Southern Cross Credit Union
Borrow amount

$300,000

Advertised Rate

2.78%

Variable

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,389
Number of repayments
300
Total interest paid
$116,564
Total Repayments

$416,562

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2020$693.54$695.00$1,388.54$299,306.46
2Nov 2020$695.15$693.39$1,388.54$298,611.31
3Dec 2020$696.76$691.78$1,388.54$297,914.55
2020 Total$2,085.45$2,080.17$4,165.62
4Jan 2021$698.37$690.17$1,388.54$297,216.18
5Feb 2021$699.99$688.55$1,388.54$296,516.19
6Mar 2021$701.61$686.93$1,388.54$295,814.58
7Apr 2021$703.24$685.30$1,388.54$295,111.34
8May 2021$704.87$683.67$1,388.54$294,406.47
9Jun 2021$706.50$682.04$1,388.54$293,699.97
10Jul 2021$708.14$680.40$1,388.54$292,991.83
11Aug 2021$709.78$678.76$1,388.54$292,282.05
12Sep 2021$711.42$677.12$1,388.54$291,570.63
13Oct 2021$713.07$675.47$1,388.54$290,857.56
14Nov 2021$714.72$673.82$1,388.54$290,142.84
15Dec 2021$716.38$672.16$1,388.54$289,426.46
2021 Total$8,488.09$8,174.39$16,662.48
16Jan 2022$718.04$670.50$1,388.54$288,708.42
17Feb 2022$719.70$668.84$1,388.54$287,988.72
18Mar 2022$721.37$667.17$1,388.54$287,267.35
19Apr 2022$723.04$665.50$1,388.54$286,544.31
20May 2022$724.71$663.83$1,388.54$285,819.60
21Jun 2022$726.39$662.15$1,388.54$285,093.21
22Jul 2022$728.07$660.47$1,388.54$284,365.14
23Aug 2022$729.76$658.78$1,388.54$283,635.38
24Sep 2022$731.45$657.09$1,388.54$282,903.93
25Oct 2022$733.15$655.39$1,388.54$282,170.78
26Nov 2022$734.84$653.70$1,388.54$281,435.94
27Dec 2022$736.55$651.99$1,388.54$280,699.39
2022 Total$8,727.07$7,935.41$16,662.48
28Jan 2023$738.25$650.29$1,388.54$279,961.14
29Feb 2023$739.96$648.58$1,388.54$279,221.18
30Mar 2023$741.68$646.86$1,388.54$278,479.50
31Apr 2023$743.40$645.14$1,388.54$277,736.10
32May 2023$745.12$643.42$1,388.54$276,990.98
33Jun 2023$746.84$641.70$1,388.54$276,244.14
34Jul 2023$748.57$639.97$1,388.54$275,495.57
35Aug 2023$750.31$638.23$1,388.54$274,745.26
36Sep 2023$752.05$636.49$1,388.54$273,993.21
37Oct 2023$753.79$634.75$1,388.54$273,239.42
38Nov 2023$755.54$633.00$1,388.54$272,483.88
39Dec 2023$757.29$631.25$1,388.54$271,726.59
2023 Total$8,972.8$7,689.68$16,662.48
40Jan 2024$759.04$629.50$1,388.54$270,967.55
41Feb 2024$760.80$627.74$1,388.54$270,206.75
42Mar 2024$762.56$625.98$1,388.54$269,444.19
43Apr 2024$764.33$624.21$1,388.54$268,679.86
44May 2024$766.10$622.44$1,388.54$267,913.76
45Jun 2024$767.87$620.67$1,388.54$267,145.89
46Jul 2024$769.65$618.89$1,388.54$266,376.24
47Aug 2024$771.44$617.10$1,388.54$265,604.80
