Borrow amount

$300,000

Advertised Rate

3.08%

Variable

Loan term
25 Years
Southern Cross Credit Union
Repayment frequency
Monthly
Monthly Repayments
$1,435
Number of repayments
300
Total interest paid
$130,544
Total Repayments

$430,544

Go to site

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$665.15$770.00$1,435.15$299,334.85
2Mar 2021$666.86$768.29$1,435.15$298,667.99
3Apr 2021$668.57$766.58$1,435.15$297,999.42
4May 2021$670.28$764.87$1,435.15$297,329.14
5Jun 2021$672.01$763.14$1,435.15$296,657.13
6Jul 2021$673.73$761.42$1,435.15$295,983.40
7Aug 2021$675.46$759.69$1,435.15$295,307.94
8Sep 2021$677.19$757.96$1,435.15$294,630.75
9Oct 2021$678.93$756.22$1,435.15$293,951.82
10Nov 2021$680.67$754.48$1,435.15$293,271.15
11Dec 2021$682.42$752.73$1,435.15$292,588.73
2021 Total$7,411.27$8,375.38$15,786.65
12Jan 2022$684.17$750.98$1,435.15$291,904.56
13Feb 2022$685.93$749.22$1,435.15$291,218.63
14Mar 2022$687.69$747.46$1,435.15$290,530.94
15Apr 2022$689.45$745.70$1,435.15$289,841.49
16May 2022$691.22$743.93$1,435.15$289,150.27
17Jun 2022$693.00$742.15$1,435.15$288,457.27
18Jul 2022$694.78$740.37$1,435.15$287,762.49
19Aug 2022$696.56$738.59$1,435.15$287,065.93
20Sep 2022$698.35$736.80$1,435.15$286,367.58
21Oct 2022$700.14$735.01$1,435.15$285,667.44
22Nov 2022$701.94$733.21$1,435.15$284,965.50
23Dec 2022$703.74$731.41$1,435.15$284,261.76
2022 Total$8,326.97$8,894.83$17,221.8
24Jan 2023$705.54$729.61$1,435.15$283,556.22
25Feb 2023$707.36$727.79$1,435.15$282,848.86
26Mar 2023$709.17$725.98$1,435.15$282,139.69
27Apr 2023$710.99$724.16$1,435.15$281,428.70
28May 2023$712.82$722.33$1,435.15$280,715.88
29Jun 2023$714.65$720.50$1,435.15$280,001.23
30Jul 2023$716.48$718.67$1,435.15$279,284.75
31Aug 2023$718.32$716.83$1,435.15$278,566.43
32Sep 2023$720.16$714.99$1,435.15$277,846.27
33Oct 2023$722.01$713.14$1,435.15$277,124.26
34Nov 2023$723.86$711.29$1,435.15$276,400.40
35Dec 2023$725.72$709.43$1,435.15$275,674.68
2023 Total$8,587.08$8,634.72$17,221.8
36Jan 2024$727.58$707.57$1,435.15$274,947.10
37Feb 2024$729.45$705.70$1,435.15$274,217.65
38Mar 2024$731.32$703.83$1,435.15$273,486.33
39Apr 2024$733.20$701.95$1,435.15$272,753.13
40May 2024$735.08$700.07$1,435.15$272,018.05
41Jun 2024$736.97$698.18$1,435.15$271,281.08
42Jul 2024$738.86$696.29$1,435.15$270,542.22
43Aug 2024$740.76$694.39$1,435.15$269,801.46
44Sep 2024$742.66$692.49$1,435.15$269,058.80
45Oct 2024$744.57$690.58$1,435.15$268,314.23
46Nov 2024$746.48$688.67$1,435.15$267,567.75
47Dec 2024$748.39$686.76$1,435.15$266,819.36
