Fixed Rate Home Loan (Interest Only) 1 Year from State Custodians

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.34%
Fixed - 1 year
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,085
Number of Repayments
300
Total Interest Paid
$25,500
Total repayments
$325,500
DatePrincipleInterestPaymentBalance
1Dec 2019$555.37$1,085.00$1,640.37$299,444.63
2019 Total$555.37$1,085$1,640.37
2Jan 2020$557.38$1,082.99$1,640.37$298,887.25
3Feb 2020$559.39$1,080.98$1,640.37$298,327.86
4Mar 2020$561.42$1,078.95$1,640.37$297,766.44
5Apr 2020$563.45$1,076.92$1,640.37$297,202.99
6May 2020$565.49$1,074.88$1,640.37$296,637.50
7Jun 2020$567.53$1,072.84$1,640.37$296,069.97
8Jul 2020$569.58$1,070.79$1,640.37$295,500.39
9Aug 2020$571.64$1,068.73$1,640.37$294,928.75
10Sep 2020$573.71$1,066.66$1,640.37$294,355.04
11Oct 2020$575.79$1,064.58$1,640.37$293,779.25
12Nov 2020$577.87$1,062.50$1,640.37$293,201.38
13Dec 2020$579.96$1,060.41$1,640.37$292,621.42
2020 Total$6,823.21$12,861.23$19,684.44
14Jan 2021$582.06$1,058.31$1,640.37$292,039.36
15Feb 2021$584.16$1,056.21$1,640.37$291,455.20
16Mar 2021$586.27$1,054.10$1,640.37$290,868.93
17Apr 2021$588.39$1,051.98$1,640.37$290,280.54
18May 2021$590.52$1,049.85$1,640.37$289,690.02
19Jun 2021$592.66$1,047.71$1,640.37$289,097.36
20Jul 2021$594.80$1,045.57$1,640.37$288,502.56
21Aug 2021$596.95$1,043.42$1,640.37$287,905.61
22Sep 2021$599.11$1,041.26$1,640.37$287,306.50
23Oct 2021$601.28$1,039.09$1,640.37$286,705.22
24Nov 2021$603.45$1,036.92$1,640.37$286,101.77
25Dec 2021$605.64$1,034.73$1,640.37$285,496.13
2021 Total$7,125.29$12,559.15$19,684.44
26Jan 2022$607.83$1,032.54$1,640.37$284,888.30
27Feb 2022$610.02$1,030.35$1,640.37$284,278.28
28Mar 2022$612.23$1,028.14$1,640.37$283,666.05
29Apr 2022$614.44$1,025.93$1,640.37$283,051.61
30May 2022$616.67$1,023.70$1,640.37$282,434.94
31Jun 2022$618.90$1,021.47$1,640.37$281,816.04
32Jul 2022$621.14$1,019.23$1,640.37$281,194.90
33Aug 2022$623.38$1,016.99$1,640.37$280,571.52
34Sep 2022$625.64$1,014.73$1,640.37$279,945.88
35Oct 2022$627.90$1,012.47$1,640.37$279,317.98
36Nov 2022$630.17$1,010.20$1,640.37$278,687.81
37Dec 2022$632.45$1,007.92$1,640.37$278,055.36
2022 Total$7,440.77$12,243.67$19,684.44
38Jan 2023$634.74$1,005.63$1,640.37$277,420.62
39Feb 2023$637.03$1,003.34$1,640.37$276,783.59
40Mar 2023$639.34$1,001.03$1,640.37$276,144.25
41Apr 2023$641.65$998.72$1,640.37$275,502.60
42May 2023$643.97$996.40$1,640.37$274,858.63
43Jun 2023$646.30$994.07$1,640.37$274,212.33
44Jul 2023$648.64$991.73$1,640.37$273,563.69
45Aug 2023$650.98$989.39$1,640.37$272,912.71
