Fixed Rate Home Loan 1 Year (LVR < 80%) from State Custodians

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.94%
Fixed - 1 year
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,311
Number of Repayments
300
Total Interest Paid
$143,300
Total repayments
$393,300
DatePrincipleInterestPaymentBalance
1Oct 2019$490.49$820.83$1,311.32$249,509.51
2Nov 2019$492.10$819.22$1,311.32$249,017.41
3Dec 2019$493.71$817.61$1,311.32$248,523.70
2019 Total$1,476.3$2,457.66$3,933.96
4Jan 2020$495.33$815.99$1,311.32$248,028.37
5Feb 2020$496.96$814.36$1,311.32$247,531.41
6Mar 2020$498.59$812.73$1,311.32$247,032.82
7Apr 2020$500.23$811.09$1,311.32$246,532.59
8May 2020$501.87$809.45$1,311.32$246,030.72
9Jun 2020$503.52$807.80$1,311.32$245,527.20
10Jul 2020$505.17$806.15$1,311.32$245,022.03
11Aug 2020$506.83$804.49$1,311.32$244,515.20
12Sep 2020$508.50$802.82$1,311.32$244,006.70
13Oct 2020$510.16$801.16$1,311.32$243,496.54
14Nov 2020$511.84$799.48$1,311.32$242,984.70
15Dec 2020$513.52$797.80$1,311.32$242,471.18
2020 Total$6,052.52$9,683.32$15,735.84
16Jan 2021$515.21$796.11$1,311.32$241,955.97
17Feb 2021$516.90$794.42$1,311.32$241,439.07
18Mar 2021$518.60$792.72$1,311.32$240,920.47
19Apr 2021$520.30$791.02$1,311.32$240,400.17
20May 2021$522.01$789.31$1,311.32$239,878.16
21Jun 2021$523.72$787.60$1,311.32$239,354.44
22Jul 2021$525.44$785.88$1,311.32$238,829.00
23Aug 2021$527.16$784.16$1,311.32$238,301.84
24Sep 2021$528.90$782.42$1,311.32$237,772.94
25Oct 2021$530.63$780.69$1,311.32$237,242.31
26Nov 2021$532.37$778.95$1,311.32$236,709.94
27Dec 2021$534.12$777.20$1,311.32$236,175.82
2021 Total$6,295.36$9,440.48$15,735.84
28Jan 2022$535.88$775.44$1,311.32$235,639.94
29Feb 2022$537.64$773.68$1,311.32$235,102.30
30Mar 2022$539.40$771.92$1,311.32$234,562.90
31Apr 2022$541.17$770.15$1,311.32$234,021.73
32May 2022$542.95$768.37$1,311.32$233,478.78
33Jun 2022$544.73$766.59$1,311.32$232,934.05
34Jul 2022$546.52$764.80$1,311.32$232,387.53
35Aug 2022$548.31$763.01$1,311.32$231,839.22
36Sep 2022$550.11$761.21$1,311.32$231,289.11
37Oct 2022$551.92$759.40$1,311.32$230,737.19
38Nov 2022$553.73$757.59$1,311.32$230,183.46
39Dec 2022$555.55$755.77$1,311.32$229,627.91
2022 Total$6,547.91$9,187.93$15,735.84
40Jan 2023$557.38$753.94$1,311.32$229,070.53
41Feb 2023$559.21$752.11$1,311.32$228,511.32
42Mar 2023$561.04$750.28$1,311.32$227,950.28
43Apr 2023$562.88$748.44$1,311.32$227,387.40
44May 2023$564.73$746.59$1,311.32$226,822.67
45Jun 2023$566.59$744.73$1,311.32$226,256.08
46Jul 2023$568.45$742.87$1,311.32$225,687.63
