Low Rate Investment Loan with Offset (Principal and Interest) (LVR < 80%) from State Custodians

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$350,000
Advertised rate
3.65%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,780
Number of Repayments
300
Total Interest Paid
$184,000
Total repayments
$534,000
DatePrincipleInterestPaymentBalance
1Aug 2019$715.88$1,064.58$1,780.46$349,284.12
2Sep 2019$718.05$1,062.41$1,780.46$348,566.07
3Oct 2019$720.24$1,060.22$1,780.46$347,845.83
4Nov 2019$722.43$1,058.03$1,780.46$347,123.40
5Dec 2019$724.63$1,055.83$1,780.46$346,398.77
2019 Total$3,601.23$5,301.07$8,902.3
6Jan 2020$726.83$1,053.63$1,780.46$345,671.94
7Feb 2020$729.04$1,051.42$1,780.46$344,942.90
8Mar 2020$731.26$1,049.20$1,780.46$344,211.64
9Apr 2020$733.48$1,046.98$1,780.46$343,478.16
10May 2020$735.71$1,044.75$1,780.46$342,742.45
11Jun 2020$737.95$1,042.51$1,780.46$342,004.50
12Jul 2020$740.20$1,040.26$1,780.46$341,264.30
13Aug 2020$742.45$1,038.01$1,780.46$340,521.85
14Sep 2020$744.71$1,035.75$1,780.46$339,777.14
15Oct 2020$746.97$1,033.49$1,780.46$339,030.17
16Nov 2020$749.24$1,031.22$1,780.46$338,280.93
17Dec 2020$751.52$1,028.94$1,780.46$337,529.41
2020 Total$8,869.36$12,496.16$21,365.52
18Jan 2021$753.81$1,026.65$1,780.46$336,775.60
19Feb 2021$756.10$1,024.36$1,780.46$336,019.50
20Mar 2021$758.40$1,022.06$1,780.46$335,261.10
21Apr 2021$760.71$1,019.75$1,780.46$334,500.39
22May 2021$763.02$1,017.44$1,780.46$333,737.37
23Jun 2021$765.34$1,015.12$1,780.46$332,972.03
24Jul 2021$767.67$1,012.79$1,780.46$332,204.36
25Aug 2021$770.01$1,010.45$1,780.46$331,434.35
26Sep 2021$772.35$1,008.11$1,780.46$330,662.00
27Oct 2021$774.70$1,005.76$1,780.46$329,887.30
28Nov 2021$777.05$1,003.41$1,780.46$329,110.25
29Dec 2021$779.42$1,001.04$1,780.46$328,330.83
2021 Total$9,198.58$12,166.94$21,365.52
30Jan 2022$781.79$998.67$1,780.46$327,549.04
31Feb 2022$784.17$996.29$1,780.46$326,764.87
32Mar 2022$786.55$993.91$1,780.46$325,978.32
33Apr 2022$788.94$991.52$1,780.46$325,189.38
34May 2022$791.34$989.12$1,780.46$324,398.04
35Jun 2022$793.75$986.71$1,780.46$323,604.29
36Jul 2022$796.16$984.30$1,780.46$322,808.13
37Aug 2022$798.59$981.87$1,780.46$322,009.54
38Sep 2022$801.01$979.45$1,780.46$321,208.53
39Oct 2022$803.45$977.01$1,780.46$320,405.08
40Nov 2022$805.89$974.57$1,780.46$319,599.19
41Dec 2022$808.35$972.11$1,780.46$318,790.84
2022 Total$9,539.99$11,825.53$21,365.52
42Jan 2023$810.80$969.66$1,780.46$317,980.04
43Feb 2023$813.27$967.19$1,780.46$317,166.77
44Mar 2023$815.74$964.72$1,780.46$316,351.03
45Apr 2023$818.23$962.23$1,780.46$315,532.80
