Fixed Rate Home Loan (Interest Only) 5 Years from State Custodians

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.94%
Fixed - 5 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,029
Number of Repayments
300
Total Interest Paid
$58,700
Total repayments
$308,700
DatePrincipleInterestPaymentBalance
1Oct 2019$423.58$1,029.17$1,452.75$249,576.42
2Nov 2019$425.33$1,027.42$1,452.75$249,151.09
3Dec 2019$427.08$1,025.67$1,452.75$248,724.01
2019 Total$1,275.99$3,082.26$4,358.25
4Jan 2020$428.84$1,023.91$1,452.75$248,295.17
5Feb 2020$430.60$1,022.15$1,452.75$247,864.57
6Mar 2020$432.37$1,020.38$1,452.75$247,432.20
7Apr 2020$434.15$1,018.60$1,452.75$246,998.05
8May 2020$435.94$1,016.81$1,452.75$246,562.11
9Jun 2020$437.74$1,015.01$1,452.75$246,124.37
10Jul 2020$439.54$1,013.21$1,452.75$245,684.83
11Aug 2020$441.35$1,011.40$1,452.75$245,243.48
12Sep 2020$443.16$1,009.59$1,452.75$244,800.32
13Oct 2020$444.99$1,007.76$1,452.75$244,355.33
14Nov 2020$446.82$1,005.93$1,452.75$243,908.51
15Dec 2020$448.66$1,004.09$1,452.75$243,459.85
2020 Total$5,264.16$12,168.84$17,433
16Jan 2021$450.51$1,002.24$1,452.75$243,009.34
17Feb 2021$452.36$1,000.39$1,452.75$242,556.98
18Mar 2021$454.22$998.53$1,452.75$242,102.76
19Apr 2021$456.09$996.66$1,452.75$241,646.67
20May 2021$457.97$994.78$1,452.75$241,188.70
21Jun 2021$459.86$992.89$1,452.75$240,728.84
22Jul 2021$461.75$991.00$1,452.75$240,267.09
23Aug 2021$463.65$989.10$1,452.75$239,803.44
24Sep 2021$465.56$987.19$1,452.75$239,337.88
25Oct 2021$467.48$985.27$1,452.75$238,870.40
26Nov 2021$469.40$983.35$1,452.75$238,401.00
27Dec 2021$471.33$981.42$1,452.75$237,929.67
2021 Total$5,530.18$11,902.82$17,433
28Jan 2022$473.27$979.48$1,452.75$237,456.40
29Feb 2022$475.22$977.53$1,452.75$236,981.18
30Mar 2022$477.18$975.57$1,452.75$236,504.00
31Apr 2022$479.14$973.61$1,452.75$236,024.86
32May 2022$481.11$971.64$1,452.75$235,543.75
33Jun 2022$483.09$969.66$1,452.75$235,060.66
34Jul 2022$485.08$967.67$1,452.75$234,575.58
35Aug 2022$487.08$965.67$1,452.75$234,088.50
36Sep 2022$489.09$963.66$1,452.75$233,599.41
37Oct 2022$491.10$961.65$1,452.75$233,108.31
38Nov 2022$493.12$959.63$1,452.75$232,615.19
39Dec 2022$495.15$957.60$1,452.75$232,120.04
2022 Total$5,809.63$11,623.37$17,433
40Jan 2023$497.19$955.56$1,452.75$231,622.85
41Feb 2023$499.24$953.51$1,452.75$231,123.61
42Mar 2023$501.29$951.46$1,452.75$230,622.32
43Apr 2023$503.35$949.40$1,452.75$230,118.97
44May 2023$505.43$947.32$1,452.75$229,613.54
45Jun 2023$507.51$945.24$1,452.75$229,106.03
