Fixed Rate Home Loan (Interest Only) 4 Years from St.George Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.14%
Fixed - 4 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,071
Number of Repayments
300
Total Interest Paid
$71,300
Total repayments
$321,300
DatePrincipleInterestPaymentBalance
1Aug 2019$411.11$1,070.83$1,481.94$249,588.89
2Sep 2019$412.87$1,069.07$1,481.94$249,176.02
3Oct 2019$414.64$1,067.30$1,481.94$248,761.38
4Nov 2019$416.41$1,065.53$1,481.94$248,344.97
5Dec 2019$418.20$1,063.74$1,481.94$247,926.77
2019 Total$2,073.23$5,336.47$7,409.7
6Jan 2020$419.99$1,061.95$1,481.94$247,506.78
7Feb 2020$421.79$1,060.15$1,481.94$247,084.99
8Mar 2020$423.59$1,058.35$1,481.94$246,661.40
9Apr 2020$425.41$1,056.53$1,481.94$246,235.99
10May 2020$427.23$1,054.71$1,481.94$245,808.76
11Jun 2020$429.06$1,052.88$1,481.94$245,379.70
12Jul 2020$430.90$1,051.04$1,481.94$244,948.80
13Aug 2020$432.74$1,049.20$1,481.94$244,516.06
14Sep 2020$434.60$1,047.34$1,481.94$244,081.46
15Oct 2020$436.46$1,045.48$1,481.94$243,645.00
16Nov 2020$438.33$1,043.61$1,481.94$243,206.67
17Dec 2020$440.20$1,041.74$1,481.94$242,766.47
2020 Total$5,160.3$12,622.98$17,783.28
18Jan 2021$442.09$1,039.85$1,481.94$242,324.38
19Feb 2021$443.98$1,037.96$1,481.94$241,880.40
20Mar 2021$445.89$1,036.05$1,481.94$241,434.51
21Apr 2021$447.80$1,034.14$1,481.94$240,986.71
22May 2021$449.71$1,032.23$1,481.94$240,537.00
23Jun 2021$451.64$1,030.30$1,481.94$240,085.36
24Jul 2021$453.57$1,028.37$1,481.94$239,631.79
25Aug 2021$455.52$1,026.42$1,481.94$239,176.27
26Sep 2021$457.47$1,024.47$1,481.94$238,718.80
27Oct 2021$459.43$1,022.51$1,481.94$238,259.37
28Nov 2021$461.40$1,020.54$1,481.94$237,797.97
29Dec 2021$463.37$1,018.57$1,481.94$237,334.60
2021 Total$5,431.87$12,351.41$17,783.28
30Jan 2022$465.36$1,016.58$1,481.94$236,869.24
31Feb 2022$467.35$1,014.59$1,481.94$236,401.89
32Mar 2022$469.35$1,012.59$1,481.94$235,932.54
33Apr 2022$471.36$1,010.58$1,481.94$235,461.18
34May 2022$473.38$1,008.56$1,481.94$234,987.80
35Jun 2022$475.41$1,006.53$1,481.94$234,512.39
36Jul 2022$477.45$1,004.49$1,481.94$234,034.94
37Aug 2022$479.49$1,002.45$1,481.94$233,555.45
38Sep 2022$481.54$1,000.40$1,481.94$233,073.91
39Oct 2022$483.61$998.33$1,481.94$232,590.30
40Nov 2022$485.68$996.26$1,481.94$232,104.62
41Dec 2022$487.76$994.18$1,481.94$231,616.86
2022 Total$5,717.74$12,065.54$17,783.28
42Jan 2023$489.85$992.09$1,481.94$231,127.01
43Feb 2023$491.95$989.99$1,481.94$230,635.06
44Mar 2023$494.05$987.89$1,481.94$230,141.01
45Apr 2023$496.17$985.77$1,481.94$229,644.84
