Flexi Choice Home Loan from Teachers Mutual Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.62%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,688
Number of Repayments
300
Total Interest Paid
$206,400
Total repayments
$506,400
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$533.00$1,155.00$1,688.00$299,467.00
2Feb 2020$535.05$1,152.95$1,688.00$298,931.95
3Mar 2020$537.11$1,150.89$1,688.00$298,394.84
4Apr 2020$539.18$1,148.82$1,688.00$297,855.66
5May 2020$541.26$1,146.74$1,688.00$297,314.40
6Jun 2020$543.34$1,144.66$1,688.00$296,771.06
7Jul 2020$545.43$1,142.57$1,688.00$296,225.63
8Aug 2020$547.53$1,140.47$1,688.00$295,678.10
9Sep 2020$549.64$1,138.36$1,688.00$295,128.46
10Oct 2020$551.76$1,136.24$1,688.00$294,576.70
11Nov 2020$553.88$1,134.12$1,688.00$294,022.82
12Dec 2020$556.01$1,131.99$1,688.00$293,466.81
2020 Total$6,533.19$13,722.81$20,256
13Jan 2021$558.15$1,129.85$1,688.00$292,908.66
14Feb 2021$560.30$1,127.70$1,688.00$292,348.36
15Mar 2021$562.46$1,125.54$1,688.00$291,785.90
16Apr 2021$564.62$1,123.38$1,688.00$291,221.28
17May 2021$566.80$1,121.20$1,688.00$290,654.48
18Jun 2021$568.98$1,119.02$1,688.00$290,085.50
19Jul 2021$571.17$1,116.83$1,688.00$289,514.33
20Aug 2021$573.37$1,114.63$1,688.00$288,940.96
21Sep 2021$575.58$1,112.42$1,688.00$288,365.38
22Oct 2021$577.79$1,110.21$1,688.00$287,787.59
23Nov 2021$580.02$1,107.98$1,688.00$287,207.57
24Dec 2021$582.25$1,105.75$1,688.00$286,625.32
2021 Total$6,841.49$13,414.51$20,256
25Jan 2022$584.49$1,103.51$1,688.00$286,040.83
26Feb 2022$586.74$1,101.26$1,688.00$285,454.09
27Mar 2022$589.00$1,099.00$1,688.00$284,865.09
28Apr 2022$591.27$1,096.73$1,688.00$284,273.82
29May 2022$593.55$1,094.45$1,688.00$283,680.27
30Jun 2022$595.83$1,092.17$1,688.00$283,084.44
31Jul 2022$598.12$1,089.88$1,688.00$282,486.32
32Aug 2022$600.43$1,087.57$1,688.00$281,885.89
33Sep 2022$602.74$1,085.26$1,688.00$281,283.15
34Oct 2022$605.06$1,082.94$1,688.00$280,678.09
35Nov 2022$607.39$1,080.61$1,688.00$280,070.70
36Dec 2022$609.73$1,078.27$1,688.00$279,460.97
2022 Total$7,164.35$13,091.65$20,256
37Jan 2023$612.08$1,075.92$1,688.00$278,848.89
38Feb 2023$614.43$1,073.57$1,688.00$278,234.46
39Mar 2023$616.80$1,071.20$1,688.00$277,617.66
40Apr 2023$619.17$1,068.83$1,688.00$276,998.49
41May 2023$621.56$1,066.44$1,688.00$276,376.93
42Jun 2023$623.95$1,064.05$1,688.00$275,752.98
43Jul 2023$626.35$1,061.65$1,688.00$275,126.63
44Aug 2023$628.76$1,059.24$1,688.00$274,497.87
45Sep 2023$631.18$1,056.82$1,688.00$273,866.69
46Oct 2023$633.61$1,054.39$1,688.00$273,233.08
