Southern Cross Credit Union
Borrow amount

$300,000

Advertised Rate

2.39%

Fixed - 2 years

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,329
Number of repayments
300
Total interest paid
$98,787
Total Repayments

$398,787

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2020$731.79$597.50$1,329.29$299,268.21
2Nov 2020$733.25$596.04$1,329.29$298,534.96
3Dec 2020$734.71$594.58$1,329.29$297,800.25
2020 Total$2,199.75$1,788.12$3,987.87
4Jan 2021$736.17$593.12$1,329.29$297,064.08
5Feb 2021$737.64$591.65$1,329.29$296,326.44
6Mar 2021$739.11$590.18$1,329.29$295,587.33
7Apr 2021$740.58$588.71$1,329.29$294,846.75
8May 2021$742.05$587.24$1,329.29$294,104.70
9Jun 2021$743.53$585.76$1,329.29$293,361.17
10Jul 2021$745.01$584.28$1,329.29$292,616.16
11Aug 2021$746.50$582.79$1,329.29$291,869.66
12Sep 2021$747.98$581.31$1,329.29$291,121.68
13Oct 2021$749.47$579.82$1,329.29$290,372.21
14Nov 2021$750.97$578.32$1,329.29$289,621.24
15Dec 2021$752.46$576.83$1,329.29$288,868.78
2021 Total$8,931.47$7,020.01$15,951.48
16Jan 2022$753.96$575.33$1,329.29$288,114.82
17Feb 2022$755.46$573.83$1,329.29$287,359.36
18Mar 2022$756.97$572.32$1,329.29$286,602.39
19Apr 2022$758.47$570.82$1,329.29$285,843.92
20May 2022$759.98$569.31$1,329.29$285,083.94
21Jun 2022$761.50$567.79$1,329.29$284,322.44
22Jul 2022$763.01$566.28$1,329.29$283,559.43
23Aug 2022$764.53$564.76$1,329.29$282,794.90
24Sep 2022$766.06$563.23$1,329.29$282,028.84
25Oct 2022$767.58$561.71$1,329.29$281,261.26
26Nov 2022$769.11$560.18$1,329.29$280,492.15
27Dec 2022$770.64$558.65$1,329.29$279,721.51
2022 Total$9,147.27$6,804.21$15,951.48
28Jan 2023$772.18$557.11$1,329.29$278,949.33
29Feb 2023$773.72$555.57$1,329.29$278,175.61
30Mar 2023$775.26$554.03$1,329.29$277,400.35
31Apr 2023$776.80$552.49$1,329.29$276,623.55
32May 2023$778.35$550.94$1,329.29$275,845.20
33Jun 2023$779.90$549.39$1,329.29$275,065.30
34Jul 2023$781.45$547.84$1,329.29$274,283.85
35Aug 2023$783.01$546.28$1,329.29$273,500.84
36Sep 2023$784.57$544.72$1,329.29$272,716.27
37Oct 2023$786.13$543.16$1,329.29$271,930.14
38Nov 2023$787.70$541.59$1,329.29$271,142.44
39Dec 2023$789.26$540.03$1,329.29$270,353.18
2023 Total$9,368.33$6,583.15$15,951.48
40Jan 2024$790.84$538.45$1,329.29$269,562.34
41Feb 2024$792.41$536.88$1,329.29$268,769.93
42Mar 2024$793.99$535.30$1,329.29$267,975.94
43Apr 2024$795.57$533.72$1,329.29$267,180.37
44May 2024$797.16$532.13$1,329.29$266,383.21
45Jun 2024$798.74$530.55$1,329.29$265,584.47
46Jul 2024$800.33$528.96$1,329.29$264,784.14
47Aug 2024$801.93$527.36$1,329.29$263,982.21
