Borrow amount

$300,000

Advertised Rate

2.97%

p.a Variable

Loan term
25 Years
Sydney Mutual Bank
Repayment frequency
Monthly
Monthly Repayments
$1,418
Number of repayments
300
Total interest paid
$125,387
Total Repayments

$425,387

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$675.46$742.50$1,417.96$299,324.54
2Jun 2021$677.13$740.83$1,417.96$298,647.41
3Jul 2021$678.81$739.15$1,417.96$297,968.60
4Aug 2021$680.49$737.47$1,417.96$297,288.11
5Sep 2021$682.17$735.79$1,417.96$296,605.94
6Oct 2021$683.86$734.10$1,417.96$295,922.08
7Nov 2021$685.55$732.41$1,417.96$295,236.53
8Dec 2021$687.25$730.71$1,417.96$294,549.28
2021 Total$5,450.72$5,892.96$11,343.68
9Jan 2022$688.95$729.01$1,417.96$293,860.33
10Feb 2022$690.66$727.30$1,417.96$293,169.67
11Mar 2022$692.37$725.59$1,417.96$292,477.30
12Apr 2022$694.08$723.88$1,417.96$291,783.22
13May 2022$695.80$722.16$1,417.96$291,087.42
14Jun 2022$697.52$720.44$1,417.96$290,389.90
15Jul 2022$699.24$718.72$1,417.96$289,690.66
16Aug 2022$700.98$716.98$1,417.96$288,989.68
17Sep 2022$702.71$715.25$1,417.96$288,286.97
18Oct 2022$704.45$713.51$1,417.96$287,582.52
19Nov 2022$706.19$711.77$1,417.96$286,876.33
20Dec 2022$707.94$710.02$1,417.96$286,168.39
2022 Total$8,380.89$8,634.63$17,015.52
21Jan 2023$709.69$708.27$1,417.96$285,458.70
22Feb 2023$711.45$706.51$1,417.96$284,747.25
23Mar 2023$713.21$704.75$1,417.96$284,034.04
24Apr 2023$714.98$702.98$1,417.96$283,319.06
25May 2023$716.75$701.21$1,417.96$282,602.31
26Jun 2023$718.52$699.44$1,417.96$281,883.79
27Jul 2023$720.30$697.66$1,417.96$281,163.49
28Aug 2023$722.08$695.88$1,417.96$280,441.41
29Sep 2023$723.87$694.09$1,417.96$279,717.54
30Oct 2023$725.66$692.30$1,417.96$278,991.88
31Nov 2023$727.46$690.50$1,417.96$278,264.42
32Dec 2023$729.26$688.70$1,417.96$277,535.16
2023 Total$8,633.23$8,382.29$17,015.52
33Jan 2024$731.06$686.90$1,417.96$276,804.10
34Feb 2024$732.87$685.09$1,417.96$276,071.23
35Mar 2024$734.68$683.28$1,417.96$275,336.55
36Apr 2024$736.50$681.46$1,417.96$274,600.05
37May 2024$738.32$679.64$1,417.96$273,861.73
38Jun 2024$740.15$677.81$1,417.96$273,121.58
39Jul 2024$741.98$675.98$1,417.96$272,379.60
40Aug 2024$743.82$674.14$1,417.96$271,635.78
41Sep 2024$745.66$672.30$1,417.96$270,890.12
42Oct 2024$747.51$670.45$1,417.96$270,142.61
43Nov 2024$749.36$668.60$1,417.96$269,393.25
44Dec 2024$751.21$666.75$1,417.96$268,642.04
2024 Total$8,893.12$8,122.4$17,015.52
45Jan 2025$753.07$664.89$1,417.96$267,888.97
46Feb 2025$754.93$663.03$1,417.96$267,134.04
47Mar 2025$756.80$661.16$1,417.96$266,377.24