48Sep 2024$773.22$615.32$1,388.54$264,831.58
49Oct 2024$775.01$613.53$1,388.54$264,056.57
50Nov 2024$776.81$611.73$1,388.54$263,279.76
51Dec 2024$778.61$609.93$1,388.54$262,501.15
2024 Total$9,225.44$7,437.04$16,662.48
52Jan 2025$780.41$608.13$1,388.54$261,720.74
53Feb 2025$782.22$606.32$1,388.54$260,938.52
54Mar 2025$784.03$604.51$1,388.54$260,154.49
55Apr 2025$785.85$602.69$1,388.54$259,368.64
56May 2025$787.67$600.87$1,388.54$258,580.97
57Jun 2025$789.49$599.05$1,388.54$257,791.48
58Jul 2025$791.32$597.22$1,388.54$257,000.16
59Aug 2025$793.16$595.38$1,388.54$256,207.00
60Sep 2025$794.99$593.55$1,388.54$255,412.01
61Oct 2025$796.84$591.70$1,388.54$254,615.17
62Nov 2025$798.68$589.86$1,388.54$253,816.49
63Dec 2025$800.53$588.01$1,388.54$253,015.96
2025 Total$9,485.19$7,177.29$16,662.48
64Jan 2026$802.39$586.15$1,388.54$252,213.57
65Feb 2026$804.25$584.29$1,388.54$251,409.32
66Mar 2026$806.11$582.43$1,388.54$250,603.21
67Apr 2026$807.98$580.56$1,388.54$249,795.23
68May 2026$809.85$578.69$1,388.54$248,985.38
69Jun 2026$811.72$576.82$1,388.54$248,173.66
70Jul 2026$813.60$574.94$1,388.54$247,360.06
71Aug 2026$815.49$573.05$1,388.54$246,544.57
72Sep 2026$817.38$571.16$1,388.54$245,727.19
73Oct 2026$819.27$569.27$1,388.54$244,907.92
74Nov 2026$821.17$567.37$1,388.54$244,086.75
75Dec 2026$823.07$565.47$1,388.54$243,263.68
2026 Total$9,752.28$6,910.2$16,662.48
76Jan 2027$824.98$563.56$1,388.54$242,438.70
77Feb 2027$826.89$561.65$1,388.54$241,611.81
78Mar 2027$828.81$559.73$1,388.54$240,783.00
79Apr 2027$830.73$557.81$1,388.54$239,952.27
80May 2027$832.65$555.89$1,388.54$239,119.62
81Jun 2027$834.58$553.96$1,388.54$238,285.04
82Jul 2027$836.51$552.03$1,388.54$237,448.53
83Aug 2027$838.45$550.09$1,388.54$236,610.08
84Sep 2027$840.39$548.15$1,388.54$235,769.69
85Oct 2027$842.34$546.20$1,388.54$234,927.35
86Nov 2027$844.29$544.25$1,388.54$234,083.06
87Dec 2027$846.25$542.29$1,388.54$233,236.81
2027 Total$10,026.87$6,635.61$16,662.48
88Jan 2028$848.21$540.33$1,388.54$232,388.60
89Feb 2028$850.17$538.37$1,388.54$231,538.43
90Mar 2028$852.14$536.40$1,388.54$230,686.29
91Apr 2028$854.12$534.42$1,388.54$229,832.17
92May 2028$856.10$532.44$1,388.54$228,976.07
93Jun 2028$858.08$530.46$1,388.54$228,117.99
94Jul 2028$860.07$528.47$1,388.54$227,257.92
95Aug 2028$862.06$526.48$1,388.54$226,395.86
96Sep 2028$864.06$524.48$1,388.54$225,531.80
97Oct 2028$866.06$522.48$1,388.54$224,665.74
98Nov 2028$868.06$520.48$1,388.54$223,797.68
99Dec 2028$870.08$518.46$1,388.54$222,927.60