46Jul 2023$509.60$943.15$1,452.75$228,596.43
47Aug 2023$511.69$941.06$1,452.75$228,084.74
48Sep 2023$513.80$938.95$1,452.75$227,570.94
49Oct 2023$515.92$936.83$1,452.75$227,055.02
50Nov 2023$518.04$934.71$1,452.75$226,536.98
51Dec 2023$520.17$932.58$1,452.75$226,016.81
2023 Total$6,103.23$11,329.77$17,433
52Jan 2024$522.31$930.44$1,452.75$225,494.50
53Feb 2024$524.46$928.29$1,452.75$224,970.04
54Mar 2024$526.62$926.13$1,452.75$224,443.42
55Apr 2024$528.79$923.96$1,452.75$223,914.63
56May 2024$530.97$921.78$1,452.75$223,383.66
57Jun 2024$533.15$919.60$1,452.75$222,850.51
58Jul 2024$535.35$917.40$1,452.75$222,315.16
59Aug 2024$537.55$915.20$1,452.75$221,777.61
60Sep 2024$539.77$912.98$1,452.75$221,237.84
61Oct 2024$541.99$910.76$1,452.75$220,695.85
62Nov 2024$544.22$908.53$1,452.75$220,151.63
63Dec 2024$546.46$906.29$1,452.75$219,605.17
2024 Total$6,411.64$11,021.36$17,433
64Jan 2025$548.71$904.04$1,452.75$219,056.46
65Feb 2025$550.97$901.78$1,452.75$218,505.49
66Mar 2025$553.24$899.51$1,452.75$217,952.25
67Apr 2025$555.51$897.24$1,452.75$217,396.74
68May 2025$557.80$894.95$1,452.75$216,838.94
69Jun 2025$560.10$892.65$1,452.75$216,278.84
70Jul 2025$562.40$890.35$1,452.75$215,716.44
71Aug 2025$564.72$888.03$1,452.75$215,151.72
72Sep 2025$567.04$885.71$1,452.75$214,584.68
73Oct 2025$569.38$883.37$1,452.75$214,015.30
74Nov 2025$571.72$881.03$1,452.75$213,443.58
75Dec 2025$574.07$878.68$1,452.75$212,869.51
2025 Total$6,735.66$10,697.34$17,433
76Jan 2026$576.44$876.31$1,452.75$212,293.07
77Feb 2026$578.81$873.94$1,452.75$211,714.26
78Mar 2026$581.19$871.56$1,452.75$211,133.07
79Apr 2026$583.59$869.16$1,452.75$210,549.48
80May 2026$585.99$866.76$1,452.75$209,963.49
81Jun 2026$588.40$864.35$1,452.75$209,375.09
82Jul 2026$590.82$861.93$1,452.75$208,784.27
83Aug 2026$593.25$859.50$1,452.75$208,191.02
84Sep 2026$595.70$857.05$1,452.75$207,595.32
85Oct 2026$598.15$854.60$1,452.75$206,997.17
86Nov 2026$600.61$852.14$1,452.75$206,396.56
87Dec 2026$603.08$849.67$1,452.75$205,793.48
2026 Total$7,076.03$10,356.97$17,433
88Jan 2027$605.57$847.18$1,452.75$205,187.91
89Feb 2027$608.06$844.69$1,452.75$204,579.85
90Mar 2027$610.56$842.19$1,452.75$203,969.29
91Apr 2027$613.08$839.67$1,452.75$203,356.21
92May 2027$615.60$837.15$1,452.75$202,740.61
93Jun 2027$618.13$834.62$1,452.75$202,122.48
94Jul 2027$620.68$832.07$1,452.75$201,501.80
95Aug 2027$623.23$829.52$1,452.75$200,878.57
96Sep 2027$625.80$826.95$1,452.75$200,252.77
97Oct 2027$628.38$824.37$1,452.75$199,624.39
98Nov 2027$630.96$821.79$1,452.75$198,993.43