48Apr 2025$758.68$659.28$1,417.96$265,618.56
49May 2025$760.55$657.41$1,417.96$264,858.01
50Jun 2025$762.44$655.52$1,417.96$264,095.57
51Jul 2025$764.32$653.64$1,417.96$263,331.25
52Aug 2025$766.22$651.74$1,417.96$262,565.03
53Sep 2025$768.11$649.85$1,417.96$261,796.92
54Oct 2025$770.01$647.95$1,417.96$261,026.91
55Nov 2025$771.92$646.04$1,417.96$260,254.99
56Dec 2025$773.83$644.13$1,417.96$259,481.16
2025 Total$9,160.88$7,854.64$17,015.52
57Jan 2026$775.74$642.22$1,417.96$258,705.42
58Feb 2026$777.66$640.30$1,417.96$257,927.76
59Mar 2026$779.59$638.37$1,417.96$257,148.17
60Apr 2026$781.52$636.44$1,417.96$256,366.65
61May 2026$783.45$634.51$1,417.96$255,583.20
62Jun 2026$785.39$632.57$1,417.96$254,797.81
63Jul 2026$787.34$630.62$1,417.96$254,010.47
64Aug 2026$789.28$628.68$1,417.96$253,221.19
65Sep 2026$791.24$626.72$1,417.96$252,429.95
66Oct 2026$793.20$624.76$1,417.96$251,636.75
67Nov 2026$795.16$622.80$1,417.96$250,841.59
68Dec 2026$797.13$620.83$1,417.96$250,044.46
2026 Total$9,436.7$7,578.82$17,015.52
69Jan 2027$799.10$618.86$1,417.96$249,245.36
70Feb 2027$801.08$616.88$1,417.96$248,444.28
71Mar 2027$803.06$614.90$1,417.96$247,641.22
72Apr 2027$805.05$612.91$1,417.96$246,836.17
73May 2027$807.04$610.92$1,417.96$246,029.13
74Jun 2027$809.04$608.92$1,417.96$245,220.09
75Jul 2027$811.04$606.92$1,417.96$244,409.05
76Aug 2027$813.05$604.91$1,417.96$243,596.00
77Sep 2027$815.06$602.90$1,417.96$242,780.94
78Oct 2027$817.08$600.88$1,417.96$241,963.86
79Nov 2027$819.10$598.86$1,417.96$241,144.76
80Dec 2027$821.13$596.83$1,417.96$240,323.63
2027 Total$9,720.83$7,294.69$17,015.52
81Jan 2028$823.16$594.80$1,417.96$239,500.47
82Feb 2028$825.20$592.76$1,417.96$238,675.27
83Mar 2028$827.24$590.72$1,417.96$237,848.03
84Apr 2028$829.29$588.67$1,417.96$237,018.74
85May 2028$831.34$586.62$1,417.96$236,187.40
86Jun 2028$833.40$584.56$1,417.96$235,354.00
87Jul 2028$835.46$582.50$1,417.96$234,518.54
88Aug 2028$837.53$580.43$1,417.96$233,681.01
89Sep 2028$839.60$578.36$1,417.96$232,841.41
90Oct 2028$841.68$576.28$1,417.96$231,999.73
91Nov 2028$843.76$574.20$1,417.96$231,155.97
92Dec 2028$845.85$572.11$1,417.96$230,310.12
2028 Total$10,013.51$7,002.01$17,015.52
93Jan 2029$847.94$570.02$1,417.96$229,462.18
94Feb 2029$850.04$567.92$1,417.96$228,612.14
95Mar 2029$852.14$565.82$1,417.96$227,760.00
96Apr 2029$854.25$563.71$1,417.96$226,905.75
97May 2029$856.37$561.59$1,417.96$226,049.38
98Jun 2029$858.49$559.47$1,417.96$225,190.89
99Jul 2029$860.61$557.35$1,417.96$224,330.28
