Standard Variable Home Loan (Interest Only) (Amounts < $50k) from SERVICE ONE Alliance Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.50%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,146
Number of Repayments
300
Total Interest Paid
$93,800
Total repayments
$343,800
DatePrincipleInterestPaymentBalance
1Oct 2019$389.39$1,145.83$1,535.22$249,610.61
2Nov 2019$391.17$1,144.05$1,535.22$249,219.44
3Dec 2019$392.96$1,142.26$1,535.22$248,826.48
2019 Total$1,173.52$3,432.14$4,605.66
4Jan 2020$394.77$1,140.45$1,535.22$248,431.71
5Feb 2020$396.57$1,138.65$1,535.22$248,035.14
6Mar 2020$398.39$1,136.83$1,535.22$247,636.75
7Apr 2020$400.22$1,135.00$1,535.22$247,236.53
8May 2020$402.05$1,133.17$1,535.22$246,834.48
9Jun 2020$403.90$1,131.32$1,535.22$246,430.58
10Jul 2020$405.75$1,129.47$1,535.22$246,024.83
11Aug 2020$407.61$1,127.61$1,535.22$245,617.22
12Sep 2020$409.47$1,125.75$1,535.22$245,207.75
13Oct 2020$411.35$1,123.87$1,535.22$244,796.40
14Nov 2020$413.24$1,121.98$1,535.22$244,383.16
15Dec 2020$415.13$1,120.09$1,535.22$243,968.03
2020 Total$4,858.45$13,564.19$18,422.64
16Jan 2021$417.03$1,118.19$1,535.22$243,551.00
17Feb 2021$418.94$1,116.28$1,535.22$243,132.06
18Mar 2021$420.86$1,114.36$1,535.22$242,711.20
19Apr 2021$422.79$1,112.43$1,535.22$242,288.41
20May 2021$424.73$1,110.49$1,535.22$241,863.68
21Jun 2021$426.68$1,108.54$1,535.22$241,437.00
22Jul 2021$428.63$1,106.59$1,535.22$241,008.37
23Aug 2021$430.60$1,104.62$1,535.22$240,577.77
24Sep 2021$432.57$1,102.65$1,535.22$240,145.20
25Oct 2021$434.55$1,100.67$1,535.22$239,710.65
26Nov 2021$436.55$1,098.67$1,535.22$239,274.10
27Dec 2021$438.55$1,096.67$1,535.22$238,835.55
2021 Total$5,132.48$13,290.16$18,422.64
28Jan 2022$440.56$1,094.66$1,535.22$238,394.99
29Feb 2022$442.58$1,092.64$1,535.22$237,952.41
30Mar 2022$444.60$1,090.62$1,535.22$237,507.81
31Apr 2022$446.64$1,088.58$1,535.22$237,061.17
32May 2022$448.69$1,086.53$1,535.22$236,612.48
33Jun 2022$450.75$1,084.47$1,535.22$236,161.73
34Jul 2022$452.81$1,082.41$1,535.22$235,708.92
35Aug 2022$454.89$1,080.33$1,535.22$235,254.03
36Sep 2022$456.97$1,078.25$1,535.22$234,797.06
37Oct 2022$459.07$1,076.15$1,535.22$234,337.99
38Nov 2022$461.17$1,074.05$1,535.22$233,876.82
39Dec 2022$463.28$1,071.94$1,535.22$233,413.54
2022 Total$5,422.01$13,000.63$18,422.64
40Jan 2023$465.41$1,069.81$1,535.22$232,948.13
41Feb 2023$467.54$1,067.68$1,535.22$232,480.59
42Mar 2023$469.68$1,065.54$1,535.22$232,010.91
43Apr 2023$471.84$1,063.38$1,535.22$231,539.07
44May 2023$474.00$1,061.22$1,535.22$231,065.07