2028 Total$10,309.21$6,353.27$16,662.48
100Jan 2029$872.09$516.45$1,388.54$222,055.51
101Feb 2029$874.11$514.43$1,388.54$221,181.40
102Mar 2029$876.14$512.40$1,388.54$220,305.26
103Apr 2029$878.17$510.37$1,388.54$219,427.09
104May 2029$880.20$508.34$1,388.54$218,546.89
105Jun 2029$882.24$506.30$1,388.54$217,664.65
106Jul 2029$884.28$504.26$1,388.54$216,780.37
107Aug 2029$886.33$502.21$1,388.54$215,894.04
108Sep 2029$888.39$500.15$1,388.54$215,005.65
109Oct 2029$890.44$498.10$1,388.54$214,115.21
110Nov 2029$892.51$496.03$1,388.54$213,222.70
111Dec 2029$894.57$493.97$1,388.54$212,328.13
2029 Total$10,599.47$6,063.01$16,662.48
112Jan 2030$896.65$491.89$1,388.54$211,431.48
113Feb 2030$898.72$489.82$1,388.54$210,532.76
114Mar 2030$900.81$487.73$1,388.54$209,631.95
115Apr 2030$902.89$485.65$1,388.54$208,729.06
116May 2030$904.98$483.56$1,388.54$207,824.08
117Jun 2030$907.08$481.46$1,388.54$206,917.00
118Jul 2030$909.18$479.36$1,388.54$206,007.82
119Aug 2030$911.29$477.25$1,388.54$205,096.53
120Sep 2030$913.40$475.14$1,388.54$204,183.13
121Oct 2030$915.52$473.02$1,388.54$203,267.61
122Nov 2030$917.64$470.90$1,388.54$202,349.97
123Dec 2030$919.76$468.78$1,388.54$201,430.21
2030 Total$10,897.92$5,764.56$16,662.48
124Jan 2031$921.89$466.65$1,388.54$200,508.32
125Feb 2031$924.03$464.51$1,388.54$199,584.29
126Mar 2031$926.17$462.37$1,388.54$198,658.12
127Apr 2031$928.32$460.22$1,388.54$197,729.80
128May 2031$930.47$458.07$1,388.54$196,799.33
129Jun 2031$932.62$455.92$1,388.54$195,866.71
130Jul 2031$934.78$453.76$1,388.54$194,931.93
131Aug 2031$936.95$451.59$1,388.54$193,994.98
132Sep 2031$939.12$449.42$1,388.54$193,055.86
133Oct 2031$941.29$447.25$1,388.54$192,114.57
134Nov 2031$943.47$445.07$1,388.54$191,171.10
135Dec 2031$945.66$442.88$1,388.54$190,225.44
2031 Total$11,204.77$5,457.71$16,662.48
136Jan 2032$947.85$440.69$1,388.54$189,277.59
137Feb 2032$950.05$438.49$1,388.54$188,327.54
138Mar 2032$952.25$436.29$1,388.54$187,375.29
139Apr 2032$954.45$434.09$1,388.54$186,420.84
140May 2032$956.67$431.87$1,388.54$185,464.17
141Jun 2032$958.88$429.66$1,388.54$184,505.29
142Jul 2032$961.10$427.44$1,388.54$183,544.19
143Aug 2032$963.33$425.21$1,388.54$182,580.86
144Sep 2032$965.56$422.98$1,388.54$181,615.30
145Oct 2032$967.80$420.74$1,388.54$180,647.50
146Nov 2032$970.04$418.50$1,388.54$179,677.46
147Dec 2032$972.29$416.25$1,388.54$178,705.17
2032 Total$11,520.27$5,142.21$16,662.48
148Jan 2033$974.54$414.00$1,388.54$177,730.63
149Feb 2033$976.80$411.74$1,388.54$176,753.83
150Mar 2033$979.06$409.48$1,388.54$175,774.77