2024 Total$8,855.32$8,366.48$17,221.8
48Jan 2025$750.31$684.84$1,435.15$266,069.05
49Feb 2025$752.24$682.91$1,435.15$265,316.81
50Mar 2025$754.17$680.98$1,435.15$264,562.64
51Apr 2025$756.11$679.04$1,435.15$263,806.53
52May 2025$758.05$677.10$1,435.15$263,048.48
53Jun 2025$759.99$675.16$1,435.15$262,288.49
54Jul 2025$761.94$673.21$1,435.15$261,526.55
55Aug 2025$763.90$671.25$1,435.15$260,762.65
56Sep 2025$765.86$669.29$1,435.15$259,996.79
57Oct 2025$767.82$667.33$1,435.15$259,228.97
58Nov 2025$769.80$665.35$1,435.15$258,459.17
59Dec 2025$771.77$663.38$1,435.15$257,687.40
2025 Total$9,131.96$8,089.84$17,221.8
60Jan 2026$773.75$661.40$1,435.15$256,913.65
61Feb 2026$775.74$659.41$1,435.15$256,137.91
62Mar 2026$777.73$657.42$1,435.15$255,360.18
63Apr 2026$779.73$655.42$1,435.15$254,580.45
64May 2026$781.73$653.42$1,435.15$253,798.72
65Jun 2026$783.73$651.42$1,435.15$253,014.99
66Jul 2026$785.74$649.41$1,435.15$252,229.25
67Aug 2026$787.76$647.39$1,435.15$251,441.49
68Sep 2026$789.78$645.37$1,435.15$250,651.71
69Oct 2026$791.81$643.34$1,435.15$249,859.90
70Nov 2026$793.84$641.31$1,435.15$249,066.06
71Dec 2026$795.88$639.27$1,435.15$248,270.18
2026 Total$9,417.22$7,804.58$17,221.8
72Jan 2027$797.92$637.23$1,435.15$247,472.26
73Feb 2027$799.97$635.18$1,435.15$246,672.29
74Mar 2027$802.02$633.13$1,435.15$245,870.27
75Apr 2027$804.08$631.07$1,435.15$245,066.19
76May 2027$806.15$629.00$1,435.15$244,260.04
77Jun 2027$808.22$626.93$1,435.15$243,451.82
78Jul 2027$810.29$624.86$1,435.15$242,641.53
79Aug 2027$812.37$622.78$1,435.15$241,829.16
80Sep 2027$814.46$620.69$1,435.15$241,014.70
81Oct 2027$816.55$618.60$1,435.15$240,198.15
82Nov 2027$818.64$616.51$1,435.15$239,379.51
83Dec 2027$820.74$614.41$1,435.15$238,558.77
2027 Total$9,711.41$7,510.39$17,221.8
84Jan 2028$822.85$612.30$1,435.15$237,735.92
85Feb 2028$824.96$610.19$1,435.15$236,910.96
86Mar 2028$827.08$608.07$1,435.15$236,083.88
87Apr 2028$829.20$605.95$1,435.15$235,254.68
88May 2028$831.33$603.82$1,435.15$234,423.35
89Jun 2028$833.46$601.69$1,435.15$233,589.89
90Jul 2028$835.60$599.55$1,435.15$232,754.29
91Aug 2028$837.75$597.40$1,435.15$231,916.54
92Sep 2028$839.90$595.25$1,435.15$231,076.64
93Oct 2028$842.05$593.10$1,435.15$230,234.59
94Nov 2028$844.21$590.94$1,435.15$229,390.38
95Dec 2028$846.38$588.77$1,435.15$228,544.00
2028 Total$10,014.77$7,207.03$17,221.8
96Jan 2029$848.55$586.60$1,435.15$227,695.45
97Feb 2029$850.73$584.42$1,435.15$226,844.72
98Mar 2029$852.92$582.23$1,435.15$225,991.80
99Apr 2029$855.10$580.05$1,435.15$225,136.70
