Borrow amount

$300,000

Advertised Rate

3.38%

Variable

Loan term
25 Years
Southern Cross Credit Union
Repayment frequency
Monthly
Monthly Repayments
$1,483
Number of repayments
300
Total interest paid
$144,790
Total Repayments

$444,789

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$637.63$845.00$1,482.63$299,362.37
2Dec 2020$639.43$843.20$1,482.63$298,722.94
2020 Total$1,277.06$1,688.2$2,965.26
3Jan 2021$641.23$841.40$1,482.63$298,081.71
4Feb 2021$643.03$839.60$1,482.63$297,438.68
5Mar 2021$644.84$837.79$1,482.63$296,793.84
6Apr 2021$646.66$835.97$1,482.63$296,147.18
7May 2021$648.48$834.15$1,482.63$295,498.70
8Jun 2021$650.31$832.32$1,482.63$294,848.39
9Jul 2021$652.14$830.49$1,482.63$294,196.25
10Aug 2021$653.98$828.65$1,482.63$293,542.27
11Sep 2021$655.82$826.81$1,482.63$292,886.45
12Oct 2021$657.67$824.96$1,482.63$292,228.78
13Nov 2021$659.52$823.11$1,482.63$291,569.26
14Dec 2021$661.38$821.25$1,482.63$290,907.88
2021 Total$7,815.06$9,976.5$17,791.56
15Jan 2022$663.24$819.39$1,482.63$290,244.64
16Feb 2022$665.11$817.52$1,482.63$289,579.53
17Mar 2022$666.98$815.65$1,482.63$288,912.55
18Apr 2022$668.86$813.77$1,482.63$288,243.69
19May 2022$670.74$811.89$1,482.63$287,572.95
20Jun 2022$672.63$810.00$1,482.63$286,900.32
21Jul 2022$674.53$808.10$1,482.63$286,225.79
22Aug 2022$676.43$806.20$1,482.63$285,549.36
23Sep 2022$678.33$804.30$1,482.63$284,871.03
24Oct 2022$680.24$802.39$1,482.63$284,190.79
25Nov 2022$682.16$800.47$1,482.63$283,508.63
26Dec 2022$684.08$798.55$1,482.63$282,824.55
2022 Total$8,083.33$9,708.23$17,791.56
27Jan 2023$686.01$796.62$1,482.63$282,138.54
28Feb 2023$687.94$794.69$1,482.63$281,450.60
29Mar 2023$689.88$792.75$1,482.63$280,760.72
30Apr 2023$691.82$790.81$1,482.63$280,068.90
31May 2023$693.77$788.86$1,482.63$279,375.13
32Jun 2023$695.72$786.91$1,482.63$278,679.41
33Jul 2023$697.68$784.95$1,482.63$277,981.73
34Aug 2023$699.65$782.98$1,482.63$277,282.08
35Sep 2023$701.62$781.01$1,482.63$276,580.46
36Oct 2023$703.60$779.03$1,482.63$275,876.86
37Nov 2023$705.58$777.05$1,482.63$275,171.28
38Dec 2023$707.56$775.07$1,482.63$274,463.72
2023 Total$8,360.83$9,430.73$17,791.56
39Jan 2024$709.56$773.07$1,482.63$273,754.16
40Feb 2024$711.56$771.07$1,482.63$273,042.60
41Mar 2024$713.56$769.07$1,482.63$272,329.04
42Apr 2024$715.57$767.06$1,482.63$271,613.47
43May 2024$717.59$765.04$1,482.63$270,895.88
44Jun 2024$719.61$763.02$1,482.63$270,176.27
45Jul 2024$721.63$761.00$1,482.63$269,454.64
46Aug 2024$723.67$758.96$1,482.63$268,730.97
47Sep 2024$725.70$756.93$1,482.63$268,005.27