151Apr 2033$981.33$407.21$1,388.54$174,793.44
152May 2033$983.60$404.94$1,388.54$173,809.84
153Jun 2033$985.88$402.66$1,388.54$172,823.96
154Jul 2033$988.16$400.38$1,388.54$171,835.80
155Aug 2033$990.45$398.09$1,388.54$170,845.35
156Sep 2033$992.75$395.79$1,388.54$169,852.60
157Oct 2033$995.05$393.49$1,388.54$168,857.55
158Nov 2033$997.35$391.19$1,388.54$167,860.20
159Dec 2033$999.66$388.88$1,388.54$166,860.54
2033 Total$11,844.63$4,817.85$16,662.48
160Jan 2034$1,001.98$386.56$1,388.54$165,858.56
161Feb 2034$1,004.30$384.24$1,388.54$164,854.26
162Mar 2034$1,006.63$381.91$1,388.54$163,847.63
163Apr 2034$1,008.96$379.58$1,388.54$162,838.67
164May 2034$1,011.30$377.24$1,388.54$161,827.37
165Jun 2034$1,013.64$374.90$1,388.54$160,813.73
166Jul 2034$1,015.99$372.55$1,388.54$159,797.74
167Aug 2034$1,018.34$370.20$1,388.54$158,779.40
168Sep 2034$1,020.70$367.84$1,388.54$157,758.70
169Oct 2034$1,023.07$365.47$1,388.54$156,735.63
170Nov 2034$1,025.44$363.10$1,388.54$155,710.19
171Dec 2034$1,027.81$360.73$1,388.54$154,682.38
2034 Total$12,178.16$4,484.32$16,662.48
172Jan 2035$1,030.19$358.35$1,388.54$153,652.19
173Feb 2035$1,032.58$355.96$1,388.54$152,619.61
174Mar 2035$1,034.97$353.57$1,388.54$151,584.64
175Apr 2035$1,037.37$351.17$1,388.54$150,547.27
176May 2035$1,039.77$348.77$1,388.54$149,507.50
177Jun 2035$1,042.18$346.36$1,388.54$148,465.32
178Jul 2035$1,044.60$343.94$1,388.54$147,420.72
179Aug 2035$1,047.02$341.52$1,388.54$146,373.70
180Sep 2035$1,049.44$339.10$1,388.54$145,324.26
181Oct 2035$1,051.87$336.67$1,388.54$144,272.39
182Nov 2035$1,054.31$334.23$1,388.54$143,218.08
183Dec 2035$1,056.75$331.79$1,388.54$142,161.33
2035 Total$12,521.05$4,141.43$16,662.48
184Jan 2036$1,059.20$329.34$1,388.54$141,102.13
185Feb 2036$1,061.65$326.89$1,388.54$140,040.48
186Mar 2036$1,064.11$324.43$1,388.54$138,976.37
187Apr 2036$1,066.58$321.96$1,388.54$137,909.79
188May 2036$1,069.05$319.49$1,388.54$136,840.74
189Jun 2036$1,071.53$317.01$1,388.54$135,769.21
190Jul 2036$1,074.01$314.53$1,388.54$134,695.20
191Aug 2036$1,076.50$312.04$1,388.54$133,618.70
192Sep 2036$1,078.99$309.55$1,388.54$132,539.71
193Oct 2036$1,081.49$307.05$1,388.54$131,458.22
194Nov 2036$1,084.00$304.54$1,388.54$130,374.22
195Dec 2036$1,086.51$302.03$1,388.54$129,287.71
2036 Total$12,873.62$3,788.86$16,662.48
196Jan 2037$1,089.02$299.52$1,388.54$128,198.69
197Feb 2037$1,091.55$296.99$1,388.54$127,107.14
198Mar 2037$1,094.08$294.46$1,388.54$126,013.06
199Apr 2037$1,096.61$291.93$1,388.54$124,916.45
200May 2037$1,099.15$289.39$1,388.54$123,817.30