46May 2023$498.29$983.65$1,481.94$229,146.55
47Jun 2023$500.43$981.51$1,481.94$228,646.12
48Jul 2023$502.57$979.37$1,481.94$228,143.55
49Aug 2023$504.73$977.21$1,481.94$227,638.82
50Sep 2023$506.89$975.05$1,481.94$227,131.93
51Oct 2023$509.06$972.88$1,481.94$226,622.87
52Nov 2023$511.24$970.70$1,481.94$226,111.63
53Dec 2023$513.43$968.51$1,481.94$225,598.20
2023 Total$6,018.66$11,764.62$17,783.28
54Jan 2024$515.63$966.31$1,481.94$225,082.57
55Feb 2024$517.84$964.10$1,481.94$224,564.73
56Mar 2024$520.05$961.89$1,481.94$224,044.68
57Apr 2024$522.28$959.66$1,481.94$223,522.40
58May 2024$524.52$957.42$1,481.94$222,997.88
59Jun 2024$526.77$955.17$1,481.94$222,471.11
60Jul 2024$529.02$952.92$1,481.94$221,942.09
61Aug 2024$531.29$950.65$1,481.94$221,410.80
62Sep 2024$533.56$948.38$1,481.94$220,877.24
63Oct 2024$535.85$946.09$1,481.94$220,341.39
64Nov 2024$538.14$943.80$1,481.94$219,803.25
65Dec 2024$540.45$941.49$1,481.94$219,262.80
2024 Total$6,335.4$11,447.88$17,783.28
66Jan 2025$542.76$939.18$1,481.94$218,720.04
67Feb 2025$545.09$936.85$1,481.94$218,174.95
68Mar 2025$547.42$934.52$1,481.94$217,627.53
69Apr 2025$549.77$932.17$1,481.94$217,077.76
70May 2025$552.12$929.82$1,481.94$216,525.64
71Jun 2025$554.49$927.45$1,481.94$215,971.15
72Jul 2025$556.86$925.08$1,481.94$215,414.29
73Aug 2025$559.25$922.69$1,481.94$214,855.04
74Sep 2025$561.64$920.30$1,481.94$214,293.40
75Oct 2025$564.05$917.89$1,481.94$213,729.35
76Nov 2025$566.47$915.47$1,481.94$213,162.88
77Dec 2025$568.89$913.05$1,481.94$212,593.99
2025 Total$6,668.81$11,114.47$17,783.28
78Jan 2026$571.33$910.61$1,481.94$212,022.66
79Feb 2026$573.78$908.16$1,481.94$211,448.88
80Mar 2026$576.23$905.71$1,481.94$210,872.65
81Apr 2026$578.70$903.24$1,481.94$210,293.95
82May 2026$581.18$900.76$1,481.94$209,712.77
83Jun 2026$583.67$898.27$1,481.94$209,129.10
84Jul 2026$586.17$895.77$1,481.94$208,542.93
85Aug 2026$588.68$893.26$1,481.94$207,954.25
86Sep 2026$591.20$890.74$1,481.94$207,363.05
87Oct 2026$593.73$888.21$1,481.94$206,769.32
88Nov 2026$596.28$885.66$1,481.94$206,173.04
89Dec 2026$598.83$883.11$1,481.94$205,574.21
2026 Total$7,019.78$10,763.5$17,783.28
90Jan 2027$601.40$880.54$1,481.94$204,972.81
91Feb 2027$603.97$877.97$1,481.94$204,368.84
92Mar 2027$606.56$875.38$1,481.94$203,762.28
93Apr 2027$609.16$872.78$1,481.94$203,153.12
94May 2027$611.77$870.17$1,481.94$202,541.35
95Jun 2027$614.39$867.55$1,481.94$201,926.96
96Jul 2027$617.02$864.92$1,481.94$201,309.94
97Aug 2027$619.66$862.28$1,481.94$200,690.28
98Sep 2027$622.32$859.62$1,481.94$200,067.96