48Oct 2024$727.75$754.88$1,482.63$267,277.52
49Nov 2024$729.80$752.83$1,482.63$266,547.72
50Dec 2024$731.85$750.78$1,482.63$265,815.87
2024 Total$8,647.85$9,143.71$17,791.56
51Jan 2025$733.92$748.71$1,482.63$265,081.95
52Feb 2025$735.98$746.65$1,482.63$264,345.97
53Mar 2025$738.06$744.57$1,482.63$263,607.91
54Apr 2025$740.13$742.50$1,482.63$262,867.78
55May 2025$742.22$740.41$1,482.63$262,125.56
56Jun 2025$744.31$738.32$1,482.63$261,381.25
57Jul 2025$746.41$736.22$1,482.63$260,634.84
58Aug 2025$748.51$734.12$1,482.63$259,886.33
59Sep 2025$750.62$732.01$1,482.63$259,135.71
60Oct 2025$752.73$729.90$1,482.63$258,382.98
61Nov 2025$754.85$727.78$1,482.63$257,628.13
62Dec 2025$756.98$725.65$1,482.63$256,871.15
2025 Total$8,944.72$8,846.84$17,791.56
63Jan 2026$759.11$723.52$1,482.63$256,112.04
64Feb 2026$761.25$721.38$1,482.63$255,350.79
65Mar 2026$763.39$719.24$1,482.63$254,587.40
66Apr 2026$765.54$717.09$1,482.63$253,821.86
67May 2026$767.70$714.93$1,482.63$253,054.16
68Jun 2026$769.86$712.77$1,482.63$252,284.30
69Jul 2026$772.03$710.60$1,482.63$251,512.27
70Aug 2026$774.20$708.43$1,482.63$250,738.07
71Sep 2026$776.38$706.25$1,482.63$249,961.69
72Oct 2026$778.57$704.06$1,482.63$249,183.12
73Nov 2026$780.76$701.87$1,482.63$248,402.36
74Dec 2026$782.96$699.67$1,482.63$247,619.40
2026 Total$9,251.75$8,539.81$17,791.56
75Jan 2027$785.17$697.46$1,482.63$246,834.23
76Feb 2027$787.38$695.25$1,482.63$246,046.85
77Mar 2027$789.60$693.03$1,482.63$245,257.25
78Apr 2027$791.82$690.81$1,482.63$244,465.43
79May 2027$794.05$688.58$1,482.63$243,671.38
80Jun 2027$796.29$686.34$1,482.63$242,875.09
81Jul 2027$798.53$684.10$1,482.63$242,076.56
82Aug 2027$800.78$681.85$1,482.63$241,275.78
83Sep 2027$803.04$679.59$1,482.63$240,472.74
84Oct 2027$805.30$677.33$1,482.63$239,667.44
85Nov 2027$807.57$675.06$1,482.63$238,859.87
86Dec 2027$809.84$672.79$1,482.63$238,050.03
2027 Total$9,569.37$8,222.19$17,791.56
87Jan 2028$812.12$670.51$1,482.63$237,237.91
88Feb 2028$814.41$668.22$1,482.63$236,423.50
89Mar 2028$816.70$665.93$1,482.63$235,606.80
90Apr 2028$819.00$663.63$1,482.63$234,787.80
91May 2028$821.31$661.32$1,482.63$233,966.49
92Jun 2028$823.62$659.01$1,482.63$233,142.87
93Jul 2028$825.94$656.69$1,482.63$232,316.93
94Aug 2028$828.27$654.36$1,482.63$231,488.66
95Sep 2028$830.60$652.03$1,482.63$230,658.06
96Oct 2028$832.94$649.69$1,482.63$229,825.12
97Nov 2028$835.29$647.34$1,482.63$228,989.83
98Dec 2028$837.64$644.99$1,482.63$228,152.19
2028 Total$9,897.84$7,893.72$17,791.56