46Sep 2023$653.34$987.03$1,640.37$272,259.37
47Oct 2023$655.70$984.67$1,640.37$271,603.67
48Nov 2023$658.07$982.30$1,640.37$270,945.60
49Dec 2023$660.45$979.92$1,640.37$270,285.15
2023 Total$7,770.21$11,914.23$19,684.44
50Jan 2024$662.84$977.53$1,640.37$269,622.31
51Feb 2024$665.24$975.13$1,640.37$268,957.07
52Mar 2024$667.64$972.73$1,640.37$268,289.43
53Apr 2024$670.06$970.31$1,640.37$267,619.37
54May 2024$672.48$967.89$1,640.37$266,946.89
55Jun 2024$674.91$965.46$1,640.37$266,271.98
56Jul 2024$677.35$963.02$1,640.37$265,594.63
57Aug 2024$679.80$960.57$1,640.37$264,914.83
58Sep 2024$682.26$958.11$1,640.37$264,232.57
59Oct 2024$684.73$955.64$1,640.37$263,547.84
60Nov 2024$687.21$953.16$1,640.37$262,860.63
61Dec 2024$689.69$950.68$1,640.37$262,170.94
2024 Total$8,114.21$11,570.23$19,684.44
62Jan 2025$692.19$948.18$1,640.37$261,478.75
63Feb 2025$694.69$945.68$1,640.37$260,784.06
64Mar 2025$697.20$943.17$1,640.37$260,086.86
65Apr 2025$699.72$940.65$1,640.37$259,387.14
66May 2025$702.25$938.12$1,640.37$258,684.89
67Jun 2025$704.79$935.58$1,640.37$257,980.10
68Jul 2025$707.34$933.03$1,640.37$257,272.76
69Aug 2025$709.90$930.47$1,640.37$256,562.86
70Sep 2025$712.47$927.90$1,640.37$255,850.39
71Oct 2025$715.04$925.33$1,640.37$255,135.35
72Nov 2025$717.63$922.74$1,640.37$254,417.72
73Dec 2025$720.23$920.14$1,640.37$253,697.49
2025 Total$8,473.45$11,210.99$19,684.44
74Jan 2026$722.83$917.54$1,640.37$252,974.66
75Feb 2026$725.44$914.93$1,640.37$252,249.22
76Mar 2026$728.07$912.30$1,640.37$251,521.15
77Apr 2026$730.70$909.67$1,640.37$250,790.45
78May 2026$733.34$907.03$1,640.37$250,057.11
79Jun 2026$736.00$904.37$1,640.37$249,321.11
80Jul 2026$738.66$901.71$1,640.37$248,582.45
81Aug 2026$741.33$899.04$1,640.37$247,841.12
82Sep 2026$744.01$896.36$1,640.37$247,097.11
83Oct 2026$746.70$893.67$1,640.37$246,350.41
84Nov 2026$749.40$890.97$1,640.37$245,601.01
85Dec 2026$752.11$888.26$1,640.37$244,848.90
2026 Total$8,848.59$10,835.85$19,684.44
86Jan 2027$754.83$885.54$1,640.37$244,094.07
87Feb 2027$757.56$882.81$1,640.37$243,336.51
88Mar 2027$760.30$880.07$1,640.37$242,576.21
89Apr 2027$763.05$877.32$1,640.37$241,813.16
90May 2027$765.81$874.56$1,640.37$241,047.35
91Jun 2027$768.58$871.79$1,640.37$240,278.77
92Jul 2027$771.36$869.01$1,640.37$239,507.41
93Aug 2027$774.15$866.22$1,640.37$238,733.26
94Sep 2027$776.95$863.42$1,640.37$237,956.31
95Oct 2027$779.76$860.61$1,640.37$237,176.55
96Nov 2027$782.58$857.79$1,640.37$236,393.97
97Dec 2027$785.41$854.96$1,640.37$235,608.56
2027 Total$9,240.34$10,444.1$19,684.44