45Jun 2023$476.17$1,059.05$1,535.22$230,588.90
46Jul 2023$478.35$1,056.87$1,535.22$230,110.55
47Aug 2023$480.55$1,054.67$1,535.22$229,630.00
48Sep 2023$482.75$1,052.47$1,535.22$229,147.25
49Oct 2023$484.96$1,050.26$1,535.22$228,662.29
50Nov 2023$487.18$1,048.04$1,535.22$228,175.11
51Dec 2023$489.42$1,045.80$1,535.22$227,685.69
2023 Total$5,727.85$12,694.79$18,422.64
52Jan 2024$491.66$1,043.56$1,535.22$227,194.03
53Feb 2024$493.91$1,041.31$1,535.22$226,700.12
54Mar 2024$496.18$1,039.04$1,535.22$226,203.94
55Apr 2024$498.45$1,036.77$1,535.22$225,705.49
56May 2024$500.74$1,034.48$1,535.22$225,204.75
57Jun 2024$503.03$1,032.19$1,535.22$224,701.72
58Jul 2024$505.34$1,029.88$1,535.22$224,196.38
59Aug 2024$507.65$1,027.57$1,535.22$223,688.73
60Sep 2024$509.98$1,025.24$1,535.22$223,178.75
61Oct 2024$512.32$1,022.90$1,535.22$222,666.43
62Nov 2024$514.67$1,020.55$1,535.22$222,151.76
63Dec 2024$517.02$1,018.20$1,535.22$221,634.74
2024 Total$6,050.95$12,371.69$18,422.64
64Jan 2025$519.39$1,015.83$1,535.22$221,115.35
65Feb 2025$521.77$1,013.45$1,535.22$220,593.58
66Mar 2025$524.17$1,011.05$1,535.22$220,069.41
67Apr 2025$526.57$1,008.65$1,535.22$219,542.84
68May 2025$528.98$1,006.24$1,535.22$219,013.86
69Jun 2025$531.41$1,003.81$1,535.22$218,482.45
70Jul 2025$533.84$1,001.38$1,535.22$217,948.61
71Aug 2025$536.29$998.93$1,535.22$217,412.32
72Sep 2025$538.75$996.47$1,535.22$216,873.57
73Oct 2025$541.22$994.00$1,535.22$216,332.35
74Nov 2025$543.70$991.52$1,535.22$215,788.65
75Dec 2025$546.19$989.03$1,535.22$215,242.46
2025 Total$6,392.28$12,030.36$18,422.64
76Jan 2026$548.69$986.53$1,535.22$214,693.77
77Feb 2026$551.21$984.01$1,535.22$214,142.56
78Mar 2026$553.73$981.49$1,535.22$213,588.83
79Apr 2026$556.27$978.95$1,535.22$213,032.56
80May 2026$558.82$976.40$1,535.22$212,473.74
81Jun 2026$561.38$973.84$1,535.22$211,912.36
82Jul 2026$563.96$971.26$1,535.22$211,348.40
83Aug 2026$566.54$968.68$1,535.22$210,781.86
84Sep 2026$569.14$966.08$1,535.22$210,212.72
85Oct 2026$571.75$963.47$1,535.22$209,640.97
86Nov 2026$574.37$960.85$1,535.22$209,066.60
87Dec 2026$577.00$958.22$1,535.22$208,489.60
2026 Total$6,752.86$11,669.78$18,422.64
88Jan 2027$579.64$955.58$1,535.22$207,909.96
89Feb 2027$582.30$952.92$1,535.22$207,327.66
90Mar 2027$584.97$950.25$1,535.22$206,742.69
91Apr 2027$587.65$947.57$1,535.22$206,155.04
92May 2027$590.34$944.88$1,535.22$205,564.70
93Jun 2027$593.05$942.17$1,535.22$204,971.65
94Jul 2027$595.77$939.45$1,535.22$204,375.88
95Aug 2027$598.50$936.72$1,535.22$203,777.38
96Sep 2027$601.24$933.98$1,535.22$203,176.14
