Borrow amount

$300,000

Advertised Rate

3.28%

p.a Variable

Loan term
25 Years
Southern Cross Credit Union
Repayment frequency
Monthly
Monthly Repayments
$1,467
Number of repayments
300
Total interest paid
$140,012
Total Repayments

$440,012

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$646.71$820.00$1,466.71$299,353.29
2Jun 2021$648.48$818.23$1,466.71$298,704.81
3Jul 2021$650.25$816.46$1,466.71$298,054.56
4Aug 2021$652.03$814.68$1,466.71$297,402.53
5Sep 2021$653.81$812.90$1,466.71$296,748.72
6Oct 2021$655.60$811.11$1,466.71$296,093.12
7Nov 2021$657.39$809.32$1,466.71$295,435.73
8Dec 2021$659.19$807.52$1,466.71$294,776.54
2021 Total$5,223.46$6,510.22$11,733.68
9Jan 2022$660.99$805.72$1,466.71$294,115.55
10Feb 2022$662.79$803.92$1,466.71$293,452.76
11Mar 2022$664.61$802.10$1,466.71$292,788.15
12Apr 2022$666.42$800.29$1,466.71$292,121.73
13May 2022$668.24$798.47$1,466.71$291,453.49
14Jun 2022$670.07$796.64$1,466.71$290,783.42
15Jul 2022$671.90$794.81$1,466.71$290,111.52
16Aug 2022$673.74$792.97$1,466.71$289,437.78
17Sep 2022$675.58$791.13$1,466.71$288,762.20
18Oct 2022$677.43$789.28$1,466.71$288,084.77
19Nov 2022$679.28$787.43$1,466.71$287,405.49
20Dec 2022$681.13$785.58$1,466.71$286,724.36
2022 Total$8,052.18$9,548.34$17,600.52
21Jan 2023$683.00$783.71$1,466.71$286,041.36
22Feb 2023$684.86$781.85$1,466.71$285,356.50
23Mar 2023$686.74$779.97$1,466.71$284,669.76
24Apr 2023$688.61$778.10$1,466.71$283,981.15
25May 2023$690.49$776.22$1,466.71$283,290.66
26Jun 2023$692.38$774.33$1,466.71$282,598.28
27Jul 2023$694.27$772.44$1,466.71$281,904.01
28Aug 2023$696.17$770.54$1,466.71$281,207.84
29Sep 2023$698.08$768.63$1,466.71$280,509.76
30Oct 2023$699.98$766.73$1,466.71$279,809.78
31Nov 2023$701.90$764.81$1,466.71$279,107.88
32Dec 2023$703.82$762.89$1,466.71$278,404.06
2023 Total$8,320.3$9,280.22$17,600.52
33Jan 2024$705.74$760.97$1,466.71$277,698.32
34Feb 2024$707.67$759.04$1,466.71$276,990.65
35Mar 2024$709.60$757.11$1,466.71$276,281.05
36Apr 2024$711.54$755.17$1,466.71$275,569.51
37May 2024$713.49$753.22$1,466.71$274,856.02
38Jun 2024$715.44$751.27$1,466.71$274,140.58
39Jul 2024$717.39$749.32$1,466.71$273,423.19
40Aug 2024$719.35$747.36$1,466.71$272,703.84
41Sep 2024$721.32$745.39$1,466.71$271,982.52
42Oct 2024$723.29$743.42$1,466.71$271,259.23
43Nov 2024$725.27$741.44$1,466.71$270,533.96
44Dec 2024$727.25$739.46$1,466.71$269,806.71
2024 Total$8,597.35$9,003.17$17,600.52
45Jan 2025$729.24$737.47$1,466.71$269,077.47
46Feb 2025$731.23$735.48$1,466.71$268,346.24
