Low Rate Investment Loan with Offset (Principal and Interest) (LVR < 80%) from State Custodians

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.65%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,272
Number of Repayments
300
Total Interest Paid
$131,600
Total repayments
$381,600
DatePrincipleInterestPaymentBalance
1Aug 2019$511.34$760.42$1,271.76$249,488.66
2Sep 2019$512.90$758.86$1,271.76$248,975.76
3Oct 2019$514.46$757.30$1,271.76$248,461.30
4Nov 2019$516.02$755.74$1,271.76$247,945.28
5Dec 2019$517.59$754.17$1,271.76$247,427.69
2019 Total$2,572.31$3,786.49$6,358.8
6Jan 2020$519.17$752.59$1,271.76$246,908.52
7Feb 2020$520.75$751.01$1,271.76$246,387.77
8Mar 2020$522.33$749.43$1,271.76$245,865.44
9Apr 2020$523.92$747.84$1,271.76$245,341.52
10May 2020$525.51$746.25$1,271.76$244,816.01
11Jun 2020$527.11$744.65$1,271.76$244,288.90
12Jul 2020$528.71$743.05$1,271.76$243,760.19
13Aug 2020$530.32$741.44$1,271.76$243,229.87
14Sep 2020$531.94$739.82$1,271.76$242,697.93
15Oct 2020$533.55$738.21$1,271.76$242,164.38
16Nov 2020$535.18$736.58$1,271.76$241,629.20
17Dec 2020$536.80$734.96$1,271.76$241,092.40
2020 Total$6,335.29$8,925.83$15,261.12
18Jan 2021$538.44$733.32$1,271.76$240,553.96
19Feb 2021$540.08$731.68$1,271.76$240,013.88
20Mar 2021$541.72$730.04$1,271.76$239,472.16
21Apr 2021$543.37$728.39$1,271.76$238,928.79
22May 2021$545.02$726.74$1,271.76$238,383.77
23Jun 2021$546.68$725.08$1,271.76$237,837.09
24Jul 2021$548.34$723.42$1,271.76$237,288.75
25Aug 2021$550.01$721.75$1,271.76$236,738.74
26Sep 2021$551.68$720.08$1,271.76$236,187.06
27Oct 2021$553.36$718.40$1,271.76$235,633.70
28Nov 2021$555.04$716.72$1,271.76$235,078.66
29Dec 2021$556.73$715.03$1,271.76$234,521.93
2021 Total$6,570.47$8,690.65$15,261.12
30Jan 2022$558.42$713.34$1,271.76$233,963.51
31Feb 2022$560.12$711.64$1,271.76$233,403.39
32Mar 2022$561.82$709.94$1,271.76$232,841.57
33Apr 2022$563.53$708.23$1,271.76$232,278.04
34May 2022$565.25$706.51$1,271.76$231,712.79
35Jun 2022$566.97$704.79$1,271.76$231,145.82
36Jul 2022$568.69$703.07$1,271.76$230,577.13
37Aug 2022$570.42$701.34$1,271.76$230,006.71
38Sep 2022$572.16$699.60$1,271.76$229,434.55
39Oct 2022$573.90$697.86$1,271.76$228,860.65
40Nov 2022$575.64$696.12$1,271.76$228,285.01
41Dec 2022$577.39$694.37$1,271.76$227,707.62
2022 Total$6,814.31$8,446.81$15,261.12
42Jan 2023$579.15$692.61$1,271.76$227,128.47
43Feb 2023$580.91$690.85$1,271.76$226,547.56
44Mar 2023$582.68$689.08$1,271.76$225,964.88
45Apr 2023$584.45$687.31$1,271.76$225,380.43