47Nov 2023$636.05$1,051.95$1,688.00$272,597.03
48Dec 2023$638.50$1,049.50$1,688.00$271,958.53
2023 Total$7,502.44$12,753.56$20,256
49Jan 2024$640.96$1,047.04$1,688.00$271,317.57
50Feb 2024$643.43$1,044.57$1,688.00$270,674.14
51Mar 2024$645.90$1,042.10$1,688.00$270,028.24
52Apr 2024$648.39$1,039.61$1,688.00$269,379.85
53May 2024$650.89$1,037.11$1,688.00$268,728.96
54Jun 2024$653.39$1,034.61$1,688.00$268,075.57
55Jul 2024$655.91$1,032.09$1,688.00$267,419.66
56Aug 2024$658.43$1,029.57$1,688.00$266,761.23
57Sep 2024$660.97$1,027.03$1,688.00$266,100.26
58Oct 2024$663.51$1,024.49$1,688.00$265,436.75
59Nov 2024$666.07$1,021.93$1,688.00$264,770.68
60Dec 2024$668.63$1,019.37$1,688.00$264,102.05
2024 Total$7,856.48$12,399.52$20,256
61Jan 2025$671.21$1,016.79$1,688.00$263,430.84
62Feb 2025$673.79$1,014.21$1,688.00$262,757.05
63Mar 2025$676.39$1,011.61$1,688.00$262,080.66
64Apr 2025$678.99$1,009.01$1,688.00$261,401.67
65May 2025$681.60$1,006.40$1,688.00$260,720.07
66Jun 2025$684.23$1,003.77$1,688.00$260,035.84
67Jul 2025$686.86$1,001.14$1,688.00$259,348.98
68Aug 2025$689.51$998.49$1,688.00$258,659.47
69Sep 2025$692.16$995.84$1,688.00$257,967.31
70Oct 2025$694.83$993.17$1,688.00$257,272.48
71Nov 2025$697.50$990.50$1,688.00$256,574.98
72Dec 2025$700.19$987.81$1,688.00$255,874.79
2025 Total$8,227.26$12,028.74$20,256
73Jan 2026$702.88$985.12$1,688.00$255,171.91
74Feb 2026$705.59$982.41$1,688.00$254,466.32
75Mar 2026$708.30$979.70$1,688.00$253,758.02
76Apr 2026$711.03$976.97$1,688.00$253,046.99
77May 2026$713.77$974.23$1,688.00$252,333.22
78Jun 2026$716.52$971.48$1,688.00$251,616.70
79Jul 2026$719.28$968.72$1,688.00$250,897.42
80Aug 2026$722.04$965.96$1,688.00$250,175.38
81Sep 2026$724.82$963.18$1,688.00$249,450.56
82Oct 2026$727.62$960.38$1,688.00$248,722.94
83Nov 2026$730.42$957.58$1,688.00$247,992.52
84Dec 2026$733.23$954.77$1,688.00$247,259.29
2026 Total$8,615.5$11,640.5$20,256
85Jan 2027$736.05$951.95$1,688.00$246,523.24
86Feb 2027$738.89$949.11$1,688.00$245,784.35
87Mar 2027$741.73$946.27$1,688.00$245,042.62
88Apr 2027$744.59$943.41$1,688.00$244,298.03
89May 2027$747.45$940.55$1,688.00$243,550.58
90Jun 2027$750.33$937.67$1,688.00$242,800.25
91Jul 2027$753.22$934.78$1,688.00$242,047.03
92Aug 2027$756.12$931.88$1,688.00$241,290.91
93Sep 2027$759.03$928.97$1,688.00$240,531.88
94Oct 2027$761.95$926.05$1,688.00$239,769.93
95Nov 2027$764.89$923.11$1,688.00$239,005.04
96Dec 2027$767.83$920.17$1,688.00$238,237.21
2027 Total$9,022.08$11,233.92$20,256
97Jan 2028$770.79$917.21$1,688.00$237,466.42
98Feb 2028$773.75$914.25$1,688.00$236,692.67