98Jan 2028$788.25$852.12$1,640.37$234,820.31
99Feb 2028$791.10$849.27$1,640.37$234,029.21
100Mar 2028$793.96$846.41$1,640.37$233,235.25
101Apr 2028$796.84$843.53$1,640.37$232,438.41
102May 2028$799.72$840.65$1,640.37$231,638.69
103Jun 2028$802.61$837.76$1,640.37$230,836.08
104Jul 2028$805.51$834.86$1,640.37$230,030.57
105Aug 2028$808.43$831.94$1,640.37$229,222.14
106Sep 2028$811.35$829.02$1,640.37$228,410.79
107Oct 2028$814.28$826.09$1,640.37$227,596.51
108Nov 2028$817.23$823.14$1,640.37$226,779.28
109Dec 2028$820.18$820.19$1,640.37$225,959.10
2028 Total$9,649.46$10,034.98$19,684.44
110Jan 2029$823.15$817.22$1,640.37$225,135.95
111Feb 2029$826.13$814.24$1,640.37$224,309.82
112Mar 2029$829.12$811.25$1,640.37$223,480.70
113Apr 2029$832.11$808.26$1,640.37$222,648.59
114May 2029$835.12$805.25$1,640.37$221,813.47
115Jun 2029$838.14$802.23$1,640.37$220,975.33
116Jul 2029$841.18$799.19$1,640.37$220,134.15
117Aug 2029$844.22$796.15$1,640.37$219,289.93
118Sep 2029$847.27$793.10$1,640.37$218,442.66
119Oct 2029$850.34$790.03$1,640.37$217,592.32
120Nov 2029$853.41$786.96$1,640.37$216,738.91
121Dec 2029$856.50$783.87$1,640.37$215,882.41
2029 Total$10,076.69$9,607.75$19,684.44
122Jan 2030$859.60$780.77$1,640.37$215,022.81
123Feb 2030$862.70$777.67$1,640.37$214,160.11
124Mar 2030$865.82$774.55$1,640.37$213,294.29
125Apr 2030$868.96$771.41$1,640.37$212,425.33
126May 2030$872.10$768.27$1,640.37$211,553.23
127Jun 2030$875.25$765.12$1,640.37$210,677.98
128Jul 2030$878.42$761.95$1,640.37$209,799.56
129Aug 2030$881.59$758.78$1,640.37$208,917.97
130Sep 2030$884.78$755.59$1,640.37$208,033.19
131Oct 2030$887.98$752.39$1,640.37$207,145.21
132Nov 2030$891.19$749.18$1,640.37$206,254.02
133Dec 2030$894.42$745.95$1,640.37$205,359.60
2030 Total$10,522.81$9,161.63$19,684.44
134Jan 2031$897.65$742.72$1,640.37$204,461.95
135Feb 2031$900.90$739.47$1,640.37$203,561.05
136Mar 2031$904.16$736.21$1,640.37$202,656.89
137Apr 2031$907.43$732.94$1,640.37$201,749.46
138May 2031$910.71$729.66$1,640.37$200,838.75
139Jun 2031$914.00$726.37$1,640.37$199,924.75
140Jul 2031$917.31$723.06$1,640.37$199,007.44
141Aug 2031$920.63$719.74$1,640.37$198,086.81
142Sep 2031$923.96$716.41$1,640.37$197,162.85
143Oct 2031$927.30$713.07$1,640.37$196,235.55
144Nov 2031$930.65$709.72$1,640.37$195,304.90
145Dec 2031$934.02$706.35$1,640.37$194,370.88
2031 Total$10,988.72$8,695.72$19,684.44
146Jan 2032$937.40$702.97$1,640.37$193,433.48
147Feb 2032$940.79$699.58$1,640.37$192,492.69
148Mar 2032$944.19$696.18$1,640.37$191,548.50
149Apr 2032$947.60$692.77$1,640.37$190,600.90