48Sep 2024$803.53$525.76$1,329.29$263,178.68
49Oct 2024$805.13$524.16$1,329.29$262,373.55
50Nov 2024$806.73$522.56$1,329.29$261,566.82
51Dec 2024$808.34$520.95$1,329.29$260,758.48
2024 Total$9,594.7$6,356.78$15,951.48
52Jan 2025$809.95$519.34$1,329.29$259,948.53
53Feb 2025$811.56$517.73$1,329.29$259,136.97
54Mar 2025$813.18$516.11$1,329.29$258,323.79
55Apr 2025$814.80$514.49$1,329.29$257,508.99
56May 2025$816.42$512.87$1,329.29$256,692.57
57Jun 2025$818.04$511.25$1,329.29$255,874.53
58Jul 2025$819.67$509.62$1,329.29$255,054.86
59Aug 2025$821.31$507.98$1,329.29$254,233.55
60Sep 2025$822.94$506.35$1,329.29$253,410.61
61Oct 2025$824.58$504.71$1,329.29$252,586.03
62Nov 2025$826.22$503.07$1,329.29$251,759.81
63Dec 2025$827.87$501.42$1,329.29$250,931.94
2025 Total$9,826.54$6,124.94$15,951.48
64Jan 2026$829.52$499.77$1,329.29$250,102.42
65Feb 2026$831.17$498.12$1,329.29$249,271.25
66Mar 2026$832.82$496.47$1,329.29$248,438.43
67Apr 2026$834.48$494.81$1,329.29$247,603.95
68May 2026$836.15$493.14$1,329.29$246,767.80
69Jun 2026$837.81$491.48$1,329.29$245,929.99
70Jul 2026$839.48$489.81$1,329.29$245,090.51
71Aug 2026$841.15$488.14$1,329.29$244,249.36
72Sep 2026$842.83$486.46$1,329.29$243,406.53
73Oct 2026$844.51$484.78$1,329.29$242,562.02
74Nov 2026$846.19$483.10$1,329.29$241,715.83
75Dec 2026$847.87$481.42$1,329.29$240,867.96
2026 Total$10,063.98$5,887.5$15,951.48
76Jan 2027$849.56$479.73$1,329.29$240,018.40
77Feb 2027$851.25$478.04$1,329.29$239,167.15
78Mar 2027$852.95$476.34$1,329.29$238,314.20
79Apr 2027$854.65$474.64$1,329.29$237,459.55
80May 2027$856.35$472.94$1,329.29$236,603.20
81Jun 2027$858.06$471.23$1,329.29$235,745.14
82Jul 2027$859.76$469.53$1,329.29$234,885.38
83Aug 2027$861.48$467.81$1,329.29$234,023.90
84Sep 2027$863.19$466.10$1,329.29$233,160.71
85Oct 2027$864.91$464.38$1,329.29$232,295.80
86Nov 2027$866.63$462.66$1,329.29$231,429.17
87Dec 2027$868.36$460.93$1,329.29$230,560.81
2027 Total$10,307.15$5,644.33$15,951.48
88Jan 2028$870.09$459.20$1,329.29$229,690.72
89Feb 2028$871.82$457.47$1,329.29$228,818.90
90Mar 2028$873.56$455.73$1,329.29$227,945.34
91Apr 2028$875.30$453.99$1,329.29$227,070.04
92May 2028$877.04$452.25$1,329.29$226,193.00
93Jun 2028$878.79$450.50$1,329.29$225,314.21
94Jul 2028$880.54$448.75$1,329.29$224,433.67
95Aug 2028$882.29$447.00$1,329.29$223,551.38
96Sep 2028$884.05$445.24$1,329.29$222,667.33
97Oct 2028$885.81$443.48$1,329.29$221,781.52
98Nov 2028$887.58$441.71$1,329.29$220,893.94
99Dec 2028$889.34$439.95$1,329.29$220,004.60