99Oct 2027$624.98$856.96$1,481.94$199,442.98
100Nov 2027$627.66$854.28$1,481.94$198,815.32
101Dec 2027$630.35$851.59$1,481.94$198,184.97
2027 Total$7,389.24$10,394.04$17,783.28
102Jan 2028$633.05$848.89$1,481.94$197,551.92
103Feb 2028$635.76$846.18$1,481.94$196,916.16
104Mar 2028$638.48$843.46$1,481.94$196,277.68
105Apr 2028$641.22$840.72$1,481.94$195,636.46
106May 2028$643.96$837.98$1,481.94$194,992.50
107Jun 2028$646.72$835.22$1,481.94$194,345.78
108Jul 2028$649.49$832.45$1,481.94$193,696.29
109Aug 2028$652.27$829.67$1,481.94$193,044.02
110Sep 2028$655.07$826.87$1,481.94$192,388.95
111Oct 2028$657.87$824.07$1,481.94$191,731.08
112Nov 2028$660.69$821.25$1,481.94$191,070.39
113Dec 2028$663.52$818.42$1,481.94$190,406.87
2028 Total$7,778.1$10,005.18$17,783.28
114Jan 2029$666.36$815.58$1,481.94$189,740.51
115Feb 2029$669.22$812.72$1,481.94$189,071.29
116Mar 2029$672.08$809.86$1,481.94$188,399.21
117Apr 2029$674.96$806.98$1,481.94$187,724.25
118May 2029$677.85$804.09$1,481.94$187,046.40
119Jun 2029$680.76$801.18$1,481.94$186,365.64
120Jul 2029$683.67$798.27$1,481.94$185,681.97
121Aug 2029$686.60$795.34$1,481.94$184,995.37
122Sep 2029$689.54$792.40$1,481.94$184,305.83
123Oct 2029$692.50$789.44$1,481.94$183,613.33
124Nov 2029$695.46$786.48$1,481.94$182,917.87
125Dec 2029$698.44$783.50$1,481.94$182,219.43
2029 Total$8,187.44$9,595.84$17,783.28
126Jan 2030$701.43$780.51$1,481.94$181,518.00
127Feb 2030$704.44$777.50$1,481.94$180,813.56
128Mar 2030$707.46$774.48$1,481.94$180,106.10
129Apr 2030$710.49$771.45$1,481.94$179,395.61
130May 2030$713.53$768.41$1,481.94$178,682.08
131Jun 2030$716.59$765.35$1,481.94$177,965.49
132Jul 2030$719.65$762.29$1,481.94$177,245.84
133Aug 2030$722.74$759.20$1,481.94$176,523.10
134Sep 2030$725.83$756.11$1,481.94$175,797.27
135Oct 2030$728.94$753.00$1,481.94$175,068.33
136Nov 2030$732.06$749.88$1,481.94$174,336.27
137Dec 2030$735.20$746.74$1,481.94$173,601.07
2030 Total$8,618.36$9,164.92$17,783.28
138Jan 2031$738.35$743.59$1,481.94$172,862.72
139Feb 2031$741.51$740.43$1,481.94$172,121.21
140Mar 2031$744.69$737.25$1,481.94$171,376.52
141Apr 2031$747.88$734.06$1,481.94$170,628.64
142May 2031$751.08$730.86$1,481.94$169,877.56
143Jun 2031$754.30$727.64$1,481.94$169,123.26
144Jul 2031$757.53$724.41$1,481.94$168,365.73
145Aug 2031$760.77$721.17$1,481.94$167,604.96
146Sep 2031$764.03$717.91$1,481.94$166,840.93
147Oct 2031$767.30$714.64$1,481.94$166,073.63
148Nov 2031$770.59$711.35$1,481.94$165,303.04
149Dec 2031$773.89$708.05$1,481.94$164,529.15
