Borrow amount

$300,000

Advertised Rate

3.33%

Variable

Loan term
25 Years
Southern Cross Credit Union
Repayment frequency
Monthly
Monthly Repayments
$1,475
Number of repayments
300
Total interest paid
$142,397
Total Repayments

$442,397

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$642.16$832.50$1,474.66$299,357.84
2Dec 2020$643.94$830.72$1,474.66$298,713.90
2020 Total$1,286.1$1,663.22$2,949.32
3Jan 2021$645.73$828.93$1,474.66$298,068.17
4Feb 2021$647.52$827.14$1,474.66$297,420.65
5Mar 2021$649.32$825.34$1,474.66$296,771.33
6Apr 2021$651.12$823.54$1,474.66$296,120.21
7May 2021$652.93$821.73$1,474.66$295,467.28
8Jun 2021$654.74$819.92$1,474.66$294,812.54
9Jul 2021$656.56$818.10$1,474.66$294,155.98
10Aug 2021$658.38$816.28$1,474.66$293,497.60
11Sep 2021$660.20$814.46$1,474.66$292,837.40
12Oct 2021$662.04$812.62$1,474.66$292,175.36
13Nov 2021$663.87$810.79$1,474.66$291,511.49
14Dec 2021$665.72$808.94$1,474.66$290,845.77
2021 Total$7,868.13$9,827.79$17,695.92
15Jan 2022$667.56$807.10$1,474.66$290,178.21
16Feb 2022$669.42$805.24$1,474.66$289,508.79
17Mar 2022$671.27$803.39$1,474.66$288,837.52
18Apr 2022$673.14$801.52$1,474.66$288,164.38
19May 2022$675.00$799.66$1,474.66$287,489.38
20Jun 2022$676.88$797.78$1,474.66$286,812.50
21Jul 2022$678.76$795.90$1,474.66$286,133.74
22Aug 2022$680.64$794.02$1,474.66$285,453.10
23Sep 2022$682.53$792.13$1,474.66$284,770.57
24Oct 2022$684.42$790.24$1,474.66$284,086.15
25Nov 2022$686.32$788.34$1,474.66$283,399.83
26Dec 2022$688.23$786.43$1,474.66$282,711.60
2022 Total$8,134.17$9,561.75$17,695.92
27Jan 2023$690.14$784.52$1,474.66$282,021.46
28Feb 2023$692.05$782.61$1,474.66$281,329.41
29Mar 2023$693.97$780.69$1,474.66$280,635.44
30Apr 2023$695.90$778.76$1,474.66$279,939.54
31May 2023$697.83$776.83$1,474.66$279,241.71
32Jun 2023$699.76$774.90$1,474.66$278,541.95
33Jul 2023$701.71$772.95$1,474.66$277,840.24
34Aug 2023$703.65$771.01$1,474.66$277,136.59
35Sep 2023$705.61$769.05$1,474.66$276,430.98
36Oct 2023$707.56$767.10$1,474.66$275,723.42
37Nov 2023$709.53$765.13$1,474.66$275,013.89
38Dec 2023$711.50$763.16$1,474.66$274,302.39
2023 Total$8,409.21$9,286.71$17,695.92
39Jan 2024$713.47$761.19$1,474.66$273,588.92
40Feb 2024$715.45$759.21$1,474.66$272,873.47
41Mar 2024$717.44$757.22$1,474.66$272,156.03
42Apr 2024$719.43$755.23$1,474.66$271,436.60
43May 2024$721.42$753.24$1,474.66$270,715.18
44Jun 2024$723.43$751.23$1,474.66$269,991.75
45Jul 2024$725.43$749.23$1,474.66$269,266.32
46Aug 2024$727.45$747.21$1,474.66$268,538.87
47Sep 2024$729.46$745.20$1,474.66$267,809.41