47Mar 2025$733.23$733.48$1,466.71$267,613.01
48Apr 2025$735.23$731.48$1,466.71$266,877.78
49May 2025$737.24$729.47$1,466.71$266,140.54
50Jun 2025$739.26$727.45$1,466.71$265,401.28
51Jul 2025$741.28$725.43$1,466.71$264,660.00
52Aug 2025$743.31$723.40$1,466.71$263,916.69
53Sep 2025$745.34$721.37$1,466.71$263,171.35
54Oct 2025$747.37$719.34$1,466.71$262,423.98
55Nov 2025$749.42$717.29$1,466.71$261,674.56
56Dec 2025$751.47$715.24$1,466.71$260,923.09
2025 Total$8,883.62$8,716.9$17,600.52
57Jan 2026$753.52$713.19$1,466.71$260,169.57
58Feb 2026$755.58$711.13$1,466.71$259,413.99
59Mar 2026$757.65$709.06$1,466.71$258,656.34
60Apr 2026$759.72$706.99$1,466.71$257,896.62
61May 2026$761.79$704.92$1,466.71$257,134.83
62Jun 2026$763.87$702.84$1,466.71$256,370.96
63Jul 2026$765.96$700.75$1,466.71$255,605.00
64Aug 2026$768.06$698.65$1,466.71$254,836.94
65Sep 2026$770.16$696.55$1,466.71$254,066.78
66Oct 2026$772.26$694.45$1,466.71$253,294.52
67Nov 2026$774.37$692.34$1,466.71$252,520.15
68Dec 2026$776.49$690.22$1,466.71$251,743.66
2026 Total$9,179.43$8,421.09$17,600.52
69Jan 2027$778.61$688.10$1,466.71$250,965.05
70Feb 2027$780.74$685.97$1,466.71$250,184.31
71Mar 2027$782.87$683.84$1,466.71$249,401.44
72Apr 2027$785.01$681.70$1,466.71$248,616.43
73May 2027$787.16$679.55$1,466.71$247,829.27
74Jun 2027$789.31$677.40$1,466.71$247,039.96
75Jul 2027$791.47$675.24$1,466.71$246,248.49
76Aug 2027$793.63$673.08$1,466.71$245,454.86
77Sep 2027$795.80$670.91$1,466.71$244,659.06
78Oct 2027$797.98$668.73$1,466.71$243,861.08
79Nov 2027$800.16$666.55$1,466.71$243,060.92
80Dec 2027$802.34$664.37$1,466.71$242,258.58
2027 Total$9,485.08$8,115.44$17,600.52
81Jan 2028$804.54$662.17$1,466.71$241,454.04
82Feb 2028$806.74$659.97$1,466.71$240,647.30
83Mar 2028$808.94$657.77$1,466.71$239,838.36
84Apr 2028$811.15$655.56$1,466.71$239,027.21
85May 2028$813.37$653.34$1,466.71$238,213.84
86Jun 2028$815.59$651.12$1,466.71$237,398.25
87Jul 2028$817.82$648.89$1,466.71$236,580.43
88Aug 2028$820.06$646.65$1,466.71$235,760.37
89Sep 2028$822.30$644.41$1,466.71$234,938.07
90Oct 2028$824.55$642.16$1,466.71$234,113.52
91Nov 2028$826.80$639.91$1,466.71$233,286.72
92Dec 2028$829.06$637.65$1,466.71$232,457.66
2028 Total$9,800.92$7,799.6$17,600.52
93Jan 2029$831.33$635.38$1,466.71$231,626.33
94Feb 2029$833.60$633.11$1,466.71$230,792.73
95Mar 2029$835.88$630.83$1,466.71$229,956.85
96Apr 2029$838.16$628.55$1,466.71$229,118.69
97May 2029$840.45$626.26$1,466.71$228,278.24
98Jun 2029$842.75$623.96$1,466.71$227,435.49
99Jul 2029$845.05$621.66$1,466.71$226,590.44
