Home Package Plus Investment Fixed (Interest Only) 1 Year
Cashback
Refinance and get up to $3,000 cash bonus with an eligible Suncorp Bank Home Loan.- Last updated on 03 Jul 2020
Smart Home Loan
special
Get one of the lowest variable interest rates on the market and pay no application or ongoing feesGet one of the lowest variable interest rates on the market
2.63%
Variable
2.65%
Smart Home Loan
3.44%
Fixed - 1 year
4.51%
$1,337
based on $300,000 loan amount for 25 years
Pros
- No upfront fees
- Parents can sign as guarantor
- Repayments will not change during fixed period
Cons
- Limited extra repayments
- No redraw and no offset
- Annual fee charged
- Discharge fee at end of loan
Maximum LVR 90% | Interest rate structure Fixed - 1 year |
Borrowing range $150k - $100m | Total Repayments $309,600 |
Principal & interest | Interest only |
Loan term range 8 - 30 years | Offset account No |
Extra repayments Allowed with restrictions | Redraw facility |
Allows split interest | Suitable For Investors |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Total estimated upfront fees $0 | Application fee $0 |
Settlement fee $0 | Valuation fee $0 |
Legal fee $0 | Other upfront fee $0 |
Ongoing fee $375 annually | Discharge fee $350 |
Property Type | SMSF Trustee |
Minimum SMSF Amount |
- Cashback Refinance and get up to $3,000 cash bonus with an eligible Suncorp Bank Home Loan.Get $2,000 cash back for refinanced loans $250k - $749k. Get $3,000 for refinanced loans over $750k. Excludes Suncorp Loans. Apply by 10/07/2020, settle by 10/11/2020. Further T&C’s & eligibility apply.
$0 package fee for the first year for new customers
Compare and review home loans with similar features
Suncorp Bank was founded in 1902 as the Queensland Agricultural Bank. It is now the fifth largest bank in Australia.
The bank has headquarters in Brisbane with branches throughout the country. Suncorp offers a range of financial products and services, including personal and home loans, credits cards, savings accounts, commercial and agribusiness banking as well as financial planning and investment services.
Suncorp Bank has won a number of awards and was named Money magazine’s Bank of the Year in 2015, the first non-major bank to win the award.
Suncorp Bank Home Loan Calculator
Interested in an Suncorp Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Suncorp Bank compares to its competitors. Simply plug in your borrowing amount below.