100Aug 2029$862.74$555.22$1,417.96$223,467.54
101Sep 2029$864.88$553.08$1,417.96$222,602.66
102Oct 2029$867.02$550.94$1,417.96$221,735.64
103Nov 2029$869.16$548.80$1,417.96$220,866.48
104Dec 2029$871.32$546.64$1,417.96$219,995.16
2029 Total$10,314.96$6,700.56$17,015.52
105Jan 2030$873.47$544.49$1,417.96$219,121.69
106Feb 2030$875.63$542.33$1,417.96$218,246.06
107Mar 2030$877.80$540.16$1,417.96$217,368.26
108Apr 2030$879.97$537.99$1,417.96$216,488.29
109May 2030$882.15$535.81$1,417.96$215,606.14
110Jun 2030$884.33$533.63$1,417.96$214,721.81
111Jul 2030$886.52$531.44$1,417.96$213,835.29
112Aug 2030$888.72$529.24$1,417.96$212,946.57
113Sep 2030$890.92$527.04$1,417.96$212,055.65
114Oct 2030$893.12$524.84$1,417.96$211,162.53
115Nov 2030$895.33$522.63$1,417.96$210,267.20
116Dec 2030$897.55$520.41$1,417.96$209,369.65
2030 Total$10,625.51$6,390.01$17,015.52
117Jan 2031$899.77$518.19$1,417.96$208,469.88
118Feb 2031$902.00$515.96$1,417.96$207,567.88
119Mar 2031$904.23$513.73$1,417.96$206,663.65
120Apr 2031$906.47$511.49$1,417.96$205,757.18
121May 2031$908.71$509.25$1,417.96$204,848.47
122Jun 2031$910.96$507.00$1,417.96$203,937.51
123Jul 2031$913.21$504.75$1,417.96$203,024.30
124Aug 2031$915.47$502.49$1,417.96$202,108.83
125Sep 2031$917.74$500.22$1,417.96$201,191.09
126Oct 2031$920.01$497.95$1,417.96$200,271.08
127Nov 2031$922.29$495.67$1,417.96$199,348.79
128Dec 2031$924.57$493.39$1,417.96$198,424.22
2031 Total$10,945.43$6,070.09$17,015.52
129Jan 2032$926.86$491.10$1,417.96$197,497.36
130Feb 2032$929.15$488.81$1,417.96$196,568.21
131Mar 2032$931.45$486.51$1,417.96$195,636.76
132Apr 2032$933.76$484.20$1,417.96$194,703.00
133May 2032$936.07$481.89$1,417.96$193,766.93
134Jun 2032$938.39$479.57$1,417.96$192,828.54
135Jul 2032$940.71$477.25$1,417.96$191,887.83
136Aug 2032$943.04$474.92$1,417.96$190,944.79
137Sep 2032$945.37$472.59$1,417.96$189,999.42
138Oct 2032$947.71$470.25$1,417.96$189,051.71
139Nov 2032$950.06$467.90$1,417.96$188,101.65
140Dec 2032$952.41$465.55$1,417.96$187,149.24
2032 Total$11,274.98$5,740.54$17,015.52
141Jan 2033$954.77$463.19$1,417.96$186,194.47
142Feb 2033$957.13$460.83$1,417.96$185,237.34
143Mar 2033$959.50$458.46$1,417.96$184,277.84
144Apr 2033$961.87$456.09$1,417.96$183,315.97
145May 2033$964.25$453.71$1,417.96$182,351.72
146Jun 2033$966.64$451.32$1,417.96$181,385.08
147Jul 2033$969.03$448.93$1,417.96$180,416.05
148Aug 2033$971.43$446.53$1,417.96$179,444.62
149Sep 2033$973.83$444.13$1,417.96$178,470.79
150Oct 2033$976.24$441.72$1,417.96$177,494.55
151Nov 2033$978.66$439.30$1,417.96$176,515.89