46May 2023$586.23$685.53$1,271.76$224,794.20
47Jun 2023$588.01$683.75$1,271.76$224,206.19
48Jul 2023$589.80$681.96$1,271.76$223,616.39
49Aug 2023$591.59$680.17$1,271.76$223,024.80
50Sep 2023$593.39$678.37$1,271.76$222,431.41
51Oct 2023$595.20$676.56$1,271.76$221,836.21
52Nov 2023$597.01$674.75$1,271.76$221,239.20
53Dec 2023$598.82$672.94$1,271.76$220,640.38
2023 Total$7,067.24$8,193.88$15,261.12
54Jan 2024$600.65$671.11$1,271.76$220,039.73
55Feb 2024$602.47$669.29$1,271.76$219,437.26
56Mar 2024$604.31$667.45$1,271.76$218,832.95
57Apr 2024$606.14$665.62$1,271.76$218,226.81
58May 2024$607.99$663.77$1,271.76$217,618.82
59Jun 2024$609.84$661.92$1,271.76$217,008.98
60Jul 2024$611.69$660.07$1,271.76$216,397.29
61Aug 2024$613.55$658.21$1,271.76$215,783.74
62Sep 2024$615.42$656.34$1,271.76$215,168.32
63Oct 2024$617.29$654.47$1,271.76$214,551.03
64Nov 2024$619.17$652.59$1,271.76$213,931.86
65Dec 2024$621.05$650.71$1,271.76$213,310.81
2024 Total$7,329.57$7,931.55$15,261.12
66Jan 2025$622.94$648.82$1,271.76$212,687.87
67Feb 2025$624.83$646.93$1,271.76$212,063.04
68Mar 2025$626.73$645.03$1,271.76$211,436.31
69Apr 2025$628.64$643.12$1,271.76$210,807.67
70May 2025$630.55$641.21$1,271.76$210,177.12
71Jun 2025$632.47$639.29$1,271.76$209,544.65
72Jul 2025$634.40$637.36$1,271.76$208,910.25
73Aug 2025$636.32$635.44$1,271.76$208,273.93
74Sep 2025$638.26$633.50$1,271.76$207,635.67
75Oct 2025$640.20$631.56$1,271.76$206,995.47
76Nov 2025$642.15$629.61$1,271.76$206,353.32
77Dec 2025$644.10$627.66$1,271.76$205,709.22
2025 Total$7,601.59$7,659.53$15,261.12
78Jan 2026$646.06$625.70$1,271.76$205,063.16
79Feb 2026$648.03$623.73$1,271.76$204,415.13
80Mar 2026$650.00$621.76$1,271.76$203,765.13
81Apr 2026$651.97$619.79$1,271.76$203,113.16
82May 2026$653.96$617.80$1,271.76$202,459.20
83Jun 2026$655.95$615.81$1,271.76$201,803.25
84Jul 2026$657.94$613.82$1,271.76$201,145.31
85Aug 2026$659.94$611.82$1,271.76$200,485.37
86Sep 2026$661.95$609.81$1,271.76$199,823.42
87Oct 2026$663.96$607.80$1,271.76$199,159.46
88Nov 2026$665.98$605.78$1,271.76$198,493.48
89Dec 2026$668.01$603.75$1,271.76$197,825.47
2026 Total$7,883.75$7,377.37$15,261.12
90Jan 2027$670.04$601.72$1,271.76$197,155.43
91Feb 2027$672.08$599.68$1,271.76$196,483.35
92Mar 2027$674.12$597.64$1,271.76$195,809.23
93Apr 2027$676.17$595.59$1,271.76$195,133.06
94May 2027$678.23$593.53$1,271.76$194,454.83
95Jun 2027$680.29$591.47$1,271.76$193,774.54
96Jul 2027$682.36$589.40$1,271.76$193,092.18
97Aug 2027$684.44$587.32$1,271.76$192,407.74
98Sep 2027$686.52$585.24$1,271.76$191,721.22