99Jan 2029$840.00$642.63$1,482.63$227,312.19
100Feb 2029$842.37$640.26$1,482.63$226,469.82
101Mar 2029$844.74$637.89$1,482.63$225,625.08
102Apr 2029$847.12$635.51$1,482.63$224,777.96
103May 2029$849.51$633.12$1,482.63$223,928.45
104Jun 2029$851.90$630.73$1,482.63$223,076.55
105Jul 2029$854.30$628.33$1,482.63$222,222.25
106Aug 2029$856.70$625.93$1,482.63$221,365.55
107Sep 2029$859.12$623.51$1,482.63$220,506.43
108Oct 2029$861.54$621.09$1,482.63$219,644.89
109Nov 2029$863.96$618.67$1,482.63$218,780.93
110Dec 2029$866.40$616.23$1,482.63$217,914.53
2029 Total$10,237.66$7,553.9$17,791.56
111Jan 2030$868.84$613.79$1,482.63$217,045.69
112Feb 2030$871.28$611.35$1,482.63$216,174.41
113Mar 2030$873.74$608.89$1,482.63$215,300.67
114Apr 2030$876.20$606.43$1,482.63$214,424.47
115May 2030$878.67$603.96$1,482.63$213,545.80
116Jun 2030$881.14$601.49$1,482.63$212,664.66
117Jul 2030$883.62$599.01$1,482.63$211,781.04
118Aug 2030$886.11$596.52$1,482.63$210,894.93
119Sep 2030$888.61$594.02$1,482.63$210,006.32
120Oct 2030$891.11$591.52$1,482.63$209,115.21
121Nov 2030$893.62$589.01$1,482.63$208,221.59
122Dec 2030$896.14$586.49$1,482.63$207,325.45
2030 Total$10,589.08$7,202.48$17,791.56
123Jan 2031$898.66$583.97$1,482.63$206,426.79
124Feb 2031$901.19$581.44$1,482.63$205,525.60
125Mar 2031$903.73$578.90$1,482.63$204,621.87
126Apr 2031$906.28$576.35$1,482.63$203,715.59
127May 2031$908.83$573.80$1,482.63$202,806.76
128Jun 2031$911.39$571.24$1,482.63$201,895.37
129Jul 2031$913.96$568.67$1,482.63$200,981.41
130Aug 2031$916.53$566.10$1,482.63$200,064.88
131Sep 2031$919.11$563.52$1,482.63$199,145.77
132Oct 2031$921.70$560.93$1,482.63$198,224.07
133Nov 2031$924.30$558.33$1,482.63$197,299.77
134Dec 2031$926.90$555.73$1,482.63$196,372.87
2031 Total$10,952.58$6,838.98$17,791.56
135Jan 2032$929.51$553.12$1,482.63$195,443.36
136Feb 2032$932.13$550.50$1,482.63$194,511.23
137Mar 2032$934.76$547.87$1,482.63$193,576.47
138Apr 2032$937.39$545.24$1,482.63$192,639.08
139May 2032$940.03$542.60$1,482.63$191,699.05
140Jun 2032$942.68$539.95$1,482.63$190,756.37
141Jul 2032$945.33$537.30$1,482.63$189,811.04
142Aug 2032$948.00$534.63$1,482.63$188,863.04
143Sep 2032$950.67$531.96$1,482.63$187,912.37
144Oct 2032$953.34$529.29$1,482.63$186,959.03
145Nov 2032$956.03$526.60$1,482.63$186,003.00
146Dec 2032$958.72$523.91$1,482.63$185,044.28
2032 Total$11,328.59$6,462.97$17,791.56
147Jan 2033$961.42$521.21$1,482.63$184,082.86
148Feb 2033$964.13$518.50$1,482.63$183,118.73
149Mar 2033$966.85$515.78$1,482.63$182,151.88
150Apr 2033$969.57$513.06$1,482.63$181,182.31