99Mar 2028$776.73$911.27$1,688.00$235,915.94
100Apr 2028$779.72$908.28$1,688.00$235,136.22
101May 2028$782.73$905.27$1,688.00$234,353.49
102Jun 2028$785.74$902.26$1,688.00$233,567.75
103Jul 2028$788.76$899.24$1,688.00$232,778.99
104Aug 2028$791.80$896.20$1,688.00$231,987.19
105Sep 2028$794.85$893.15$1,688.00$231,192.34
106Oct 2028$797.91$890.09$1,688.00$230,394.43
107Nov 2028$800.98$887.02$1,688.00$229,593.45
108Dec 2028$804.07$883.93$1,688.00$228,789.38
2028 Total$9,447.83$10,808.17$20,256
109Jan 2029$807.16$880.84$1,688.00$227,982.22
110Feb 2029$810.27$877.73$1,688.00$227,171.95
111Mar 2029$813.39$874.61$1,688.00$226,358.56
112Apr 2029$816.52$871.48$1,688.00$225,542.04
113May 2029$819.66$868.34$1,688.00$224,722.38
114Jun 2029$822.82$865.18$1,688.00$223,899.56
115Jul 2029$825.99$862.01$1,688.00$223,073.57
116Aug 2029$829.17$858.83$1,688.00$222,244.40
117Sep 2029$832.36$855.64$1,688.00$221,412.04
118Oct 2029$835.56$852.44$1,688.00$220,576.48
119Nov 2029$838.78$849.22$1,688.00$219,737.70
120Dec 2029$842.01$845.99$1,688.00$218,895.69
2029 Total$9,893.69$10,362.31$20,256
121Jan 2030$845.25$842.75$1,688.00$218,050.44
122Feb 2030$848.51$839.49$1,688.00$217,201.93
123Mar 2030$851.77$836.23$1,688.00$216,350.16
124Apr 2030$855.05$832.95$1,688.00$215,495.11
125May 2030$858.34$829.66$1,688.00$214,636.77
126Jun 2030$861.65$826.35$1,688.00$213,775.12
127Jul 2030$864.97$823.03$1,688.00$212,910.15
128Aug 2030$868.30$819.70$1,688.00$212,041.85
129Sep 2030$871.64$816.36$1,688.00$211,170.21
130Oct 2030$874.99$813.01$1,688.00$210,295.22
131Nov 2030$878.36$809.64$1,688.00$209,416.86
132Dec 2030$881.75$806.25$1,688.00$208,535.11
2030 Total$10,360.58$9,895.42$20,256
133Jan 2031$885.14$802.86$1,688.00$207,649.97
134Feb 2031$888.55$799.45$1,688.00$206,761.42
135Mar 2031$891.97$796.03$1,688.00$205,869.45
136Apr 2031$895.40$792.60$1,688.00$204,974.05
137May 2031$898.85$789.15$1,688.00$204,075.20
138Jun 2031$902.31$785.69$1,688.00$203,172.89
139Jul 2031$905.78$782.22$1,688.00$202,267.11
140Aug 2031$909.27$778.73$1,688.00$201,357.84
141Sep 2031$912.77$775.23$1,688.00$200,445.07
142Oct 2031$916.29$771.71$1,688.00$199,528.78
143Nov 2031$919.81$768.19$1,688.00$198,608.97
144Dec 2031$923.36$764.64$1,688.00$197,685.61
2031 Total$10,849.5$9,406.5$20,256
145Jan 2032$926.91$761.09$1,688.00$196,758.70
146Feb 2032$930.48$757.52$1,688.00$195,828.22
147Mar 2032$934.06$753.94$1,688.00$194,894.16
148Apr 2032$937.66$750.34$1,688.00$193,956.50
149May 2032$941.27$746.73$1,688.00$193,015.23
150Jun 2032$944.89$743.11$1,688.00$192,070.34