99Oct 2027$688.61$583.15$1,271.76$191,032.61
100Nov 2027$690.70$581.06$1,271.76$190,341.91
101Dec 2027$692.80$578.96$1,271.76$189,649.11
2027 Total$8,176.36$7,084.76$15,261.12
102Jan 2028$694.91$576.85$1,271.76$188,954.20
103Feb 2028$697.02$574.74$1,271.76$188,257.18
104Mar 2028$699.14$572.62$1,271.76$187,558.04
105Apr 2028$701.27$570.49$1,271.76$186,856.77
106May 2028$703.40$568.36$1,271.76$186,153.37
107Jun 2028$705.54$566.22$1,271.76$185,447.83
108Jul 2028$707.69$564.07$1,271.76$184,740.14
109Aug 2028$709.84$561.92$1,271.76$184,030.30
110Sep 2028$712.00$559.76$1,271.76$183,318.30
111Oct 2028$714.17$557.59$1,271.76$182,604.13
112Nov 2028$716.34$555.42$1,271.76$181,887.79
113Dec 2028$718.52$553.24$1,271.76$181,169.27
2028 Total$8,479.84$6,781.28$15,261.12
114Jan 2029$720.70$551.06$1,271.76$180,448.57
115Feb 2029$722.90$548.86$1,271.76$179,725.67
116Mar 2029$725.09$546.67$1,271.76$179,000.58
117Apr 2029$727.30$544.46$1,271.76$178,273.28
118May 2029$729.51$542.25$1,271.76$177,543.77
119Jun 2029$731.73$540.03$1,271.76$176,812.04
120Jul 2029$733.96$537.80$1,271.76$176,078.08
121Aug 2029$736.19$535.57$1,271.76$175,341.89
122Sep 2029$738.43$533.33$1,271.76$174,603.46
123Oct 2029$740.67$531.09$1,271.76$173,862.79
124Nov 2029$742.93$528.83$1,271.76$173,119.86
125Dec 2029$745.19$526.57$1,271.76$172,374.67
2029 Total$8,794.6$6,466.52$15,261.12
126Jan 2030$747.45$524.31$1,271.76$171,627.22
127Feb 2030$749.73$522.03$1,271.76$170,877.49
128Mar 2030$752.01$519.75$1,271.76$170,125.48
129Apr 2030$754.29$517.47$1,271.76$169,371.19
130May 2030$756.59$515.17$1,271.76$168,614.60
131Jun 2030$758.89$512.87$1,271.76$167,855.71
132Jul 2030$761.20$510.56$1,271.76$167,094.51
133Aug 2030$763.51$508.25$1,271.76$166,331.00
134Sep 2030$765.84$505.92$1,271.76$165,565.16
135Oct 2030$768.17$503.59$1,271.76$164,796.99
136Nov 2030$770.50$501.26$1,271.76$164,026.49
137Dec 2030$772.85$498.91$1,271.76$163,253.64
2030 Total$9,121.03$6,140.09$15,261.12
138Jan 2031$775.20$496.56$1,271.76$162,478.44
139Feb 2031$777.55$494.21$1,271.76$161,700.89
140Mar 2031$779.92$491.84$1,271.76$160,920.97
141Apr 2031$782.29$489.47$1,271.76$160,138.68
142May 2031$784.67$487.09$1,271.76$159,354.01
143Jun 2031$787.06$484.70$1,271.76$158,566.95
144Jul 2031$789.45$482.31$1,271.76$157,777.50
145Aug 2031$791.85$479.91$1,271.76$156,985.65
146Sep 2031$794.26$477.50$1,271.76$156,191.39
147Oct 2031$796.68$475.08$1,271.76$155,394.71
148Nov 2031$799.10$472.66$1,271.76$154,595.61
149Dec 2031$801.53$470.23$1,271.76$153,794.08