201Jun 2037$1,101.70$286.84$1,388.54$122,715.60
202Jul 2037$1,104.25$284.29$1,388.54$121,611.35
203Aug 2037$1,106.81$281.73$1,388.54$120,504.54
204Sep 2037$1,109.37$279.17$1,388.54$119,395.17
205Oct 2037$1,111.94$276.60$1,388.54$118,283.23
206Nov 2037$1,114.52$274.02$1,388.54$117,168.71
207Dec 2037$1,117.10$271.44$1,388.54$116,051.61
2037 Total$13,236.1$3,426.38$16,662.48
208Jan 2038$1,119.69$268.85$1,388.54$114,931.92
209Feb 2038$1,122.28$266.26$1,388.54$113,809.64
210Mar 2038$1,124.88$263.66$1,388.54$112,684.76
211Apr 2038$1,127.49$261.05$1,388.54$111,557.27
212May 2038$1,130.10$258.44$1,388.54$110,427.17
213Jun 2038$1,132.72$255.82$1,388.54$109,294.45
214Jul 2038$1,135.34$253.20$1,388.54$108,159.11
215Aug 2038$1,137.97$250.57$1,388.54$107,021.14
216Sep 2038$1,140.61$247.93$1,388.54$105,880.53
217Oct 2038$1,143.25$245.29$1,388.54$104,737.28
218Nov 2038$1,145.90$242.64$1,388.54$103,591.38
219Dec 2038$1,148.55$239.99$1,388.54$102,442.83
2038 Total$13,608.78$3,053.7$16,662.48
220Jan 2039$1,151.21$237.33$1,388.54$101,291.62
221Feb 2039$1,153.88$234.66$1,388.54$100,137.74
222Mar 2039$1,156.55$231.99$1,388.54$98,981.19
223Apr 2039$1,159.23$229.31$1,388.54$97,821.96
224May 2039$1,161.92$226.62$1,388.54$96,660.04
225Jun 2039$1,164.61$223.93$1,388.54$95,495.43
226Jul 2039$1,167.31$221.23$1,388.54$94,328.12
227Aug 2039$1,170.01$218.53$1,388.54$93,158.11
228Sep 2039$1,172.72$215.82$1,388.54$91,985.39
229Oct 2039$1,175.44$213.10$1,388.54$90,809.95
230Nov 2039$1,178.16$210.38$1,388.54$89,631.79
231Dec 2039$1,180.89$207.65$1,388.54$88,450.90
2039 Total$13,991.93$2,670.55$16,662.48
232Jan 2040$1,183.63$204.91$1,388.54$87,267.27
233Feb 2040$1,186.37$202.17$1,388.54$86,080.90
234Mar 2040$1,189.12$199.42$1,388.54$84,891.78
235Apr 2040$1,191.87$196.67$1,388.54$83,699.91
236May 2040$1,194.64$193.90$1,388.54$82,505.27
237Jun 2040$1,197.40$191.14$1,388.54$81,307.87
238Jul 2040$1,200.18$188.36$1,388.54$80,107.69
239Aug 2040$1,202.96$185.58$1,388.54$78,904.73
240Sep 2040$1,205.74$182.80$1,388.54$77,698.99
241Oct 2040$1,208.54$180.00$1,388.54$76,490.45
242Nov 2040$1,211.34$177.20$1,388.54$75,279.11
243Dec 2040$1,214.14$174.40$1,388.54$74,064.97
2040 Total$14,385.93$2,276.55$16,662.48
244Jan 2041$1,216.96$171.58$1,388.54$72,848.01
245Feb 2041$1,219.78$168.76$1,388.54$71,628.23
246Mar 2041$1,222.60$165.94$1,388.54$70,405.63
247Apr 2041$1,225.43$163.11$1,388.54$69,180.20
248May 2041$1,228.27$160.27$1,388.54$67,951.93
249Jun 2041$1,231.12$157.42$1,388.54$66,720.81