46May 2023$820.71$959.75$1,780.46$314,712.09
47Jun 2023$823.21$957.25$1,780.46$313,888.88
48Jul 2023$825.71$954.75$1,780.46$313,063.17
49Aug 2023$828.23$952.23$1,780.46$312,234.94
50Sep 2023$830.75$949.71$1,780.46$311,404.19
51Oct 2023$833.27$947.19$1,780.46$310,570.92
52Nov 2023$835.81$944.65$1,780.46$309,735.11
53Dec 2023$838.35$942.11$1,780.46$308,896.76
2023 Total$9,894.08$11,471.44$21,365.52
54Jan 2024$840.90$939.56$1,780.46$308,055.86
55Feb 2024$843.46$937.00$1,780.46$307,212.40
56Mar 2024$846.02$934.44$1,780.46$306,366.38
57Apr 2024$848.60$931.86$1,780.46$305,517.78
58May 2024$851.18$929.28$1,780.46$304,666.60
59Jun 2024$853.77$926.69$1,780.46$303,812.83
60Jul 2024$856.36$924.10$1,780.46$302,956.47
61Aug 2024$858.97$921.49$1,780.46$302,097.50
62Sep 2024$861.58$918.88$1,780.46$301,235.92
63Oct 2024$864.20$916.26$1,780.46$300,371.72
64Nov 2024$866.83$913.63$1,780.46$299,504.89
65Dec 2024$869.47$910.99$1,780.46$298,635.42
2024 Total$10,261.34$11,104.18$21,365.52
66Jan 2025$872.11$908.35$1,780.46$297,763.31
67Feb 2025$874.76$905.70$1,780.46$296,888.55
68Mar 2025$877.42$903.04$1,780.46$296,011.13
69Apr 2025$880.09$900.37$1,780.46$295,131.04
70May 2025$882.77$897.69$1,780.46$294,248.27
71Jun 2025$885.45$895.01$1,780.46$293,362.82
72Jul 2025$888.15$892.31$1,780.46$292,474.67
73Aug 2025$890.85$889.61$1,780.46$291,583.82
74Sep 2025$893.56$886.90$1,780.46$290,690.26
75Oct 2025$896.28$884.18$1,780.46$289,793.98
76Nov 2025$899.00$881.46$1,780.46$288,894.98
77Dec 2025$901.74$878.72$1,780.46$287,993.24
2025 Total$10,642.18$10,723.34$21,365.52
78Jan 2026$904.48$875.98$1,780.46$287,088.76
79Feb 2026$907.23$873.23$1,780.46$286,181.53
80Mar 2026$909.99$870.47$1,780.46$285,271.54
81Apr 2026$912.76$867.70$1,780.46$284,358.78
82May 2026$915.54$864.92$1,780.46$283,443.24
83Jun 2026$918.32$862.14$1,780.46$282,524.92
84Jul 2026$921.11$859.35$1,780.46$281,603.81
85Aug 2026$923.92$856.54$1,780.46$280,679.89
86Sep 2026$926.73$853.73$1,780.46$279,753.16
87Oct 2026$929.54$850.92$1,780.46$278,823.62
88Nov 2026$932.37$848.09$1,780.46$277,891.25
89Dec 2026$935.21$845.25$1,780.46$276,956.04
2026 Total$11,037.2$10,328.32$21,365.52
90Jan 2027$938.05$842.41$1,780.46$276,017.99
91Feb 2027$940.91$839.55$1,780.46$275,077.08
92Mar 2027$943.77$836.69$1,780.46$274,133.31
93Apr 2027$946.64$833.82$1,780.46$273,186.67
94May 2027$949.52$830.94$1,780.46$272,237.15
95Jun 2027$952.41$828.05$1,780.46$271,284.74
96Jul 2027$955.30$825.16$1,780.46$270,329.44
97Aug 2027$958.21$822.25$1,780.46$269,371.23
98Sep 2027$961.12$819.34$1,780.46$268,410.11
99Oct 2027$964.05$816.41$1,780.46$267,446.06