2031 Total$9,459.56$5,801.56$15,261.12
150Jan 2032$803.97$467.79$1,271.76$152,990.11
151Feb 2032$806.42$465.34$1,271.76$152,183.69
152Mar 2032$808.87$462.89$1,271.76$151,374.82
153Apr 2032$811.33$460.43$1,271.76$150,563.49
154May 2032$813.80$457.96$1,271.76$149,749.69
155Jun 2032$816.27$455.49$1,271.76$148,933.42
156Jul 2032$818.75$453.01$1,271.76$148,114.67
157Aug 2032$821.24$450.52$1,271.76$147,293.43
158Sep 2032$823.74$448.02$1,271.76$146,469.69
159Oct 2032$826.25$445.51$1,271.76$145,643.44
160Nov 2032$828.76$443.00$1,271.76$144,814.68
161Dec 2032$831.28$440.48$1,271.76$143,983.40
2032 Total$9,810.68$5,450.44$15,261.12
162Jan 2033$833.81$437.95$1,271.76$143,149.59
163Feb 2033$836.35$435.41$1,271.76$142,313.24
164Mar 2033$838.89$432.87$1,271.76$141,474.35
165Apr 2033$841.44$430.32$1,271.76$140,632.91
166May 2033$844.00$427.76$1,271.76$139,788.91
167Jun 2033$846.57$425.19$1,271.76$138,942.34
168Jul 2033$849.14$422.62$1,271.76$138,093.20
169Aug 2033$851.73$420.03$1,271.76$137,241.47
170Sep 2033$854.32$417.44$1,271.76$136,387.15
171Oct 2033$856.92$414.84$1,271.76$135,530.23
172Nov 2033$859.52$412.24$1,271.76$134,670.71
173Dec 2033$862.14$409.62$1,271.76$133,808.57
2033 Total$10,174.83$5,086.29$15,261.12
174Jan 2034$864.76$407.00$1,271.76$132,943.81
175Feb 2034$867.39$404.37$1,271.76$132,076.42
176Mar 2034$870.03$401.73$1,271.76$131,206.39
177Apr 2034$872.67$399.09$1,271.76$130,333.72
178May 2034$875.33$396.43$1,271.76$129,458.39
179Jun 2034$877.99$393.77$1,271.76$128,580.40
180Jul 2034$880.66$391.10$1,271.76$127,699.74
181Aug 2034$883.34$388.42$1,271.76$126,816.40
182Sep 2034$886.03$385.73$1,271.76$125,930.37
183Oct 2034$888.72$383.04$1,271.76$125,041.65
184Nov 2034$891.42$380.34$1,271.76$124,150.23
185Dec 2034$894.14$377.62$1,271.76$123,256.09
2034 Total$10,552.48$4,708.64$15,261.12
186Jan 2035$896.86$374.90$1,271.76$122,359.23
187Feb 2035$899.58$372.18$1,271.76$121,459.65
188Mar 2035$902.32$369.44$1,271.76$120,557.33
189Apr 2035$905.06$366.70$1,271.76$119,652.27
190May 2035$907.82$363.94$1,271.76$118,744.45
191Jun 2035$910.58$361.18$1,271.76$117,833.87
192Jul 2035$913.35$358.41$1,271.76$116,920.52
193Aug 2035$916.13$355.63$1,271.76$116,004.39
194Sep 2035$918.91$352.85$1,271.76$115,085.48
195Oct 2035$921.71$350.05$1,271.76$114,163.77
196Nov 2035$924.51$347.25$1,271.76$113,239.26
197Dec 2035$927.32$344.44$1,271.76$112,311.94
2035 Total$10,944.15$4,316.97$15,261.12
198Jan 2036$930.14$341.62$1,271.76$111,381.80
199Feb 2036$932.97$338.79$1,271.76$110,448.83
200Mar 2036$935.81$335.95$1,271.76$109,513.02
