Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%) from State Custodians

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.40%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,238
Number of Repayments
300
Total Interest Paid
$121,400
Total repayments
$371,400
DatePrincipleInterestPaymentBalance
1Aug 2019$529.86$708.33$1,238.19$249,470.14
2Sep 2019$531.36$706.83$1,238.19$248,938.78
3Oct 2019$532.86$705.33$1,238.19$248,405.92
4Nov 2019$534.37$703.82$1,238.19$247,871.55
5Dec 2019$535.89$702.30$1,238.19$247,335.66
2019 Total$2,664.34$3,526.61$6,190.95
6Jan 2020$537.41$700.78$1,238.19$246,798.25
7Feb 2020$538.93$699.26$1,238.19$246,259.32
8Mar 2020$540.46$697.73$1,238.19$245,718.86
9Apr 2020$541.99$696.20$1,238.19$245,176.87
10May 2020$543.52$694.67$1,238.19$244,633.35
11Jun 2020$545.06$693.13$1,238.19$244,088.29
12Jul 2020$546.61$691.58$1,238.19$243,541.68
13Aug 2020$548.16$690.03$1,238.19$242,993.52
14Sep 2020$549.71$688.48$1,238.19$242,443.81
15Oct 2020$551.27$686.92$1,238.19$241,892.54
16Nov 2020$552.83$685.36$1,238.19$241,339.71
17Dec 2020$554.39$683.80$1,238.19$240,785.32
2020 Total$6,550.34$8,307.94$14,858.28
18Jan 2021$555.96$682.23$1,238.19$240,229.36
19Feb 2021$557.54$680.65$1,238.19$239,671.82
20Mar 2021$559.12$679.07$1,238.19$239,112.70
21Apr 2021$560.70$677.49$1,238.19$238,552.00
22May 2021$562.29$675.90$1,238.19$237,989.71
23Jun 2021$563.89$674.30$1,238.19$237,425.82
24Jul 2021$565.48$672.71$1,238.19$236,860.34
25Aug 2021$567.09$671.10$1,238.19$236,293.25
26Sep 2021$568.69$669.50$1,238.19$235,724.56
27Oct 2021$570.30$667.89$1,238.19$235,154.26
28Nov 2021$571.92$666.27$1,238.19$234,582.34
29Dec 2021$573.54$664.65$1,238.19$234,008.80
2021 Total$6,776.52$8,081.76$14,858.28
30Jan 2022$575.17$663.02$1,238.19$233,433.63
31Feb 2022$576.79$661.40$1,238.19$232,856.84
32Mar 2022$578.43$659.76$1,238.19$232,278.41
33Apr 2022$580.07$658.12$1,238.19$231,698.34
34May 2022$581.71$656.48$1,238.19$231,116.63
35Jun 2022$583.36$654.83$1,238.19$230,533.27
36Jul 2022$585.01$653.18$1,238.19$229,948.26
37Aug 2022$586.67$651.52$1,238.19$229,361.59
38Sep 2022$588.33$649.86$1,238.19$228,773.26
39Oct 2022$590.00$648.19$1,238.19$228,183.26
40Nov 2022$591.67$646.52$1,238.19$227,591.59
41Dec 2022$593.35$644.84$1,238.19$226,998.24
2022 Total$7,010.56$7,847.72$14,858.28
42Jan 2023$595.03$643.16$1,238.19$226,403.21
43Feb 2023$596.71$641.48$1,238.19$225,806.50
44Mar 2023$598.40$639.79$1,238.19$225,208.10
45Apr 2023$600.10$638.09$1,238.19$224,608.00
46May 2023$601.80$636.39$1,238.19$224,006.20
47Jun 2023$603.51$634.68$1,238.19$223,402.69
48Jul 2023$605.22$632.97$1,238.19$222,797.47
49Aug 2023$606.93$631.26$1,238.19$222,190.54
50Sep 2023$608.65$629.54$1,238.19$221,581.89
51Oct 2023$610.37$627.82$1,238.19$220,971.52
52Nov 2023$612.10$626.09$1,238.19$220,359.42
53Dec 2023$613.84$624.35$1,238.19$219,745.58
2023 Total$7,252.66$7,605.62$14,858.28
54Jan 2024$615.58$622.61$1,238.19$219,130.00
55Feb 2024$617.32$620.87$1,238.19$218,512.68
56Mar 2024$619.07$619.12$1,238.19$217,893.61