152Dec 2033$981.08$436.88$1,417.96$175,534.81
2033 Total$11,614.43$5,401.09$17,015.52
153Jan 2034$983.51$434.45$1,417.96$174,551.30
154Feb 2034$985.95$432.01$1,417.96$173,565.35
155Mar 2034$988.39$429.57$1,417.96$172,576.96
156Apr 2034$990.83$427.13$1,417.96$171,586.13
157May 2034$993.28$424.68$1,417.96$170,592.85
158Jun 2034$995.74$422.22$1,417.96$169,597.11
159Jul 2034$998.21$419.75$1,417.96$168,598.90
160Aug 2034$1,000.68$417.28$1,417.96$167,598.22
161Sep 2034$1,003.15$414.81$1,417.96$166,595.07
162Oct 2034$1,005.64$412.32$1,417.96$165,589.43
163Nov 2034$1,008.13$409.83$1,417.96$164,581.30
164Dec 2034$1,010.62$407.34$1,417.96$163,570.68
2034 Total$11,964.13$5,051.39$17,015.52
165Jan 2035$1,013.12$404.84$1,417.96$162,557.56
166Feb 2035$1,015.63$402.33$1,417.96$161,541.93
167Mar 2035$1,018.14$399.82$1,417.96$160,523.79
168Apr 2035$1,020.66$397.30$1,417.96$159,503.13
169May 2035$1,023.19$394.77$1,417.96$158,479.94
170Jun 2035$1,025.72$392.24$1,417.96$157,454.22
171Jul 2035$1,028.26$389.70$1,417.96$156,425.96
172Aug 2035$1,030.81$387.15$1,417.96$155,395.15
173Sep 2035$1,033.36$384.60$1,417.96$154,361.79
174Oct 2035$1,035.91$382.05$1,417.96$153,325.88
175Nov 2035$1,038.48$379.48$1,417.96$152,287.40
176Dec 2035$1,041.05$376.91$1,417.96$151,246.35
2035 Total$12,324.33$4,691.19$17,015.52
177Jan 2036$1,043.63$374.33$1,417.96$150,202.72
178Feb 2036$1,046.21$371.75$1,417.96$149,156.51
179Mar 2036$1,048.80$369.16$1,417.96$148,107.71
180Apr 2036$1,051.39$366.57$1,417.96$147,056.32
181May 2036$1,054.00$363.96$1,417.96$146,002.32
182Jun 2036$1,056.60$361.36$1,417.96$144,945.72
183Jul 2036$1,059.22$358.74$1,417.96$143,886.50
184Aug 2036$1,061.84$356.12$1,417.96$142,824.66
185Sep 2036$1,064.47$353.49$1,417.96$141,760.19
186Oct 2036$1,067.10$350.86$1,417.96$140,693.09
187Nov 2036$1,069.74$348.22$1,417.96$139,623.35
188Dec 2036$1,072.39$345.57$1,417.96$138,550.96
2036 Total$12,695.39$4,320.13$17,015.52
189Jan 2037$1,075.05$342.91$1,417.96$137,475.91
190Feb 2037$1,077.71$340.25$1,417.96$136,398.20
191Mar 2037$1,080.37$337.59$1,417.96$135,317.83
192Apr 2037$1,083.05$334.91$1,417.96$134,234.78
193May 2037$1,085.73$332.23$1,417.96$133,149.05
194Jun 2037$1,088.42$329.54$1,417.96$132,060.63
195Jul 2037$1,091.11$326.85$1,417.96$130,969.52
196Aug 2037$1,093.81$324.15$1,417.96$129,875.71
197Sep 2037$1,096.52$321.44$1,417.96$128,779.19
198Oct 2037$1,099.23$318.73$1,417.96$127,679.96
199Nov 2037$1,101.95$316.01$1,417.96$126,578.01
200Dec 2037$1,104.68$313.28$1,417.96$125,473.33