151Jul 2032$948.53$739.47$1,688.00$191,121.81
152Aug 2032$952.18$735.82$1,688.00$190,169.63
153Sep 2032$955.85$732.15$1,688.00$189,213.78
154Oct 2032$959.53$728.47$1,688.00$188,254.25
155Nov 2032$963.22$724.78$1,688.00$187,291.03
156Dec 2032$966.93$721.07$1,688.00$186,324.10
2032 Total$11,361.51$8,894.49$20,256
157Jan 2033$970.65$717.35$1,688.00$185,353.45
158Feb 2033$974.39$713.61$1,688.00$184,379.06
159Mar 2033$978.14$709.86$1,688.00$183,400.92
160Apr 2033$981.91$706.09$1,688.00$182,419.01
161May 2033$985.69$702.31$1,688.00$181,433.32
162Jun 2033$989.48$698.52$1,688.00$180,443.84
163Jul 2033$993.29$694.71$1,688.00$179,450.55
164Aug 2033$997.12$690.88$1,688.00$178,453.43
165Sep 2033$1,000.95$687.05$1,688.00$177,452.48
166Oct 2033$1,004.81$683.19$1,688.00$176,447.67
167Nov 2033$1,008.68$679.32$1,688.00$175,438.99
168Dec 2033$1,012.56$675.44$1,688.00$174,426.43
2033 Total$11,897.67$8,358.33$20,256
169Jan 2034$1,016.46$671.54$1,688.00$173,409.97
170Feb 2034$1,020.37$667.63$1,688.00$172,389.60
171Mar 2034$1,024.30$663.70$1,688.00$171,365.30
172Apr 2034$1,028.24$659.76$1,688.00$170,337.06
173May 2034$1,032.20$655.80$1,688.00$169,304.86
174Jun 2034$1,036.18$651.82$1,688.00$168,268.68
175Jul 2034$1,040.17$647.83$1,688.00$167,228.51
176Aug 2034$1,044.17$643.83$1,688.00$166,184.34
177Sep 2034$1,048.19$639.81$1,688.00$165,136.15
178Oct 2034$1,052.23$635.77$1,688.00$164,083.92
179Nov 2034$1,056.28$631.72$1,688.00$163,027.64
180Dec 2034$1,060.34$627.66$1,688.00$161,967.30
2034 Total$12,459.13$7,796.87$20,256
181Jan 2035$1,064.43$623.57$1,688.00$160,902.87
182Feb 2035$1,068.52$619.48$1,688.00$159,834.35
183Mar 2035$1,072.64$615.36$1,688.00$158,761.71
184Apr 2035$1,076.77$611.23$1,688.00$157,684.94
185May 2035$1,080.91$607.09$1,688.00$156,604.03
186Jun 2035$1,085.07$602.93$1,688.00$155,518.96
187Jul 2035$1,089.25$598.75$1,688.00$154,429.71
188Aug 2035$1,093.45$594.55$1,688.00$153,336.26
189Sep 2035$1,097.66$590.34$1,688.00$152,238.60
190Oct 2035$1,101.88$586.12$1,688.00$151,136.72
191Nov 2035$1,106.12$581.88$1,688.00$150,030.60
192Dec 2035$1,110.38$577.62$1,688.00$148,920.22
2035 Total$13,047.08$7,208.92$20,256
193Jan 2036$1,114.66$573.34$1,688.00$147,805.56
194Feb 2036$1,118.95$569.05$1,688.00$146,686.61
195Mar 2036$1,123.26$564.74$1,688.00$145,563.35
196Apr 2036$1,127.58$560.42$1,688.00$144,435.77
197May 2036$1,131.92$556.08$1,688.00$143,303.85
198Jun 2036$1,136.28$551.72$1,688.00$142,167.57
199Jul 2036$1,140.65$547.35$1,688.00$141,026.92
200Aug 2036$1,145.05$542.95$1,688.00$139,881.87
201Sep 2036$1,149.45$538.55$1,688.00$138,732.42