99Dec 2027$633.56$819.19$1,452.75$198,359.87
2027 Total$7,433.61$9,999.39$17,433
100Jan 2028$636.17$816.58$1,452.75$197,723.70
101Feb 2028$638.79$813.96$1,452.75$197,084.91
102Mar 2028$641.42$811.33$1,452.75$196,443.49
103Apr 2028$644.06$808.69$1,452.75$195,799.43
104May 2028$646.71$806.04$1,452.75$195,152.72
105Jun 2028$649.37$803.38$1,452.75$194,503.35
106Jul 2028$652.04$800.71$1,452.75$193,851.31
107Aug 2028$654.73$798.02$1,452.75$193,196.58
108Sep 2028$657.42$795.33$1,452.75$192,539.16
109Oct 2028$660.13$792.62$1,452.75$191,879.03
110Nov 2028$662.85$789.90$1,452.75$191,216.18
111Dec 2028$665.58$787.17$1,452.75$190,550.60
2028 Total$7,809.27$9,623.73$17,433
112Jan 2029$668.32$784.43$1,452.75$189,882.28
113Feb 2029$671.07$781.68$1,452.75$189,211.21
114Mar 2029$673.83$778.92$1,452.75$188,537.38
115Apr 2029$676.60$776.15$1,452.75$187,860.78
116May 2029$679.39$773.36$1,452.75$187,181.39
117Jun 2029$682.19$770.56$1,452.75$186,499.20
118Jul 2029$684.99$767.76$1,452.75$185,814.21
119Aug 2029$687.81$764.94$1,452.75$185,126.40
120Sep 2029$690.65$762.10$1,452.75$184,435.75
121Oct 2029$693.49$759.26$1,452.75$183,742.26
122Nov 2029$696.34$756.41$1,452.75$183,045.92
123Dec 2029$699.21$753.54$1,452.75$182,346.71
2029 Total$8,203.89$9,229.11$17,433
124Jan 2030$702.09$750.66$1,452.75$181,644.62
125Feb 2030$704.98$747.77$1,452.75$180,939.64
126Mar 2030$707.88$744.87$1,452.75$180,231.76
127Apr 2030$710.80$741.95$1,452.75$179,520.96
128May 2030$713.72$739.03$1,452.75$178,807.24
129Jun 2030$716.66$736.09$1,452.75$178,090.58
130Jul 2030$719.61$733.14$1,452.75$177,370.97
131Aug 2030$722.57$730.18$1,452.75$176,648.40
132Sep 2030$725.55$727.20$1,452.75$175,922.85
133Oct 2030$728.53$724.22$1,452.75$175,194.32
134Nov 2030$731.53$721.22$1,452.75$174,462.79
135Dec 2030$734.54$718.21$1,452.75$173,728.25
2030 Total$8,618.46$8,814.54$17,433
136Jan 2031$737.57$715.18$1,452.75$172,990.68
137Feb 2031$740.61$712.14$1,452.75$172,250.07
138Mar 2031$743.65$709.10$1,452.75$171,506.42
139Apr 2031$746.72$706.03$1,452.75$170,759.70
140May 2031$749.79$702.96$1,452.75$170,009.91
141Jun 2031$752.88$699.87$1,452.75$169,257.03
142Jul 2031$755.98$696.77$1,452.75$168,501.05
143Aug 2031$759.09$693.66$1,452.75$167,741.96
144Sep 2031$762.21$690.54$1,452.75$166,979.75
145Oct 2031$765.35$687.40$1,452.75$166,214.40
146Nov 2031$768.50$684.25$1,452.75$165,445.90
147Dec 2031$771.66$681.09$1,452.75$164,674.24
2031 Total$9,054.01$8,378.99$17,433
148Jan 2032$774.84$677.91$1,452.75$163,899.40
149Feb 2032$778.03$674.72$1,452.75$163,121.37