2028 Total$10,556.21$5,395.27$15,951.48
100Jan 2029$891.11$438.18$1,329.29$219,113.49
101Feb 2029$892.89$436.40$1,329.29$218,220.60
102Mar 2029$894.67$434.62$1,329.29$217,325.93
103Apr 2029$896.45$432.84$1,329.29$216,429.48
104May 2029$898.23$431.06$1,329.29$215,531.25
105Jun 2029$900.02$429.27$1,329.29$214,631.23
106Jul 2029$901.82$427.47$1,329.29$213,729.41
107Aug 2029$903.61$425.68$1,329.29$212,825.80
108Sep 2029$905.41$423.88$1,329.29$211,920.39
109Oct 2029$907.22$422.07$1,329.29$211,013.17
110Nov 2029$909.02$420.27$1,329.29$210,104.15
111Dec 2029$910.83$418.46$1,329.29$209,193.32
2029 Total$10,811.28$5,140.2$15,951.48
112Jan 2030$912.65$416.64$1,329.29$208,280.67
113Feb 2030$914.46$414.83$1,329.29$207,366.21
114Mar 2030$916.29$413.00$1,329.29$206,449.92
115Apr 2030$918.11$411.18$1,329.29$205,531.81
116May 2030$919.94$409.35$1,329.29$204,611.87
117Jun 2030$921.77$407.52$1,329.29$203,690.10
118Jul 2030$923.61$405.68$1,329.29$202,766.49
119Aug 2030$925.45$403.84$1,329.29$201,841.04
120Sep 2030$927.29$402.00$1,329.29$200,913.75
121Oct 2030$929.14$400.15$1,329.29$199,984.61
122Nov 2030$930.99$398.30$1,329.29$199,053.62
123Dec 2030$932.84$396.45$1,329.29$198,120.78
2030 Total$11,072.54$4,878.94$15,951.48
124Jan 2031$934.70$394.59$1,329.29$197,186.08
125Feb 2031$936.56$392.73$1,329.29$196,249.52
126Mar 2031$938.43$390.86$1,329.29$195,311.09
127Apr 2031$940.30$388.99$1,329.29$194,370.79
128May 2031$942.17$387.12$1,329.29$193,428.62
129Jun 2031$944.04$385.25$1,329.29$192,484.58
130Jul 2031$945.92$383.37$1,329.29$191,538.66
131Aug 2031$947.81$381.48$1,329.29$190,590.85
132Sep 2031$949.70$379.59$1,329.29$189,641.15
133Oct 2031$951.59$377.70$1,329.29$188,689.56
134Nov 2031$953.48$375.81$1,329.29$187,736.08
135Dec 2031$955.38$373.91$1,329.29$186,780.70
2031 Total$11,340.08$4,611.4$15,951.48
136Jan 2032$957.29$372.00$1,329.29$185,823.41
137Feb 2032$959.19$370.10$1,329.29$184,864.22
138Mar 2032$961.10$368.19$1,329.29$183,903.12
139Apr 2032$963.02$366.27$1,329.29$182,940.10
140May 2032$964.93$364.36$1,329.29$181,975.17
141Jun 2032$966.86$362.43$1,329.29$181,008.31
142Jul 2032$968.78$360.51$1,329.29$180,039.53
143Aug 2032$970.71$358.58$1,329.29$179,068.82
144Sep 2032$972.64$356.65$1,329.29$178,096.18
145Oct 2032$974.58$354.71$1,329.29$177,121.60
146Nov 2032$976.52$352.77$1,329.29$176,145.08
147Dec 2032$978.47$350.82$1,329.29$175,166.61
2032 Total$11,614.09$4,337.39$15,951.48
148Jan 2033$980.42$348.87$1,329.29$174,186.19
149Feb 2033$982.37$346.92$1,329.29$173,203.82
150Mar 2033$984.33$344.96$1,329.29$172,219.49
