Borrow amount

$300,000

Advertised Rate

2.29%

Fixed - 3 years

Loan term
25 Years
Southern Cross Credit Union
Repayment frequency
Monthly
Monthly Repayments
$1,314
Number of repayments
300
Total interest paid
$94,303
Total Repayments

$394,302

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$741.84$572.50$1,314.34$299,258.16
2Mar 2021$743.26$571.08$1,314.34$298,514.90
3Apr 2021$744.67$569.67$1,314.34$297,770.23
4May 2021$746.10$568.24$1,314.34$297,024.13
5Jun 2021$747.52$566.82$1,314.34$296,276.61
6Jul 2021$748.95$565.39$1,314.34$295,527.66
7Aug 2021$750.37$563.97$1,314.34$294,777.29
8Sep 2021$751.81$562.53$1,314.34$294,025.48
9Oct 2021$753.24$561.10$1,314.34$293,272.24
10Nov 2021$754.68$559.66$1,314.34$292,517.56
11Dec 2021$756.12$558.22$1,314.34$291,761.44
2021 Total$8,238.56$6,219.18$14,457.74
12Jan 2022$757.56$556.78$1,314.34$291,003.88
13Feb 2022$759.01$555.33$1,314.34$290,244.87
14Mar 2022$760.46$553.88$1,314.34$289,484.41
15Apr 2022$761.91$552.43$1,314.34$288,722.50
16May 2022$763.36$550.98$1,314.34$287,959.14
17Jun 2022$764.82$549.52$1,314.34$287,194.32
18Jul 2022$766.28$548.06$1,314.34$286,428.04
19Aug 2022$767.74$546.60$1,314.34$285,660.30
20Sep 2022$769.20$545.14$1,314.34$284,891.10
21Oct 2022$770.67$543.67$1,314.34$284,120.43
22Nov 2022$772.14$542.20$1,314.34$283,348.29
23Dec 2022$773.62$540.72$1,314.34$282,574.67
2022 Total$9,186.77$6,585.31$15,772.08
24Jan 2023$775.09$539.25$1,314.34$281,799.58
25Feb 2023$776.57$537.77$1,314.34$281,023.01
26Mar 2023$778.05$536.29$1,314.34$280,244.96
27Apr 2023$779.54$534.80$1,314.34$279,465.42
28May 2023$781.03$533.31$1,314.34$278,684.39
29Jun 2023$782.52$531.82$1,314.34$277,901.87
30Jul 2023$784.01$530.33$1,314.34$277,117.86
31Aug 2023$785.51$528.83$1,314.34$276,332.35
32Sep 2023$787.01$527.33$1,314.34$275,545.34
33Oct 2023$788.51$525.83$1,314.34$274,756.83
34Nov 2023$790.01$524.33$1,314.34$273,966.82
35Dec 2023$791.52$522.82$1,314.34$273,175.30
2023 Total$9,399.37$6,372.71$15,772.08
36Jan 2024$793.03$521.31$1,314.34$272,382.27
37Feb 2024$794.54$519.80$1,314.34$271,587.73
38Mar 2024$796.06$518.28$1,314.34$270,791.67
39Apr 2024$797.58$516.76$1,314.34$269,994.09
40May 2024$799.10$515.24$1,314.34$269,194.99
41Jun 2024$800.63$513.71$1,314.34$268,394.36
42Jul 2024$802.15$512.19$1,314.34$267,592.21
43Aug 2024$803.68$510.66$1,314.34$266,788.53
44Sep 2024$805.22$509.12$1,314.34$265,983.31
45Oct 2024$806.76$507.58$1,314.34$265,176.55
46Nov 2024$808.29$506.05$1,314.34$264,368.26
47Dec 2024$809.84$504.50$1,314.34$263,558.42