150Mar 2032$781.23$671.52$1,452.75$162,340.14
151Apr 2032$784.45$668.30$1,452.75$161,555.69
152May 2032$787.68$665.07$1,452.75$160,768.01
153Jun 2032$790.92$661.83$1,452.75$159,977.09
154Jul 2032$794.18$658.57$1,452.75$159,182.91
155Aug 2032$797.45$655.30$1,452.75$158,385.46
156Sep 2032$800.73$652.02$1,452.75$157,584.73
157Oct 2032$804.03$648.72$1,452.75$156,780.70
158Nov 2032$807.34$645.41$1,452.75$155,973.36
159Dec 2032$810.66$642.09$1,452.75$155,162.70
2032 Total$9,511.54$7,921.46$17,433
160Jan 2033$814.00$638.75$1,452.75$154,348.70
161Feb 2033$817.35$635.40$1,452.75$153,531.35
162Mar 2033$820.71$632.04$1,452.75$152,710.64
163Apr 2033$824.09$628.66$1,452.75$151,886.55
164May 2033$827.48$625.27$1,452.75$151,059.07
165Jun 2033$830.89$621.86$1,452.75$150,228.18
166Jul 2033$834.31$618.44$1,452.75$149,393.87
167Aug 2033$837.75$615.00$1,452.75$148,556.12
168Sep 2033$841.19$611.56$1,452.75$147,714.93
169Oct 2033$844.66$608.09$1,452.75$146,870.27
170Nov 2033$848.13$604.62$1,452.75$146,022.14
171Dec 2033$851.63$601.12$1,452.75$145,170.51
2033 Total$9,992.19$7,440.81$17,433
172Jan 2034$855.13$597.62$1,452.75$144,315.38
173Feb 2034$858.65$594.10$1,452.75$143,456.73
174Mar 2034$862.19$590.56$1,452.75$142,594.54
175Apr 2034$865.74$587.01$1,452.75$141,728.80
176May 2034$869.30$583.45$1,452.75$140,859.50
177Jun 2034$872.88$579.87$1,452.75$139,986.62
178Jul 2034$876.47$576.28$1,452.75$139,110.15
179Aug 2034$880.08$572.67$1,452.75$138,230.07
180Sep 2034$883.70$569.05$1,452.75$137,346.37
181Oct 2034$887.34$565.41$1,452.75$136,459.03
182Nov 2034$890.99$561.76$1,452.75$135,568.04
183Dec 2034$894.66$558.09$1,452.75$134,673.38
2034 Total$10,497.13$6,935.87$17,433
184Jan 2035$898.34$554.41$1,452.75$133,775.04
185Feb 2035$902.04$550.71$1,452.75$132,873.00
186Mar 2035$905.76$546.99$1,452.75$131,967.24
187Apr 2035$909.48$543.27$1,452.75$131,057.76
188May 2035$913.23$539.52$1,452.75$130,144.53
189Jun 2035$916.99$535.76$1,452.75$129,227.54
190Jul 2035$920.76$531.99$1,452.75$128,306.78
191Aug 2035$924.55$528.20$1,452.75$127,382.23
192Sep 2035$928.36$524.39$1,452.75$126,453.87
193Oct 2035$932.18$520.57$1,452.75$125,521.69
194Nov 2035$936.02$516.73$1,452.75$124,585.67
195Dec 2035$939.87$512.88$1,452.75$123,645.80
2035 Total$11,027.58$6,405.42$17,433
196Jan 2036$943.74$509.01$1,452.75$122,702.06
197Feb 2036$947.63$505.12$1,452.75$121,754.43
198Mar 2036$951.53$501.22$1,452.75$120,802.90
199Apr 2036$955.44$497.31$1,452.75$119,847.46
200May 2036$959.38$493.37$1,452.75$118,888.08