47Aug 2023$570.31$741.01$1,311.32$225,117.32
48Sep 2023$572.18$739.14$1,311.32$224,545.14
49Oct 2023$574.06$737.26$1,311.32$223,971.08
50Nov 2023$575.95$735.37$1,311.32$223,395.13
51Dec 2023$577.84$733.48$1,311.32$222,817.29
2023 Total$6,810.62$8,925.22$15,735.84
52Jan 2024$579.74$731.58$1,311.32$222,237.55
53Feb 2024$581.64$729.68$1,311.32$221,655.91
54Mar 2024$583.55$727.77$1,311.32$221,072.36
55Apr 2024$585.47$725.85$1,311.32$220,486.89
56May 2024$587.39$723.93$1,311.32$219,899.50
57Jun 2024$589.32$722.00$1,311.32$219,310.18
58Jul 2024$591.25$720.07$1,311.32$218,718.93
59Aug 2024$593.19$718.13$1,311.32$218,125.74
60Sep 2024$595.14$716.18$1,311.32$217,530.60
61Oct 2024$597.09$714.23$1,311.32$216,933.51
62Nov 2024$599.05$712.27$1,311.32$216,334.46
63Dec 2024$601.02$710.30$1,311.32$215,733.44
2024 Total$7,083.85$8,651.99$15,735.84
64Jan 2025$603.00$708.32$1,311.32$215,130.44
65Feb 2025$604.98$706.34$1,311.32$214,525.46
66Mar 2025$606.96$704.36$1,311.32$213,918.50
67Apr 2025$608.95$702.37$1,311.32$213,309.55
68May 2025$610.95$700.37$1,311.32$212,698.60
69Jun 2025$612.96$698.36$1,311.32$212,085.64
70Jul 2025$614.97$696.35$1,311.32$211,470.67
71Aug 2025$616.99$694.33$1,311.32$210,853.68
72Sep 2025$619.02$692.30$1,311.32$210,234.66
73Oct 2025$621.05$690.27$1,311.32$209,613.61
74Nov 2025$623.09$688.23$1,311.32$208,990.52
75Dec 2025$625.13$686.19$1,311.32$208,365.39
2025 Total$7,368.05$8,367.79$15,735.84
76Jan 2026$627.19$684.13$1,311.32$207,738.20
77Feb 2026$629.25$682.07$1,311.32$207,108.95
78Mar 2026$631.31$680.01$1,311.32$206,477.64
79Apr 2026$633.39$677.93$1,311.32$205,844.25
80May 2026$635.46$675.86$1,311.32$205,208.79
81Jun 2026$637.55$673.77$1,311.32$204,571.24
82Jul 2026$639.64$671.68$1,311.32$203,931.60
83Aug 2026$641.74$669.58$1,311.32$203,289.86
84Sep 2026$643.85$667.47$1,311.32$202,646.01
85Oct 2026$645.97$665.35$1,311.32$202,000.04
86Nov 2026$648.09$663.23$1,311.32$201,351.95
87Dec 2026$650.21$661.11$1,311.32$200,701.74
2026 Total$7,663.65$8,072.19$15,735.84
88Jan 2027$652.35$658.97$1,311.32$200,049.39
89Feb 2027$654.49$656.83$1,311.32$199,394.90
90Mar 2027$656.64$654.68$1,311.32$198,738.26
91Apr 2027$658.80$652.52$1,311.32$198,079.46
92May 2027$660.96$650.36$1,311.32$197,418.50
93Jun 2027$663.13$648.19$1,311.32$196,755.37
94Jul 2027$665.31$646.01$1,311.32$196,090.06
95Aug 2027$667.49$643.83$1,311.32$195,422.57
96Sep 2027$669.68$641.64$1,311.32$194,752.89
97Oct 2027$671.88$639.44$1,311.32$194,081.01
98Nov 2027$674.09$637.23$1,311.32$193,406.92
