
293Apr 2044$1,633.79$50.78$1,684.57$11,613.95
294May 2044$1,640.05$44.52$1,684.57$9,973.90
295Jun 2044$1,646.34$38.23$1,684.57$8,327.56
296Jul 2044$1,652.65$31.92$1,684.57$6,674.91
297Aug 2044$1,658.98$25.59$1,684.57$5,015.93
298Sep 2044$1,665.34$19.23$1,684.57$3,350.59
299Oct 2044$1,671.73$12.84$1,684.57$1,678.86
300Nov 2044$1,678.13$6.44$1,684.57$0.73
2044 Total$18,111.03$419.24$18,530.27
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