201Jun 2036$963.33$489.42$1,452.75$117,924.75
202Jul 2036$967.29$485.46$1,452.75$116,957.46
203Aug 2036$971.28$481.47$1,452.75$115,986.18
204Sep 2036$975.27$477.48$1,452.75$115,010.91
205Oct 2036$979.29$473.46$1,452.75$114,031.62
206Nov 2036$983.32$469.43$1,452.75$113,048.30
207Dec 2036$987.37$465.38$1,452.75$112,060.93
2036 Total$11,584.87$5,848.13$17,433
208Jan 2037$991.43$461.32$1,452.75$111,069.50
209Feb 2037$995.51$457.24$1,452.75$110,073.99
210Mar 2037$999.61$453.14$1,452.75$109,074.38
211Apr 2037$1,003.73$449.02$1,452.75$108,070.65
212May 2037$1,007.86$444.89$1,452.75$107,062.79
213Jun 2037$1,012.01$440.74$1,452.75$106,050.78
214Jul 2037$1,016.17$436.58$1,452.75$105,034.61
215Aug 2037$1,020.36$432.39$1,452.75$104,014.25
216Sep 2037$1,024.56$428.19$1,452.75$102,989.69
217Oct 2037$1,028.78$423.97$1,452.75$101,960.91
218Nov 2037$1,033.01$419.74$1,452.75$100,927.90
219Dec 2037$1,037.26$415.49$1,452.75$99,890.64
2037 Total$12,170.29$5,262.71$17,433
220Jan 2038$1,041.53$411.22$1,452.75$98,849.11
221Feb 2038$1,045.82$406.93$1,452.75$97,803.29
222Mar 2038$1,050.13$402.62$1,452.75$96,753.16
223Apr 2038$1,054.45$398.30$1,452.75$95,698.71
224May 2038$1,058.79$393.96$1,452.75$94,639.92
225Jun 2038$1,063.15$389.60$1,452.75$93,576.77
226Jul 2038$1,067.53$385.22$1,452.75$92,509.24
227Aug 2038$1,071.92$380.83$1,452.75$91,437.32
228Sep 2038$1,076.33$376.42$1,452.75$90,360.99
229Oct 2038$1,080.76$371.99$1,452.75$89,280.23
230Nov 2038$1,085.21$367.54$1,452.75$88,195.02
231Dec 2038$1,089.68$363.07$1,452.75$87,105.34
2038 Total$12,785.3$4,647.7$17,433
232Jan 2039$1,094.17$358.58$1,452.75$86,011.17
233Feb 2039$1,098.67$354.08$1,452.75$84,912.50
234Mar 2039$1,103.19$349.56$1,452.75$83,809.31
235Apr 2039$1,107.74$345.01$1,452.75$82,701.57
236May 2039$1,112.30$340.45$1,452.75$81,589.27
237Jun 2039$1,116.87$335.88$1,452.75$80,472.40
238Jul 2039$1,121.47$331.28$1,452.75$79,350.93
239Aug 2039$1,126.09$326.66$1,452.75$78,224.84
240Sep 2039$1,130.72$322.03$1,452.75$77,094.12
241Oct 2039$1,135.38$317.37$1,452.75$75,958.74
242Nov 2039$1,140.05$312.70$1,452.75$74,818.69
243Dec 2039$1,144.75$308.00$1,452.75$73,673.94
2039 Total$13,431.4$4,001.6$17,433
244Jan 2040$1,149.46$303.29$1,452.75$72,524.48
245Feb 2040$1,154.19$298.56$1,452.75$71,370.29
246Mar 2040$1,158.94$293.81$1,452.75$70,211.35
247Apr 2040$1,163.71$289.04$1,452.75$69,047.64
248May 2040$1,168.50$284.25$1,452.75$67,879.14
249Jun 2040$1,173.31$279.44$1,452.75$66,705.83
250Jul 2040$1,178.14$274.61$1,452.75$65,527.69
251Aug 2040$1,182.99$269.76$1,452.75$64,344.70