97Oct 2027$604.00$931.22$1,535.22$202,572.14
98Nov 2027$606.76$928.46$1,535.22$201,965.38
99Dec 2027$609.55$925.67$1,535.22$201,355.83
2027 Total$7,133.77$11,288.87$18,422.64
100Jan 2028$612.34$922.88$1,535.22$200,743.49
101Feb 2028$615.15$920.07$1,535.22$200,128.34
102Mar 2028$617.97$917.25$1,535.22$199,510.37
103Apr 2028$620.80$914.42$1,535.22$198,889.57
104May 2028$623.64$911.58$1,535.22$198,265.93
105Jun 2028$626.50$908.72$1,535.22$197,639.43
106Jul 2028$629.37$905.85$1,535.22$197,010.06
107Aug 2028$632.26$902.96$1,535.22$196,377.80
108Sep 2028$635.16$900.06$1,535.22$195,742.64
109Oct 2028$638.07$897.15$1,535.22$195,104.57
110Nov 2028$640.99$894.23$1,535.22$194,463.58
111Dec 2028$643.93$891.29$1,535.22$193,819.65
2028 Total$7,536.18$10,886.46$18,422.64
112Jan 2029$646.88$888.34$1,535.22$193,172.77
113Feb 2029$649.84$885.38$1,535.22$192,522.93
114Mar 2029$652.82$882.40$1,535.22$191,870.11
115Apr 2029$655.82$879.40$1,535.22$191,214.29
116May 2029$658.82$876.40$1,535.22$190,555.47
117Jun 2029$661.84$873.38$1,535.22$189,893.63
118Jul 2029$664.87$870.35$1,535.22$189,228.76
119Aug 2029$667.92$867.30$1,535.22$188,560.84
120Sep 2029$670.98$864.24$1,535.22$187,889.86
121Oct 2029$674.06$861.16$1,535.22$187,215.80
122Nov 2029$677.15$858.07$1,535.22$186,538.65
123Dec 2029$680.25$854.97$1,535.22$185,858.40
2029 Total$7,961.25$10,461.39$18,422.64
124Jan 2030$683.37$851.85$1,535.22$185,175.03
125Feb 2030$686.50$848.72$1,535.22$184,488.53
126Mar 2030$689.65$845.57$1,535.22$183,798.88
127Apr 2030$692.81$842.41$1,535.22$183,106.07
128May 2030$695.98$839.24$1,535.22$182,410.09
129Jun 2030$699.17$836.05$1,535.22$181,710.92
130Jul 2030$702.38$832.84$1,535.22$181,008.54
131Aug 2030$705.60$829.62$1,535.22$180,302.94
132Sep 2030$708.83$826.39$1,535.22$179,594.11
133Oct 2030$712.08$823.14$1,535.22$178,882.03
134Nov 2030$715.34$819.88$1,535.22$178,166.69
135Dec 2030$718.62$816.60$1,535.22$177,448.07
2030 Total$8,410.33$10,012.31$18,422.64
136Jan 2031$721.92$813.30$1,535.22$176,726.15
137Feb 2031$725.23$809.99$1,535.22$176,000.92
138Mar 2031$728.55$806.67$1,535.22$175,272.37
139Apr 2031$731.89$803.33$1,535.22$174,540.48
140May 2031$735.24$799.98$1,535.22$173,805.24
141Jun 2031$738.61$796.61$1,535.22$173,066.63
142Jul 2031$742.00$793.22$1,535.22$172,324.63
143Aug 2031$745.40$789.82$1,535.22$171,579.23
144Sep 2031$748.82$786.40$1,535.22$170,830.41
145Oct 2031$752.25$782.97$1,535.22$170,078.16
146Nov 2031$755.70$779.52$1,535.22$169,322.46
147Dec 2031$759.16$776.06$1,535.22$168,563.30
2031 Total$8,884.77$9,537.87$18,422.64
148Jan 2032$762.64$772.58$1,535.22$167,800.66