151May 2033$972.30$510.33$1,482.63$180,210.01
152Jun 2033$975.04$507.59$1,482.63$179,234.97
153Jul 2033$977.78$504.85$1,482.63$178,257.19
154Aug 2033$980.54$502.09$1,482.63$177,276.65
155Sep 2033$983.30$499.33$1,482.63$176,293.35
156Oct 2033$986.07$496.56$1,482.63$175,307.28
157Nov 2033$988.85$493.78$1,482.63$174,318.43
158Dec 2033$991.63$491.00$1,482.63$173,326.80
2033 Total$11,717.48$6,074.08$17,791.56
159Jan 2034$994.43$488.20$1,482.63$172,332.37
160Feb 2034$997.23$485.40$1,482.63$171,335.14
161Mar 2034$1,000.04$482.59$1,482.63$170,335.10
162Apr 2034$1,002.85$479.78$1,482.63$169,332.25
163May 2034$1,005.68$476.95$1,482.63$168,326.57
164Jun 2034$1,008.51$474.12$1,482.63$167,318.06
165Jul 2034$1,011.35$471.28$1,482.63$166,306.71
166Aug 2034$1,014.20$468.43$1,482.63$165,292.51
167Sep 2034$1,017.06$465.57$1,482.63$164,275.45
168Oct 2034$1,019.92$462.71$1,482.63$163,255.53
169Nov 2034$1,022.79$459.84$1,482.63$162,232.74
170Dec 2034$1,025.67$456.96$1,482.63$161,207.07
2034 Total$12,119.73$5,671.83$17,791.56
171Jan 2035$1,028.56$454.07$1,482.63$160,178.51
172Feb 2035$1,031.46$451.17$1,482.63$159,147.05
173Mar 2035$1,034.37$448.26$1,482.63$158,112.68
174Apr 2035$1,037.28$445.35$1,482.63$157,075.40
175May 2035$1,040.20$442.43$1,482.63$156,035.20
176Jun 2035$1,043.13$439.50$1,482.63$154,992.07
177Jul 2035$1,046.07$436.56$1,482.63$153,946.00
178Aug 2035$1,049.02$433.61$1,482.63$152,896.98
179Sep 2035$1,051.97$430.66$1,482.63$151,845.01
180Oct 2035$1,054.93$427.70$1,482.63$150,790.08
181Nov 2035$1,057.90$424.73$1,482.63$149,732.18
182Dec 2035$1,060.88$421.75$1,482.63$148,671.30
2035 Total$12,535.77$5,255.79$17,791.56
183Jan 2036$1,063.87$418.76$1,482.63$147,607.43
184Feb 2036$1,066.87$415.76$1,482.63$146,540.56
185Mar 2036$1,069.87$412.76$1,482.63$145,470.69
186Apr 2036$1,072.89$409.74$1,482.63$144,397.80
187May 2036$1,075.91$406.72$1,482.63$143,321.89
188Jun 2036$1,078.94$403.69$1,482.63$142,242.95
189Jul 2036$1,081.98$400.65$1,482.63$141,160.97
190Aug 2036$1,085.03$397.60$1,482.63$140,075.94
191Sep 2036$1,088.08$394.55$1,482.63$138,987.86
192Oct 2036$1,091.15$391.48$1,482.63$137,896.71
193Nov 2036$1,094.22$388.41$1,482.63$136,802.49
194Dec 2036$1,097.30$385.33$1,482.63$135,705.19
2036 Total$12,966.11$4,825.45$17,791.56
195Jan 2037$1,100.39$382.24$1,482.63$134,604.80
196Feb 2037$1,103.49$379.14$1,482.63$133,501.31
197Mar 2037$1,106.60$376.03$1,482.63$132,394.71
198Apr 2037$1,109.72$372.91$1,482.63$131,284.99
199May 2037$1,112.84$369.79$1,482.63$130,172.15
200Jun 2037$1,115.98$366.65$1,482.63$129,056.17