100Nov 2027$966.98$813.48$1,780.46$266,479.08
101Dec 2027$969.92$810.54$1,780.46$265,509.16
2027 Total$11,446.88$9,918.64$21,365.52
102Jan 2028$972.87$807.59$1,780.46$264,536.29
103Feb 2028$975.83$804.63$1,780.46$263,560.46
104Mar 2028$978.80$801.66$1,780.46$262,581.66
105Apr 2028$981.77$798.69$1,780.46$261,599.89
106May 2028$984.76$795.70$1,780.46$260,615.13
107Jun 2028$987.76$792.70$1,780.46$259,627.37
108Jul 2028$990.76$789.70$1,780.46$258,636.61
109Aug 2028$993.77$786.69$1,780.46$257,642.84
110Sep 2028$996.80$783.66$1,780.46$256,646.04
111Oct 2028$999.83$780.63$1,780.46$255,646.21
112Nov 2028$1,002.87$777.59$1,780.46$254,643.34
113Dec 2028$1,005.92$774.54$1,780.46$253,637.42
2028 Total$11,871.74$9,493.78$21,365.52
114Jan 2029$1,008.98$771.48$1,780.46$252,628.44
115Feb 2029$1,012.05$768.41$1,780.46$251,616.39
116Mar 2029$1,015.13$765.33$1,780.46$250,601.26
117Apr 2029$1,018.21$762.25$1,780.46$249,583.05
118May 2029$1,021.31$759.15$1,780.46$248,561.74
119Jun 2029$1,024.42$756.04$1,780.46$247,537.32
120Jul 2029$1,027.53$752.93$1,780.46$246,509.79
121Aug 2029$1,030.66$749.80$1,780.46$245,479.13
122Sep 2029$1,033.79$746.67$1,780.46$244,445.34
123Oct 2029$1,036.94$743.52$1,780.46$243,408.40
124Nov 2029$1,040.09$740.37$1,780.46$242,368.31
125Dec 2029$1,043.26$737.20$1,780.46$241,325.05
2029 Total$12,312.37$9,053.15$21,365.52
126Jan 2030$1,046.43$734.03$1,780.46$240,278.62
127Feb 2030$1,049.61$730.85$1,780.46$239,229.01
128Mar 2030$1,052.81$727.65$1,780.46$238,176.20
129Apr 2030$1,056.01$724.45$1,780.46$237,120.19
130May 2030$1,059.22$721.24$1,780.46$236,060.97
131Jun 2030$1,062.44$718.02$1,780.46$234,998.53
132Jul 2030$1,065.67$714.79$1,780.46$233,932.86
133Aug 2030$1,068.91$711.55$1,780.46$232,863.95
134Sep 2030$1,072.17$708.29$1,780.46$231,791.78
135Oct 2030$1,075.43$705.03$1,780.46$230,716.35
136Nov 2030$1,078.70$701.76$1,780.46$229,637.65
137Dec 2030$1,081.98$698.48$1,780.46$228,555.67
2030 Total$12,769.38$8,596.14$21,365.52
138Jan 2031$1,085.27$695.19$1,780.46$227,470.40
139Feb 2031$1,088.57$691.89$1,780.46$226,381.83
140Mar 2031$1,091.88$688.58$1,780.46$225,289.95
141Apr 2031$1,095.20$685.26$1,780.46$224,194.75
142May 2031$1,098.53$681.93$1,780.46$223,096.22
143Jun 2031$1,101.88$678.58$1,780.46$221,994.34
144Jul 2031$1,105.23$675.23$1,780.46$220,889.11
145Aug 2031$1,108.59$671.87$1,780.46$219,780.52
146Sep 2031$1,111.96$668.50$1,780.46$218,668.56
147Oct 2031$1,115.34$665.12$1,780.46$217,553.22
148Nov 2031$1,118.74$661.72$1,780.46$216,434.48
149Dec 2031$1,122.14$658.32$1,780.46$215,312.34
2031 Total$13,243.33$8,122.19$21,365.52