2024 Total$9,616.88$6,155.2$15,772.08
48Jan 2025$811.38$502.96$1,314.34$262,747.04
49Feb 2025$812.93$501.41$1,314.34$261,934.11
50Mar 2025$814.48$499.86$1,314.34$261,119.63
51Apr 2025$816.04$498.30$1,314.34$260,303.59
52May 2025$817.59$496.75$1,314.34$259,486.00
53Jun 2025$819.15$495.19$1,314.34$258,666.85
54Jul 2025$820.72$493.62$1,314.34$257,846.13
55Aug 2025$822.28$492.06$1,314.34$257,023.85
56Sep 2025$823.85$490.49$1,314.34$256,200.00
57Oct 2025$825.43$488.92$1,314.35$255,374.57
58Nov 2025$827.00$487.34$1,314.34$254,547.57
59Dec 2025$828.58$485.76$1,314.34$253,718.99
2025 Total$9,839.43$5,932.66$15,772.09
60Jan 2026$830.16$484.18$1,314.34$252,888.83
61Feb 2026$831.74$482.60$1,314.34$252,057.09
62Mar 2026$833.33$481.01$1,314.34$251,223.76
63Apr 2026$834.92$479.42$1,314.34$250,388.84
64May 2026$836.51$477.83$1,314.34$249,552.33
65Jun 2026$838.11$476.23$1,314.34$248,714.22
66Jul 2026$839.71$474.63$1,314.34$247,874.51
67Aug 2026$841.31$473.03$1,314.34$247,033.20
68Sep 2026$842.92$471.42$1,314.34$246,190.28
69Oct 2026$844.53$469.81$1,314.34$245,345.75
70Nov 2026$846.14$468.20$1,314.34$244,499.61
71Dec 2026$847.75$466.59$1,314.34$243,651.86
2026 Total$10,067.13$5,704.95$15,772.08
72Jan 2027$849.37$464.97$1,314.34$242,802.49
73Feb 2027$850.99$463.35$1,314.34$241,951.50
74Mar 2027$852.62$461.72$1,314.34$241,098.88
75Apr 2027$854.24$460.10$1,314.34$240,244.64
76May 2027$855.87$458.47$1,314.34$239,388.77
77Jun 2027$857.51$456.83$1,314.34$238,531.26
78Jul 2027$859.14$455.20$1,314.34$237,672.12
79Aug 2027$860.78$453.56$1,314.34$236,811.34
80Sep 2027$862.43$451.91$1,314.34$235,948.91
81Oct 2027$864.07$450.27$1,314.34$235,084.84
82Nov 2027$865.72$448.62$1,314.34$234,219.12
83Dec 2027$867.37$446.97$1,314.34$233,351.75
2027 Total$10,300.11$5,471.97$15,772.08
84Jan 2028$869.03$445.31$1,314.34$232,482.72
85Feb 2028$870.69$443.65$1,314.34$231,612.03
86Mar 2028$872.35$441.99$1,314.34$230,739.68
87Apr 2028$874.01$440.33$1,314.34$229,865.67
88May 2028$875.68$438.66$1,314.34$228,989.99
89Jun 2028$877.35$436.99$1,314.34$228,112.64
90Jul 2028$879.03$435.31$1,314.34$227,233.61
91Aug 2028$880.70$433.64$1,314.34$226,352.91
92Sep 2028$882.38$431.96$1,314.34$225,470.53
93Oct 2028$884.07$430.27$1,314.34$224,586.46
94Nov 2028$885.75$428.59$1,314.34$223,700.71
95Dec 2028$887.44$426.90$1,314.34$222,813.27
2028 Total$10,538.48$5,233.6$15,772.08
96Jan 2029$889.14$425.20$1,314.34$221,924.13
97Feb 2029$890.83$423.51$1,314.34$221,033.30
98Mar 2029$892.53$421.81$1,314.34$220,140.77
99Apr 2029$894.24$420.10$1,314.34$219,246.53