57Apr 2024$620.82$617.37$1,238.19$217,272.79
58May 2024$622.58$615.61$1,238.19$216,650.21
59Jun 2024$624.35$613.84$1,238.19$216,025.86
60Jul 2024$626.12$612.07$1,238.19$215,399.74
61Aug 2024$627.89$610.30$1,238.19$214,771.85
62Sep 2024$629.67$608.52$1,238.19$214,142.18
63Oct 2024$631.45$606.74$1,238.19$213,510.73
64Nov 2024$633.24$604.95$1,238.19$212,877.49
65Dec 2024$635.04$603.15$1,238.19$212,242.45
2024 Total$7,503.13$7,355.15$14,858.28
66Jan 2025$636.84$601.35$1,238.19$211,605.61
67Feb 2025$638.64$599.55$1,238.19$210,966.97
68Mar 2025$640.45$597.74$1,238.19$210,326.52
69Apr 2025$642.26$595.93$1,238.19$209,684.26
70May 2025$644.08$594.11$1,238.19$209,040.18
71Jun 2025$645.91$592.28$1,238.19$208,394.27
72Jul 2025$647.74$590.45$1,238.19$207,746.53
73Aug 2025$649.57$588.62$1,238.19$207,096.96
74Sep 2025$651.42$586.77$1,238.19$206,445.54
75Oct 2025$653.26$584.93$1,238.19$205,792.28
76Nov 2025$655.11$583.08$1,238.19$205,137.17
77Dec 2025$656.97$581.22$1,238.19$204,480.20
2025 Total$7,762.25$7,096.03$14,858.28
78Jan 2026$658.83$579.36$1,238.19$203,821.37
79Feb 2026$660.70$577.49$1,238.19$203,160.67
80Mar 2026$662.57$575.62$1,238.19$202,498.10
81Apr 2026$664.45$573.74$1,238.19$201,833.65
82May 2026$666.33$571.86$1,238.19$201,167.32
83Jun 2026$668.22$569.97$1,238.19$200,499.10
84Jul 2026$670.11$568.08$1,238.19$199,828.99
85Aug 2026$672.01$566.18$1,238.19$199,156.98
86Sep 2026$673.91$564.28$1,238.19$198,483.07
87Oct 2026$675.82$562.37$1,238.19$197,807.25
88Nov 2026$677.74$560.45$1,238.19$197,129.51
89Dec 2026$679.66$558.53$1,238.19$196,449.85
2026 Total$8,030.35$6,827.93$14,858.28
90Jan 2027$681.58$556.61$1,238.19$195,768.27
91Feb 2027$683.51$554.68$1,238.19$195,084.76
92Mar 2027$685.45$552.74$1,238.19$194,399.31
93Apr 2027$687.39$550.80$1,238.19$193,711.92
94May 2027$689.34$548.85$1,238.19$193,022.58
95Jun 2027$691.29$546.90$1,238.19$192,331.29
96Jul 2027$693.25$544.94$1,238.19$191,638.04
97Aug 2027$695.22$542.97$1,238.19$190,942.82
98Sep 2027$697.19$541.00$1,238.19$190,245.63
99Oct 2027$699.16$539.03$1,238.19$189,546.47
100Nov 2027$701.14$537.05$1,238.19$188,845.33
101Dec 2027$703.13$535.06$1,238.19$188,142.20
2027 Total$8,307.65$6,550.63$14,858.28
102Jan 2028$705.12$533.07$1,238.19$187,437.08
103Feb 2028$707.12$531.07$1,238.19$186,729.96
104Mar 2028$709.12$529.07$1,238.19$186,020.84
105Apr 2028$711.13$527.06$1,238.19$185,309.71
106May 2028$713.15$525.04$1,238.19$184,596.56
107Jun 2028$715.17$523.02$1,238.19$183,881.39
108Jul 2028$717.19$521.00$1,238.19$183,164.20
109Aug 2028$719.22$518.97$1,238.19$182,444.98
110Sep 2028$721.26$516.93$1,238.19$181,723.72
111Oct 2028$723.31$514.88$1,238.19$181,000.41
112Nov 2028$725.36$512.83$1,238.19$180,275.05
113Dec 2028$727.41$510.78$1,238.19$179,547.64
2028 Total$8,594.56$6,263.72$14,858.28
114Jan 2029$729.47$508.72$1,238.19$178,818.17
115Feb 2029$731.54$506.65$1,238.19$178,086.63
116Mar 2029$733.61$504.58$1,238.19$177,353.02
117Apr 2029$735.69$502.50$1,238.19$176,617.33
118May 2029$737.77$500.42$1,238.19$175,879.56