150Jan 2032$1,125.55$654.91$1,780.46$214,186.79
151Feb 2032$1,128.98$651.48$1,780.46$213,057.81
152Mar 2032$1,132.41$648.05$1,780.46$211,925.40
153Apr 2032$1,135.85$644.61$1,780.46$210,789.55
154May 2032$1,139.31$641.15$1,780.46$209,650.24
155Jun 2032$1,142.77$637.69$1,780.46$208,507.47
156Jul 2032$1,146.25$634.21$1,780.46$207,361.22
157Aug 2032$1,149.74$630.72$1,780.46$206,211.48
158Sep 2032$1,153.23$627.23$1,780.46$205,058.25
159Oct 2032$1,156.74$623.72$1,780.46$203,901.51
160Nov 2032$1,160.26$620.20$1,780.46$202,741.25
161Dec 2032$1,163.79$616.67$1,780.46$201,577.46
2032 Total$13,734.88$7,630.64$21,365.52
162Jan 2033$1,167.33$613.13$1,780.46$200,410.13
163Feb 2033$1,170.88$609.58$1,780.46$199,239.25
164Mar 2033$1,174.44$606.02$1,780.46$198,064.81
165Apr 2033$1,178.01$602.45$1,780.46$196,886.80
166May 2033$1,181.60$598.86$1,780.46$195,705.20
167Jun 2033$1,185.19$595.27$1,780.46$194,520.01
168Jul 2033$1,188.79$591.67$1,780.46$193,331.22
169Aug 2033$1,192.41$588.05$1,780.46$192,138.81
170Sep 2033$1,196.04$584.42$1,780.46$190,942.77
171Oct 2033$1,199.68$580.78$1,780.46$189,743.09
172Nov 2033$1,203.32$577.14$1,780.46$188,539.77
173Dec 2033$1,206.98$573.48$1,780.46$187,332.79
2033 Total$14,244.67$7,120.85$21,365.52
174Jan 2034$1,210.66$569.80$1,780.46$186,122.13
175Feb 2034$1,214.34$566.12$1,780.46$184,907.79
176Mar 2034$1,218.03$562.43$1,780.46$183,689.76
177Apr 2034$1,221.74$558.72$1,780.46$182,468.02
178May 2034$1,225.45$555.01$1,780.46$181,242.57
179Jun 2034$1,229.18$551.28$1,780.46$180,013.39
180Jul 2034$1,232.92$547.54$1,780.46$178,780.47
181Aug 2034$1,236.67$543.79$1,780.46$177,543.80
182Sep 2034$1,240.43$540.03$1,780.46$176,303.37
183Oct 2034$1,244.20$536.26$1,780.46$175,059.17
184Nov 2034$1,247.99$532.47$1,780.46$173,811.18
185Dec 2034$1,251.78$528.68$1,780.46$172,559.40
2034 Total$14,773.39$6,592.13$21,365.52
186Jan 2035$1,255.59$524.87$1,780.46$171,303.81
187Feb 2035$1,259.41$521.05$1,780.46$170,044.40
188Mar 2035$1,263.24$517.22$1,780.46$168,781.16
189Apr 2035$1,267.08$513.38$1,780.46$167,514.08
190May 2035$1,270.94$509.52$1,780.46$166,243.14
191Jun 2035$1,274.80$505.66$1,780.46$164,968.34
192Jul 2035$1,278.68$501.78$1,780.46$163,689.66
193Aug 2035$1,282.57$497.89$1,780.46$162,407.09
194Sep 2035$1,286.47$493.99$1,780.46$161,120.62
195Oct 2035$1,290.38$490.08$1,780.46$159,830.24
196Nov 2035$1,294.31$486.15$1,780.46$158,535.93
197Dec 2035$1,298.25$482.21$1,780.46$157,237.68
2035 Total$15,321.72$6,043.8$21,365.52
198Jan 2036$1,302.20$478.26$1,780.46$155,935.48
199Feb 2036$1,306.16$474.30$1,780.46$154,629.32