100May 2029$895.94$418.40$1,314.34$218,350.59
101Jun 2029$897.65$416.69$1,314.34$217,452.94
102Jul 2029$899.37$414.97$1,314.34$216,553.57
103Aug 2029$901.08$413.26$1,314.34$215,652.49
104Sep 2029$902.80$411.54$1,314.34$214,749.69
105Oct 2029$904.53$409.81$1,314.34$213,845.16
106Nov 2029$906.25$408.09$1,314.34$212,938.91
107Dec 2029$907.98$406.36$1,314.34$212,030.93
2029 Total$10,782.34$4,989.74$15,772.08
108Jan 2030$909.71$404.63$1,314.34$211,121.22
109Feb 2030$911.45$402.89$1,314.34$210,209.77
110Mar 2030$913.19$401.15$1,314.34$209,296.58
111Apr 2030$914.93$399.41$1,314.34$208,381.65
112May 2030$916.68$397.66$1,314.34$207,464.97
113Jun 2030$918.43$395.91$1,314.34$206,546.54
114Jul 2030$920.18$394.16$1,314.34$205,626.36
115Aug 2030$921.94$392.40$1,314.34$204,704.42
116Sep 2030$923.70$390.64$1,314.34$203,780.72
117Oct 2030$925.46$388.88$1,314.34$202,855.26
118Nov 2030$927.22$387.12$1,314.34$201,928.04
119Dec 2030$928.99$385.35$1,314.34$200,999.05
2030 Total$11,031.88$4,740.2$15,772.08
120Jan 2031$930.77$383.57$1,314.34$200,068.28
121Feb 2031$932.54$381.80$1,314.34$199,135.74
122Mar 2031$934.32$380.02$1,314.34$198,201.42
123Apr 2031$936.11$378.23$1,314.34$197,265.31
124May 2031$937.89$376.45$1,314.34$196,327.42
125Jun 2031$939.68$374.66$1,314.34$195,387.74
126Jul 2031$941.48$372.86$1,314.34$194,446.26
127Aug 2031$943.27$371.07$1,314.34$193,502.99
128Sep 2031$945.07$369.27$1,314.34$192,557.92
129Oct 2031$946.88$367.46$1,314.34$191,611.04
130Nov 2031$948.68$365.66$1,314.34$190,662.36
131Dec 2031$950.49$363.85$1,314.34$189,711.87
2031 Total$11,287.18$4,484.9$15,772.08
132Jan 2032$952.31$362.03$1,314.34$188,759.56
133Feb 2032$954.12$360.22$1,314.34$187,805.44
134Mar 2032$955.94$358.40$1,314.34$186,849.50
135Apr 2032$957.77$356.57$1,314.34$185,891.73
136May 2032$959.60$354.74$1,314.34$184,932.13
137Jun 2032$961.43$352.91$1,314.34$183,970.70
138Jul 2032$963.26$351.08$1,314.34$183,007.44
139Aug 2032$965.10$349.24$1,314.34$182,042.34
140Sep 2032$966.94$347.40$1,314.34$181,075.40
141Oct 2032$968.79$345.55$1,314.34$180,106.61
142Nov 2032$970.64$343.70$1,314.34$179,135.97
143Dec 2032$972.49$341.85$1,314.34$178,163.48
2032 Total$11,548.39$4,223.69$15,772.08
144Jan 2033$974.34$340.00$1,314.34$177,189.14
145Feb 2033$976.20$338.14$1,314.34$176,212.94
146Mar 2033$978.07$336.27$1,314.34$175,234.87
147Apr 2033$979.93$334.41$1,314.34$174,254.94
148May 2033$981.80$332.54$1,314.34$173,273.14
149Jun 2033$983.68$330.66$1,314.34$172,289.46
150Jul 2033$985.55$328.79$1,314.34$171,303.91