99Dec 2027$676.30$635.02$1,311.32$192,730.62
2027 Total$7,971.12$7,764.72$15,735.84
100Jan 2028$678.52$632.80$1,311.32$192,052.10
101Feb 2028$680.75$630.57$1,311.32$191,371.35
102Mar 2028$682.98$628.34$1,311.32$190,688.37
103Apr 2028$685.23$626.09$1,311.32$190,003.14
104May 2028$687.48$623.84$1,311.32$189,315.66
105Jun 2028$689.73$621.59$1,311.32$188,625.93
106Jul 2028$692.00$619.32$1,311.32$187,933.93
107Aug 2028$694.27$617.05$1,311.32$187,239.66
108Sep 2028$696.55$614.77$1,311.32$186,543.11
109Oct 2028$698.84$612.48$1,311.32$185,844.27
110Nov 2028$701.13$610.19$1,311.32$185,143.14
111Dec 2028$703.43$607.89$1,311.32$184,439.71
2028 Total$8,290.91$7,444.93$15,735.84
112Jan 2029$705.74$605.58$1,311.32$183,733.97
113Feb 2029$708.06$603.26$1,311.32$183,025.91
114Mar 2029$710.38$600.94$1,311.32$182,315.53
115Apr 2029$712.72$598.60$1,311.32$181,602.81
116May 2029$715.06$596.26$1,311.32$180,887.75
117Jun 2029$717.41$593.91$1,311.32$180,170.34
118Jul 2029$719.76$591.56$1,311.32$179,450.58
119Aug 2029$722.12$589.20$1,311.32$178,728.46
120Sep 2029$724.49$586.83$1,311.32$178,003.97
121Oct 2029$726.87$584.45$1,311.32$177,277.10
122Nov 2029$729.26$582.06$1,311.32$176,547.84
123Dec 2029$731.65$579.67$1,311.32$175,816.19
2029 Total$8,623.52$7,112.32$15,735.84
124Jan 2030$734.06$577.26$1,311.32$175,082.13
125Feb 2030$736.47$574.85$1,311.32$174,345.66
126Mar 2030$738.89$572.43$1,311.32$173,606.77
127Apr 2030$741.31$570.01$1,311.32$172,865.46
128May 2030$743.75$567.57$1,311.32$172,121.71
129Jun 2030$746.19$565.13$1,311.32$171,375.52
130Jul 2030$748.64$562.68$1,311.32$170,626.88
131Aug 2030$751.10$560.22$1,311.32$169,875.78
132Sep 2030$753.56$557.76$1,311.32$169,122.22
133Oct 2030$756.04$555.28$1,311.32$168,366.18
134Nov 2030$758.52$552.80$1,311.32$167,607.66
135Dec 2030$761.01$550.31$1,311.32$166,846.65
2030 Total$8,969.54$6,766.3$15,735.84
136Jan 2031$763.51$547.81$1,311.32$166,083.14
137Feb 2031$766.01$545.31$1,311.32$165,317.13
138Mar 2031$768.53$542.79$1,311.32$164,548.60
139Apr 2031$771.05$540.27$1,311.32$163,777.55
140May 2031$773.58$537.74$1,311.32$163,003.97
141Jun 2031$776.12$535.20$1,311.32$162,227.85
142Jul 2031$778.67$532.65$1,311.32$161,449.18
143Aug 2031$781.23$530.09$1,311.32$160,667.95
144Sep 2031$783.79$527.53$1,311.32$159,884.16
145Oct 2031$786.37$524.95$1,311.32$159,097.79
146Nov 2031$788.95$522.37$1,311.32$158,308.84
147Dec 2031$791.54$519.78$1,311.32$157,517.30
2031 Total$9,329.35$6,406.49$15,735.84
148Jan 2032$794.14$517.18$1,311.32$156,723.16
149Feb 2032$796.75$514.57$1,311.32$155,926.41