252Sep 2040$1,187.86$264.89$1,452.75$63,156.84
253Oct 2040$1,192.75$260.00$1,452.75$61,964.09
254Nov 2040$1,197.66$255.09$1,452.75$60,766.43
255Dec 2040$1,202.59$250.16$1,452.75$59,563.84
2040 Total$14,110.1$3,322.9$17,433
256Jan 2041$1,207.55$245.20$1,452.75$58,356.29
257Feb 2041$1,212.52$240.23$1,452.75$57,143.77
258Mar 2041$1,217.51$235.24$1,452.75$55,926.26
259Apr 2041$1,222.52$230.23$1,452.75$54,703.74
260May 2041$1,227.55$225.20$1,452.75$53,476.19
261Jun 2041$1,232.61$220.14$1,452.75$52,243.58
262Jul 2041$1,237.68$215.07$1,452.75$51,005.90
263Aug 2041$1,242.78$209.97$1,452.75$49,763.12
264Sep 2041$1,247.89$204.86$1,452.75$48,515.23
265Oct 2041$1,253.03$199.72$1,452.75$47,262.20
266Nov 2041$1,258.19$194.56$1,452.75$46,004.01
267Dec 2041$1,263.37$189.38$1,452.75$44,740.64
2041 Total$14,823.2$2,609.8$17,433
268Jan 2042$1,268.57$184.18$1,452.75$43,472.07
269Feb 2042$1,273.79$178.96$1,452.75$42,198.28
270Mar 2042$1,279.03$173.72$1,452.75$40,919.25
271Apr 2042$1,284.30$168.45$1,452.75$39,634.95
272May 2042$1,289.59$163.16$1,452.75$38,345.36
273Jun 2042$1,294.89$157.86$1,452.75$37,050.47
274Jul 2042$1,300.23$152.52$1,452.75$35,750.24
275Aug 2042$1,305.58$147.17$1,452.75$34,444.66
276Sep 2042$1,310.95$141.80$1,452.75$33,133.71
277Oct 2042$1,316.35$136.40$1,452.75$31,817.36
278Nov 2042$1,321.77$130.98$1,452.75$30,495.59
279Dec 2042$1,327.21$125.54$1,452.75$29,168.38
2042 Total$15,572.26$1,860.74$17,433
280Jan 2043$1,332.67$120.08$1,452.75$27,835.71
281Feb 2043$1,338.16$114.59$1,452.75$26,497.55
282Mar 2043$1,343.67$109.08$1,452.75$25,153.88
283Apr 2043$1,349.20$103.55$1,452.75$23,804.68
284May 2043$1,354.75$98.00$1,452.75$22,449.93
285Jun 2043$1,360.33$92.42$1,452.75$21,089.60
286Jul 2043$1,365.93$86.82$1,452.75$19,723.67
287Aug 2043$1,371.55$81.20$1,452.75$18,352.12
288Sep 2043$1,377.20$75.55$1,452.75$16,974.92
289Oct 2043$1,382.87$69.88$1,452.75$15,592.05
290Nov 2043$1,388.56$64.19$1,452.75$14,203.49
291Dec 2043$1,394.28$58.47$1,452.75$12,809.21
2043 Total$16,359.17$1,073.83$17,433
292Jan 2044$1,400.02$52.73$1,452.75$11,409.19
293Feb 2044$1,405.78$46.97$1,452.75$10,003.41
294Mar 2044$1,411.57$41.18$1,452.75$8,591.84
295Apr 2044$1,417.38$35.37$1,452.75$7,174.46
296May 2044$1,423.22$29.53$1,452.75$5,751.24
297Jun 2044$1,429.07$23.68$1,452.75$4,322.17
298Jul 2044$1,434.96$17.79$1,452.75$2,887.21
299Aug 2044$1,440.86$11.89$1,452.75$1,446.35
300Sep 2044$1,446.35$5.95$1,452.30$0.00
2044 Total$12,809.21$265.09$13,074.3
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