151Aug 2033$987.44$326.90$1,314.34$170,316.47
152Sep 2033$989.32$325.02$1,314.34$169,327.15
153Oct 2033$991.21$323.13$1,314.34$168,335.94
154Nov 2033$993.10$321.24$1,314.34$167,342.84
155Dec 2033$994.99$319.35$1,314.34$166,347.85
2033 Total$11,815.63$3,956.45$15,772.08
156Jan 2034$996.89$317.45$1,314.34$165,350.96
157Feb 2034$998.80$315.54$1,314.34$164,352.16
158Mar 2034$1,000.70$313.64$1,314.34$163,351.46
159Apr 2034$1,002.61$311.73$1,314.34$162,348.85
160May 2034$1,004.52$309.82$1,314.34$161,344.33
161Jun 2034$1,006.44$307.90$1,314.34$160,337.89
162Jul 2034$1,008.36$305.98$1,314.34$159,329.53
163Aug 2034$1,010.29$304.05$1,314.34$158,319.24
164Sep 2034$1,012.21$302.13$1,314.34$157,307.03
165Oct 2034$1,014.15$300.19$1,314.34$156,292.88
166Nov 2034$1,016.08$298.26$1,314.34$155,276.80
167Dec 2034$1,018.02$296.32$1,314.34$154,258.78
2034 Total$12,089.07$3,683.01$15,772.08
168Jan 2035$1,019.96$294.38$1,314.34$153,238.82
169Feb 2035$1,021.91$292.43$1,314.34$152,216.91
170Mar 2035$1,023.86$290.48$1,314.34$151,193.05
171Apr 2035$1,025.81$288.53$1,314.34$150,167.24
172May 2035$1,027.77$286.57$1,314.34$149,139.47
173Jun 2035$1,029.73$284.61$1,314.34$148,109.74
174Jul 2035$1,031.70$282.64$1,314.34$147,078.04
175Aug 2035$1,033.67$280.67$1,314.34$146,044.37
176Sep 2035$1,035.64$278.70$1,314.34$145,008.73
177Oct 2035$1,037.62$276.72$1,314.34$143,971.11
178Nov 2035$1,039.60$274.74$1,314.34$142,931.51
179Dec 2035$1,041.58$272.76$1,314.34$141,889.93
2035 Total$12,368.85$3,403.23$15,772.08
180Jan 2036$1,043.57$270.77$1,314.34$140,846.36
181Feb 2036$1,045.56$268.78$1,314.34$139,800.80
182Mar 2036$1,047.55$266.79$1,314.34$138,753.25
183Apr 2036$1,049.55$264.79$1,314.34$137,703.70
184May 2036$1,051.56$262.78$1,314.34$136,652.14
185Jun 2036$1,053.56$260.78$1,314.34$135,598.58
186Jul 2036$1,055.57$258.77$1,314.34$134,543.01
187Aug 2036$1,057.59$256.75$1,314.34$133,485.42
188Sep 2036$1,059.61$254.73$1,314.34$132,425.81
189Oct 2036$1,061.63$252.71$1,314.34$131,364.18
190Nov 2036$1,063.65$250.69$1,314.34$130,300.53
191Dec 2036$1,065.68$248.66$1,314.34$129,234.85
2036 Total$12,655.08$3,117$15,772.08
192Jan 2037$1,067.72$246.62$1,314.34$128,167.13
193Feb 2037$1,069.75$244.59$1,314.34$127,097.38
194Mar 2037$1,071.80$242.54$1,314.34$126,025.58
195Apr 2037$1,073.84$240.50$1,314.34$124,951.74
196May 2037$1,075.89$238.45$1,314.34$123,875.85
197Jun 2037$1,077.94$236.40$1,314.34$122,797.91
198Jul 2037$1,080.00$234.34$1,314.34$121,717.91
199Aug 2037$1,082.06$232.28$1,314.34$120,635.85
200Sep 2037$1,084.13$230.21$1,314.34$119,551.72