48Oct 2024$731.49$743.17$1,474.66$267,077.92
49Nov 2024$733.52$741.14$1,474.66$266,344.40
50Dec 2024$735.55$739.11$1,474.66$265,608.85
2024 Total$8,693.54$9,002.38$17,695.92
51Jan 2025$737.60$737.06$1,474.66$264,871.25
52Feb 2025$739.64$735.02$1,474.66$264,131.61
53Mar 2025$741.69$732.97$1,474.66$263,389.92
54Apr 2025$743.75$730.91$1,474.66$262,646.17
55May 2025$745.82$728.84$1,474.66$261,900.35
56Jun 2025$747.89$726.77$1,474.66$261,152.46
57Jul 2025$749.96$724.70$1,474.66$260,402.50
58Aug 2025$752.04$722.62$1,474.66$259,650.46
59Sep 2025$754.13$720.53$1,474.66$258,896.33
60Oct 2025$756.22$718.44$1,474.66$258,140.11
61Nov 2025$758.32$716.34$1,474.66$257,381.79
62Dec 2025$760.43$714.23$1,474.66$256,621.36
2025 Total$8,987.49$8,708.43$17,695.92
63Jan 2026$762.54$712.12$1,474.66$255,858.82
64Feb 2026$764.65$710.01$1,474.66$255,094.17
65Mar 2026$766.77$707.89$1,474.66$254,327.40
66Apr 2026$768.90$705.76$1,474.66$253,558.50
67May 2026$771.04$703.62$1,474.66$252,787.46
68Jun 2026$773.17$701.49$1,474.66$252,014.29
69Jul 2026$775.32$699.34$1,474.66$251,238.97
70Aug 2026$777.47$697.19$1,474.66$250,461.50
71Sep 2026$779.63$695.03$1,474.66$249,681.87
72Oct 2026$781.79$692.87$1,474.66$248,900.08
73Nov 2026$783.96$690.70$1,474.66$248,116.12
74Dec 2026$786.14$688.52$1,474.66$247,329.98
2026 Total$9,291.38$8,404.54$17,695.92
75Jan 2027$788.32$686.34$1,474.66$246,541.66
76Feb 2027$790.51$684.15$1,474.66$245,751.15
77Mar 2027$792.70$681.96$1,474.66$244,958.45
78Apr 2027$794.90$679.76$1,474.66$244,163.55
79May 2027$797.11$677.55$1,474.66$243,366.44
80Jun 2027$799.32$675.34$1,474.66$242,567.12
81Jul 2027$801.54$673.12$1,474.66$241,765.58
82Aug 2027$803.76$670.90$1,474.66$240,961.82
83Sep 2027$805.99$668.67$1,474.66$240,155.83
84Oct 2027$808.23$666.43$1,474.66$239,347.60
85Nov 2027$810.47$664.19$1,474.66$238,537.13
86Dec 2027$812.72$661.94$1,474.66$237,724.41
2027 Total$9,605.57$8,090.35$17,695.92
87Jan 2028$814.97$659.69$1,474.66$236,909.44
88Feb 2028$817.24$657.42$1,474.66$236,092.20
89Mar 2028$819.50$655.16$1,474.66$235,272.70
90Apr 2028$821.78$652.88$1,474.66$234,450.92
91May 2028$824.06$650.60$1,474.66$233,626.86
92Jun 2028$826.35$648.31$1,474.66$232,800.51
93Jul 2028$828.64$646.02$1,474.66$231,971.87
94Aug 2028$830.94$643.72$1,474.66$231,140.93
95Sep 2028$833.24$641.42$1,474.66$230,307.69
96Oct 2028$835.56$639.10$1,474.66$229,472.13
97Nov 2028$837.87$636.79$1,474.66$228,634.26
98Dec 2028$840.20$634.46$1,474.66$227,794.06
2028 Total$9,930.35$7,765.57$17,695.92