150May 2032$951.03$689.34$1,640.37$189,649.87
151Jun 2032$954.47$685.90$1,640.37$188,695.40
152Jul 2032$957.92$682.45$1,640.37$187,737.48
153Aug 2032$961.39$678.98$1,640.37$186,776.09
154Sep 2032$964.86$675.51$1,640.37$185,811.23
155Oct 2032$968.35$672.02$1,640.37$184,842.88
156Nov 2032$971.85$668.52$1,640.37$183,871.03
157Dec 2032$975.37$665.00$1,640.37$182,895.66
2032 Total$11,475.22$8,209.22$19,684.44
158Jan 2033$978.90$661.47$1,640.37$181,916.76
159Feb 2033$982.44$657.93$1,640.37$180,934.32
160Mar 2033$985.99$654.38$1,640.37$179,948.33
161Apr 2033$989.56$650.81$1,640.37$178,958.77
162May 2033$993.14$647.23$1,640.37$177,965.63
163Jun 2033$996.73$643.64$1,640.37$176,968.90
164Jul 2033$1,000.33$640.04$1,640.37$175,968.57
165Aug 2033$1,003.95$636.42$1,640.37$174,964.62
166Sep 2033$1,007.58$632.79$1,640.37$173,957.04
167Oct 2033$1,011.23$629.14$1,640.37$172,945.81
168Nov 2033$1,014.88$625.49$1,640.37$171,930.93
169Dec 2033$1,018.55$621.82$1,640.37$170,912.38
2033 Total$11,983.28$7,701.16$19,684.44
170Jan 2034$1,022.24$618.13$1,640.37$169,890.14
171Feb 2034$1,025.93$614.44$1,640.37$168,864.21
172Mar 2034$1,029.64$610.73$1,640.37$167,834.57
173Apr 2034$1,033.37$607.00$1,640.37$166,801.20
174May 2034$1,037.11$603.26$1,640.37$165,764.09
175Jun 2034$1,040.86$599.51$1,640.37$164,723.23
176Jul 2034$1,044.62$595.75$1,640.37$163,678.61
177Aug 2034$1,048.40$591.97$1,640.37$162,630.21
178Sep 2034$1,052.19$588.18$1,640.37$161,578.02
179Oct 2034$1,056.00$584.37$1,640.37$160,522.02
180Nov 2034$1,059.82$580.55$1,640.37$159,462.20
181Dec 2034$1,063.65$576.72$1,640.37$158,398.55
2034 Total$12,513.83$7,170.61$19,684.44
182Jan 2035$1,067.50$572.87$1,640.37$157,331.05
183Feb 2035$1,071.36$569.01$1,640.37$156,259.69
184Mar 2035$1,075.23$565.14$1,640.37$155,184.46
185Apr 2035$1,079.12$561.25$1,640.37$154,105.34
186May 2035$1,083.02$557.35$1,640.37$153,022.32
187Jun 2035$1,086.94$553.43$1,640.37$151,935.38
188Jul 2035$1,090.87$549.50$1,640.37$150,844.51
189Aug 2035$1,094.82$545.55$1,640.37$149,749.69
190Sep 2035$1,098.78$541.59$1,640.37$148,650.91
191Oct 2035$1,102.75$537.62$1,640.37$147,548.16
192Nov 2035$1,106.74$533.63$1,640.37$146,441.42
193Dec 2035$1,110.74$529.63$1,640.37$145,330.68
2035 Total$13,067.87$6,616.57$19,684.44
194Jan 2036$1,114.76$525.61$1,640.37$144,215.92
195Feb 2036$1,118.79$521.58$1,640.37$143,097.13
196Mar 2036$1,122.84$517.53$1,640.37$141,974.29
197Apr 2036$1,126.90$513.47$1,640.37$140,847.39
198May 2036$1,130.97$509.40$1,640.37$139,716.42
199Jun 2036$1,135.06$505.31$1,640.37$138,581.36
200Jul 2036$1,139.17$501.20$1,640.37$137,442.19