201Oct 2037$1,086.20$228.14$1,314.34$118,465.52
202Nov 2037$1,088.27$226.07$1,314.34$117,377.25
203Dec 2037$1,090.35$223.99$1,314.34$116,286.90
2037 Total$12,947.95$2,824.13$15,772.08
204Jan 2038$1,092.43$221.91$1,314.34$115,194.47
205Feb 2038$1,094.51$219.83$1,314.34$114,099.96
206Mar 2038$1,096.60$217.74$1,314.34$113,003.36
207Apr 2038$1,098.69$215.65$1,314.34$111,904.67
208May 2038$1,100.79$213.55$1,314.34$110,803.88
209Jun 2038$1,102.89$211.45$1,314.34$109,700.99
210Jul 2038$1,104.99$209.35$1,314.34$108,596.00
211Aug 2038$1,107.10$207.24$1,314.34$107,488.90
212Sep 2038$1,109.22$205.12$1,314.34$106,379.68
213Oct 2038$1,111.33$203.01$1,314.34$105,268.35
214Nov 2038$1,113.45$200.89$1,314.34$104,154.90
215Dec 2038$1,115.58$198.76$1,314.34$103,039.32
2038 Total$13,247.58$2,524.5$15,772.08
216Jan 2039$1,117.71$196.63$1,314.34$101,921.61
217Feb 2039$1,119.84$194.50$1,314.34$100,801.77
218Mar 2039$1,121.98$192.36$1,314.34$99,679.79
219Apr 2039$1,124.12$190.22$1,314.34$98,555.67
220May 2039$1,126.26$188.08$1,314.34$97,429.41
221Jun 2039$1,128.41$185.93$1,314.34$96,301.00
222Jul 2039$1,130.57$183.77$1,314.34$95,170.43
223Aug 2039$1,132.72$181.62$1,314.34$94,037.71
224Sep 2039$1,134.88$179.46$1,314.34$92,902.83
225Oct 2039$1,137.05$177.29$1,314.34$91,765.78
226Nov 2039$1,139.22$175.12$1,314.34$90,626.56
227Dec 2039$1,141.39$172.95$1,314.34$89,485.17
2039 Total$13,554.15$2,217.93$15,772.08
228Jan 2040$1,143.57$170.77$1,314.34$88,341.60
229Feb 2040$1,145.75$168.59$1,314.34$87,195.85
230Mar 2040$1,147.94$166.40$1,314.34$86,047.91
231Apr 2040$1,150.13$164.21$1,314.34$84,897.78
232May 2040$1,152.33$162.01$1,314.34$83,745.45
233Jun 2040$1,154.53$159.81$1,314.34$82,590.92
234Jul 2040$1,156.73$157.61$1,314.34$81,434.19
235Aug 2040$1,158.94$155.40$1,314.34$80,275.25
236Sep 2040$1,161.15$153.19$1,314.34$79,114.10
237Oct 2040$1,163.36$150.98$1,314.34$77,950.74
238Nov 2040$1,165.58$148.76$1,314.34$76,785.16
239Dec 2040$1,167.81$146.53$1,314.34$75,617.35
2040 Total$13,867.82$1,904.26$15,772.08
240Jan 2041$1,170.04$144.30$1,314.34$74,447.31
241Feb 2041$1,172.27$142.07$1,314.34$73,275.04
242Mar 2041$1,174.51$139.83$1,314.34$72,100.53
243Apr 2041$1,176.75$137.59$1,314.34$70,923.78
244May 2041$1,178.99$135.35$1,314.34$69,744.79
245Jun 2041$1,181.24$133.10$1,314.34$68,563.55
246Jul 2041$1,183.50$130.84$1,314.34$67,380.05
247Aug 2041$1,185.76$128.58$1,314.34$66,194.29
248Sep 2041$1,188.02$126.32$1,314.34$65,006.27
249Oct 2041$1,190.29$124.05$1,314.34$63,815.98
250Nov 2041$1,192.56$121.78$1,314.34$62,623.42