149Feb 2032$766.13$769.09$1,535.22$167,034.53
150Mar 2032$769.65$765.57$1,535.22$166,264.88
151Apr 2032$773.17$762.05$1,535.22$165,491.71
152May 2032$776.72$758.50$1,535.22$164,714.99
153Jun 2032$780.28$754.94$1,535.22$163,934.71
154Jul 2032$783.85$751.37$1,535.22$163,150.86
155Aug 2032$787.45$747.77$1,535.22$162,363.41
156Sep 2032$791.05$744.17$1,535.22$161,572.36
157Oct 2032$794.68$740.54$1,535.22$160,777.68
158Nov 2032$798.32$736.90$1,535.22$159,979.36
159Dec 2032$801.98$733.24$1,535.22$159,177.38
2032 Total$9,385.92$9,036.72$18,422.64
160Jan 2033$805.66$729.56$1,535.22$158,371.72
161Feb 2033$809.35$725.87$1,535.22$157,562.37
162Mar 2033$813.06$722.16$1,535.22$156,749.31
163Apr 2033$816.79$718.43$1,535.22$155,932.52
164May 2033$820.53$714.69$1,535.22$155,111.99
165Jun 2033$824.29$710.93$1,535.22$154,287.70
166Jul 2033$828.07$707.15$1,535.22$153,459.63
167Aug 2033$831.86$703.36$1,535.22$152,627.77
168Sep 2033$835.68$699.54$1,535.22$151,792.09
169Oct 2033$839.51$695.71$1,535.22$150,952.58
170Nov 2033$843.35$691.87$1,535.22$150,109.23
171Dec 2033$847.22$688.00$1,535.22$149,262.01
2033 Total$9,915.37$8,507.27$18,422.64
172Jan 2034$851.10$684.12$1,535.22$148,410.91
173Feb 2034$855.00$680.22$1,535.22$147,555.91
174Mar 2034$858.92$676.30$1,535.22$146,696.99
175Apr 2034$862.86$672.36$1,535.22$145,834.13
176May 2034$866.81$668.41$1,535.22$144,967.32
177Jun 2034$870.79$664.43$1,535.22$144,096.53
178Jul 2034$874.78$660.44$1,535.22$143,221.75
179Aug 2034$878.79$656.43$1,535.22$142,342.96
180Sep 2034$882.81$652.41$1,535.22$141,460.15
181Oct 2034$886.86$648.36$1,535.22$140,573.29
182Nov 2034$890.93$644.29$1,535.22$139,682.36
183Dec 2034$895.01$640.21$1,535.22$138,787.35
2034 Total$10,474.66$7,947.98$18,422.64
184Jan 2035$899.11$636.11$1,535.22$137,888.24
185Feb 2035$903.23$631.99$1,535.22$136,985.01
186Mar 2035$907.37$627.85$1,535.22$136,077.64
187Apr 2035$911.53$623.69$1,535.22$135,166.11
188May 2035$915.71$619.51$1,535.22$134,250.40
189Jun 2035$919.91$615.31$1,535.22$133,330.49
190Jul 2035$924.12$611.10$1,535.22$132,406.37
191Aug 2035$928.36$606.86$1,535.22$131,478.01
192Sep 2035$932.61$602.61$1,535.22$130,545.40
193Oct 2035$936.89$598.33$1,535.22$129,608.51
194Nov 2035$941.18$594.04$1,535.22$128,667.33
195Dec 2035$945.49$589.73$1,535.22$127,721.84
2035 Total$11,065.51$7,357.13$18,422.64
196Jan 2036$949.83$585.39$1,535.22$126,772.01
197Feb 2036$954.18$581.04$1,535.22$125,817.83
198Mar 2036$958.55$576.67$1,535.22$124,859.28
199Apr 2036$962.95$572.27$1,535.22$123,896.33
200May 2036$967.36$567.86$1,535.22$122,928.97