201Aug 2036$1,143.29$497.08$1,640.37$136,298.90
202Sep 2036$1,147.42$492.95$1,640.37$135,151.48
203Oct 2036$1,151.57$488.80$1,640.37$133,999.91
204Nov 2036$1,155.74$484.63$1,640.37$132,844.17
205Dec 2036$1,159.92$480.45$1,640.37$131,684.25
2036 Total$13,646.43$6,038.01$19,684.44
206Jan 2037$1,164.11$476.26$1,640.37$130,520.14
207Feb 2037$1,168.32$472.05$1,640.37$129,351.82
208Mar 2037$1,172.55$467.82$1,640.37$128,179.27
209Apr 2037$1,176.79$463.58$1,640.37$127,002.48
210May 2037$1,181.04$459.33$1,640.37$125,821.44
211Jun 2037$1,185.32$455.05$1,640.37$124,636.12
212Jul 2037$1,189.60$450.77$1,640.37$123,446.52
213Aug 2037$1,193.91$446.46$1,640.37$122,252.61
214Sep 2037$1,198.22$442.15$1,640.37$121,054.39
215Oct 2037$1,202.56$437.81$1,640.37$119,851.83
216Nov 2037$1,206.91$433.46$1,640.37$118,644.92
217Dec 2037$1,211.27$429.10$1,640.37$117,433.65
2037 Total$14,250.6$5,433.84$19,684.44
218Jan 2038$1,215.65$424.72$1,640.37$116,218.00
219Feb 2038$1,220.05$420.32$1,640.37$114,997.95
220Mar 2038$1,224.46$415.91$1,640.37$113,773.49
221Apr 2038$1,228.89$411.48$1,640.37$112,544.60
222May 2038$1,233.33$407.04$1,640.37$111,311.27
223Jun 2038$1,237.79$402.58$1,640.37$110,073.48
224Jul 2038$1,242.27$398.10$1,640.37$108,831.21
225Aug 2038$1,246.76$393.61$1,640.37$107,584.45
226Sep 2038$1,251.27$389.10$1,640.37$106,333.18
227Oct 2038$1,255.80$384.57$1,640.37$105,077.38
228Nov 2038$1,260.34$380.03$1,640.37$103,817.04
229Dec 2038$1,264.90$375.47$1,640.37$102,552.14
2038 Total$14,881.51$4,802.93$19,684.44
230Jan 2039$1,269.47$370.90$1,640.37$101,282.67
231Feb 2039$1,274.06$366.31$1,640.37$100,008.61
232Mar 2039$1,278.67$361.70$1,640.37$98,729.94
233Apr 2039$1,283.30$357.07$1,640.37$97,446.64
234May 2039$1,287.94$352.43$1,640.37$96,158.70
235Jun 2039$1,292.60$347.77$1,640.37$94,866.10
236Jul 2039$1,297.27$343.10$1,640.37$93,568.83
237Aug 2039$1,301.96$338.41$1,640.37$92,266.87
238Sep 2039$1,306.67$333.70$1,640.37$90,960.20
239Oct 2039$1,311.40$328.97$1,640.37$89,648.80
240Nov 2039$1,316.14$324.23$1,640.37$88,332.66
241Dec 2039$1,320.90$319.47$1,640.37$87,011.76
2039 Total$15,540.38$4,144.06$19,684.44
242Jan 2040$1,325.68$314.69$1,640.37$85,686.08
243Feb 2040$1,330.47$309.90$1,640.37$84,355.61
244Mar 2040$1,335.28$305.09$1,640.37$83,020.33
245Apr 2040$1,340.11$300.26$1,640.37$81,680.22
246May 2040$1,344.96$295.41$1,640.37$80,335.26
247Jun 2040$1,349.82$290.55$1,640.37$78,985.44
248Jul 2040$1,354.71$285.66$1,640.37$77,630.73
249Aug 2040$1,359.61$280.76$1,640.37$76,271.12
250Sep 2040$1,364.52$275.85$1,640.37$74,906.60