100May 2029$857.30$577.85$1,435.15$224,279.40
101Jun 2029$859.50$575.65$1,435.15$223,419.90
102Jul 2029$861.71$573.44$1,435.15$222,558.19
103Aug 2029$863.92$571.23$1,435.15$221,694.27
104Sep 2029$866.13$569.02$1,435.15$220,828.14
105Oct 2029$868.36$566.79$1,435.15$219,959.78
106Nov 2029$870.59$564.56$1,435.15$219,089.19
107Dec 2029$872.82$562.33$1,435.15$218,216.37
2029 Total$10,327.63$6,894.17$17,221.8
108Jan 2030$875.06$560.09$1,435.15$217,341.31
109Feb 2030$877.31$557.84$1,435.15$216,464.00
110Mar 2030$879.56$555.59$1,435.15$215,584.44
111Apr 2030$881.82$553.33$1,435.15$214,702.62
112May 2030$884.08$551.07$1,435.15$213,818.54
113Jun 2030$886.35$548.80$1,435.15$212,932.19
114Jul 2030$888.62$546.53$1,435.15$212,043.57
115Aug 2030$890.90$544.25$1,435.15$211,152.67
116Sep 2030$893.19$541.96$1,435.15$210,259.48
117Oct 2030$895.48$539.67$1,435.15$209,364.00
118Nov 2030$897.78$537.37$1,435.15$208,466.22
119Dec 2030$900.09$535.06$1,435.15$207,566.13
2030 Total$10,650.24$6,571.56$17,221.8
120Jan 2031$902.40$532.75$1,435.15$206,663.73
121Feb 2031$904.71$530.44$1,435.15$205,759.02
122Mar 2031$907.04$528.11$1,435.15$204,851.98
123Apr 2031$909.36$525.79$1,435.15$203,942.62
124May 2031$911.70$523.45$1,435.15$203,030.92
125Jun 2031$914.04$521.11$1,435.15$202,116.88
126Jul 2031$916.38$518.77$1,435.15$201,200.50
127Aug 2031$918.74$516.41$1,435.15$200,281.76
128Sep 2031$921.09$514.06$1,435.15$199,360.67
129Oct 2031$923.46$511.69$1,435.15$198,437.21
130Nov 2031$925.83$509.32$1,435.15$197,511.38
131Dec 2031$928.20$506.95$1,435.15$196,583.18
2031 Total$10,982.95$6,238.85$17,221.8
132Jan 2032$930.59$504.56$1,435.15$195,652.59
133Feb 2032$932.98$502.17$1,435.15$194,719.61
134Mar 2032$935.37$499.78$1,435.15$193,784.24
135Apr 2032$937.77$497.38$1,435.15$192,846.47
136May 2032$940.18$494.97$1,435.15$191,906.29
137Jun 2032$942.59$492.56$1,435.15$190,963.70
138Jul 2032$945.01$490.14$1,435.15$190,018.69
139Aug 2032$947.44$487.71$1,435.15$189,071.25
140Sep 2032$949.87$485.28$1,435.15$188,121.38
141Oct 2032$952.31$482.84$1,435.15$187,169.07
142Nov 2032$954.75$480.40$1,435.15$186,214.32
143Dec 2032$957.20$477.95$1,435.15$185,257.12
2032 Total$11,326.06$5,895.74$17,221.8
144Jan 2033$959.66$475.49$1,435.15$184,297.46
145Feb 2033$962.12$473.03$1,435.15$183,335.34
146Mar 2033$964.59$470.56$1,435.15$182,370.75
147Apr 2033$967.07$468.08$1,435.15$181,403.68
148May 2033$969.55$465.60$1,435.15$180,434.13
149Jun 2033$972.04$463.11$1,435.15$179,462.09
150Jul 2033$974.53$460.62$1,435.15$178,487.56