251Dec 2041$1,194.83$119.51$1,314.34$61,428.59
2041 Total$14,188.76$1,583.32$15,772.08
252Jan 2042$1,197.11$117.23$1,314.34$60,231.48
253Feb 2042$1,199.40$114.94$1,314.34$59,032.08
254Mar 2042$1,201.69$112.65$1,314.34$57,830.39
255Apr 2042$1,203.98$110.36$1,314.34$56,626.41
256May 2042$1,206.28$108.06$1,314.34$55,420.13
257Jun 2042$1,208.58$105.76$1,314.34$54,211.55
258Jul 2042$1,210.89$103.45$1,314.34$53,000.66
259Aug 2042$1,213.20$101.14$1,314.34$51,787.46
260Sep 2042$1,215.51$98.83$1,314.34$50,571.95
261Oct 2042$1,217.83$96.51$1,314.34$49,354.12
262Nov 2042$1,220.16$94.18$1,314.34$48,133.96
263Dec 2042$1,222.48$91.86$1,314.34$46,911.48
2042 Total$14,517.11$1,254.97$15,772.08
264Jan 2043$1,224.82$89.52$1,314.34$45,686.66
265Feb 2043$1,227.15$87.19$1,314.34$44,459.51
266Mar 2043$1,229.50$84.84$1,314.34$43,230.01
267Apr 2043$1,231.84$82.50$1,314.34$41,998.17
268May 2043$1,234.19$80.15$1,314.34$40,763.98
269Jun 2043$1,236.55$77.79$1,314.34$39,527.43
270Jul 2043$1,238.91$75.43$1,314.34$38,288.52
271Aug 2043$1,241.27$73.07$1,314.34$37,047.25
272Sep 2043$1,243.64$70.70$1,314.34$35,803.61
273Oct 2043$1,246.01$68.33$1,314.34$34,557.60
274Nov 2043$1,248.39$65.95$1,314.34$33,309.21
275Dec 2043$1,250.77$63.57$1,314.34$32,058.44
2043 Total$14,853.04$919.04$15,772.08
276Jan 2044$1,253.16$61.18$1,314.34$30,805.28
277Feb 2044$1,255.55$58.79$1,314.34$29,549.73
278Mar 2044$1,257.95$56.39$1,314.34$28,291.78
279Apr 2044$1,260.35$53.99$1,314.34$27,031.43
280May 2044$1,262.76$51.58$1,314.34$25,768.67
281Jun 2044$1,265.16$49.18$1,314.34$24,503.51
282Jul 2044$1,267.58$46.76$1,314.34$23,235.93
283Aug 2044$1,270.00$44.34$1,314.34$21,965.93
284Sep 2044$1,272.42$41.92$1,314.34$20,693.51
285Oct 2044$1,274.85$39.49$1,314.34$19,418.66
286Nov 2044$1,277.28$37.06$1,314.34$18,141.38
287Dec 2044$1,279.72$34.62$1,314.34$16,861.66
2044 Total$15,196.78$575.3$15,772.08
288Jan 2045$1,282.16$32.18$1,314.34$15,579.50
289Feb 2045$1,284.61$29.73$1,314.34$14,294.89
290Mar 2045$1,287.06$27.28$1,314.34$13,007.83
291Apr 2045$1,289.52$24.82$1,314.34$11,718.31
292May 2045$1,291.98$22.36$1,314.34$10,426.33
293Jun 2045$1,294.44$19.90$1,314.34$9,131.89
294Jul 2045$1,296.91$17.43$1,314.34$7,834.98
295Aug 2045$1,299.39$14.95$1,314.34$6,535.59
296Sep 2045$1,301.87$12.47$1,314.34$5,233.72
297Oct 2045$1,304.35$9.99$1,314.34$3,929.37
298Nov 2045$1,306.84$7.50$1,314.34$2,622.53
299Dec 2045$1,309.34$5.00$1,314.34$1,313.19
2045 Total$15,548.47$223.61$15,772.08
300Jan 2046$1,311.83$2.51$1,314.34$1.36
2045 Total$1,311.83$2.51$1,314.34