201Jun 2036$971.80$563.42$1,535.22$121,957.17
202Jul 2036$976.25$558.97$1,535.22$120,980.92
203Aug 2036$980.72$554.50$1,535.22$120,000.20
204Sep 2036$985.22$550.00$1,535.22$119,014.98
205Oct 2036$989.73$545.49$1,535.22$118,025.25
206Nov 2036$994.27$540.95$1,535.22$117,030.98
207Dec 2036$998.83$536.39$1,535.22$116,032.15
2036 Total$11,689.69$6,732.95$18,422.64
208Jan 2037$1,003.41$531.81$1,535.22$115,028.74
209Feb 2037$1,008.00$527.22$1,535.22$114,020.74
210Mar 2037$1,012.62$522.60$1,535.22$113,008.12
211Apr 2037$1,017.27$517.95$1,535.22$111,990.85
212May 2037$1,021.93$513.29$1,535.22$110,968.92
213Jun 2037$1,026.61$508.61$1,535.22$109,942.31
214Jul 2037$1,031.32$503.90$1,535.22$108,910.99
215Aug 2037$1,036.04$499.18$1,535.22$107,874.95
216Sep 2037$1,040.79$494.43$1,535.22$106,834.16
217Oct 2037$1,045.56$489.66$1,535.22$105,788.60
218Nov 2037$1,050.36$484.86$1,535.22$104,738.24
219Dec 2037$1,055.17$480.05$1,535.22$103,683.07
2037 Total$12,349.08$6,073.56$18,422.64
220Jan 2038$1,060.01$475.21$1,535.22$102,623.06
221Feb 2038$1,064.86$470.36$1,535.22$101,558.20
222Mar 2038$1,069.74$465.48$1,535.22$100,488.46
223Apr 2038$1,074.65$460.57$1,535.22$99,413.81
224May 2038$1,079.57$455.65$1,535.22$98,334.24
225Jun 2038$1,084.52$450.70$1,535.22$97,249.72
226Jul 2038$1,089.49$445.73$1,535.22$96,160.23
227Aug 2038$1,094.49$440.73$1,535.22$95,065.74
228Sep 2038$1,099.50$435.72$1,535.22$93,966.24
229Oct 2038$1,104.54$430.68$1,535.22$92,861.70
230Nov 2038$1,109.60$425.62$1,535.22$91,752.10
231Dec 2038$1,114.69$420.53$1,535.22$90,637.41
2038 Total$13,045.66$5,376.98$18,422.64
232Jan 2039$1,119.80$415.42$1,535.22$89,517.61
233Feb 2039$1,124.93$410.29$1,535.22$88,392.68
234Mar 2039$1,130.09$405.13$1,535.22$87,262.59
235Apr 2039$1,135.27$399.95$1,535.22$86,127.32
236May 2039$1,140.47$394.75$1,535.22$84,986.85
237Jun 2039$1,145.70$389.52$1,535.22$83,841.15
238Jul 2039$1,150.95$384.27$1,535.22$82,690.20
239Aug 2039$1,156.22$379.00$1,535.22$81,533.98
240Sep 2039$1,161.52$373.70$1,535.22$80,372.46
241Oct 2039$1,166.85$368.37$1,535.22$79,205.61
242Nov 2039$1,172.19$363.03$1,535.22$78,033.42
243Dec 2039$1,177.57$357.65$1,535.22$76,855.85
2039 Total$13,781.56$4,641.08$18,422.64
244Jan 2040$1,182.96$352.26$1,535.22$75,672.89
245Feb 2040$1,188.39$346.83$1,535.22$74,484.50
246Mar 2040$1,193.83$341.39$1,535.22$73,290.67
247Apr 2040$1,199.30$335.92$1,535.22$72,091.37
248May 2040$1,204.80$330.42$1,535.22$70,886.57
249Jun 2040$1,210.32$324.90$1,535.22$69,676.25
250Jul 2040$1,215.87$319.35$1,535.22$68,460.38