151Apr 2033$986.29$343.00$1,329.29$171,233.20
152May 2033$988.25$341.04$1,329.29$170,244.95
153Jun 2033$990.22$339.07$1,329.29$169,254.73
154Jul 2033$992.19$337.10$1,329.29$168,262.54
155Aug 2033$994.17$335.12$1,329.29$167,268.37
156Sep 2033$996.15$333.14$1,329.29$166,272.22
157Oct 2033$998.13$331.16$1,329.29$165,274.09
158Nov 2033$1,000.12$329.17$1,329.29$164,273.97
159Dec 2033$1,002.11$327.18$1,329.29$163,271.86
2033 Total$11,894.75$4,056.73$15,951.48
160Jan 2034$1,004.11$325.18$1,329.29$162,267.75
161Feb 2034$1,006.11$323.18$1,329.29$161,261.64
162Mar 2034$1,008.11$321.18$1,329.29$160,253.53
163Apr 2034$1,010.12$319.17$1,329.29$159,243.41
164May 2034$1,012.13$317.16$1,329.29$158,231.28
165Jun 2034$1,014.15$315.14$1,329.29$157,217.13
166Jul 2034$1,016.17$313.12$1,329.29$156,200.96
167Aug 2034$1,018.19$311.10$1,329.29$155,182.77
168Sep 2034$1,020.22$309.07$1,329.29$154,162.55
169Oct 2034$1,022.25$307.04$1,329.29$153,140.30
170Nov 2034$1,024.29$305.00$1,329.29$152,116.01
171Dec 2034$1,026.33$302.96$1,329.29$151,089.68
2034 Total$12,182.18$3,769.3$15,951.48
172Jan 2035$1,028.37$300.92$1,329.29$150,061.31
173Feb 2035$1,030.42$298.87$1,329.29$149,030.89
174Mar 2035$1,032.47$296.82$1,329.29$147,998.42
175Apr 2035$1,034.53$294.76$1,329.29$146,963.89
176May 2035$1,036.59$292.70$1,329.29$145,927.30
177Jun 2035$1,038.65$290.64$1,329.29$144,888.65
178Jul 2035$1,040.72$288.57$1,329.29$143,847.93
179Aug 2035$1,042.79$286.50$1,329.29$142,805.14
180Sep 2035$1,044.87$284.42$1,329.29$141,760.27
181Oct 2035$1,046.95$282.34$1,329.29$140,713.32
182Nov 2035$1,049.04$280.25$1,329.29$139,664.28
183Dec 2035$1,051.13$278.16$1,329.29$138,613.15
2035 Total$12,476.53$3,474.95$15,951.48
184Jan 2036$1,053.22$276.07$1,329.29$137,559.93
185Feb 2036$1,055.32$273.97$1,329.29$136,504.61
186Mar 2036$1,057.42$271.87$1,329.29$135,447.19
187Apr 2036$1,059.52$269.77$1,329.29$134,387.67
188May 2036$1,061.63$267.66$1,329.29$133,326.04
189Jun 2036$1,063.75$265.54$1,329.29$132,262.29
190Jul 2036$1,065.87$263.42$1,329.29$131,196.42
191Aug 2036$1,067.99$261.30$1,329.29$130,128.43
192Sep 2036$1,070.12$259.17$1,329.29$129,058.31
193Oct 2036$1,072.25$257.04$1,329.29$127,986.06
194Nov 2036$1,074.38$254.91$1,329.29$126,911.68
195Dec 2036$1,076.52$252.77$1,329.29$125,835.16
2036 Total$12,777.99$3,173.49$15,951.48
196Jan 2037$1,078.67$250.62$1,329.29$124,756.49
197Feb 2037$1,080.82$248.47$1,329.29$123,675.67
198Mar 2037$1,082.97$246.32$1,329.29$122,592.70
199Apr 2037$1,085.13$244.16$1,329.29$121,507.57