100Aug 2029$847.36$619.35$1,466.71$225,743.08
101Sep 2029$849.68$617.03$1,466.71$224,893.40
102Oct 2029$852.00$614.71$1,466.71$224,041.40
103Nov 2029$854.33$612.38$1,466.71$223,187.07
104Dec 2029$856.67$610.04$1,466.71$222,330.40
2029 Total$10,127.26$7,473.26$17,600.52
105Jan 2030$859.01$607.70$1,466.71$221,471.39
106Feb 2030$861.35$605.36$1,466.71$220,610.04
107Mar 2030$863.71$603.00$1,466.71$219,746.33
108Apr 2030$866.07$600.64$1,466.71$218,880.26
109May 2030$868.44$598.27$1,466.71$218,011.82
110Jun 2030$870.81$595.90$1,466.71$217,141.01
111Jul 2030$873.19$593.52$1,466.71$216,267.82
112Aug 2030$875.58$591.13$1,466.71$215,392.24
113Sep 2030$877.97$588.74$1,466.71$214,514.27
114Oct 2030$880.37$586.34$1,466.71$213,633.90
115Nov 2030$882.78$583.93$1,466.71$212,751.12
116Dec 2030$885.19$581.52$1,466.71$211,865.93
2030 Total$10,464.47$7,136.05$17,600.52
117Jan 2031$887.61$579.10$1,466.71$210,978.32
118Feb 2031$890.04$576.67$1,466.71$210,088.28
119Mar 2031$892.47$574.24$1,466.71$209,195.81
120Apr 2031$894.91$571.80$1,466.71$208,300.90
121May 2031$897.35$569.36$1,466.71$207,403.55
122Jun 2031$899.81$566.90$1,466.71$206,503.74
123Jul 2031$902.27$564.44$1,466.71$205,601.47
124Aug 2031$904.73$561.98$1,466.71$204,696.74
125Sep 2031$907.21$559.50$1,466.71$203,789.53
126Oct 2031$909.69$557.02$1,466.71$202,879.84
127Nov 2031$912.17$554.54$1,466.71$201,967.67
128Dec 2031$914.67$552.04$1,466.71$201,053.00
2031 Total$10,812.93$6,787.59$17,600.52
129Jan 2032$917.17$549.54$1,466.71$200,135.83
130Feb 2032$919.67$547.04$1,466.71$199,216.16
131Mar 2032$922.19$544.52$1,466.71$198,293.97
132Apr 2032$924.71$542.00$1,466.71$197,369.26
133May 2032$927.23$539.48$1,466.71$196,442.03
134Jun 2032$929.77$536.94$1,466.71$195,512.26
135Jul 2032$932.31$534.40$1,466.71$194,579.95
136Aug 2032$934.86$531.85$1,466.71$193,645.09
137Sep 2032$937.41$529.30$1,466.71$192,707.68
138Oct 2032$939.98$526.73$1,466.71$191,767.70
139Nov 2032$942.54$524.17$1,466.71$190,825.16
140Dec 2032$945.12$521.59$1,466.71$189,880.04
2032 Total$11,172.96$6,427.56$17,600.52
141Jan 2033$947.70$519.01$1,466.71$188,932.34
142Feb 2033$950.29$516.42$1,466.71$187,982.05
143Mar 2033$952.89$513.82$1,466.71$187,029.16
144Apr 2033$955.50$511.21$1,466.71$186,073.66
145May 2033$958.11$508.60$1,466.71$185,115.55
146Jun 2033$960.73$505.98$1,466.71$184,154.82
147Jul 2033$963.35$503.36$1,466.71$183,191.47
148Aug 2033$965.99$500.72$1,466.71$182,225.48
149Sep 2033$968.63$498.08$1,466.71$181,256.85
150Oct 2033$971.27$495.44$1,466.71$180,285.58
151Nov 2033$973.93$492.78$1,466.71$179,311.65