251Oct 2040$1,369.46$270.91$1,640.37$73,537.14
252Nov 2040$1,374.41$265.96$1,640.37$72,162.73
253Dec 2040$1,379.38$260.99$1,640.37$70,783.35
2040 Total$16,228.41$3,456.03$19,684.44
254Jan 2041$1,384.37$256.00$1,640.37$69,398.98
255Feb 2041$1,389.38$250.99$1,640.37$68,009.60
256Mar 2041$1,394.40$245.97$1,640.37$66,615.20
257Apr 2041$1,399.45$240.92$1,640.37$65,215.75
258May 2041$1,404.51$235.86$1,640.37$63,811.24
259Jun 2041$1,409.59$230.78$1,640.37$62,401.65
260Jul 2041$1,414.68$225.69$1,640.37$60,986.97
261Aug 2041$1,419.80$220.57$1,640.37$59,567.17
262Sep 2041$1,424.94$215.43$1,640.37$58,142.23
263Oct 2041$1,430.09$210.28$1,640.37$56,712.14
264Nov 2041$1,435.26$205.11$1,640.37$55,276.88
265Dec 2041$1,440.45$199.92$1,640.37$53,836.43
2041 Total$16,946.92$2,737.52$19,684.44
266Jan 2042$1,445.66$194.71$1,640.37$52,390.77
267Feb 2042$1,450.89$189.48$1,640.37$50,939.88
268Mar 2042$1,456.14$184.23$1,640.37$49,483.74
269Apr 2042$1,461.40$178.97$1,640.37$48,022.34
270May 2042$1,466.69$173.68$1,640.37$46,555.65
271Jun 2042$1,471.99$168.38$1,640.37$45,083.66
272Jul 2042$1,477.32$163.05$1,640.37$43,606.34
273Aug 2042$1,482.66$157.71$1,640.37$42,123.68
274Sep 2042$1,488.02$152.35$1,640.37$40,635.66
275Oct 2042$1,493.40$146.97$1,640.37$39,142.26
276Nov 2042$1,498.81$141.56$1,640.37$37,643.45
277Dec 2042$1,504.23$136.14$1,640.37$36,139.22
2042 Total$17,697.21$1,987.23$19,684.44
278Jan 2043$1,509.67$130.70$1,640.37$34,629.55
279Feb 2043$1,515.13$125.24$1,640.37$33,114.42
280Mar 2043$1,520.61$119.76$1,640.37$31,593.81
281Apr 2043$1,526.11$114.26$1,640.37$30,067.70
282May 2043$1,531.63$108.74$1,640.37$28,536.07
283Jun 2043$1,537.16$103.21$1,640.37$26,998.91
284Jul 2043$1,542.72$97.65$1,640.37$25,456.19
285Aug 2043$1,548.30$92.07$1,640.37$23,907.89
286Sep 2043$1,553.90$86.47$1,640.37$22,353.99
287Oct 2043$1,559.52$80.85$1,640.37$20,794.47
288Nov 2043$1,565.16$75.21$1,640.37$19,229.31
289Dec 2043$1,570.82$69.55$1,640.37$17,658.49
2043 Total$18,480.73$1,203.71$19,684.44
290Jan 2044$1,576.51$63.86$1,640.37$16,081.98
291Feb 2044$1,582.21$58.16$1,640.37$14,499.77
292Mar 2044$1,587.93$52.44$1,640.37$12,911.84
293Apr 2044$1,593.67$46.70$1,640.37$11,318.17
294May 2044$1,599.44$40.93$1,640.37$9,718.73
295Jun 2044$1,605.22$35.15$1,640.37$8,113.51
296Jul 2044$1,611.03$29.34$1,640.37$6,502.48
297Aug 2044$1,616.85$23.52$1,640.37$4,885.63
298Sep 2044$1,622.70$17.67$1,640.37$3,262.93
299Oct 2044$1,628.57$11.80$1,640.37$1,634.36
300Nov 2044$1,634.36$5.91$1,640.27$0.00
2044 Total$17,658.49$385.48$18,043.97
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