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Suncorp Bank

Home Package Plus

Advertised Rate

2.34

% p.a

Fixed - 1 year

Comparison Rate*

2.97

% p.a

Maximum LVR
80%
Real Time Rating™

3.72

/ 5
Monthly Repayment

$1,322

based on $300,000 loan amount for 25 years at 2.34%

Advertised Rate

2.34

% p.a

Fixed - 1 year

Comparison Rate*

2.97

% p.a

Maximum LVR
80%
Real Time Rating™

3.72

/ 5
Monthly Repayment

$1,322

based on $300,000 loan amount for 25 years at 2.34%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,322

based on $300,000 loan amount for 25 years at 2.34%

Suncorp Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

Joel Flanagan

5.0
11 Reviews

Get expert advice from a home loans specialist.

I'm a loan specialist providing an outstanding professional service for each one of my clients. More than 15 years of experience and seven years as Director of Oak Financial Group, have given me the absolute knowledge about residential & commercial mortgage brokering to help, advise and guide my clients through their loan journey in the most effective way, always aiming to get the most favourable results. I'm available seven days a week, willing to answer my client's enquiries in the most transparent and comprehensive way.

NSW2020

ACL: 389328

John Fulford

5.0
3 Reviews

Get expert advice from a home loans specialist.

John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.

NSW2292

CRN: 515694

Anshuman Lukka

5.0
33 Reviews

Get expert advice from a home loans specialist.

We are an independent accounting and financial consultancy firm focused on developing customised strategies designed to fit the needs of corporate and individual clients. We provide flexibility and expertise to support our clientele in multiple roles as well as providing access to our professional research and services. Our team consists of experienced accountants and advisers supported by a strong back office team to meet your finance needs on timely basis. Working with us, you will explore a range of options and services specifically designed to deliver you a strategic financial plan based solely on your objectives. We continue to work with you over the years to ensure that as your objectives and life-stages change, so does your strategy and your plan.

NSW2150

CRN: 499239

Quick home loan review

For Discounted 1 Year Fixed Rate with Home Package Plus (Investment, P&I) (LVR ≤ 80%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • Parents can sign as guarantor
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Not available for first home buyers
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Discounted 1 Year Fixed Rate with Home Package Plus (Investment, P&I) (LVR ≤ 80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Fixed - 1 year

Borrowing range

Suitable for

Investors

Loan term range

8 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $6000

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

350

Application method

Online

Phone

In branch

Specials
  • Cashback Refinance your home loan with Suncorp bank and receive a $3000 cash.
    Refinance to a Suncorp Bank home loan of $750K or more with LVR ≤ 90%. Apply by 31 August 2021, settle by 30 November 2021.
  • Other Home Package Plus Annual Fee reimbursed for the life of the loan.
    Suncorp Bank will reimburse the Home Package Plus annual fee for the life of the loan. Available to eligible new home loan package ≥ $150K. Offer subject to change at any time.

Target Market Determination

Visit Suncorp Bank to view Target Market Determination.

Other Benefits

$375 Package Fee waived for the life of Loans

Embed

Suncorp Bank Discounted 1 Year Fixed Rate with Home Package Plus (Investment, P&I) (LVR ≤ 80%) is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Suncorp Bank allows you to have this loan for a range of 8 to 30 years.

How often can you make repayments?

Suncorp Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

Suncorp Bank makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Suncorp Bank loan is available through a broker. Find a broker to help you with your needs.