201Apr 2036$938.66$333.10$1,271.76$108,574.36
202May 2036$941.51$330.25$1,271.76$107,632.85
203Jun 2036$944.38$327.38$1,271.76$106,688.47
204Jul 2036$947.25$324.51$1,271.76$105,741.22
205Aug 2036$950.13$321.63$1,271.76$104,791.09
206Sep 2036$953.02$318.74$1,271.76$103,838.07
207Oct 2036$955.92$315.84$1,271.76$102,882.15
208Nov 2036$958.83$312.93$1,271.76$101,923.32
209Dec 2036$961.74$310.02$1,271.76$100,961.58
2036 Total$11,350.36$3,910.76$15,261.12
210Jan 2037$964.67$307.09$1,271.76$99,996.91
211Feb 2037$967.60$304.16$1,271.76$99,029.31
212Mar 2037$970.55$301.21$1,271.76$98,058.76
213Apr 2037$973.50$298.26$1,271.76$97,085.26
214May 2037$976.46$295.30$1,271.76$96,108.80
215Jun 2037$979.43$292.33$1,271.76$95,129.37
216Jul 2037$982.41$289.35$1,271.76$94,146.96
217Aug 2037$985.40$286.36$1,271.76$93,161.56
218Sep 2037$988.39$283.37$1,271.76$92,173.17
219Oct 2037$991.40$280.36$1,271.76$91,181.77
220Nov 2037$994.42$277.34$1,271.76$90,187.35
221Dec 2037$997.44$274.32$1,271.76$89,189.91
2037 Total$11,771.67$3,489.45$15,261.12
222Jan 2038$1,000.47$271.29$1,271.76$88,189.44
223Feb 2038$1,003.52$268.24$1,271.76$87,185.92
224Mar 2038$1,006.57$265.19$1,271.76$86,179.35
225Apr 2038$1,009.63$262.13$1,271.76$85,169.72
226May 2038$1,012.70$259.06$1,271.76$84,157.02
227Jun 2038$1,015.78$255.98$1,271.76$83,141.24
228Jul 2038$1,018.87$252.89$1,271.76$82,122.37
229Aug 2038$1,021.97$249.79$1,271.76$81,100.40
230Sep 2038$1,025.08$246.68$1,271.76$80,075.32
231Oct 2038$1,028.20$243.56$1,271.76$79,047.12
232Nov 2038$1,031.33$240.43$1,271.76$78,015.79
233Dec 2038$1,034.46$237.30$1,271.76$76,981.33
2038 Total$12,208.58$3,052.54$15,261.12
234Jan 2039$1,037.61$234.15$1,271.76$75,943.72
235Feb 2039$1,040.76$231.00$1,271.76$74,902.96
236Mar 2039$1,043.93$227.83$1,271.76$73,859.03
237Apr 2039$1,047.11$224.65$1,271.76$72,811.92
238May 2039$1,050.29$221.47$1,271.76$71,761.63
239Jun 2039$1,053.49$218.27$1,271.76$70,708.14
240Jul 2039$1,056.69$215.07$1,271.76$69,651.45
241Aug 2039$1,059.90$211.86$1,271.76$68,591.55
242Sep 2039$1,063.13$208.63$1,271.76$67,528.42
243Oct 2039$1,066.36$205.40$1,271.76$66,462.06
244Nov 2039$1,069.60$202.16$1,271.76$65,392.46
245Dec 2039$1,072.86$198.90$1,271.76$64,319.60
2039 Total$12,661.73$2,599.39$15,261.12
246Jan 2040$1,076.12$195.64$1,271.76$63,243.48
247Feb 2040$1,079.39$192.37$1,271.76$62,164.09
248Mar 2040$1,082.68$189.08$1,271.76$61,081.41
249Apr 2040$1,085.97$185.79$1,271.76$59,995.44
250May 2040$1,089.27$182.49$1,271.76$58,906.17
251Jun 2040$1,092.59$179.17$1,271.76$57,813.58