150Mar 2032$799.36$511.96$1,311.32$155,127.05
151Apr 2032$801.99$509.33$1,311.32$154,325.06
152May 2032$804.62$506.70$1,311.32$153,520.44
153Jun 2032$807.26$504.06$1,311.32$152,713.18
154Jul 2032$809.91$501.41$1,311.32$151,903.27
155Aug 2032$812.57$498.75$1,311.32$151,090.70
156Sep 2032$815.24$496.08$1,311.32$150,275.46
157Oct 2032$817.92$493.40$1,311.32$149,457.54
158Nov 2032$820.60$490.72$1,311.32$148,636.94
159Dec 2032$823.30$488.02$1,311.32$147,813.64
2032 Total$9,703.66$6,032.18$15,735.84
160Jan 2033$826.00$485.32$1,311.32$146,987.64
161Feb 2033$828.71$482.61$1,311.32$146,158.93
162Mar 2033$831.43$479.89$1,311.32$145,327.50
163Apr 2033$834.16$477.16$1,311.32$144,493.34
164May 2033$836.90$474.42$1,311.32$143,656.44
165Jun 2033$839.65$471.67$1,311.32$142,816.79
166Jul 2033$842.40$468.92$1,311.32$141,974.39
167Aug 2033$845.17$466.15$1,311.32$141,129.22
168Sep 2033$847.95$463.37$1,311.32$140,281.27
169Oct 2033$850.73$460.59$1,311.32$139,430.54
170Nov 2033$853.52$457.80$1,311.32$138,577.02
171Dec 2033$856.33$454.99$1,311.32$137,720.69
2033 Total$10,092.95$5,642.89$15,735.84
172Jan 2034$859.14$452.18$1,311.32$136,861.55
173Feb 2034$861.96$449.36$1,311.32$135,999.59
174Mar 2034$864.79$446.53$1,311.32$135,134.80
175Apr 2034$867.63$443.69$1,311.32$134,267.17
176May 2034$870.48$440.84$1,311.32$133,396.69
177Jun 2034$873.33$437.99$1,311.32$132,523.36
178Jul 2034$876.20$435.12$1,311.32$131,647.16
179Aug 2034$879.08$432.24$1,311.32$130,768.08
180Sep 2034$881.96$429.36$1,311.32$129,886.12
181Oct 2034$884.86$426.46$1,311.32$129,001.26
182Nov 2034$887.77$423.55$1,311.32$128,113.49
183Dec 2034$890.68$420.64$1,311.32$127,222.81
2034 Total$10,497.88$5,237.96$15,735.84
184Jan 2035$893.61$417.71$1,311.32$126,329.20
185Feb 2035$896.54$414.78$1,311.32$125,432.66
186Mar 2035$899.48$411.84$1,311.32$124,533.18
187Apr 2035$902.44$408.88$1,311.32$123,630.74
188May 2035$905.40$405.92$1,311.32$122,725.34
189Jun 2035$908.37$402.95$1,311.32$121,816.97
190Jul 2035$911.35$399.97$1,311.32$120,905.62
191Aug 2035$914.35$396.97$1,311.32$119,991.27
192Sep 2035$917.35$393.97$1,311.32$119,073.92
193Oct 2035$920.36$390.96$1,311.32$118,153.56
194Nov 2035$923.38$387.94$1,311.32$117,230.18
195Dec 2035$926.41$384.91$1,311.32$116,303.77
2035 Total$10,919.04$4,816.8$15,735.84
196Jan 2036$929.46$381.86$1,311.32$115,374.31
197Feb 2036$932.51$378.81$1,311.32$114,441.80
198Mar 2036$935.57$375.75$1,311.32$113,506.23
199Apr 2036$938.64$372.68$1,311.32$112,567.59
200May 2036$941.72$369.60$1,311.32$111,625.87