202Oct 2036$1,153.88$534.12$1,688.00$137,578.54
203Nov 2036$1,158.32$529.68$1,688.00$136,420.22
204Dec 2036$1,162.78$525.22$1,688.00$135,257.44
2036 Total$13,662.78$6,593.22$20,256
205Jan 2037$1,167.26$520.74$1,688.00$134,090.18
206Feb 2037$1,171.75$516.25$1,688.00$132,918.43
207Mar 2037$1,176.26$511.74$1,688.00$131,742.17
208Apr 2037$1,180.79$507.21$1,688.00$130,561.38
209May 2037$1,185.34$502.66$1,688.00$129,376.04
210Jun 2037$1,189.90$498.10$1,688.00$128,186.14
211Jul 2037$1,194.48$493.52$1,688.00$126,991.66
212Aug 2037$1,199.08$488.92$1,688.00$125,792.58
213Sep 2037$1,203.70$484.30$1,688.00$124,588.88
214Oct 2037$1,208.33$479.67$1,688.00$123,380.55
215Nov 2037$1,212.98$475.02$1,688.00$122,167.57
216Dec 2037$1,217.65$470.35$1,688.00$120,949.92
2037 Total$14,307.52$5,948.48$20,256
217Jan 2038$1,222.34$465.66$1,688.00$119,727.58
218Feb 2038$1,227.05$460.95$1,688.00$118,500.53
219Mar 2038$1,231.77$456.23$1,688.00$117,268.76
220Apr 2038$1,236.52$451.48$1,688.00$116,032.24
221May 2038$1,241.28$446.72$1,688.00$114,790.96
222Jun 2038$1,246.05$441.95$1,688.00$113,544.91
223Jul 2038$1,250.85$437.15$1,688.00$112,294.06
224Aug 2038$1,255.67$432.33$1,688.00$111,038.39
225Sep 2038$1,260.50$427.50$1,688.00$109,777.89
226Oct 2038$1,265.36$422.64$1,688.00$108,512.53
227Nov 2038$1,270.23$417.77$1,688.00$107,242.30
228Dec 2038$1,275.12$412.88$1,688.00$105,967.18
2038 Total$14,982.74$5,273.26$20,256
229Jan 2039$1,280.03$407.97$1,688.00$104,687.15
230Feb 2039$1,284.95$403.05$1,688.00$103,402.20
231Mar 2039$1,289.90$398.10$1,688.00$102,112.30
232Apr 2039$1,294.87$393.13$1,688.00$100,817.43
233May 2039$1,299.85$388.15$1,688.00$99,517.58
234Jun 2039$1,304.86$383.14$1,688.00$98,212.72
235Jul 2039$1,309.88$378.12$1,688.00$96,902.84
236Aug 2039$1,314.92$373.08$1,688.00$95,587.92
237Sep 2039$1,319.99$368.01$1,688.00$94,267.93
238Oct 2039$1,325.07$362.93$1,688.00$92,942.86
239Nov 2039$1,330.17$357.83$1,688.00$91,612.69
240Dec 2039$1,335.29$352.71$1,688.00$90,277.40
2039 Total$15,689.78$4,566.22$20,256
241Jan 2040$1,340.43$347.57$1,688.00$88,936.97
242Feb 2040$1,345.59$342.41$1,688.00$87,591.38
243Mar 2040$1,350.77$337.23$1,688.00$86,240.61
244Apr 2040$1,355.97$332.03$1,688.00$84,884.64
245May 2040$1,361.19$326.81$1,688.00$83,523.45
246Jun 2040$1,366.43$321.57$1,688.00$82,157.02
247Jul 2040$1,371.70$316.30$1,688.00$80,785.32
248Aug 2040$1,376.98$311.02$1,688.00$79,408.34
249Sep 2040$1,382.28$305.72$1,688.00$78,026.06
250Oct 2040$1,387.60$300.40$1,688.00$76,638.46
251Nov 2040$1,392.94$295.06$1,688.00$75,245.52