152Dec 2033$976.59$490.12$1,466.71$178,335.06
2033 Total$11,544.98$6,055.54$17,600.52
153Jan 2034$979.26$487.45$1,466.71$177,355.80
154Feb 2034$981.94$484.77$1,466.71$176,373.86
155Mar 2034$984.62$482.09$1,466.71$175,389.24
156Apr 2034$987.31$479.40$1,466.71$174,401.93
157May 2034$990.01$476.70$1,466.71$173,411.92
158Jun 2034$992.72$473.99$1,466.71$172,419.20
159Jul 2034$995.43$471.28$1,466.71$171,423.77
160Aug 2034$998.15$468.56$1,466.71$170,425.62
161Sep 2034$1,000.88$465.83$1,466.71$169,424.74
162Oct 2034$1,003.62$463.09$1,466.71$168,421.12
163Nov 2034$1,006.36$460.35$1,466.71$167,414.76
164Dec 2034$1,009.11$457.60$1,466.71$166,405.65
2034 Total$11,929.41$5,671.11$17,600.52
165Jan 2035$1,011.87$454.84$1,466.71$165,393.78
166Feb 2035$1,014.63$452.08$1,466.71$164,379.15
167Mar 2035$1,017.41$449.30$1,466.71$163,361.74
168Apr 2035$1,020.19$446.52$1,466.71$162,341.55
169May 2035$1,022.98$443.73$1,466.71$161,318.57
170Jun 2035$1,025.77$440.94$1,466.71$160,292.80
171Jul 2035$1,028.58$438.13$1,466.71$159,264.22
172Aug 2035$1,031.39$435.32$1,466.71$158,232.83
173Sep 2035$1,034.21$432.50$1,466.71$157,198.62
174Oct 2035$1,037.03$429.68$1,466.71$156,161.59
175Nov 2035$1,039.87$426.84$1,466.71$155,121.72
176Dec 2035$1,042.71$424.00$1,466.71$154,079.01
2035 Total$12,326.64$5,273.88$17,600.52
177Jan 2036$1,045.56$421.15$1,466.71$153,033.45
178Feb 2036$1,048.42$418.29$1,466.71$151,985.03
179Mar 2036$1,051.28$415.43$1,466.71$150,933.75
180Apr 2036$1,054.16$412.55$1,466.71$149,879.59
181May 2036$1,057.04$409.67$1,466.71$148,822.55
182Jun 2036$1,059.93$406.78$1,466.71$147,762.62
183Jul 2036$1,062.83$403.88$1,466.71$146,699.79
184Aug 2036$1,065.73$400.98$1,466.71$145,634.06
185Sep 2036$1,068.64$398.07$1,466.71$144,565.42
186Oct 2036$1,071.56$395.15$1,466.71$143,493.86
187Nov 2036$1,074.49$392.22$1,466.71$142,419.37
188Dec 2036$1,077.43$389.28$1,466.71$141,341.94
2036 Total$12,737.07$4,863.45$17,600.52
189Jan 2037$1,080.38$386.33$1,466.71$140,261.56
190Feb 2037$1,083.33$383.38$1,466.71$139,178.23
191Mar 2037$1,086.29$380.42$1,466.71$138,091.94
192Apr 2037$1,089.26$377.45$1,466.71$137,002.68
193May 2037$1,092.24$374.47$1,466.71$135,910.44
194Jun 2037$1,095.22$371.49$1,466.71$134,815.22
195Jul 2037$1,098.22$368.49$1,466.71$133,717.00
196Aug 2037$1,101.22$365.49$1,466.71$132,615.78
197Sep 2037$1,104.23$362.48$1,466.71$131,511.55
198Oct 2037$1,107.25$359.46$1,466.71$130,404.30
199Nov 2037$1,110.27$356.44$1,466.71$129,294.03
200Dec 2037$1,113.31$353.40$1,466.71$128,180.72
2037 Total$13,161.22$4,439.3$17,600.52