99Jan 2029$842.53$632.13$1,474.66$226,951.53
100Feb 2029$844.87$629.79$1,474.66$226,106.66
101Mar 2029$847.21$627.45$1,474.66$225,259.45
102Apr 2029$849.57$625.09$1,474.66$224,409.88
103May 2029$851.92$622.74$1,474.66$223,557.96
104Jun 2029$854.29$620.37$1,474.66$222,703.67
105Jul 2029$856.66$618.00$1,474.66$221,847.01
106Aug 2029$859.03$615.63$1,474.66$220,987.98
107Sep 2029$861.42$613.24$1,474.66$220,126.56
108Oct 2029$863.81$610.85$1,474.66$219,262.75
109Nov 2029$866.21$608.45$1,474.66$218,396.54
110Dec 2029$868.61$606.05$1,474.66$217,527.93
2029 Total$10,266.13$7,429.79$17,695.92
111Jan 2030$871.02$603.64$1,474.66$216,656.91
112Feb 2030$873.44$601.22$1,474.66$215,783.47
113Mar 2030$875.86$598.80$1,474.66$214,907.61
114Apr 2030$878.29$596.37$1,474.66$214,029.32
115May 2030$880.73$593.93$1,474.66$213,148.59
116Jun 2030$883.17$591.49$1,474.66$212,265.42
117Jul 2030$885.62$589.04$1,474.66$211,379.80
118Aug 2030$888.08$586.58$1,474.66$210,491.72
119Sep 2030$890.55$584.11$1,474.66$209,601.17
120Oct 2030$893.02$581.64$1,474.66$208,708.15
121Nov 2030$895.49$579.17$1,474.66$207,812.66
122Dec 2030$897.98$576.68$1,474.66$206,914.68
2030 Total$10,613.25$7,082.67$17,695.92
123Jan 2031$900.47$574.19$1,474.66$206,014.21
124Feb 2031$902.97$571.69$1,474.66$205,111.24
125Mar 2031$905.48$569.18$1,474.66$204,205.76
126Apr 2031$907.99$566.67$1,474.66$203,297.77
127May 2031$910.51$564.15$1,474.66$202,387.26
128Jun 2031$913.04$561.62$1,474.66$201,474.22
129Jul 2031$915.57$559.09$1,474.66$200,558.65
130Aug 2031$918.11$556.55$1,474.66$199,640.54
131Sep 2031$920.66$554.00$1,474.66$198,719.88
132Oct 2031$923.21$551.45$1,474.66$197,796.67
133Nov 2031$925.77$548.89$1,474.66$196,870.90
134Dec 2031$928.34$546.32$1,474.66$195,942.56
2031 Total$10,972.12$6,723.8$17,695.92
135Jan 2032$930.92$543.74$1,474.66$195,011.64
136Feb 2032$933.50$541.16$1,474.66$194,078.14
137Mar 2032$936.09$538.57$1,474.66$193,142.05
138Apr 2032$938.69$535.97$1,474.66$192,203.36
139May 2032$941.30$533.36$1,474.66$191,262.06
140Jun 2032$943.91$530.75$1,474.66$190,318.15
141Jul 2032$946.53$528.13$1,474.66$189,371.62
142Aug 2032$949.15$525.51$1,474.66$188,422.47
143Sep 2032$951.79$522.87$1,474.66$187,470.68
144Oct 2032$954.43$520.23$1,474.66$186,516.25
145Nov 2032$957.08$517.58$1,474.66$185,559.17
146Dec 2032$959.73$514.93$1,474.66$184,599.44
2032 Total$11,343.12$6,352.8$17,695.92
147Jan 2033$962.40$512.26$1,474.66$183,637.04
148Feb 2033$965.07$509.59$1,474.66$182,671.97
149Mar 2033$967.75$506.91$1,474.66$181,704.22
150Apr 2033$970.43$504.23$1,474.66$180,733.79