252Dec 2040$1,398.30$289.70$1,688.00$73,847.22
2040 Total$16,430.18$3,825.82$20,256
253Jan 2041$1,403.69$284.31$1,688.00$72,443.53
254Feb 2041$1,409.09$278.91$1,688.00$71,034.44
255Mar 2041$1,414.52$273.48$1,688.00$69,619.92
256Apr 2041$1,419.96$268.04$1,688.00$68,199.96
257May 2041$1,425.43$262.57$1,688.00$66,774.53
258Jun 2041$1,430.92$257.08$1,688.00$65,343.61
259Jul 2041$1,436.43$251.57$1,688.00$63,907.18
260Aug 2041$1,441.96$246.04$1,688.00$62,465.22
261Sep 2041$1,447.51$240.49$1,688.00$61,017.71
262Oct 2041$1,453.08$234.92$1,688.00$59,564.63
263Nov 2041$1,458.68$229.32$1,688.00$58,105.95
264Dec 2041$1,464.29$223.71$1,688.00$56,641.66
2041 Total$17,205.56$3,050.44$20,256
265Jan 2042$1,469.93$218.07$1,688.00$55,171.73
266Feb 2042$1,475.59$212.41$1,688.00$53,696.14
267Mar 2042$1,481.27$206.73$1,688.00$52,214.87
268Apr 2042$1,486.97$201.03$1,688.00$50,727.90
269May 2042$1,492.70$195.30$1,688.00$49,235.20
270Jun 2042$1,498.44$189.56$1,688.00$47,736.76
271Jul 2042$1,504.21$183.79$1,688.00$46,232.55
272Aug 2042$1,510.00$178.00$1,688.00$44,722.55
273Sep 2042$1,515.82$172.18$1,688.00$43,206.73
274Oct 2042$1,521.65$166.35$1,688.00$41,685.08
275Nov 2042$1,527.51$160.49$1,688.00$40,157.57
276Dec 2042$1,533.39$154.61$1,688.00$38,624.18
2042 Total$18,017.48$2,238.52$20,256
277Jan 2043$1,539.30$148.70$1,688.00$37,084.88
278Feb 2043$1,545.22$142.78$1,688.00$35,539.66
279Mar 2043$1,551.17$136.83$1,688.00$33,988.49
280Apr 2043$1,557.14$130.86$1,688.00$32,431.35
281May 2043$1,563.14$124.86$1,688.00$30,868.21
282Jun 2043$1,569.16$118.84$1,688.00$29,299.05
283Jul 2043$1,575.20$112.80$1,688.00$27,723.85
284Aug 2043$1,581.26$106.74$1,688.00$26,142.59
285Sep 2043$1,587.35$100.65$1,688.00$24,555.24
286Oct 2043$1,593.46$94.54$1,688.00$22,961.78
287Nov 2043$1,599.60$88.40$1,688.00$21,362.18
288Dec 2043$1,605.76$82.24$1,688.00$19,756.42
2043 Total$18,867.76$1,388.24$20,256
289Jan 2044$1,611.94$76.06$1,688.00$18,144.48
290Feb 2044$1,618.14$69.86$1,688.00$16,526.34
291Mar 2044$1,624.37$63.63$1,688.00$14,901.97
292Apr 2044$1,630.63$57.37$1,688.00$13,271.34
293May 2044$1,636.91$51.09$1,688.00$11,634.43
294Jun 2044$1,643.21$44.79$1,688.00$9,991.22
295Jul 2044$1,649.53$38.47$1,688.00$8,341.69
296Aug 2044$1,655.88$32.12$1,688.00$6,685.81
297Sep 2044$1,662.26$25.74$1,688.00$5,023.55
298Oct 2044$1,668.66$19.34$1,688.00$3,354.89
299Nov 2044$1,675.08$12.92$1,688.00$1,679.81
300Dec 2044$1,679.81$6.47$1,686.28$0.00
2044 Total$19,756.42$497.86$20,254.28
Compare your product with the big 4 banks, or add more products to compare
As seen on