201Jul 2037$1,119.12$363.51$1,482.63$127,937.05
202Aug 2037$1,122.27$360.36$1,482.63$126,814.78
203Sep 2037$1,125.44$357.19$1,482.63$125,689.34
204Oct 2037$1,128.61$354.02$1,482.63$124,560.73
205Nov 2037$1,131.78$350.85$1,482.63$123,428.95
206Dec 2037$1,134.97$347.66$1,482.63$122,293.98
2037 Total$13,411.21$4,380.35$17,791.56
207Jan 2038$1,138.17$344.46$1,482.63$121,155.81
208Feb 2038$1,141.37$341.26$1,482.63$120,014.44
209Mar 2038$1,144.59$338.04$1,482.63$118,869.85
210Apr 2038$1,147.81$334.82$1,482.63$117,722.04
211May 2038$1,151.05$331.58$1,482.63$116,570.99
212Jun 2038$1,154.29$328.34$1,482.63$115,416.70
213Jul 2038$1,157.54$325.09$1,482.63$114,259.16
214Aug 2038$1,160.80$321.83$1,482.63$113,098.36
215Sep 2038$1,164.07$318.56$1,482.63$111,934.29
216Oct 2038$1,167.35$315.28$1,482.63$110,766.94
217Nov 2038$1,170.64$311.99$1,482.63$109,596.30
218Dec 2038$1,173.93$308.70$1,482.63$108,422.37
2038 Total$13,871.61$3,919.95$17,791.56
219Jan 2039$1,177.24$305.39$1,482.63$107,245.13
220Feb 2039$1,180.56$302.07$1,482.63$106,064.57
221Mar 2039$1,183.88$298.75$1,482.63$104,880.69
222Apr 2039$1,187.22$295.41$1,482.63$103,693.47
223May 2039$1,190.56$292.07$1,482.63$102,502.91
224Jun 2039$1,193.91$288.72$1,482.63$101,309.00
225Jul 2039$1,197.28$285.35$1,482.63$100,111.72
226Aug 2039$1,200.65$281.98$1,482.63$98,911.07
227Sep 2039$1,204.03$278.60$1,482.63$97,707.04
228Oct 2039$1,207.42$275.21$1,482.63$96,499.62
229Nov 2039$1,210.82$271.81$1,482.63$95,288.80
230Dec 2039$1,214.23$268.40$1,482.63$94,074.57
2039 Total$14,347.8$3,443.76$17,791.56
231Jan 2040$1,217.65$264.98$1,482.63$92,856.92
232Feb 2040$1,221.08$261.55$1,482.63$91,635.84
233Mar 2040$1,224.52$258.11$1,482.63$90,411.32
234Apr 2040$1,227.97$254.66$1,482.63$89,183.35
235May 2040$1,231.43$251.20$1,482.63$87,951.92
236Jun 2040$1,234.90$247.73$1,482.63$86,717.02
237Jul 2040$1,238.38$244.25$1,482.63$85,478.64
238Aug 2040$1,241.87$240.76$1,482.63$84,236.77
239Sep 2040$1,245.36$237.27$1,482.63$82,991.41
240Oct 2040$1,248.87$233.76$1,482.63$81,742.54
241Nov 2040$1,252.39$230.24$1,482.63$80,490.15
242Dec 2040$1,255.92$226.71$1,482.63$79,234.23
2040 Total$14,840.34$2,951.22$17,791.56
243Jan 2041$1,259.45$223.18$1,482.63$77,974.78
244Feb 2041$1,263.00$219.63$1,482.63$76,711.78
245Mar 2041$1,266.56$216.07$1,482.63$75,445.22
246Apr 2041$1,270.13$212.50$1,482.63$74,175.09
247May 2041$1,273.70$208.93$1,482.63$72,901.39
248Jun 2041$1,277.29$205.34$1,482.63$71,624.10
249Jul 2041$1,280.89$201.74$1,482.63$70,343.21
250Aug 2041$1,284.50$198.13$1,482.63$69,058.71