151May 2033$973.12$501.54$1,474.66$179,760.67
152Jun 2033$975.82$498.84$1,474.66$178,784.85
153Jul 2033$978.53$496.13$1,474.66$177,806.32
154Aug 2033$981.25$493.41$1,474.66$176,825.07
155Sep 2033$983.97$490.69$1,474.66$175,841.10
156Oct 2033$986.70$487.96$1,474.66$174,854.40
157Nov 2033$989.44$485.22$1,474.66$173,864.96
158Dec 2033$992.18$482.48$1,474.66$172,872.78
2033 Total$11,726.66$5,969.26$17,695.92
159Jan 2034$994.94$479.72$1,474.66$171,877.84
160Feb 2034$997.70$476.96$1,474.66$170,880.14
161Mar 2034$1,000.47$474.19$1,474.66$169,879.67
162Apr 2034$1,003.24$471.42$1,474.66$168,876.43
163May 2034$1,006.03$468.63$1,474.66$167,870.40
164Jun 2034$1,008.82$465.84$1,474.66$166,861.58
165Jul 2034$1,011.62$463.04$1,474.66$165,849.96
166Aug 2034$1,014.43$460.23$1,474.66$164,835.53
167Sep 2034$1,017.24$457.42$1,474.66$163,818.29
168Oct 2034$1,020.06$454.60$1,474.66$162,798.23
169Nov 2034$1,022.89$451.77$1,474.66$161,775.34
170Dec 2034$1,025.73$448.93$1,474.66$160,749.61
2034 Total$12,123.17$5,572.75$17,695.92
171Jan 2035$1,028.58$446.08$1,474.66$159,721.03
172Feb 2035$1,031.43$443.23$1,474.66$158,689.60
173Mar 2035$1,034.30$440.36$1,474.66$157,655.30
174Apr 2035$1,037.17$437.49$1,474.66$156,618.13
175May 2035$1,040.04$434.62$1,474.66$155,578.09
176Jun 2035$1,042.93$431.73$1,474.66$154,535.16
177Jul 2035$1,045.82$428.84$1,474.66$153,489.34
178Aug 2035$1,048.73$425.93$1,474.66$152,440.61
179Sep 2035$1,051.64$423.02$1,474.66$151,388.97
180Oct 2035$1,054.56$420.10$1,474.66$150,334.41
181Nov 2035$1,057.48$417.18$1,474.66$149,276.93
182Dec 2035$1,060.42$414.24$1,474.66$148,216.51
2035 Total$12,533.1$5,162.82$17,695.92
183Jan 2036$1,063.36$411.30$1,474.66$147,153.15
184Feb 2036$1,066.31$408.35$1,474.66$146,086.84
185Mar 2036$1,069.27$405.39$1,474.66$145,017.57
186Apr 2036$1,072.24$402.42$1,474.66$143,945.33
187May 2036$1,075.21$399.45$1,474.66$142,870.12
188Jun 2036$1,078.20$396.46$1,474.66$141,791.92
189Jul 2036$1,081.19$393.47$1,474.66$140,710.73
190Aug 2036$1,084.19$390.47$1,474.66$139,626.54
191Sep 2036$1,087.20$387.46$1,474.66$138,539.34
192Oct 2036$1,090.21$384.45$1,474.66$137,449.13
193Nov 2036$1,093.24$381.42$1,474.66$136,355.89
194Dec 2036$1,096.27$378.39$1,474.66$135,259.62
2036 Total$12,956.89$4,739.03$17,695.92
195Jan 2037$1,099.31$375.35$1,474.66$134,160.31
196Feb 2037$1,102.37$372.29$1,474.66$133,057.94
197Mar 2037$1,105.42$369.24$1,474.66$131,952.52
198Apr 2037$1,108.49$366.17$1,474.66$130,844.03
199May 2037$1,111.57$363.09$1,474.66$129,732.46
200Jun 2037$1,114.65$360.01$1,474.66$128,617.81