250Jul 2041$1,233.97$154.57$1,388.54$65,486.84
251Aug 2041$1,236.83$151.71$1,388.54$64,250.01
252Sep 2041$1,239.69$148.85$1,388.54$63,010.32
253Oct 2041$1,242.57$145.97$1,388.54$61,767.75
254Nov 2041$1,245.44$143.10$1,388.54$60,522.31
255Dec 2041$1,248.33$140.21$1,388.54$59,273.98
2041 Total$14,790.99$1,871.49$16,662.48
256Jan 2042$1,251.22$137.32$1,388.54$58,022.76
257Feb 2042$1,254.12$134.42$1,388.54$56,768.64
258Mar 2042$1,257.03$131.51$1,388.54$55,511.61
259Apr 2042$1,259.94$128.60$1,388.54$54,251.67
260May 2042$1,262.86$125.68$1,388.54$52,988.81
261Jun 2042$1,265.78$122.76$1,388.54$51,723.03
262Jul 2042$1,268.71$119.83$1,388.54$50,454.32
263Aug 2042$1,271.65$116.89$1,388.54$49,182.67
264Sep 2042$1,274.60$113.94$1,388.54$47,908.07
265Oct 2042$1,277.55$110.99$1,388.54$46,630.52
266Nov 2042$1,280.51$108.03$1,388.54$45,350.01
267Dec 2042$1,283.48$105.06$1,388.54$44,066.53
2042 Total$15,207.45$1,455.03$16,662.48
268Jan 2043$1,286.45$102.09$1,388.54$42,780.08
269Feb 2043$1,289.43$99.11$1,388.54$41,490.65
270Mar 2043$1,292.42$96.12$1,388.54$40,198.23
271Apr 2043$1,295.41$93.13$1,388.54$38,902.82
272May 2043$1,298.42$90.12$1,388.54$37,604.40
273Jun 2043$1,301.42$87.12$1,388.54$36,302.98
274Jul 2043$1,304.44$84.10$1,388.54$34,998.54
275Aug 2043$1,307.46$81.08$1,388.54$33,691.08
276Sep 2043$1,310.49$78.05$1,388.54$32,380.59
277Oct 2043$1,313.52$75.02$1,388.54$31,067.07
278Nov 2043$1,316.57$71.97$1,388.54$29,750.50
279Dec 2043$1,319.62$68.92$1,388.54$28,430.88
2043 Total$15,635.65$1,026.83$16,662.48
280Jan 2044$1,322.68$65.86$1,388.54$27,108.20
281Feb 2044$1,325.74$62.80$1,388.54$25,782.46
282Mar 2044$1,328.81$59.73$1,388.54$24,453.65
283Apr 2044$1,331.89$56.65$1,388.54$23,121.76
284May 2044$1,334.97$53.57$1,388.54$21,786.79
285Jun 2044$1,338.07$50.47$1,388.54$20,448.72
286Jul 2044$1,341.17$47.37$1,388.54$19,107.55
287Aug 2044$1,344.27$44.27$1,388.54$17,763.28
288Sep 2044$1,347.39$41.15$1,388.54$16,415.89
289Oct 2044$1,350.51$38.03$1,388.54$15,065.38
290Nov 2044$1,353.64$34.90$1,388.54$13,711.74
291Dec 2044$1,356.77$31.77$1,388.54$12,354.97
2044 Total$16,075.91$586.57$16,662.48
292Jan 2045$1,359.92$28.62$1,388.54$10,995.05
293Feb 2045$1,363.07$25.47$1,388.54$9,631.98
294Mar 2045$1,366.23$22.31$1,388.54$8,265.75
295Apr 2045$1,369.39$19.15$1,388.54$6,896.36
296May 2045$1,372.56$15.98$1,388.54$5,523.80
297Jun 2045$1,375.74$12.80$1,388.54$4,148.06
298Jul 2045$1,378.93$9.61$1,388.54$2,769.13
299Aug 2045$1,382.12$6.42$1,388.54$1,387.01
300Sep 2045$1,385.33$3.21$1,388.54$1.68
2045 Total$12,353.29$143.57$12,496.86