200May 2037$1,087.29$242.00$1,329.29$120,420.28
201Jun 2037$1,089.45$239.84$1,329.29$119,330.83
202Jul 2037$1,091.62$237.67$1,329.29$118,239.21
203Aug 2037$1,093.80$235.49$1,329.29$117,145.41
204Sep 2037$1,095.98$233.31$1,329.29$116,049.43
205Oct 2037$1,098.16$231.13$1,329.29$114,951.27
206Nov 2037$1,100.35$228.94$1,329.29$113,850.92
207Dec 2037$1,102.54$226.75$1,329.29$112,748.38
2037 Total$13,086.78$2,864.7$15,951.48
208Jan 2038$1,104.73$224.56$1,329.29$111,643.65
209Feb 2038$1,106.93$222.36$1,329.29$110,536.72
210Mar 2038$1,109.14$220.15$1,329.29$109,427.58
211Apr 2038$1,111.35$217.94$1,329.29$108,316.23
212May 2038$1,113.56$215.73$1,329.29$107,202.67
213Jun 2038$1,115.78$213.51$1,329.29$106,086.89
214Jul 2038$1,118.00$211.29$1,329.29$104,968.89
215Aug 2038$1,120.23$209.06$1,329.29$103,848.66
216Sep 2038$1,122.46$206.83$1,329.29$102,726.20
217Oct 2038$1,124.69$204.60$1,329.29$101,601.51
218Nov 2038$1,126.93$202.36$1,329.29$100,474.58
219Dec 2038$1,129.18$200.11$1,329.29$99,345.40
2038 Total$13,402.98$2,548.5$15,951.48
220Jan 2039$1,131.43$197.86$1,329.29$98,213.97
221Feb 2039$1,133.68$195.61$1,329.29$97,080.29
222Mar 2039$1,135.94$193.35$1,329.29$95,944.35
223Apr 2039$1,138.20$191.09$1,329.29$94,806.15
224May 2039$1,140.47$188.82$1,329.29$93,665.68
225Jun 2039$1,142.74$186.55$1,329.29$92,522.94
226Jul 2039$1,145.02$184.27$1,329.29$91,377.92
227Aug 2039$1,147.30$181.99$1,329.29$90,230.62
228Sep 2039$1,149.58$179.71$1,329.29$89,081.04
229Oct 2039$1,151.87$177.42$1,329.29$87,929.17
230Nov 2039$1,154.16$175.13$1,329.29$86,775.01
231Dec 2039$1,156.46$172.83$1,329.29$85,618.55
2039 Total$13,726.85$2,224.63$15,951.48
232Jan 2040$1,158.77$170.52$1,329.29$84,459.78
233Feb 2040$1,161.07$168.22$1,329.29$83,298.71
234Mar 2040$1,163.39$165.90$1,329.29$82,135.32
235Apr 2040$1,165.70$163.59$1,329.29$80,969.62
236May 2040$1,168.03$161.26$1,329.29$79,801.59
237Jun 2040$1,170.35$158.94$1,329.29$78,631.24
238Jul 2040$1,172.68$156.61$1,329.29$77,458.56
239Aug 2040$1,175.02$154.27$1,329.29$76,283.54
240Sep 2040$1,177.36$151.93$1,329.29$75,106.18
241Oct 2040$1,179.70$149.59$1,329.29$73,926.48
242Nov 2040$1,182.05$147.24$1,329.29$72,744.43
243Dec 2040$1,184.41$144.88$1,329.29$71,560.02
2040 Total$14,058.53$1,892.95$15,951.48
244Jan 2041$1,186.77$142.52$1,329.29$70,373.25
245Feb 2041$1,189.13$140.16$1,329.29$69,184.12
246Mar 2041$1,191.50$137.79$1,329.29$67,992.62
247Apr 2041$1,193.87$135.42$1,329.29$66,798.75
248May 2041$1,196.25$133.04$1,329.29$65,602.50
249Jun 2041$1,198.63$130.66$1,329.29$64,403.87