201Jan 2038$1,116.35$350.36$1,466.71$127,064.37
202Feb 2038$1,119.40$347.31$1,466.71$125,944.97
203Mar 2038$1,122.46$344.25$1,466.71$124,822.51
204Apr 2038$1,125.53$341.18$1,466.71$123,696.98
205May 2038$1,128.60$338.11$1,466.71$122,568.38
206Jun 2038$1,131.69$335.02$1,466.71$121,436.69
207Jul 2038$1,134.78$331.93$1,466.71$120,301.91
208Aug 2038$1,137.88$328.83$1,466.71$119,164.03
209Sep 2038$1,140.99$325.72$1,466.71$118,023.04
210Oct 2038$1,144.11$322.60$1,466.71$116,878.93
211Nov 2038$1,147.24$319.47$1,466.71$115,731.69
212Dec 2038$1,150.38$316.33$1,466.71$114,581.31
2038 Total$13,599.41$4,001.11$17,600.52
213Jan 2039$1,153.52$313.19$1,466.71$113,427.79
214Feb 2039$1,156.67$310.04$1,466.71$112,271.12
215Mar 2039$1,159.84$306.87$1,466.71$111,111.28
216Apr 2039$1,163.01$303.70$1,466.71$109,948.27
217May 2039$1,166.18$300.53$1,466.71$108,782.09
218Jun 2039$1,169.37$297.34$1,466.71$107,612.72
219Jul 2039$1,172.57$294.14$1,466.71$106,440.15
220Aug 2039$1,175.77$290.94$1,466.71$105,264.38
221Sep 2039$1,178.99$287.72$1,466.71$104,085.39
222Oct 2039$1,182.21$284.50$1,466.71$102,903.18
223Nov 2039$1,185.44$281.27$1,466.71$101,717.74
224Dec 2039$1,188.68$278.03$1,466.71$100,529.06
2039 Total$14,052.25$3,548.27$17,600.52
225Jan 2040$1,191.93$274.78$1,466.71$99,337.13
226Feb 2040$1,195.19$271.52$1,466.71$98,141.94
227Mar 2040$1,198.46$268.25$1,466.71$96,943.48
228Apr 2040$1,201.73$264.98$1,466.71$95,741.75
229May 2040$1,205.02$261.69$1,466.71$94,536.73
230Jun 2040$1,208.31$258.40$1,466.71$93,328.42
231Jul 2040$1,211.61$255.10$1,466.71$92,116.81
232Aug 2040$1,214.92$251.79$1,466.71$90,901.89
233Sep 2040$1,218.24$248.47$1,466.71$89,683.65
234Oct 2040$1,221.57$245.14$1,466.71$88,462.08
235Nov 2040$1,224.91$241.80$1,466.71$87,237.17
236Dec 2040$1,228.26$238.45$1,466.71$86,008.91
2040 Total$14,520.15$3,080.37$17,600.52
237Jan 2041$1,231.62$235.09$1,466.71$84,777.29
238Feb 2041$1,234.99$231.72$1,466.71$83,542.30
239Mar 2041$1,238.36$228.35$1,466.71$82,303.94
240Apr 2041$1,241.75$224.96$1,466.71$81,062.19
241May 2041$1,245.14$221.57$1,466.71$79,817.05
242Jun 2041$1,248.54$218.17$1,466.71$78,568.51
243Jul 2041$1,251.96$214.75$1,466.71$77,316.55
244Aug 2041$1,255.38$211.33$1,466.71$76,061.17
245Sep 2041$1,258.81$207.90$1,466.71$74,802.36
246Oct 2041$1,262.25$204.46$1,466.71$73,540.11
247Nov 2041$1,265.70$201.01$1,466.71$72,274.41
248Dec 2041$1,269.16$197.55$1,466.71$71,005.25
2041 Total$15,003.66$2,596.86$17,600.52
249Jan 2042$1,272.63$194.08$1,466.71$69,732.62