252Jul 2040$1,095.91$175.85$1,271.76$56,717.67
253Aug 2040$1,099.24$172.52$1,271.76$55,618.43
254Sep 2040$1,102.59$169.17$1,271.76$54,515.84
255Oct 2040$1,105.94$165.82$1,271.76$53,409.90
256Nov 2040$1,109.30$162.46$1,271.76$52,300.60
257Dec 2040$1,112.68$159.08$1,271.76$51,187.92
2040 Total$13,131.68$2,129.44$15,261.12
258Jan 2041$1,116.06$155.70$1,271.76$50,071.86
259Feb 2041$1,119.46$152.30$1,271.76$48,952.40
260Mar 2041$1,122.86$148.90$1,271.76$47,829.54
261Apr 2041$1,126.28$145.48$1,271.76$46,703.26
262May 2041$1,129.70$142.06$1,271.76$45,573.56
263Jun 2041$1,133.14$138.62$1,271.76$44,440.42
264Jul 2041$1,136.59$135.17$1,271.76$43,303.83
265Aug 2041$1,140.04$131.72$1,271.76$42,163.79
266Sep 2041$1,143.51$128.25$1,271.76$41,020.28
267Oct 2041$1,146.99$124.77$1,271.76$39,873.29
268Nov 2041$1,150.48$121.28$1,271.76$38,722.81
269Dec 2041$1,153.98$117.78$1,271.76$37,568.83
2041 Total$13,619.09$1,642.03$15,261.12
270Jan 2042$1,157.49$114.27$1,271.76$36,411.34
271Feb 2042$1,161.01$110.75$1,271.76$35,250.33
272Mar 2042$1,164.54$107.22$1,271.76$34,085.79
273Apr 2042$1,168.08$103.68$1,271.76$32,917.71
274May 2042$1,171.64$100.12$1,271.76$31,746.07
275Jun 2042$1,175.20$96.56$1,271.76$30,570.87
276Jul 2042$1,178.77$92.99$1,271.76$29,392.10
277Aug 2042$1,182.36$89.40$1,271.76$28,209.74
278Sep 2042$1,185.96$85.80$1,271.76$27,023.78
279Oct 2042$1,189.56$82.20$1,271.76$25,834.22
280Nov 2042$1,193.18$78.58$1,271.76$24,641.04
281Dec 2042$1,196.81$74.95$1,271.76$23,444.23
2042 Total$14,124.6$1,136.52$15,261.12
282Jan 2043$1,200.45$71.31$1,271.76$22,243.78
283Feb 2043$1,204.10$67.66$1,271.76$21,039.68
284Mar 2043$1,207.76$64.00$1,271.76$19,831.92
285Apr 2043$1,211.44$60.32$1,271.76$18,620.48
286May 2043$1,215.12$56.64$1,271.76$17,405.36
287Jun 2043$1,218.82$52.94$1,271.76$16,186.54
288Jul 2043$1,222.53$49.23$1,271.76$14,964.01
289Aug 2043$1,226.24$45.52$1,271.76$13,737.77
290Sep 2043$1,229.97$41.79$1,271.76$12,507.80
291Oct 2043$1,233.72$38.04$1,271.76$11,274.08
292Nov 2043$1,237.47$34.29$1,271.76$10,036.61
293Dec 2043$1,241.23$30.53$1,271.76$8,795.38
2043 Total$14,648.85$612.27$15,261.12
294Jan 2044$1,245.01$26.75$1,271.76$7,550.37
295Feb 2044$1,248.79$22.97$1,271.76$6,301.58
296Mar 2044$1,252.59$19.17$1,271.76$5,048.99
297Apr 2044$1,256.40$15.36$1,271.76$3,792.59
298May 2044$1,260.22$11.54$1,271.76$2,532.37
299Jun 2044$1,264.06$7.70$1,271.76$1,268.31
300Jul 2044$1,267.90$3.86$1,271.76$0.41
2044 Total$8,794.97$107.35$8,902.32
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