2031 Total$9,071.92$8,711.36$17,783.28
150Jan 2032$777.21$704.73$1,481.94$163,751.94
151Feb 2032$780.54$701.40$1,481.94$162,971.40
152Mar 2032$783.88$698.06$1,481.94$162,187.52
153Apr 2032$787.24$694.70$1,481.94$161,400.28
154May 2032$790.61$691.33$1,481.94$160,609.67
155Jun 2032$794.00$687.94$1,481.94$159,815.67
156Jul 2032$797.40$684.54$1,481.94$159,018.27
157Aug 2032$800.81$681.13$1,481.94$158,217.46
158Sep 2032$804.24$677.70$1,481.94$157,413.22
159Oct 2032$807.69$674.25$1,481.94$156,605.53
160Nov 2032$811.15$670.79$1,481.94$155,794.38
161Dec 2032$814.62$667.32$1,481.94$154,979.76
2032 Total$9,549.39$8,233.89$17,783.28
162Jan 2033$818.11$663.83$1,481.94$154,161.65
163Feb 2033$821.61$660.33$1,481.94$153,340.04
164Mar 2033$825.13$656.81$1,481.94$152,514.91
165Apr 2033$828.67$653.27$1,481.94$151,686.24
166May 2033$832.22$649.72$1,481.94$150,854.02
167Jun 2033$835.78$646.16$1,481.94$150,018.24
168Jul 2033$839.36$642.58$1,481.94$149,178.88
169Aug 2033$842.96$638.98$1,481.94$148,335.92
170Sep 2033$846.57$635.37$1,481.94$147,489.35
171Oct 2033$850.19$631.75$1,481.94$146,639.16
172Nov 2033$853.84$628.10$1,481.94$145,785.32
173Dec 2033$857.49$624.45$1,481.94$144,927.83
2033 Total$10,051.93$7,731.35$17,783.28
174Jan 2034$861.17$620.77$1,481.94$144,066.66
175Feb 2034$864.85$617.09$1,481.94$143,201.81
176Mar 2034$868.56$613.38$1,481.94$142,333.25
177Apr 2034$872.28$609.66$1,481.94$141,460.97
178May 2034$876.02$605.92$1,481.94$140,584.95
179Jun 2034$879.77$602.17$1,481.94$139,705.18
180Jul 2034$883.54$598.40$1,481.94$138,821.64
181Aug 2034$887.32$594.62$1,481.94$137,934.32
182Sep 2034$891.12$590.82$1,481.94$137,043.20
183Oct 2034$894.94$587.00$1,481.94$136,148.26
184Nov 2034$898.77$583.17$1,481.94$135,249.49
185Dec 2034$902.62$579.32$1,481.94$134,346.87
2034 Total$10,580.96$7,202.32$17,783.28
186Jan 2035$906.49$575.45$1,481.94$133,440.38
187Feb 2035$910.37$571.57$1,481.94$132,530.01
188Mar 2035$914.27$567.67$1,481.94$131,615.74
189Apr 2035$918.19$563.75$1,481.94$130,697.55
190May 2035$922.12$559.82$1,481.94$129,775.43
191Jun 2035$926.07$555.87$1,481.94$128,849.36
192Jul 2035$930.04$551.90$1,481.94$127,919.32
193Aug 2035$934.02$547.92$1,481.94$126,985.30
194Sep 2035$938.02$543.92$1,481.94$126,047.28
195Oct 2035$942.04$539.90$1,481.94$125,105.24
196Nov 2035$946.07$535.87$1,481.94$124,159.17
197Dec 2035$950.12$531.82$1,481.94$123,209.05
2035 Total$11,137.82$6,645.46$17,783.28
198Jan 2036$954.19$527.75$1,481.94$122,254.86
199Feb 2036$958.28$523.66$1,481.94$121,296.58
200Mar 2036$962.39$519.55$1,481.94$120,334.19