251Sep 2041$1,288.11$194.52$1,482.63$67,770.60
252Oct 2041$1,291.74$190.89$1,482.63$66,478.86
253Nov 2041$1,295.38$187.25$1,482.63$65,183.48
254Dec 2041$1,299.03$183.60$1,482.63$63,884.45
2041 Total$15,349.78$2,441.78$17,791.56
255Jan 2042$1,302.69$179.94$1,482.63$62,581.76
256Feb 2042$1,306.36$176.27$1,482.63$61,275.40
257Mar 2042$1,310.04$172.59$1,482.63$59,965.36
258Apr 2042$1,313.73$168.90$1,482.63$58,651.63
259May 2042$1,317.43$165.20$1,482.63$57,334.20
260Jun 2042$1,321.14$161.49$1,482.63$56,013.06
261Jul 2042$1,324.86$157.77$1,482.63$54,688.20
262Aug 2042$1,328.59$154.04$1,482.63$53,359.61
263Sep 2042$1,332.33$150.30$1,482.63$52,027.28
264Oct 2042$1,336.09$146.54$1,482.63$50,691.19
265Nov 2042$1,339.85$142.78$1,482.63$49,351.34
266Dec 2042$1,343.62$139.01$1,482.63$48,007.72
2042 Total$15,876.73$1,914.83$17,791.56
267Jan 2043$1,347.41$135.22$1,482.63$46,660.31
268Feb 2043$1,351.20$131.43$1,482.63$45,309.11
269Mar 2043$1,355.01$127.62$1,482.63$43,954.10
270Apr 2043$1,358.83$123.80$1,482.63$42,595.27
271May 2043$1,362.65$119.98$1,482.63$41,232.62
272Jun 2043$1,366.49$116.14$1,482.63$39,866.13
273Jul 2043$1,370.34$112.29$1,482.63$38,495.79
274Aug 2043$1,374.20$108.43$1,482.63$37,121.59
275Sep 2043$1,378.07$104.56$1,482.63$35,743.52
276Oct 2043$1,381.95$100.68$1,482.63$34,361.57
277Nov 2043$1,385.84$96.79$1,482.63$32,975.73
278Dec 2043$1,389.75$92.88$1,482.63$31,585.98
2043 Total$16,421.74$1,369.82$17,791.56
279Jan 2044$1,393.66$88.97$1,482.63$30,192.32
280Feb 2044$1,397.59$85.04$1,482.63$28,794.73
281Mar 2044$1,401.52$81.11$1,482.63$27,393.21
282Apr 2044$1,405.47$77.16$1,482.63$25,987.74
283May 2044$1,409.43$73.20$1,482.63$24,578.31
284Jun 2044$1,413.40$69.23$1,482.63$23,164.91
285Jul 2044$1,417.38$65.25$1,482.63$21,747.53
286Aug 2044$1,421.37$61.26$1,482.63$20,326.16
287Sep 2044$1,425.38$57.25$1,482.63$18,900.78
288Oct 2044$1,429.39$53.24$1,482.63$17,471.39
289Nov 2044$1,433.42$49.21$1,482.63$16,037.97
290Dec 2044$1,437.46$45.17$1,482.63$14,600.51
2044 Total$16,985.47$806.09$17,791.56
291Jan 2045$1,441.51$41.12$1,482.63$13,159.00
292Feb 2045$1,445.57$37.06$1,482.63$11,713.43
293Mar 2045$1,449.64$32.99$1,482.63$10,263.79
294Apr 2045$1,453.72$28.91$1,482.63$8,810.07
295May 2045$1,457.81$24.82$1,482.63$7,352.26
296Jun 2045$1,461.92$20.71$1,482.63$5,890.34
297Jul 2045$1,466.04$16.59$1,482.63$4,424.30
298Aug 2045$1,470.17$12.46$1,482.63$2,954.13
299Sep 2045$1,474.31$8.32$1,482.63$1,479.82
300Oct 2045$1,478.46$4.17$1,482.63$1.36
2045 Total$14,599.15$227.15$14,826.3