200Mar 2036$1,310.13$470.33$1,780.46$153,319.19
201Apr 2036$1,314.11$466.35$1,780.46$152,005.08
202May 2036$1,318.11$462.35$1,780.46$150,686.97
203Jun 2036$1,322.12$458.34$1,780.46$149,364.85
204Jul 2036$1,326.14$454.32$1,780.46$148,038.71
205Aug 2036$1,330.18$450.28$1,780.46$146,708.53
206Sep 2036$1,334.22$446.24$1,780.46$145,374.31
207Oct 2036$1,338.28$442.18$1,780.46$144,036.03
208Nov 2036$1,342.35$438.11$1,780.46$142,693.68
209Dec 2036$1,346.43$434.03$1,780.46$141,347.25
2036 Total$15,890.43$5,475.09$21,365.52
210Jan 2037$1,350.53$429.93$1,780.46$139,996.72
211Feb 2037$1,354.64$425.82$1,780.46$138,642.08
212Mar 2037$1,358.76$421.70$1,780.46$137,283.32
213Apr 2037$1,362.89$417.57$1,780.46$135,920.43
214May 2037$1,367.04$413.42$1,780.46$134,553.39
215Jun 2037$1,371.19$409.27$1,780.46$133,182.20
216Jul 2037$1,375.36$405.10$1,780.46$131,806.84
217Aug 2037$1,379.55$400.91$1,780.46$130,427.29
218Sep 2037$1,383.74$396.72$1,780.46$129,043.55
219Oct 2037$1,387.95$392.51$1,780.46$127,655.60
220Nov 2037$1,392.17$388.29$1,780.46$126,263.43
221Dec 2037$1,396.41$384.05$1,780.46$124,867.02
2037 Total$16,480.23$4,885.29$21,365.52
222Jan 2038$1,400.66$379.80$1,780.46$123,466.36
223Feb 2038$1,404.92$375.54$1,780.46$122,061.44
224Mar 2038$1,409.19$371.27$1,780.46$120,652.25
225Apr 2038$1,413.48$366.98$1,780.46$119,238.77
226May 2038$1,417.78$362.68$1,780.46$117,820.99
227Jun 2038$1,422.09$358.37$1,780.46$116,398.90
228Jul 2038$1,426.41$354.05$1,780.46$114,972.49
229Aug 2038$1,430.75$349.71$1,780.46$113,541.74
230Sep 2038$1,435.10$345.36$1,780.46$112,106.64
231Oct 2038$1,439.47$340.99$1,780.46$110,667.17
232Nov 2038$1,443.85$336.61$1,780.46$109,223.32
233Dec 2038$1,448.24$332.22$1,780.46$107,775.08
2038 Total$17,091.94$4,273.58$21,365.52
234Jan 2039$1,452.64$327.82$1,780.46$106,322.44
235Feb 2039$1,457.06$323.40$1,780.46$104,865.38
236Mar 2039$1,461.49$318.97$1,780.46$103,403.89
237Apr 2039$1,465.94$314.52$1,780.46$101,937.95
238May 2039$1,470.40$310.06$1,780.46$100,467.55
239Jun 2039$1,474.87$305.59$1,780.46$98,992.68
240Jul 2039$1,479.36$301.10$1,780.46$97,513.32
241Aug 2039$1,483.86$296.60$1,780.46$96,029.46
242Sep 2039$1,488.37$292.09$1,780.46$94,541.09
243Oct 2039$1,492.90$287.56$1,780.46$93,048.19
244Nov 2039$1,497.44$283.02$1,780.46$91,550.75
245Dec 2039$1,501.99$278.47$1,780.46$90,048.76
2039 Total$17,726.32$3,639.2$21,365.52
246Jan 2040$1,506.56$273.90$1,780.46$88,542.20
247Feb 2040$1,511.14$269.32$1,780.46$87,031.06
248Mar 2040$1,515.74$264.72$1,780.46$85,515.32
249Apr 2040$1,520.35$260.11$1,780.46$83,994.97
250May 2040$1,524.98$255.48$1,780.46$82,469.99