201Apr 2036$966.51$515.43$1,481.94$119,367.68
202May 2036$970.65$511.29$1,481.94$118,397.03
203Jun 2036$974.81$507.13$1,481.94$117,422.22
204Jul 2036$978.98$502.96$1,481.94$116,443.24
205Aug 2036$983.17$498.77$1,481.94$115,460.07
206Sep 2036$987.39$494.55$1,481.94$114,472.68
207Oct 2036$991.62$490.32$1,481.94$113,481.06
208Nov 2036$995.86$486.08$1,481.94$112,485.20
209Dec 2036$1,000.13$481.81$1,481.94$111,485.07
2036 Total$11,723.98$6,059.3$17,783.28
210Jan 2037$1,004.41$477.53$1,481.94$110,480.66
211Feb 2037$1,008.71$473.23$1,481.94$109,471.95
212Mar 2037$1,013.04$468.90$1,481.94$108,458.91
213Apr 2037$1,017.37$464.57$1,481.94$107,441.54
214May 2037$1,021.73$460.21$1,481.94$106,419.81
215Jun 2037$1,026.11$455.83$1,481.94$105,393.70
216Jul 2037$1,030.50$451.44$1,481.94$104,363.20
217Aug 2037$1,034.92$447.02$1,481.94$103,328.28
218Sep 2037$1,039.35$442.59$1,481.94$102,288.93
219Oct 2037$1,043.80$438.14$1,481.94$101,245.13
220Nov 2037$1,048.27$433.67$1,481.94$100,196.86
221Dec 2037$1,052.76$429.18$1,481.94$99,144.10
2037 Total$12,340.97$5,442.31$17,783.28
222Jan 2038$1,057.27$424.67$1,481.94$98,086.83
223Feb 2038$1,061.80$420.14$1,481.94$97,025.03
224Mar 2038$1,066.35$415.59$1,481.94$95,958.68
225Apr 2038$1,070.92$411.02$1,481.94$94,887.76
226May 2038$1,075.50$406.44$1,481.94$93,812.26
227Jun 2038$1,080.11$401.83$1,481.94$92,732.15
228Jul 2038$1,084.74$397.20$1,481.94$91,647.41
229Aug 2038$1,089.38$392.56$1,481.94$90,558.03
230Sep 2038$1,094.05$387.89$1,481.94$89,463.98
231Oct 2038$1,098.74$383.20$1,481.94$88,365.24
232Nov 2038$1,103.44$378.50$1,481.94$87,261.80
233Dec 2038$1,108.17$373.77$1,481.94$86,153.63
2038 Total$12,990.47$4,792.81$17,783.28
234Jan 2039$1,112.92$369.02$1,481.94$85,040.71
235Feb 2039$1,117.68$364.26$1,481.94$83,923.03
236Mar 2039$1,122.47$359.47$1,481.94$82,800.56
237Apr 2039$1,127.28$354.66$1,481.94$81,673.28
238May 2039$1,132.11$349.83$1,481.94$80,541.17
239Jun 2039$1,136.96$344.98$1,481.94$79,404.21
240Jul 2039$1,141.83$340.11$1,481.94$78,262.38
241Aug 2039$1,146.72$335.22$1,481.94$77,115.66
242Sep 2039$1,151.63$330.31$1,481.94$75,964.03
243Oct 2039$1,156.56$325.38$1,481.94$74,807.47
244Nov 2039$1,161.51$320.43$1,481.94$73,645.96
245Dec 2039$1,166.49$315.45$1,481.94$72,479.47
2039 Total$13,674.16$4,109.12$17,783.28
246Jan 2040$1,171.49$310.45$1,481.94$71,307.98
247Feb 2040$1,176.50$305.44$1,481.94$70,131.48
248Mar 2040$1,181.54$300.40$1,481.94$68,949.94
249Apr 2040$1,186.60$295.34$1,481.94$67,763.34
250May 2040$1,191.69$290.25$1,481.94$66,571.65
251Jun 2040$1,196.79$285.15$1,481.94$65,374.86
