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Suncorp Bank

Home Package Plus Special

Interest Rate

4.19

% p.a

Variable

Comparison Rate*

4.58

% p.a

Maximum LVR
80%
Real Time Rating™

4.60

/ 5
Monthly Repayment

$1,615

based on $300,000 loan amount for 25 years at 4.19%

Interest Rate

4.19

% p.a

Variable

Comparison Rate*

4.58

% p.a

Maximum LVR
80%
Real Time Rating™

4.60

/ 5
Monthly Repayment

$1,615

based on $300,000 loan amount for 25 years at 4.19%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,615

based on $300,000 loan amount for 25 years at 4.19%

Suncorp Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

MD Mahbub ur Rahman Chowdhury

Get expert advice from a home loans specialist.

Hi, My name is MD Mahbub Ur Rahman Chowdhury. I am a professional mortgage broker. I have excellent analysis knowledge which can help my client to achieve their financial needs. I can help my client to choose a suitable home loan product. I can explore clients' needs and benefits and based on that I can find the best product for my clients. I can do Home loans, Personal loans, car loans, and construction loans. I have excellent communication and negotiation skills which can help me to negotiate between clients and the Lender. My main goal is to help my clients and make them happy I will provide the best service to my clients.

NSW2560

CRN: 529621

Jurad Blanusa

5.0
68 Reviews

Get expert advice from a home loans specialist.

Loanscope sets the standard for finance broking in Australia by delivering what we promise: quality service, expert advice and tailored loans at low, low rates. We: - Offer tailored, personalised services - Take a long-term approach - Compare home loans from more than 30+ different lenders - Provide expert advice - Have an impressive track record for home loan approvals - Make the process simple - Offer after-hours appointments as required - Always have your best interests at heart - Are members of the Finance Brokers Association of Australia. As a growing finance brokerage, Loanscope has built a strong reputation and forged close relationships with the major banks, non-bank lenders and non-conforming lenders. We have hundreds of home loan packages at our fingertips and the expertise to find one to meet your current needs and future financial aspirations. We can recommend reputable conveyancers, accountants, financial planners and other professionals to complement our service.

VIC3004

CRN: 424779

Andrew Walmsley

5.0
19 Reviews

Get expert advice from a home loans specialist.

Welcome to Grange Finance Pty Ltd established in 2004. We offer you a personalized solution to meet your financial needs from an array of over 40 lenders. We have our own Australian Credit Licence (386734) and serve clients all over Australia. We look after clients from First Home buyers to Investors with multiple properties. We specialise in refinances and self employed people. If your credit is not so clean we can assist in that space also. In these times we actively review your home loan to ensure you are on the best possible rate and repayment for your circumstances. Andrew has a degree in finance and is in regular contact with the lender panel and Mortgage events to ensure he is abreast of the market. He is also a keen cyclist and traveller. Contact us now with your scenario and lets work out a solution together.

VIC3161

ACL: 386734

Quick home loan review

For Home Package Plus Special (Investment, Principal and Interest) ($150k+, LVR < 80%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront fees
  • 100% full offset account
  • Redraw facility available
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Ongoing fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Home Package Plus Special (Investment, Principal and Interest) ($150k+, LVR < 80%)

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

8 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $20

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$375 annually

Discharge fee

350

Application method

Online

Phone

In branch

Available
Not available
Data not captured
Specials
  • Cashback Receive up to $4,000 cash when you take out an eligible Suncorp Bank home loan. Receive either $3K by taking out a Suncorp Bank home loan of $750K+ or $4K by taking out a Suncorp Bank home loan of $1m+ with LVR ≤90%. Apply by 30 November 2022, settle by 28 February 2023. Unless withdrawn prior. T&Cs & eligibility criteria apply.

Target Market Determination

Visit Suncorp Bank to view Target Market Determination.

Other Benefits

$0 package fee for the first year for new customers. Get a $3,000 Solar Home Bonus when you apply for a new eligible Suncorp Bank home loan on a property fitted with an eligible solar power system. Eligible new loans ≥ $500k, LVR ≤90%. Excludes refinance of existing Suncorp Bank loans or loan pre-approvals. Apply by 31 December 2022, settle by 31 March 2023. T&C’s apply. To approved applicants only.

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Suncorp Bank Home Package Plus Special (Investment, Principal and Interest) ($150k+, LVR < 80%) is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Suncorp Bank allows you to have this loan for a range of 8 to 30 years.

How often can you make repayments?

Suncorp Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $20 if you need to use it.

Where can you apply for this loan?

Suncorp Bank makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Suncorp Bank loan is available through a broker. Find a broker to help you with your needs.