201Jun 2036$944.82$366.50$1,311.32$110,681.05
202Jul 2036$947.92$363.40$1,311.32$109,733.13
203Aug 2036$951.03$360.29$1,311.32$108,782.10
204Sep 2036$954.15$357.17$1,311.32$107,827.95
205Oct 2036$957.28$354.04$1,311.32$106,870.67
206Nov 2036$960.43$350.89$1,311.32$105,910.24
207Dec 2036$963.58$347.74$1,311.32$104,946.66
2036 Total$11,357.11$4,378.73$15,735.84
208Jan 2037$966.75$344.57$1,311.32$103,979.91
209Feb 2037$969.92$341.40$1,311.32$103,009.99
210Mar 2037$973.10$338.22$1,311.32$102,036.89
211Apr 2037$976.30$335.02$1,311.32$101,060.59
212May 2037$979.50$331.82$1,311.32$100,081.09
213Jun 2037$982.72$328.60$1,311.32$99,098.37
214Jul 2037$985.95$325.37$1,311.32$98,112.42
215Aug 2037$989.18$322.14$1,311.32$97,123.24
216Sep 2037$992.43$318.89$1,311.32$96,130.81
217Oct 2037$995.69$315.63$1,311.32$95,135.12
218Nov 2037$998.96$312.36$1,311.32$94,136.16
219Dec 2037$1,002.24$309.08$1,311.32$93,133.92
2037 Total$11,812.74$3,923.1$15,735.84
220Jan 2038$1,005.53$305.79$1,311.32$92,128.39
221Feb 2038$1,008.83$302.49$1,311.32$91,119.56
222Mar 2038$1,012.14$299.18$1,311.32$90,107.42
223Apr 2038$1,015.47$295.85$1,311.32$89,091.95
224May 2038$1,018.80$292.52$1,311.32$88,073.15
225Jun 2038$1,022.15$289.17$1,311.32$87,051.00
226Jul 2038$1,025.50$285.82$1,311.32$86,025.50
227Aug 2038$1,028.87$282.45$1,311.32$84,996.63
228Sep 2038$1,032.25$279.07$1,311.32$83,964.38
229Oct 2038$1,035.64$275.68$1,311.32$82,928.74
230Nov 2038$1,039.04$272.28$1,311.32$81,889.70
231Dec 2038$1,042.45$268.87$1,311.32$80,847.25
2038 Total$12,286.67$3,449.17$15,735.84
232Jan 2039$1,045.87$265.45$1,311.32$79,801.38
233Feb 2039$1,049.31$262.01$1,311.32$78,752.07
234Mar 2039$1,052.75$258.57$1,311.32$77,699.32
235Apr 2039$1,056.21$255.11$1,311.32$76,643.11
236May 2039$1,059.68$251.64$1,311.32$75,583.43
237Jun 2039$1,063.15$248.17$1,311.32$74,520.28
238Jul 2039$1,066.65$244.67$1,311.32$73,453.63
239Aug 2039$1,070.15$241.17$1,311.32$72,383.48
240Sep 2039$1,073.66$237.66$1,311.32$71,309.82
241Oct 2039$1,077.19$234.13$1,311.32$70,232.63
242Nov 2039$1,080.72$230.60$1,311.32$69,151.91
243Dec 2039$1,084.27$227.05$1,311.32$68,067.64
2039 Total$12,779.61$2,956.23$15,735.84
244Jan 2040$1,087.83$223.49$1,311.32$66,979.81
245Feb 2040$1,091.40$219.92$1,311.32$65,888.41
246Mar 2040$1,094.99$216.33$1,311.32$64,793.42
247Apr 2040$1,098.58$212.74$1,311.32$63,694.84
248May 2040$1,102.19$209.13$1,311.32$62,592.65
249Jun 2040$1,105.81$205.51$1,311.32$61,486.84
250Jul 2040$1,109.44$201.88$1,311.32$60,377.40
251Aug 2040$1,113.08$198.24$1,311.32$59,264.32