250Jul 2041$1,201.02$128.27$1,329.29$63,202.85
251Aug 2041$1,203.41$125.88$1,329.29$61,999.44
252Sep 2041$1,205.81$123.48$1,329.29$60,793.63
253Oct 2041$1,208.21$121.08$1,329.29$59,585.42
254Nov 2041$1,210.62$118.67$1,329.29$58,374.80
255Dec 2041$1,213.03$116.26$1,329.29$57,161.77
2041 Total$14,398.25$1,553.23$15,951.48
256Jan 2042$1,215.44$113.85$1,329.29$55,946.33
257Feb 2042$1,217.86$111.43$1,329.29$54,728.47
258Mar 2042$1,220.29$109.00$1,329.29$53,508.18
259Apr 2042$1,222.72$106.57$1,329.29$52,285.46
260May 2042$1,225.15$104.14$1,329.29$51,060.31
261Jun 2042$1,227.59$101.70$1,329.29$49,832.72
262Jul 2042$1,230.04$99.25$1,329.29$48,602.68
263Aug 2042$1,232.49$96.80$1,329.29$47,370.19
264Sep 2042$1,234.94$94.35$1,329.29$46,135.25
265Oct 2042$1,237.40$91.89$1,329.29$44,897.85
266Nov 2042$1,239.87$89.42$1,329.29$43,657.98
267Dec 2042$1,242.34$86.95$1,329.29$42,415.64
2042 Total$14,746.13$1,205.35$15,951.48
268Jan 2043$1,244.81$84.48$1,329.29$41,170.83
269Feb 2043$1,247.29$82.00$1,329.29$39,923.54
270Mar 2043$1,249.78$79.51$1,329.29$38,673.76
271Apr 2043$1,252.26$77.03$1,329.29$37,421.50
272May 2043$1,254.76$74.53$1,329.29$36,166.74
273Jun 2043$1,257.26$72.03$1,329.29$34,909.48
274Jul 2043$1,259.76$69.53$1,329.29$33,649.72
275Aug 2043$1,262.27$67.02$1,329.29$32,387.45
276Sep 2043$1,264.78$64.51$1,329.29$31,122.67
277Oct 2043$1,267.30$61.99$1,329.29$29,855.37
278Nov 2043$1,269.83$59.46$1,329.29$28,585.54
279Dec 2043$1,272.36$56.93$1,329.29$27,313.18
2043 Total$15,102.46$849.02$15,951.48
280Jan 2044$1,274.89$54.40$1,329.29$26,038.29
281Feb 2044$1,277.43$51.86$1,329.29$24,760.86
282Mar 2044$1,279.97$49.32$1,329.29$23,480.89
283Apr 2044$1,282.52$46.77$1,329.29$22,198.37
284May 2044$1,285.08$44.21$1,329.29$20,913.29
285Jun 2044$1,287.64$41.65$1,329.29$19,625.65
286Jul 2044$1,290.20$39.09$1,329.29$18,335.45
287Aug 2044$1,292.77$36.52$1,329.29$17,042.68
288Sep 2044$1,295.35$33.94$1,329.29$15,747.33
289Oct 2044$1,297.93$31.36$1,329.29$14,449.40
290Nov 2044$1,300.51$28.78$1,329.29$13,148.89
291Dec 2044$1,303.10$26.19$1,329.29$11,845.79
2044 Total$15,467.39$484.09$15,951.48
292Jan 2045$1,305.70$23.59$1,329.29$10,540.09
293Feb 2045$1,308.30$20.99$1,329.29$9,231.79
294Mar 2045$1,310.90$18.39$1,329.29$7,920.89
295Apr 2045$1,313.51$15.78$1,329.29$6,607.38
296May 2045$1,316.13$13.16$1,329.29$5,291.25
297Jun 2045$1,318.75$10.54$1,329.29$3,972.50
298Jul 2045$1,321.38$7.91$1,329.29$2,651.12
299Aug 2045$1,324.01$5.28$1,329.29$1,327.11
300Sep 2045$1,326.65$2.64$1,329.29$0.46
2045 Total$11,845.33$118.28$11,963.61