In 1937, St. George was founded in Sydney’s southern suburbs. Since then, it has grown to become one of Australia’s largest banks. In December 2008, St. George merged with Westpac Banking Corporation and is now known as St. George Bank. St. George Bank offer its customers a wide range of home loan products, in addition to savings and transaction accounts, personal and car loans, credit cards and business banking.

St. George Bank Home Loan Calculator
Interested in a St. George Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how St. George Bank compares to its competitors. Simply plug in your borrowing amount below. 

St.George Bank home loans

Basic Home Loan (Principal and Interest) (New Customer)SpecialEstablishment fee waived on Basic Home Loans of $150k+
Advertised rate
3.68%
Variable
Upfront fee
$100.00
Comparison rate*
3.69%
Ongoing fee
$0
Compare
Basic Investment Loan (Principal and Interest) (New Customer)
Advertised rate
4.19%
Variable
Upfront fee
$100.00
Comparison rate*
4.20%
Ongoing fee
$0
Compare
Advantage Package Variable Home Loan (Principal and Interest) (New Customer) ($250k-$500k)Cashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
4.42%
Variable
Upfront fee
$0
Comparison rate*
4.82%
Ongoing fee
$395 annually
Compare
Advantage Package Fixed Rate Home Loan (Principal and Interest) (New Loans) 3 YearsCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
3.85%
Fixed - 3 years
Upfront fee
$0
Comparison rate*
4.88%
Ongoing fee
$395 annually
Compare
Advantage Package Fixed Rate Home Loan (Principal and Interest) 3 YearsCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
3.99%
Fixed - 3 years
Upfront fee
$0
Comparison rate*
4.92%
Ongoing fee
$395 annually
Compare
Advantage Package Fixed Rate Home Loan (Principal and Interest) (New Loans) 2 YearsCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
3.85%
Fixed - 2 years
Upfront fee
$0
Comparison rate*
4.95%
Ongoing fee
$395 annually
Compare
Advantage Package Fixed Rate Home Loan (Principal and Interest) 2 YearsCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
3.89%
Fixed - 2 years
Upfront fee
$0
Comparison rate*
4.96%
Ongoing fee
$395 annually
Compare
Advantage Package Fixed Rate Home Loan (Principal and Interest) 5 YearsCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
4.39%
Fixed - 5 years
Upfront fee
$0
Comparison rate*
4.98%
Ongoing fee
$395 annually
Compare
Advantage Package Fixed Rate Home Loan (Principal and Interest) 4 YearsCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
4.39%
Fixed - 4 years
Upfront fee
$0
Comparison rate*
5.00%
Ongoing fee
$395 annually
Compare
Advantage Package Fixed Rate Home Loan (Principal and Interest) 1 YearCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
4.09%
Fixed - 1 year
Upfront fee
$0
Comparison rate*
5.05%
Ongoing fee
$395 annually
Compare
Fixed Rate Home Loan (Principal and Interest) 3 Years
Advertised rate
4.14%
Fixed - 3 years
Upfront fee
$700.00
Comparison rate*
5.09%
Ongoing fee
$10 monthly
Compare
Fixed Rate Home Loan (Principal and Interest) 2 Years
Advertised rate
4.04%
Fixed - 2 years
Upfront fee
$700.00
Comparison rate*
5.17%
Ongoing fee
$10 monthly
Compare
Fixed Rate Home Loan (Principal and Interest) 1 Year
Advertised rate
4.24%
Fixed - 1 year
Upfront fee
$700.00
Comparison rate*
5.29%
Ongoing fee
$10 monthly
Compare
Advantage Package Fixed Rate Investment Loan (Principal and Interest) (New Loans) 3 YearsCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
4.19%
Fixed - 3 years
Upfront fee
$0
Comparison rate*
5.37%
Ongoing fee
$395 annually
Compare
Advantage Package Fixed Rate Investment Loan (Principal and Interest) 3 YearsCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
4.29%
Fixed - 3 years
Upfront fee
$0
Comparison rate*
5.39%
Ongoing fee
$395 annually
Compare
Advantage Package Fixed Rate Investment Loan (Principal and Interest) (New Loans) 2 YearsCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
3.99%
Fixed - 2 years
Upfront fee
$0
Comparison rate*
5.42%
Ongoing fee
$395 annually
Compare
Advantage Package Fixed Rate Investment Loan (Principal and Interest) 2 YearsCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
4.19%
Fixed - 2 years
Upfront fee
$0
Comparison rate*
5.46%
Ongoing fee
$395 annually
Compare
Fixed Rate Investment Loan (Principal and Interest) 3 Years
Advertised rate
4.44%
Fixed - 3 years
Upfront fee
$700.00
Comparison rate*
5.58%
Ongoing fee
$10 monthly
Compare
Advantage Package Fixed Rate Investment Loan (Principal and Interest) 1 YearCashback$1500 Cashback on refinance of $250k+ to an Advantage Package Home Loan. Apply by 31 August 2018.
Advertised rate
4.49%
Fixed - 1 year
Upfront fee
$0
Comparison rate*
5.58%
Ongoing fee
$395 annually
Compare
Fixed Rate Investment Loan (Principal and Interest) 2 Years
Advertised rate
4.34%
Fixed - 2 years
Upfront fee
$700.00
Comparison rate*
5.67%
Ongoing fee
$10 monthly
Compare
Advantage Package Portfolio Loan Fixed (New Loans) 2 Years
Advertised rate
4.29%
Fixed - 2 years
Upfront fee
$700.00
Comparison rate*
6.05%
Ongoing fee
$395 annually
Compare
Advantage Package Portfolio Loan Fixed 2 Years
Advertised rate
4.45%
Fixed - 2 years
Upfront fee
$700.00
Comparison rate*
6.08%
Ongoing fee
$395 annually
Compare
Advantage Package Portfolio Loan Fixed (New Loans) 1 Year
Advertised rate
4.39%
Fixed - 1 year
Upfront fee
$700.00
Comparison rate*
6.21%
Ongoing fee
$395 annually
Compare
Pros:
  • Large variety of home loan products.
  • Package deals available to bundle other financial products together.
  • Comprehensive customer service offering.
  • Some loans offer discounted interest rates for new customers or package deals.
Cons:
  • Fees and charges apply to loans.
  • Higher rates for some riskier customers.
St.George Bank customer service:

Home Loan customers can contact St. George Bank through a number of specialised hotlines including a dedicated loan enquiry line. Customers can contact St. George Bank by popping into a branch, submitting an online enquiry form or chatting to a customer support staff member via online chat.

✓     Customer service centre (phone)

✓     Mobile app

✓     Online banking

✓     Email

✓     Live Chat

✓     Branch

✓     Mobile banking staff

How to Apply

St. George Bank provides potential customers with multiple ways of applying for a home loan. These include calling the bank, applying online or visiting a branch. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Name and contact details of each borrower.
  • Income & expenses.
  • Existing property details and liabilities.
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