252Sep 2040$1,116.74$194.58$1,311.32$58,147.58
253Oct 2040$1,120.40$190.92$1,311.32$57,027.18
254Nov 2040$1,124.08$187.24$1,311.32$55,903.10
255Dec 2040$1,127.77$183.55$1,311.32$54,775.33
2040 Total$13,292.31$2,443.53$15,735.84
256Jan 2041$1,131.47$179.85$1,311.32$53,643.86
257Feb 2041$1,135.19$176.13$1,311.32$52,508.67
258Mar 2041$1,138.92$172.40$1,311.32$51,369.75
259Apr 2041$1,142.66$168.66$1,311.32$50,227.09
260May 2041$1,146.41$164.91$1,311.32$49,080.68
261Jun 2041$1,150.17$161.15$1,311.32$47,930.51
262Jul 2041$1,153.95$157.37$1,311.32$46,776.56
263Aug 2041$1,157.74$153.58$1,311.32$45,618.82
264Sep 2041$1,161.54$149.78$1,311.32$44,457.28
265Oct 2041$1,165.35$145.97$1,311.32$43,291.93
266Nov 2041$1,169.18$142.14$1,311.32$42,122.75
267Dec 2041$1,173.02$138.30$1,311.32$40,949.73
2041 Total$13,825.6$1,910.24$15,735.84
268Jan 2042$1,176.87$134.45$1,311.32$39,772.86
269Feb 2042$1,180.73$130.59$1,311.32$38,592.13
270Mar 2042$1,184.61$126.71$1,311.32$37,407.52
271Apr 2042$1,188.50$122.82$1,311.32$36,219.02
272May 2042$1,192.40$118.92$1,311.32$35,026.62
273Jun 2042$1,196.32$115.00$1,311.32$33,830.30
274Jul 2042$1,200.24$111.08$1,311.32$32,630.06
275Aug 2042$1,204.18$107.14$1,311.32$31,425.88
276Sep 2042$1,208.14$103.18$1,311.32$30,217.74
277Oct 2042$1,212.11$99.21$1,311.32$29,005.63
278Nov 2042$1,216.08$95.24$1,311.32$27,789.55
279Dec 2042$1,220.08$91.24$1,311.32$26,569.47
2042 Total$14,380.26$1,355.58$15,735.84
280Jan 2043$1,224.08$87.24$1,311.32$25,345.39
281Feb 2043$1,228.10$83.22$1,311.32$24,117.29
282Mar 2043$1,232.13$79.19$1,311.32$22,885.16
283Apr 2043$1,236.18$75.14$1,311.32$21,648.98
284May 2043$1,240.24$71.08$1,311.32$20,408.74
285Jun 2043$1,244.31$67.01$1,311.32$19,164.43
286Jul 2043$1,248.40$62.92$1,311.32$17,916.03
287Aug 2043$1,252.50$58.82$1,311.32$16,663.53
288Sep 2043$1,256.61$54.71$1,311.32$15,406.92
289Oct 2043$1,260.73$50.59$1,311.32$14,146.19
290Nov 2043$1,264.87$46.45$1,311.32$12,881.32
291Dec 2043$1,269.03$42.29$1,311.32$11,612.29
2043 Total$14,957.18$778.66$15,735.84
292Jan 2044$1,273.19$38.13$1,311.32$10,339.10
293Feb 2044$1,277.37$33.95$1,311.32$9,061.73
294Mar 2044$1,281.57$29.75$1,311.32$7,780.16
295Apr 2044$1,285.78$25.54$1,311.32$6,494.38
296May 2044$1,290.00$21.32$1,311.32$5,204.38
297Jun 2044$1,294.23$17.09$1,311.32$3,910.15
298Jul 2044$1,298.48$12.84$1,311.32$2,611.67
299Aug 2044$1,302.75$8.57$1,311.32$1,308.92
300Sep 2044$1,307.02$4.30$1,311.32$1.90
2044 Total$11,610.39$191.49$11,801.88
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