151Aug 2033$977.03$458.12$1,435.15$177,510.53
152Sep 2033$979.54$455.61$1,435.15$176,530.99
153Oct 2033$982.05$453.10$1,435.15$175,548.94
154Nov 2033$984.57$450.58$1,435.15$174,564.37
155Dec 2033$987.10$448.05$1,435.15$173,577.27
2033 Total$11,679.85$5,541.95$17,221.8
156Jan 2034$989.64$445.51$1,435.15$172,587.63
157Feb 2034$992.18$442.97$1,435.15$171,595.45
158Mar 2034$994.72$440.43$1,435.15$170,600.73
159Apr 2034$997.27$437.88$1,435.15$169,603.46
160May 2034$999.83$435.32$1,435.15$168,603.63
161Jun 2034$1,002.40$432.75$1,435.15$167,601.23
162Jul 2034$1,004.97$430.18$1,435.15$166,596.26
163Aug 2034$1,007.55$427.60$1,435.15$165,588.71
164Sep 2034$1,010.14$425.01$1,435.15$164,578.57
165Oct 2034$1,012.73$422.42$1,435.15$163,565.84
166Nov 2034$1,015.33$419.82$1,435.15$162,550.51
167Dec 2034$1,017.94$417.21$1,435.15$161,532.57
2034 Total$12,044.7$5,177.1$17,221.8
168Jan 2035$1,020.55$414.60$1,435.15$160,512.02
169Feb 2035$1,023.17$411.98$1,435.15$159,488.85
170Mar 2035$1,025.80$409.35$1,435.15$158,463.05
171Apr 2035$1,028.43$406.72$1,435.15$157,434.62
172May 2035$1,031.07$404.08$1,435.15$156,403.55
173Jun 2035$1,033.71$401.44$1,435.15$155,369.84
174Jul 2035$1,036.37$398.78$1,435.15$154,333.47
175Aug 2035$1,039.03$396.12$1,435.15$153,294.44
176Sep 2035$1,041.69$393.46$1,435.15$152,252.75
177Oct 2035$1,044.37$390.78$1,435.15$151,208.38
178Nov 2035$1,047.05$388.10$1,435.15$150,161.33
179Dec 2035$1,049.74$385.41$1,435.15$149,111.59
2035 Total$12,420.98$4,800.82$17,221.8
180Jan 2036$1,052.43$382.72$1,435.15$148,059.16
181Feb 2036$1,055.13$380.02$1,435.15$147,004.03
182Mar 2036$1,057.84$377.31$1,435.15$145,946.19
183Apr 2036$1,060.55$374.60$1,435.15$144,885.64
184May 2036$1,063.28$371.87$1,435.15$143,822.36
185Jun 2036$1,066.01$369.14$1,435.15$142,756.35
186Jul 2036$1,068.74$366.41$1,435.15$141,687.61
187Aug 2036$1,071.49$363.66$1,435.15$140,616.12
188Sep 2036$1,074.24$360.91$1,435.15$139,541.88
189Oct 2036$1,076.99$358.16$1,435.15$138,464.89
190Nov 2036$1,079.76$355.39$1,435.15$137,385.13
191Dec 2036$1,082.53$352.62$1,435.15$136,302.60
2036 Total$12,808.99$4,412.81$17,221.8
192Jan 2037$1,085.31$349.84$1,435.15$135,217.29
193Feb 2037$1,088.09$347.06$1,435.15$134,129.20
194Mar 2037$1,090.89$344.26$1,435.15$133,038.31
195Apr 2037$1,093.69$341.46$1,435.15$131,944.62
196May 2037$1,096.49$338.66$1,435.15$130,848.13
197Jun 2037$1,099.31$335.84$1,435.15$129,748.82
198Jul 2037$1,102.13$333.02$1,435.15$128,646.69
199Aug 2037$1,104.96$330.19$1,435.15$127,541.73
200Sep 2037$1,107.79$327.36$1,435.15$126,433.94