252Jul 2040$1,201.92$280.02$1,481.94$64,172.94
253Aug 2040$1,207.07$274.87$1,481.94$62,965.87
254Sep 2040$1,212.24$269.70$1,481.94$61,753.63
255Oct 2040$1,217.43$264.51$1,481.94$60,536.20
256Nov 2040$1,222.64$259.30$1,481.94$59,313.56
257Dec 2040$1,227.88$254.06$1,481.94$58,085.68
2040 Total$14,393.79$3,389.49$17,783.28
258Jan 2041$1,233.14$248.80$1,481.94$56,852.54
259Feb 2041$1,238.42$243.52$1,481.94$55,614.12
260Mar 2041$1,243.73$238.21$1,481.94$54,370.39
261Apr 2041$1,249.05$232.89$1,481.94$53,121.34
262May 2041$1,254.40$227.54$1,481.94$51,866.94
263Jun 2041$1,259.78$222.16$1,481.94$50,607.16
264Jul 2041$1,265.17$216.77$1,481.94$49,341.99
265Aug 2041$1,270.59$211.35$1,481.94$48,071.40
266Sep 2041$1,276.03$205.91$1,481.94$46,795.37
267Oct 2041$1,281.50$200.44$1,481.94$45,513.87
268Nov 2041$1,286.99$194.95$1,481.94$44,226.88
269Dec 2041$1,292.50$189.44$1,481.94$42,934.38
2041 Total$15,151.3$2,631.98$17,783.28
270Jan 2042$1,298.04$183.90$1,481.94$41,636.34
271Feb 2042$1,303.60$178.34$1,481.94$40,332.74
272Mar 2042$1,309.18$172.76$1,481.94$39,023.56
273Apr 2042$1,314.79$167.15$1,481.94$37,708.77
274May 2042$1,320.42$161.52$1,481.94$36,388.35
275Jun 2042$1,326.08$155.86$1,481.94$35,062.27
276Jul 2042$1,331.76$150.18$1,481.94$33,730.51
277Aug 2042$1,337.46$144.48$1,481.94$32,393.05
278Sep 2042$1,343.19$138.75$1,481.94$31,049.86
279Oct 2042$1,348.94$133.00$1,481.94$29,700.92
280Nov 2042$1,354.72$127.22$1,481.94$28,346.20
281Dec 2042$1,360.52$121.42$1,481.94$26,985.68
2042 Total$15,948.7$1,834.58$17,783.28
282Jan 2043$1,366.35$115.59$1,481.94$25,619.33
283Feb 2043$1,372.20$109.74$1,481.94$24,247.13
284Mar 2043$1,378.08$103.86$1,481.94$22,869.05
285Apr 2043$1,383.98$97.96$1,481.94$21,485.07
286May 2043$1,389.91$92.03$1,481.94$20,095.16
287Jun 2043$1,395.87$86.07$1,481.94$18,699.29
288Jul 2043$1,401.84$80.10$1,481.94$17,297.45
289Aug 2043$1,407.85$74.09$1,481.94$15,889.60
290Sep 2043$1,413.88$68.06$1,481.94$14,475.72
291Oct 2043$1,419.94$62.00$1,481.94$13,055.78
292Nov 2043$1,426.02$55.92$1,481.94$11,629.76
293Dec 2043$1,432.13$49.81$1,481.94$10,197.63
2043 Total$16,788.05$995.23$17,783.28
294Jan 2044$1,438.26$43.68$1,481.94$8,759.37
295Feb 2044$1,444.42$37.52$1,481.94$7,314.95
296Mar 2044$1,450.61$31.33$1,481.94$5,864.34
297Apr 2044$1,456.82$25.12$1,481.94$4,407.52
298May 2044$1,463.06$18.88$1,481.94$2,944.46
299Jun 2044$1,469.33$12.61$1,481.94$1,475.13
300Jul 2044$1,475.13$6.32$1,481.45$0.00
2044 Total$10,197.63$175.46$10,373.09
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