119Jun 2029$739.86$498.33$1,238.19$175,139.70
120Jul 2029$741.96$496.23$1,238.19$174,397.74
121Aug 2029$744.06$494.13$1,238.19$173,653.68
122Sep 2029$746.17$492.02$1,238.19$172,907.51
123Oct 2029$748.29$489.90$1,238.19$172,159.22
124Nov 2029$750.41$487.78$1,238.19$171,408.81
125Dec 2029$752.53$485.66$1,238.19$170,656.28
2029 Total$8,891.36$5,966.92$14,858.28
126Jan 2030$754.66$483.53$1,238.19$169,901.62
127Feb 2030$756.80$481.39$1,238.19$169,144.82
128Mar 2030$758.95$479.24$1,238.19$168,385.87
129Apr 2030$761.10$477.09$1,238.19$167,624.77
130May 2030$763.25$474.94$1,238.19$166,861.52
131Jun 2030$765.42$472.77$1,238.19$166,096.10
132Jul 2030$767.58$470.61$1,238.19$165,328.52
133Aug 2030$769.76$468.43$1,238.19$164,558.76
134Sep 2030$771.94$466.25$1,238.19$163,786.82
135Oct 2030$774.13$464.06$1,238.19$163,012.69
136Nov 2030$776.32$461.87$1,238.19$162,236.37
137Dec 2030$778.52$459.67$1,238.19$161,457.85
2030 Total$9,198.43$5,659.85$14,858.28
138Jan 2031$780.73$457.46$1,238.19$160,677.12
139Feb 2031$782.94$455.25$1,238.19$159,894.18
140Mar 2031$785.16$453.03$1,238.19$159,109.02
141Apr 2031$787.38$450.81$1,238.19$158,321.64
142May 2031$789.61$448.58$1,238.19$157,532.03
143Jun 2031$791.85$446.34$1,238.19$156,740.18
144Jul 2031$794.09$444.10$1,238.19$155,946.09
145Aug 2031$796.34$441.85$1,238.19$155,149.75
146Sep 2031$798.60$439.59$1,238.19$154,351.15
147Oct 2031$800.86$437.33$1,238.19$153,550.29
148Nov 2031$803.13$435.06$1,238.19$152,747.16
149Dec 2031$805.41$432.78$1,238.19$151,941.75
2031 Total$9,516.1$5,342.18$14,858.28
150Jan 2032$807.69$430.50$1,238.19$151,134.06
151Feb 2032$809.98$428.21$1,238.19$150,324.08
152Mar 2032$812.27$425.92$1,238.19$149,511.81
153Apr 2032$814.57$423.62$1,238.19$148,697.24
154May 2032$816.88$421.31$1,238.19$147,880.36
155Jun 2032$819.20$418.99$1,238.19$147,061.16
156Jul 2032$821.52$416.67$1,238.19$146,239.64
157Aug 2032$823.84$414.35$1,238.19$145,415.80
158Sep 2032$826.18$412.01$1,238.19$144,589.62
159Oct 2032$828.52$409.67$1,238.19$143,761.10
160Nov 2032$830.87$407.32$1,238.19$142,930.23
161Dec 2032$833.22$404.97$1,238.19$142,097.01
2032 Total$9,844.74$5,013.54$14,858.28
162Jan 2033$835.58$402.61$1,238.19$141,261.43
163Feb 2033$837.95$400.24$1,238.19$140,423.48
164Mar 2033$840.32$397.87$1,238.19$139,583.16
165Apr 2033$842.70$395.49$1,238.19$138,740.46
166May 2033$845.09$393.10$1,238.19$137,895.37
167Jun 2033$847.49$390.70$1,238.19$137,047.88
168Jul 2033$849.89$388.30$1,238.19$136,197.99
169Aug 2033$852.30$385.89$1,238.19$135,345.69
170Sep 2033$854.71$383.48$1,238.19$134,490.98
171Oct 2033$857.13$381.06$1,238.19$133,633.85
172Nov 2033$859.56$378.63$1,238.19$132,774.29
173Dec 2033$862.00$376.19$1,238.19$131,912.29
2033 Total$10,184.72$4,673.56$14,858.28
174Jan 2034$864.44$373.75$1,238.19$131,047.85
175Feb 2034$866.89$371.30$1,238.19$130,180.96
176Mar 2034$869.34$368.85$1,238.19$129,311.62
177Apr 2034$871.81$366.38$1,238.19$128,439.81
178May 2034$874.28$363.91$1,238.19$127,565.53
179Jun 2034$876.75$361.44$1,238.19$126,688.78
180Jul 2034$879.24$358.95$1,238.19$125,809.54