201Oct 2037$1,110.64$324.51$1,435.15$125,323.30
202Nov 2037$1,113.49$321.66$1,435.15$124,209.81
203Dec 2037$1,116.34$318.81$1,435.15$123,093.47
2037 Total$13,209.13$4,012.67$17,221.8
204Jan 2038$1,119.21$315.94$1,435.15$121,974.26
205Feb 2038$1,122.08$313.07$1,435.15$120,852.18
206Mar 2038$1,124.96$310.19$1,435.15$119,727.22
207Apr 2038$1,127.85$307.30$1,435.15$118,599.37
208May 2038$1,130.74$304.41$1,435.15$117,468.63
209Jun 2038$1,133.65$301.50$1,435.15$116,334.98
210Jul 2038$1,136.56$298.59$1,435.15$115,198.42
211Aug 2038$1,139.47$295.68$1,435.15$114,058.95
212Sep 2038$1,142.40$292.75$1,435.15$112,916.55
213Oct 2038$1,145.33$289.82$1,435.15$111,771.22
214Nov 2038$1,148.27$286.88$1,435.15$110,622.95
215Dec 2038$1,151.22$283.93$1,435.15$109,471.73
2038 Total$13,621.74$3,600.06$17,221.8
216Jan 2039$1,154.17$280.98$1,435.15$108,317.56
217Feb 2039$1,157.13$278.02$1,435.15$107,160.43
218Mar 2039$1,160.10$275.05$1,435.15$106,000.33
219Apr 2039$1,163.08$272.07$1,435.15$104,837.25
220May 2039$1,166.07$269.08$1,435.15$103,671.18
221Jun 2039$1,169.06$266.09$1,435.15$102,502.12
222Jul 2039$1,172.06$263.09$1,435.15$101,330.06
223Aug 2039$1,175.07$260.08$1,435.15$100,154.99
224Sep 2039$1,178.09$257.06$1,435.15$98,976.90
225Oct 2039$1,181.11$254.04$1,435.15$97,795.79
226Nov 2039$1,184.14$251.01$1,435.15$96,611.65
227Dec 2039$1,187.18$247.97$1,435.15$95,424.47
2039 Total$14,047.26$3,174.54$17,221.8
228Jan 2040$1,190.23$244.92$1,435.15$94,234.24
229Feb 2040$1,193.28$241.87$1,435.15$93,040.96
230Mar 2040$1,196.34$238.81$1,435.15$91,844.62
231Apr 2040$1,199.42$235.73$1,435.15$90,645.20
232May 2040$1,202.49$232.66$1,435.15$89,442.71
233Jun 2040$1,205.58$229.57$1,435.15$88,237.13
234Jul 2040$1,208.67$226.48$1,435.15$87,028.46
235Aug 2040$1,211.78$223.37$1,435.15$85,816.68
236Sep 2040$1,214.89$220.26$1,435.15$84,601.79
237Oct 2040$1,218.01$217.14$1,435.15$83,383.78
238Nov 2040$1,221.13$214.02$1,435.15$82,162.65
239Dec 2040$1,224.27$210.88$1,435.15$80,938.38
2040 Total$14,486.09$2,735.71$17,221.8
240Jan 2041$1,227.41$207.74$1,435.15$79,710.97
241Feb 2041$1,230.56$204.59$1,435.15$78,480.41
242Mar 2041$1,233.72$201.43$1,435.15$77,246.69
243Apr 2041$1,236.88$198.27$1,435.15$76,009.81
244May 2041$1,240.06$195.09$1,435.15$74,769.75
245Jun 2041$1,243.24$191.91$1,435.15$73,526.51
246Jul 2041$1,246.43$188.72$1,435.15$72,280.08
247Aug 2041$1,249.63$185.52$1,435.15$71,030.45
248Sep 2041$1,252.84$182.31$1,435.15$69,777.61
249Oct 2041$1,256.05$179.10$1,435.15$68,521.56
250Nov 2041$1,259.28$175.87$1,435.15$67,262.28