251Jun 2040$1,529.61$250.85$1,780.46$80,940.38
252Jul 2040$1,534.27$246.19$1,780.46$79,406.11
253Aug 2040$1,538.93$241.53$1,780.46$77,867.18
254Sep 2040$1,543.61$236.85$1,780.46$76,323.57
255Oct 2040$1,548.31$232.15$1,780.46$74,775.26
256Nov 2040$1,553.02$227.44$1,780.46$73,222.24
257Dec 2040$1,557.74$222.72$1,780.46$71,664.50
2040 Total$18,384.26$2,981.26$21,365.52
258Jan 2041$1,562.48$217.98$1,780.46$70,102.02
259Feb 2041$1,567.23$213.23$1,780.46$68,534.79
260Mar 2041$1,572.00$208.46$1,780.46$66,962.79
261Apr 2041$1,576.78$203.68$1,780.46$65,386.01
262May 2041$1,581.58$198.88$1,780.46$63,804.43
263Jun 2041$1,586.39$194.07$1,780.46$62,218.04
264Jul 2041$1,591.21$189.25$1,780.46$60,626.83
265Aug 2041$1,596.05$184.41$1,780.46$59,030.78
266Sep 2041$1,600.91$179.55$1,780.46$57,429.87
267Oct 2041$1,605.78$174.68$1,780.46$55,824.09
268Nov 2041$1,610.66$169.80$1,780.46$54,213.43
269Dec 2041$1,615.56$164.90$1,780.46$52,597.87
2041 Total$19,066.63$2,298.89$21,365.52
270Jan 2042$1,620.47$159.99$1,780.46$50,977.40
271Feb 2042$1,625.40$155.06$1,780.46$49,352.00
272Mar 2042$1,630.35$150.11$1,780.46$47,721.65
273Apr 2042$1,635.31$145.15$1,780.46$46,086.34
274May 2042$1,640.28$140.18$1,780.46$44,446.06
275Jun 2042$1,645.27$135.19$1,780.46$42,800.79
276Jul 2042$1,650.27$130.19$1,780.46$41,150.52
277Aug 2042$1,655.29$125.17$1,780.46$39,495.23
278Sep 2042$1,660.33$120.13$1,780.46$37,834.90
279Oct 2042$1,665.38$115.08$1,780.46$36,169.52
280Nov 2042$1,670.44$110.02$1,780.46$34,499.08
281Dec 2042$1,675.53$104.93$1,780.46$32,823.55
2042 Total$19,774.32$1,591.2$21,365.52
282Jan 2043$1,680.62$99.84$1,780.46$31,142.93
283Feb 2043$1,685.73$94.73$1,780.46$29,457.20
284Mar 2043$1,690.86$89.60$1,780.46$27,766.34
285Apr 2043$1,696.00$84.46$1,780.46$26,070.34
286May 2043$1,701.16$79.30$1,780.46$24,369.18
287Jun 2043$1,706.34$74.12$1,780.46$22,662.84
288Jul 2043$1,711.53$68.93$1,780.46$20,951.31
289Aug 2043$1,716.73$63.73$1,780.46$19,234.58
290Sep 2043$1,721.95$58.51$1,780.46$17,512.63
291Oct 2043$1,727.19$53.27$1,780.46$15,785.44
292Nov 2043$1,732.45$48.01$1,780.46$14,052.99
293Dec 2043$1,737.72$42.74$1,780.46$12,315.27
2043 Total$20,508.28$857.24$21,365.52
294Jan 2044$1,743.00$37.46$1,780.46$10,572.27
295Feb 2044$1,748.30$32.16$1,780.46$8,823.97
296Mar 2044$1,753.62$26.84$1,780.46$7,070.35
297Apr 2044$1,758.95$21.51$1,780.46$5,311.40
298May 2044$1,764.30$16.16$1,780.46$3,547.10
299Jun 2044$1,769.67$10.79$1,780.46$1,777.43
300Jul 2044$1,775.05$5.41$1,780.46$2.38
2044 Total$12,312.89$150.33$12,463.22
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