251Aug 2040$1,221.44$313.78$1,535.22$67,238.94
252Sep 2040$1,227.04$308.18$1,535.22$66,011.90
253Oct 2040$1,232.67$302.55$1,535.22$64,779.23
254Nov 2040$1,238.32$296.90$1,535.22$63,540.91
255Dec 2040$1,243.99$291.23$1,535.22$62,296.92
2040 Total$14,558.93$3,863.71$18,422.64
256Jan 2041$1,249.69$285.53$1,535.22$61,047.23
257Feb 2041$1,255.42$279.80$1,535.22$59,791.81
258Mar 2041$1,261.17$274.05$1,535.22$58,530.64
259Apr 2041$1,266.95$268.27$1,535.22$57,263.69
260May 2041$1,272.76$262.46$1,535.22$55,990.93
261Jun 2041$1,278.59$256.63$1,535.22$54,712.34
262Jul 2041$1,284.46$250.76$1,535.22$53,427.88
263Aug 2041$1,290.34$244.88$1,535.22$52,137.54
264Sep 2041$1,296.26$238.96$1,535.22$50,841.28
265Oct 2041$1,302.20$233.02$1,535.22$49,539.08
266Nov 2041$1,308.17$227.05$1,535.22$48,230.91
267Dec 2041$1,314.16$221.06$1,535.22$46,916.75
2041 Total$15,380.17$3,042.47$18,422.64
268Jan 2042$1,320.18$215.04$1,535.22$45,596.57
269Feb 2042$1,326.24$208.98$1,535.22$44,270.33
270Mar 2042$1,332.31$202.91$1,535.22$42,938.02
271Apr 2042$1,338.42$196.80$1,535.22$41,599.60
272May 2042$1,344.56$190.66$1,535.22$40,255.04
273Jun 2042$1,350.72$184.50$1,535.22$38,904.32
274Jul 2042$1,356.91$178.31$1,535.22$37,547.41
275Aug 2042$1,363.13$172.09$1,535.22$36,184.28
276Sep 2042$1,369.38$165.84$1,535.22$34,814.90
277Oct 2042$1,375.65$159.57$1,535.22$33,439.25
278Nov 2042$1,381.96$153.26$1,535.22$32,057.29
279Dec 2042$1,388.29$146.93$1,535.22$30,669.00
2042 Total$16,247.75$2,174.89$18,422.64
280Jan 2043$1,394.65$140.57$1,535.22$29,274.35
281Feb 2043$1,401.05$134.17$1,535.22$27,873.30
282Mar 2043$1,407.47$127.75$1,535.22$26,465.83
283Apr 2043$1,413.92$121.30$1,535.22$25,051.91
284May 2043$1,420.40$114.82$1,535.22$23,631.51
285Jun 2043$1,426.91$108.31$1,535.22$22,204.60
286Jul 2043$1,433.45$101.77$1,535.22$20,771.15
287Aug 2043$1,440.02$95.20$1,535.22$19,331.13
288Sep 2043$1,446.62$88.60$1,535.22$17,884.51
289Oct 2043$1,453.25$81.97$1,535.22$16,431.26
290Nov 2043$1,459.91$75.31$1,535.22$14,971.35
291Dec 2043$1,466.60$68.62$1,535.22$13,504.75
2043 Total$17,164.25$1,258.39$18,422.64
292Jan 2044$1,473.32$61.90$1,535.22$12,031.43
293Feb 2044$1,480.08$55.14$1,535.22$10,551.35
294Mar 2044$1,486.86$48.36$1,535.22$9,064.49
295Apr 2044$1,493.67$41.55$1,535.22$7,570.82
296May 2044$1,500.52$34.70$1,535.22$6,070.30
297Jun 2044$1,507.40$27.82$1,535.22$4,562.90
298Jul 2044$1,514.31$20.91$1,535.22$3,048.59
299Aug 2044$1,521.25$13.97$1,535.22$1,527.34
300Sep 2044$1,527.34$7.00$1,534.34$0.00
2044 Total$13,504.75$311.35$13,816.1
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