2037 Total$13,077.63$3,937.89$17,015.52
201Jan 2038$1,107.41$310.55$1,417.96$124,365.92
202Feb 2038$1,110.15$307.81$1,417.96$123,255.77
203Mar 2038$1,112.90$305.06$1,417.96$122,142.87
204Apr 2038$1,115.66$302.30$1,417.96$121,027.21
205May 2038$1,118.42$299.54$1,417.96$119,908.79
206Jun 2038$1,121.19$296.77$1,417.96$118,787.60
207Jul 2038$1,123.96$294.00$1,417.96$117,663.64
208Aug 2038$1,126.74$291.22$1,417.96$116,536.90
209Sep 2038$1,129.53$288.43$1,417.96$115,407.37
210Oct 2038$1,132.33$285.63$1,417.96$114,275.04
211Nov 2038$1,135.13$282.83$1,417.96$113,139.91
212Dec 2038$1,137.94$280.02$1,417.96$112,001.97
2038 Total$13,471.36$3,544.16$17,015.52
213Jan 2039$1,140.76$277.20$1,417.96$110,861.21
214Feb 2039$1,143.58$274.38$1,417.96$109,717.63
215Mar 2039$1,146.41$271.55$1,417.96$108,571.22
216Apr 2039$1,149.25$268.71$1,417.96$107,421.97
217May 2039$1,152.09$265.87$1,417.96$106,269.88
218Jun 2039$1,154.94$263.02$1,417.96$105,114.94
219Jul 2039$1,157.80$260.16$1,417.96$103,957.14
220Aug 2039$1,160.67$257.29$1,417.96$102,796.47
221Sep 2039$1,163.54$254.42$1,417.96$101,632.93
222Oct 2039$1,166.42$251.54$1,417.96$100,466.51
223Nov 2039$1,169.31$248.65$1,417.96$99,297.20
224Dec 2039$1,172.20$245.76$1,417.96$98,125.00
2039 Total$13,876.97$3,138.55$17,015.52
225Jan 2040$1,175.10$242.86$1,417.96$96,949.90
226Feb 2040$1,178.01$239.95$1,417.96$95,771.89
227Mar 2040$1,180.92$237.04$1,417.96$94,590.97
228Apr 2040$1,183.85$234.11$1,417.96$93,407.12
229May 2040$1,186.78$231.18$1,417.96$92,220.34
230Jun 2040$1,189.71$228.25$1,417.96$91,030.63
231Jul 2040$1,192.66$225.30$1,417.96$89,837.97
232Aug 2040$1,195.61$222.35$1,417.96$88,642.36
233Sep 2040$1,198.57$219.39$1,417.96$87,443.79
234Oct 2040$1,201.54$216.42$1,417.96$86,242.25
235Nov 2040$1,204.51$213.45$1,417.96$85,037.74
236Dec 2040$1,207.49$210.47$1,417.96$83,830.25
2040 Total$14,294.75$2,720.77$17,015.52
237Jan 2041$1,210.48$207.48$1,417.96$82,619.77
238Feb 2041$1,213.48$204.48$1,417.96$81,406.29
239Mar 2041$1,216.48$201.48$1,417.96$80,189.81
240Apr 2041$1,219.49$198.47$1,417.96$78,970.32
241May 2041$1,222.51$195.45$1,417.96$77,747.81
242Jun 2041$1,225.53$192.43$1,417.96$76,522.28
243Jul 2041$1,228.57$189.39$1,417.96$75,293.71
244Aug 2041$1,231.61$186.35$1,417.96$74,062.10
245Sep 2041$1,234.66$183.30$1,417.96$72,827.44
246Oct 2041$1,237.71$180.25$1,417.96$71,589.73
247Nov 2041$1,240.78$177.18$1,417.96$70,348.95
248Dec 2041$1,243.85$174.11$1,417.96$69,105.10
2041 Total$14,725.15$2,290.37$17,015.52
249Jan 2042$1,246.92$171.04$1,417.96$67,858.18