181Aug 2034$881.73$356.46$1,238.19$124,927.81
182Sep 2034$884.23$353.96$1,238.19$124,043.58
183Oct 2034$886.73$351.46$1,238.19$123,156.85
184Nov 2034$889.25$348.94$1,238.19$122,267.60
185Dec 2034$891.77$346.42$1,238.19$121,375.83
2034 Total$10,536.46$4,321.82$14,858.28
186Jan 2035$894.29$343.90$1,238.19$120,481.54
187Feb 2035$896.83$341.36$1,238.19$119,584.71
188Mar 2035$899.37$338.82$1,238.19$118,685.34
189Apr 2035$901.91$336.28$1,238.19$117,783.43
190May 2035$904.47$333.72$1,238.19$116,878.96
191Jun 2035$907.03$331.16$1,238.19$115,971.93
192Jul 2035$909.60$328.59$1,238.19$115,062.33
193Aug 2035$912.18$326.01$1,238.19$114,150.15
194Sep 2035$914.76$323.43$1,238.19$113,235.39
195Oct 2035$917.36$320.83$1,238.19$112,318.03
196Nov 2035$919.96$318.23$1,238.19$111,398.07
197Dec 2035$922.56$315.63$1,238.19$110,475.51
2035 Total$10,900.32$3,957.96$14,858.28
198Jan 2036$925.18$313.01$1,238.19$109,550.33
199Feb 2036$927.80$310.39$1,238.19$108,622.53
200Mar 2036$930.43$307.76$1,238.19$107,692.10
201Apr 2036$933.06$305.13$1,238.19$106,759.04
202May 2036$935.71$302.48$1,238.19$105,823.33
203Jun 2036$938.36$299.83$1,238.19$104,884.97
204Jul 2036$941.02$297.17$1,238.19$103,943.95
205Aug 2036$943.68$294.51$1,238.19$103,000.27
206Sep 2036$946.36$291.83$1,238.19$102,053.91
207Oct 2036$949.04$289.15$1,238.19$101,104.87
208Nov 2036$951.73$286.46$1,238.19$100,153.14
209Dec 2036$954.42$283.77$1,238.19$99,198.72
2036 Total$11,276.79$3,581.49$14,858.28
210Jan 2037$957.13$281.06$1,238.19$98,241.59
211Feb 2037$959.84$278.35$1,238.19$97,281.75
212Mar 2037$962.56$275.63$1,238.19$96,319.19
213Apr 2037$965.29$272.90$1,238.19$95,353.90
214May 2037$968.02$270.17$1,238.19$94,385.88
215Jun 2037$970.76$267.43$1,238.19$93,415.12
216Jul 2037$973.51$264.68$1,238.19$92,441.61
217Aug 2037$976.27$261.92$1,238.19$91,465.34
218Sep 2037$979.04$259.15$1,238.19$90,486.30
219Oct 2037$981.81$256.38$1,238.19$89,504.49
220Nov 2037$984.59$253.60$1,238.19$88,519.90
221Dec 2037$987.38$250.81$1,238.19$87,532.52
2037 Total$11,666.2$3,192.08$14,858.28
222Jan 2038$990.18$248.01$1,238.19$86,542.34
223Feb 2038$992.99$245.20$1,238.19$85,549.35
224Mar 2038$995.80$242.39$1,238.19$84,553.55
225Apr 2038$998.62$239.57$1,238.19$83,554.93
226May 2038$1,001.45$236.74$1,238.19$82,553.48
227Jun 2038$1,004.29$233.90$1,238.19$81,549.19
228Jul 2038$1,007.13$231.06$1,238.19$80,542.06
229Aug 2038$1,009.99$228.20$1,238.19$79,532.07
230Sep 2038$1,012.85$225.34$1,238.19$78,519.22
231Oct 2038$1,015.72$222.47$1,238.19$77,503.50
232Nov 2038$1,018.60$219.59$1,238.19$76,484.90
233Dec 2038$1,021.48$216.71$1,238.19$75,463.42
2038 Total$12,069.1$2,789.18$14,858.28
234Jan 2039$1,024.38$213.81$1,238.19$74,439.04
235Feb 2039$1,027.28$210.91$1,238.19$73,411.76
236Mar 2039$1,030.19$208.00$1,238.19$72,381.57
237Apr 2039$1,033.11$205.08$1,238.19$71,348.46
238May 2039$1,036.04$202.15$1,238.19$70,312.42
239Jun 2039$1,038.97$199.22$1,238.19$69,273.45
240Jul 2039$1,041.92$196.27$1,238.19$68,231.53
241Aug 2039$1,044.87$193.32$1,238.19$67,186.66