251Dec 2041$1,262.51$172.64$1,435.15$65,999.77
2041 Total$14,938.61$2,283.19$17,221.8
252Jan 2042$1,265.75$169.40$1,435.15$64,734.02
253Feb 2042$1,269.00$166.15$1,435.15$63,465.02
254Mar 2042$1,272.26$162.89$1,435.15$62,192.76
255Apr 2042$1,275.52$159.63$1,435.15$60,917.24
256May 2042$1,278.80$156.35$1,435.15$59,638.44
257Jun 2042$1,282.08$153.07$1,435.15$58,356.36
258Jul 2042$1,285.37$149.78$1,435.15$57,070.99
259Aug 2042$1,288.67$146.48$1,435.15$55,782.32
260Sep 2042$1,291.98$143.17$1,435.15$54,490.34
261Oct 2042$1,295.29$139.86$1,435.15$53,195.05
262Nov 2042$1,298.62$136.53$1,435.15$51,896.43
263Dec 2042$1,301.95$133.20$1,435.15$50,594.48
2042 Total$15,405.29$1,816.51$17,221.8
264Jan 2043$1,305.29$129.86$1,435.15$49,289.19
265Feb 2043$1,308.64$126.51$1,435.15$47,980.55
266Mar 2043$1,312.00$123.15$1,435.15$46,668.55
267Apr 2043$1,315.37$119.78$1,435.15$45,353.18
268May 2043$1,318.74$116.41$1,435.15$44,034.44
269Jun 2043$1,322.13$113.02$1,435.15$42,712.31
270Jul 2043$1,325.52$109.63$1,435.15$41,386.79
271Aug 2043$1,328.92$106.23$1,435.15$40,057.87
272Sep 2043$1,332.33$102.82$1,435.15$38,725.54
273Oct 2043$1,335.75$99.40$1,435.15$37,389.79
274Nov 2043$1,339.18$95.97$1,435.15$36,050.61
275Dec 2043$1,342.62$92.53$1,435.15$34,707.99
2043 Total$15,886.49$1,335.31$17,221.8
276Jan 2044$1,346.07$89.08$1,435.15$33,361.92
277Feb 2044$1,349.52$85.63$1,435.15$32,012.40
278Mar 2044$1,352.98$82.17$1,435.15$30,659.42
279Apr 2044$1,356.46$78.69$1,435.15$29,302.96
280May 2044$1,359.94$75.21$1,435.15$27,943.02
281Jun 2044$1,363.43$71.72$1,435.15$26,579.59
282Jul 2044$1,366.93$68.22$1,435.15$25,212.66
283Aug 2044$1,370.44$64.71$1,435.15$23,842.22
284Sep 2044$1,373.95$61.20$1,435.15$22,468.27
285Oct 2044$1,377.48$57.67$1,435.15$21,090.79
286Nov 2044$1,381.02$54.13$1,435.15$19,709.77
287Dec 2044$1,384.56$50.59$1,435.15$18,325.21
2044 Total$16,382.78$839.02$17,221.8
288Jan 2045$1,388.12$47.03$1,435.15$16,937.09
289Feb 2045$1,391.68$43.47$1,435.15$15,545.41
290Mar 2045$1,395.25$39.90$1,435.15$14,150.16
291Apr 2045$1,398.83$36.32$1,435.15$12,751.33
292May 2045$1,402.42$32.73$1,435.15$11,348.91
293Jun 2045$1,406.02$29.13$1,435.15$9,942.89
294Jul 2045$1,409.63$25.52$1,435.15$8,533.26
295Aug 2045$1,413.25$21.90$1,435.15$7,120.01
296Sep 2045$1,416.88$18.27$1,435.15$5,703.13
297Oct 2045$1,420.51$14.64$1,435.15$4,282.62
298Nov 2045$1,424.16$10.99$1,435.15$2,858.46
299Dec 2045$1,427.81$7.34$1,435.15$1,430.65
2045 Total$16,894.56$327.24$17,221.8
300Jan 2046$1,430.65$3.67$1,434.32$0.00
2045 Total$1,430.65$3.67$1,434.32