201Jul 2037$1,117.75$356.91$1,474.66$127,500.06
202Aug 2037$1,120.85$353.81$1,474.66$126,379.21
203Sep 2037$1,123.96$350.70$1,474.66$125,255.25
204Oct 2037$1,127.08$347.58$1,474.66$124,128.17
205Nov 2037$1,130.20$344.46$1,474.66$122,997.97
206Dec 2037$1,133.34$341.32$1,474.66$121,864.63
2037 Total$13,394.99$4,300.93$17,695.92
207Jan 2038$1,136.49$338.17$1,474.66$120,728.14
208Feb 2038$1,139.64$335.02$1,474.66$119,588.50
209Mar 2038$1,142.80$331.86$1,474.66$118,445.70
210Apr 2038$1,145.97$328.69$1,474.66$117,299.73
211May 2038$1,149.15$325.51$1,474.66$116,150.58
212Jun 2038$1,152.34$322.32$1,474.66$114,998.24
213Jul 2038$1,155.54$319.12$1,474.66$113,842.70
214Aug 2038$1,158.75$315.91$1,474.66$112,683.95
215Sep 2038$1,161.96$312.70$1,474.66$111,521.99
216Oct 2038$1,165.19$309.47$1,474.66$110,356.80
217Nov 2038$1,168.42$306.24$1,474.66$109,188.38
218Dec 2038$1,171.66$303.00$1,474.66$108,016.72
2038 Total$13,847.91$3,848.01$17,695.92
219Jan 2039$1,174.91$299.75$1,474.66$106,841.81
220Feb 2039$1,178.17$296.49$1,474.66$105,663.64
221Mar 2039$1,181.44$293.22$1,474.66$104,482.20
222Apr 2039$1,184.72$289.94$1,474.66$103,297.48
223May 2039$1,188.01$286.65$1,474.66$102,109.47
224Jun 2039$1,191.31$283.35$1,474.66$100,918.16
225Jul 2039$1,194.61$280.05$1,474.66$99,723.55
226Aug 2039$1,197.93$276.73$1,474.66$98,525.62
227Sep 2039$1,201.25$273.41$1,474.66$97,324.37
228Oct 2039$1,204.58$270.08$1,474.66$96,119.79
229Nov 2039$1,207.93$266.73$1,474.66$94,911.86
230Dec 2039$1,211.28$263.38$1,474.66$93,700.58
2039 Total$14,316.14$3,379.78$17,695.92
231Jan 2040$1,214.64$260.02$1,474.66$92,485.94
232Feb 2040$1,218.01$256.65$1,474.66$91,267.93
233Mar 2040$1,221.39$253.27$1,474.66$90,046.54
234Apr 2040$1,224.78$249.88$1,474.66$88,821.76
235May 2040$1,228.18$246.48$1,474.66$87,593.58
236Jun 2040$1,231.59$243.07$1,474.66$86,361.99
237Jul 2040$1,235.01$239.65$1,474.66$85,126.98
238Aug 2040$1,238.43$236.23$1,474.66$83,888.55
239Sep 2040$1,241.87$232.79$1,474.66$82,646.68
240Oct 2040$1,245.32$229.34$1,474.66$81,401.36
241Nov 2040$1,248.77$225.89$1,474.66$80,152.59
242Dec 2040$1,252.24$222.42$1,474.66$78,900.35
2040 Total$14,800.23$2,895.69$17,695.92
243Jan 2041$1,255.71$218.95$1,474.66$77,644.64
244Feb 2041$1,259.20$215.46$1,474.66$76,385.44
245Mar 2041$1,262.69$211.97$1,474.66$75,122.75
246Apr 2041$1,266.19$208.47$1,474.66$73,856.56
247May 2041$1,269.71$204.95$1,474.66$72,586.85
248Jun 2041$1,273.23$201.43$1,474.66$71,313.62
249Jul 2041$1,276.76$197.90$1,474.66$70,036.86
250Aug 2041$1,280.31$194.35$1,474.66$68,756.55
