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St.George Bank

Portfolio Loan

Advertised Rate

3.44

% p.a

Fixed - 5 years

Comparison Rate*

5.14

% p.a

Maximum LVR
90%
Real Time Rating™

0.93

/ 5
Monthly Repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

Advertised Rate

3.44

% p.a

Fixed - 5 years

Comparison Rate*

5.14

% p.a

Maximum LVR
90%
Real Time Rating™

0.93

/ 5
Monthly Repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

St.George Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

MD ALI Kawser

4.9
7 Reviews

Get expert advice from a home loans specialist.

I am Ali Kawser, a mortgage broker for 6 years and in the finance industry for 10 years. An investor myself, I have bought my first property in 2016 and owned investment property in 2018. I work from my home office, love to have a balance between work and family. I have helped many of my clients to achieve their dream to purchase their first property, also to purchase investment properties for a better retirement. Most of my meetings and appointments with clients are after hours, means you don't have to hurry to meet the schedule. Through a mortgage broker like myself, you'll have a choice of over 40 lenders including the big four for your convenience. Give us a call, you'll have a better experience!

VIC3338

CRN: 490619

Madhu Chaudhuri

5.0
20 Reviews

Get expert advice from a home loans specialist.

Madhu Chaudhuri’s journey from a practicing Architect to a Broker has shaped her 27-year career in Australia culminating in the formation of her company Finance & Mortgage Solutions in 2001. Her vision to assist people to grow themselves financially, to be able to contribute and flourish in the community is the foundation of her practice, resulting in Industry recognition at the State and National level as a top mortgage broker. At FMS, Madhu leads a multi-lingual team to design and engineer finance solutions whether to build a home and material stability or supporting emerging entrepreneurs to open and run small businesses in their local communities. Coming to Australia as an immigrant herself more than 20 years ago, Madhu has lived experience and understanding of some of the struggles of relocating financially and emotionally- especially for migrants. Recognising the need for multi-lingual and multi-cultural access points, FMS has filled this need for migrant journey’s to be heard and supported. She donates her time for various women’s groups such as Saheli Club and Indian Mums Sydney and receives genuine fulfillment when counselling and advising on financial matters to help women achieve financial independence. She has now also been invited to Lean In Org to be the financial mentor in a workshop series for migrant women. Madhu’s drive lies in genuine connection with the community, recognising that it is built by diverse perspectives and experiences and there is a lot to learn from the young and old collectively. Madhu has sponsored an annual ‘Good Word Award’ at the local public school to support public speaking and communication programs for children for the past 7 years, as well as regular events and outing for the aged South Asian community. Finance & Mortgage Solutions strength lies in guiding, mentoring and coaching clients as well as brokers, which has resulted in growth in cities including Sydney, Melbourne, Brisbane, Adelaide & Canberra. Their services break down a pathway for migrants to financial autonomy into achievable milestones to build a strong, foreseeable financial future in their new country.

ACT2604

ACL: 384375

John Fulford

5.0
3 Reviews

Get expert advice from a home loans specialist.

John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.

NSW2292

CRN: 515694

Promoted

Quick home loan review

For Portfolio Loan Fixed 5 Years

These are the benefits of this home loan.

    These are the drawbacks of this home loan.

    • No extra repayments
    • No redraw and no offset
    • Higher than average interest rate
    • Loan reverts to higher rate after fixed period
    • Ongoing fee
    • Higher than average upfront fee
    • Discharge fee at end of loan

    Home loan overview

    For Portfolio Loan Fixed 5 Years

    Details

    Maximum LVR

    90%

    Total Repayments

    Next LVR

    Interest rate type

    Fixed - 5 years

    Borrowing range

    Suitable for

    Investors, Line of Credit

    Loan term range

    1 - 30 years

    Principal & interest

    Interest only

    Applicable states

    ACT, NSW, NT, QLD, SA, TAS, VIC, WA

    Make repayments

    Fortnightly, Monthly, Weekly

    Features

    Extra repayments

    Not Allowed

    Redraw facility

    Split interest facility

    Loan portable

    Repayment holiday available

    Allow guarantors

    Available for first home buyers

    Fees

    Total estimated upfront fees

    964

    Application fee

    700

    Valuation fee

    $164

    Settlement fee

    100

    Other upfront fee

    0

    Ongoing fee

    $14 monthly

    Discharge fee

    350

    Application method

    Online

    Phone

    In branch

    Embed

    FAQs

    What is the minimum amount you can apply for?

    The range you can borrow from this loan is $150k to $2,000,000.

    What's the minimum deposit needed for this loan?

    This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

    What's the maximum length for this loan?

    St.George Bank allows you to have this loan for a range of 1 to 30 years.

    How often can you make repayments?

    St.George Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

    How much will the upfront fees be for this loan?

    While it could change based on your circumstances, RateCity estimates that this loan option comes with $964 worth of upfront fees.

    Does this loan come with a redraw facility?

    No, this loan doesn't come with a redraw facility.

    Where can you apply for this loan?

    St.George Bank makes it possible to apply for this product online. Apply here.

    Can a broker help me with this loan?

    Yes, this St.George Bank loan is available through a broker. Find a broker to help you with your needs.