250Feb 2042$1,250.01$167.95$1,417.96$66,608.17
251Mar 2042$1,253.10$164.86$1,417.96$65,355.07
252Apr 2042$1,256.21$161.75$1,417.96$64,098.86
253May 2042$1,259.32$158.64$1,417.96$62,839.54
254Jun 2042$1,262.43$155.53$1,417.96$61,577.11
255Jul 2042$1,265.56$152.40$1,417.96$60,311.55
256Aug 2042$1,268.69$149.27$1,417.96$59,042.86
257Sep 2042$1,271.83$146.13$1,417.96$57,771.03
258Oct 2042$1,274.98$142.98$1,417.96$56,496.05
259Nov 2042$1,278.13$139.83$1,417.96$55,217.92
260Dec 2042$1,281.30$136.66$1,417.96$53,936.62
2042 Total$15,168.48$1,847.04$17,015.52
261Jan 2043$1,284.47$133.49$1,417.96$52,652.15
262Feb 2043$1,287.65$130.31$1,417.96$51,364.50
263Mar 2043$1,290.83$127.13$1,417.96$50,073.67
264Apr 2043$1,294.03$123.93$1,417.96$48,779.64
265May 2043$1,297.23$120.73$1,417.96$47,482.41
266Jun 2043$1,300.44$117.52$1,417.96$46,181.97
267Jul 2043$1,303.66$114.30$1,417.96$44,878.31
268Aug 2043$1,306.89$111.07$1,417.96$43,571.42
269Sep 2043$1,310.12$107.84$1,417.96$42,261.30
270Oct 2043$1,313.36$104.60$1,417.96$40,947.94
271Nov 2043$1,316.61$101.35$1,417.96$39,631.33
272Dec 2043$1,319.87$98.09$1,417.96$38,311.46
2043 Total$15,625.16$1,390.36$17,015.52
273Jan 2044$1,323.14$94.82$1,417.96$36,988.32
274Feb 2044$1,326.41$91.55$1,417.96$35,661.91
275Mar 2044$1,329.70$88.26$1,417.96$34,332.21
276Apr 2044$1,332.99$84.97$1,417.96$32,999.22
277May 2044$1,336.29$81.67$1,417.96$31,662.93
278Jun 2044$1,339.59$78.37$1,417.96$30,323.34
279Jul 2044$1,342.91$75.05$1,417.96$28,980.43
280Aug 2044$1,346.23$71.73$1,417.96$27,634.20
281Sep 2044$1,349.57$68.39$1,417.96$26,284.63
282Oct 2044$1,352.91$65.05$1,417.96$24,931.72
283Nov 2044$1,356.25$61.71$1,417.96$23,575.47
284Dec 2044$1,359.61$58.35$1,417.96$22,215.86
2044 Total$16,095.6$919.92$17,015.52
285Jan 2045$1,362.98$54.98$1,417.96$20,852.88
286Feb 2045$1,366.35$51.61$1,417.96$19,486.53
287Mar 2045$1,369.73$48.23$1,417.96$18,116.80
288Apr 2045$1,373.12$44.84$1,417.96$16,743.68
289May 2045$1,376.52$41.44$1,417.96$15,367.16
290Jun 2045$1,379.93$38.03$1,417.96$13,987.23
291Jul 2045$1,383.34$34.62$1,417.96$12,603.89
292Aug 2045$1,386.77$31.19$1,417.96$11,217.12
293Sep 2045$1,390.20$27.76$1,417.96$9,826.92
294Oct 2045$1,393.64$24.32$1,417.96$8,433.28
295Nov 2045$1,397.09$20.87$1,417.96$7,036.19
296Dec 2045$1,400.55$17.41$1,417.96$5,635.64
2045 Total$16,580.22$435.3$17,015.52
297Jan 2046$1,404.01$13.95$1,417.96$4,231.63
298Feb 2046$1,407.49$10.47$1,417.96$2,824.14
299Mar 2046$1,410.97$6.99$1,417.96$1,413.17
300Apr 2046$1,413.17$3.50$1,416.67$0.00
2046 Total$5,635.64$34.91$5,670.55