251Sep 2041$1,283.86$190.80$1,474.66$67,472.69
252Oct 2041$1,287.42$187.24$1,474.66$66,185.27
253Nov 2041$1,291.00$183.66$1,474.66$64,894.27
254Dec 2041$1,294.58$180.08$1,474.66$63,599.69
2041 Total$15,300.66$2,395.26$17,695.92
255Jan 2042$1,298.17$176.49$1,474.66$62,301.52
256Feb 2042$1,301.77$172.89$1,474.66$60,999.75
257Mar 2042$1,305.39$169.27$1,474.66$59,694.36
258Apr 2042$1,309.01$165.65$1,474.66$58,385.35
259May 2042$1,312.64$162.02$1,474.66$57,072.71
260Jun 2042$1,316.28$158.38$1,474.66$55,756.43
261Jul 2042$1,319.94$154.72$1,474.66$54,436.49
262Aug 2042$1,323.60$151.06$1,474.66$53,112.89
263Sep 2042$1,327.27$147.39$1,474.66$51,785.62
264Oct 2042$1,330.95$143.71$1,474.66$50,454.67
265Nov 2042$1,334.65$140.01$1,474.66$49,120.02
266Dec 2042$1,338.35$136.31$1,474.66$47,781.67
2042 Total$15,818.02$1,877.9$17,695.92
267Jan 2043$1,342.07$132.59$1,474.66$46,439.60
268Feb 2043$1,345.79$128.87$1,474.66$45,093.81
269Mar 2043$1,349.52$125.14$1,474.66$43,744.29
270Apr 2043$1,353.27$121.39$1,474.66$42,391.02
271May 2043$1,357.02$117.64$1,474.66$41,034.00
272Jun 2043$1,360.79$113.87$1,474.66$39,673.21
273Jul 2043$1,364.57$110.09$1,474.66$38,308.64
274Aug 2043$1,368.35$106.31$1,474.66$36,940.29
275Sep 2043$1,372.15$102.51$1,474.66$35,568.14
276Oct 2043$1,375.96$98.70$1,474.66$34,192.18
277Nov 2043$1,379.78$94.88$1,474.66$32,812.40
278Dec 2043$1,383.61$91.05$1,474.66$31,428.79
2043 Total$16,352.88$1,343.04$17,695.92
279Jan 2044$1,387.45$87.21$1,474.66$30,041.34
280Feb 2044$1,391.30$83.36$1,474.66$28,650.04
281Mar 2044$1,395.16$79.50$1,474.66$27,254.88
282Apr 2044$1,399.03$75.63$1,474.66$25,855.85
283May 2044$1,402.91$71.75$1,474.66$24,452.94
284Jun 2044$1,406.80$67.86$1,474.66$23,046.14
285Jul 2044$1,410.71$63.95$1,474.66$21,635.43
286Aug 2044$1,414.62$60.04$1,474.66$20,220.81
287Sep 2044$1,418.55$56.11$1,474.66$18,802.26
288Oct 2044$1,422.48$52.18$1,474.66$17,379.78
289Nov 2044$1,426.43$48.23$1,474.66$15,953.35
290Dec 2044$1,430.39$44.27$1,474.66$14,522.96
2044 Total$16,905.83$790.09$17,695.92
291Jan 2045$1,434.36$40.30$1,474.66$13,088.60
292Feb 2045$1,438.34$36.32$1,474.66$11,650.26
293Mar 2045$1,442.33$32.33$1,474.66$10,207.93
294Apr 2045$1,446.33$28.33$1,474.66$8,761.60
295May 2045$1,450.35$24.31$1,474.66$7,311.25
296Jun 2045$1,454.37$20.29$1,474.66$5,856.88
297Jul 2045$1,458.41$16.25$1,474.66$4,398.47
298Aug 2045$1,462.45$12.21$1,474.66$2,936.02
299Sep 2045$1,466.51$8.15$1,474.66$1,469.51
300Oct 2045$1,469.51$4.08$1,473.59$0.00
2045 Total$14,522.96$222.57$14,745.53