242Sep 2039$1,047.83$190.36$1,238.19$66,138.83
243Oct 2039$1,050.80$187.39$1,238.19$65,088.03
244Nov 2039$1,053.77$184.42$1,238.19$64,034.26
245Dec 2039$1,056.76$181.43$1,238.19$62,977.50
2039 Total$12,485.92$2,372.36$14,858.28
246Jan 2040$1,059.75$178.44$1,238.19$61,917.75
247Feb 2040$1,062.76$175.43$1,238.19$60,854.99
248Mar 2040$1,065.77$172.42$1,238.19$59,789.22
249Apr 2040$1,068.79$169.40$1,238.19$58,720.43
250May 2040$1,071.82$166.37$1,238.19$57,648.61
251Jun 2040$1,074.85$163.34$1,238.19$56,573.76
252Jul 2040$1,077.90$160.29$1,238.19$55,495.86
253Aug 2040$1,080.95$157.24$1,238.19$54,414.91
254Sep 2040$1,084.01$154.18$1,238.19$53,330.90
255Oct 2040$1,087.09$151.10$1,238.19$52,243.81
256Nov 2040$1,090.17$148.02$1,238.19$51,153.64
257Dec 2040$1,093.25$144.94$1,238.19$50,060.39
2040 Total$12,917.11$1,941.17$14,858.28
258Jan 2041$1,096.35$141.84$1,238.19$48,964.04
259Feb 2041$1,099.46$138.73$1,238.19$47,864.58
260Mar 2041$1,102.57$135.62$1,238.19$46,762.01
261Apr 2041$1,105.70$132.49$1,238.19$45,656.31
262May 2041$1,108.83$129.36$1,238.19$44,547.48
263Jun 2041$1,111.97$126.22$1,238.19$43,435.51
264Jul 2041$1,115.12$123.07$1,238.19$42,320.39
265Aug 2041$1,118.28$119.91$1,238.19$41,202.11
266Sep 2041$1,121.45$116.74$1,238.19$40,080.66
267Oct 2041$1,124.63$113.56$1,238.19$38,956.03
268Nov 2041$1,127.81$110.38$1,238.19$37,828.22
269Dec 2041$1,131.01$107.18$1,238.19$36,697.21
2041 Total$13,363.18$1,495.1$14,858.28
270Jan 2042$1,134.21$103.98$1,238.19$35,563.00
271Feb 2042$1,137.43$100.76$1,238.19$34,425.57
272Mar 2042$1,140.65$97.54$1,238.19$33,284.92
273Apr 2042$1,143.88$94.31$1,238.19$32,141.04
274May 2042$1,147.12$91.07$1,238.19$30,993.92
275Jun 2042$1,150.37$87.82$1,238.19$29,843.55
276Jul 2042$1,153.63$84.56$1,238.19$28,689.92
277Aug 2042$1,156.90$81.29$1,238.19$27,533.02
278Sep 2042$1,160.18$78.01$1,238.19$26,372.84
279Oct 2042$1,163.47$74.72$1,238.19$25,209.37
280Nov 2042$1,166.76$71.43$1,238.19$24,042.61
281Dec 2042$1,170.07$68.12$1,238.19$22,872.54
2042 Total$13,824.67$1,033.61$14,858.28
282Jan 2043$1,173.38$64.81$1,238.19$21,699.16
283Feb 2043$1,176.71$61.48$1,238.19$20,522.45
284Mar 2043$1,180.04$58.15$1,238.19$19,342.41
285Apr 2043$1,183.39$54.80$1,238.19$18,159.02
286May 2043$1,186.74$51.45$1,238.19$16,972.28
287Jun 2043$1,190.10$48.09$1,238.19$15,782.18
288Jul 2043$1,193.47$44.72$1,238.19$14,588.71
289Aug 2043$1,196.86$41.33$1,238.19$13,391.85
290Sep 2043$1,200.25$37.94$1,238.19$12,191.60
291Oct 2043$1,203.65$34.54$1,238.19$10,987.95
292Nov 2043$1,207.06$31.13$1,238.19$9,780.89
293Dec 2043$1,210.48$27.71$1,238.19$8,570.41
2043 Total$14,302.13$556.15$14,858.28
294Jan 2044$1,213.91$24.28$1,238.19$7,356.50
295Feb 2044$1,217.35$20.84$1,238.19$6,139.15
296Mar 2044$1,220.80$17.39$1,238.19$4,918.35
297Apr 2044$1,224.25$13.94$1,238.19$3,694.10
298May 2044$1,227.72$10.47$1,238.19$2,466.38
299Jun 2044$1,231.20$6.99$1,238.19$1,235.18
300Jul 2044$1,234.69$3.50$1,238.19$0.49
2044 Total$8,569.92$97.41$8,667.33
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