250Feb 2042$1,276.11$190.60$1,466.71$68,456.51
251Mar 2042$1,279.60$187.11$1,466.71$67,176.91
252Apr 2042$1,283.09$183.62$1,466.71$65,893.82
253May 2042$1,286.60$180.11$1,466.71$64,607.22
254Jun 2042$1,290.12$176.59$1,466.71$63,317.10
255Jul 2042$1,293.64$173.07$1,466.71$62,023.46
256Aug 2042$1,297.18$169.53$1,466.71$60,726.28
257Sep 2042$1,300.72$165.99$1,466.71$59,425.56
258Oct 2042$1,304.28$162.43$1,466.71$58,121.28
259Nov 2042$1,307.85$158.86$1,466.71$56,813.43
260Dec 2042$1,311.42$155.29$1,466.71$55,502.01
2042 Total$15,503.24$2,097.28$17,600.52
261Jan 2043$1,315.00$151.71$1,466.71$54,187.01
262Feb 2043$1,318.60$148.11$1,466.71$52,868.41
263Mar 2043$1,322.20$144.51$1,466.71$51,546.21
264Apr 2043$1,325.82$140.89$1,466.71$50,220.39
265May 2043$1,329.44$137.27$1,466.71$48,890.95
266Jun 2043$1,333.07$133.64$1,466.71$47,557.88
267Jul 2043$1,336.72$129.99$1,466.71$46,221.16
268Aug 2043$1,340.37$126.34$1,466.71$44,880.79
269Sep 2043$1,344.04$122.67$1,466.71$43,536.75
270Oct 2043$1,347.71$119.00$1,466.71$42,189.04
271Nov 2043$1,351.39$115.32$1,466.71$40,837.65
272Dec 2043$1,355.09$111.62$1,466.71$39,482.56
2043 Total$16,019.45$1,581.07$17,600.52
273Jan 2044$1,358.79$107.92$1,466.71$38,123.77
274Feb 2044$1,362.51$104.20$1,466.71$36,761.26
275Mar 2044$1,366.23$100.48$1,466.71$35,395.03
276Apr 2044$1,369.96$96.75$1,466.71$34,025.07
277May 2044$1,373.71$93.00$1,466.71$32,651.36
278Jun 2044$1,377.46$89.25$1,466.71$31,273.90
279Jul 2044$1,381.23$85.48$1,466.71$29,892.67
280Aug 2044$1,385.00$81.71$1,466.71$28,507.67
281Sep 2044$1,388.79$77.92$1,466.71$27,118.88
282Oct 2044$1,392.59$74.12$1,466.71$25,726.29
283Nov 2044$1,396.39$70.32$1,466.71$24,329.90
284Dec 2044$1,400.21$66.50$1,466.71$22,929.69
2044 Total$16,552.87$1,047.65$17,600.52
285Jan 2045$1,404.04$62.67$1,466.71$21,525.65
286Feb 2045$1,407.87$58.84$1,466.71$20,117.78
287Mar 2045$1,411.72$54.99$1,466.71$18,706.06
288Apr 2045$1,415.58$51.13$1,466.71$17,290.48
289May 2045$1,419.45$47.26$1,466.71$15,871.03
290Jun 2045$1,423.33$43.38$1,466.71$14,447.70
291Jul 2045$1,427.22$39.49$1,466.71$13,020.48
292Aug 2045$1,431.12$35.59$1,466.71$11,589.36
293Sep 2045$1,435.03$31.68$1,466.71$10,154.33
294Oct 2045$1,438.95$27.76$1,466.71$8,715.38
295Nov 2045$1,442.89$23.82$1,466.71$7,272.49
296Dec 2045$1,446.83$19.88$1,466.71$5,825.66
2045 Total$17,104.03$496.49$17,600.52
297Jan 2046$1,450.79$15.92$1,466.71$4,374.87
298Feb 2046$1,454.75$11.96$1,466.71$2,920.12
299Mar 2046$1,458.73$7.98$1,466.71$1,461.39
300Apr 2046$1,461.39$3.99$1,465.38$0.00
2046 Total$5,825.66$39.85$5,865.51