On this page

On this page
5.69
% p.a
Fixed - 5 years
4.17
% p.a
$1,423
based on $300,000 loan amount for 25 years at 5.69%
Calculate your repayments for this loan
Your estimated repayment
$1,423
based on $300,000 loan amount for 25 years at 5.69%
Teachers Mutual Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
Azm Khan
Get expert advice from a home loans specialist.
I am really passionate about helping people achieve their property dreams. As a student, my main interest was finance and since completing my Master's degree in Accounting, I studied to be qualified as a Certified Practicing Accountant (CPA) and worked in the finance world for over 10 years. In 2014, after purchasing my first home through a mortgage broker and seeing first hand the value provided by Mortgage Brokers, I decided to better utilise my skills to the benefit of my clients. Since starting my Mortgage Broker business, I have helped over 300 clients with their home loan and have settled over $120 million loans. So if you are looking for someone with expertise and experience to assist you with your home loan, I will be thrilled to have a chat. I am available anytime when you are ready.
CRN: 463273
Lee HAO
Get expert advice from a home loans specialist.
Lee is a graduate of Monash University with a Bachelor of Commerce and Arts. Lee is strongly passionate about the real estate market and banks since he was a student. Driven by this passion, together with experience in consulting companies and banks, Lee hopes to educate and guide her clients throughout their real estate ownership journey. Lee believes in placing the clients at the centre of every relationship and building trust through honesty and reliability. 'I want to empower my clients' every property dream and hope to service them until they retire with rent.' 'I will not try to sell you a deal that I will not sell it to my mom.' That's his principle. We are here to fight for the best possible deal for every customer. We have a great relationship with more than 30 lenders. Not that they happen to be on our panel but we actually settled with them and know their policies and procedure inside out. We do not recommend any lenders or products without a personalized and on time research for you. So our process ensure the deals we present are in your best interest hot and fresh. Our standard operation procedure is: 1) Free consultation by phone or zoom to understand your needs. Answer your burning questions. 2) Collect information, facts and document to conduct research for you. Give us a chance and allow us to make a positive impact on your personal finance; Research will usually take 2-3 business days. For more complicate cases may take longer on notice case by case. 3) Present solutions via zoom or in person. 30-60 mins. Also including a property purchase or investment strategy session. 4) Once you made the decision it takes 2-10 business days to proceed and obtain a pre-approval or refinance formal approval. Other days and procedure will be designed and notice according to your situation. 5) Free after settlement review every year too. Service Satisfaction guarantee!!** Call me and let's chat.
CRN: 484532
Melissa Huynh
Get expert advice from a home loans specialist.
Melissa has many years experience within the Finance Industry. Having started her career as a Financial Planner and over 7 years as an award winning Mortgage Broker with a strong focus on customer service. Melissa is highly efficient and will get the job done! Whether you have a complex situation or Commercial loan Melissa will strive to find you the most competitive and suitable loan options and ensure you are educated and kept up to date throughout the process.
ACL: 481374
Duncan Tonkin
Get expert advice from a home loans specialist.
Duncan is the Director of Villa Finance Group and has 24 years of experience in the banking and finance industry. Having had a fulfilling and successful 12 year career at ANZ, he moved into Mortgage Broking and founded Villa Finance Group in 2013. Villa Finance Group prides itself on developing long-term relationships not just the initial home loan, including yearly interest rate reviews and regular updates in relation to your home and investment loans. Duncan has a passion for assisting clients build wealth through property. Whether it be assisting first home buyers to navigate the entire purchase process, advising families how to pay off their loans sooner, implementing investment strategies for clients seeking to enter the investment property market or experienced investors with a growing investment property portfolio. Duncan holds an MBA (Management) from Macquarie Graduate School of Management, a Bachelor of Business (HR) and a Certificate IV in Finance and Mortgage Broking Management.
CRN: 454057
THOMAS TANG
Get expert advice from a home loans specialist.
MFAA Broker Associate, Top 5 Most Excellent Broker in Victoria (Nominated, 2019). 'I want to empower my clients' every property dream and hope to service them until they retire with rent.' Thomas and his team are very passionate about mortgage brokering. Thomas used to be a Top banking staff at Bank of Melbourne in 2015 then quit to pursue his dream in mortgage broking business and achieved Australia top 100 mortgage broker in 2018 and 2020. He has 10 years banking and finance experience and he owns a positive cashflow property portfolio himself. So you are in good hands! 'I will not try to sell you a deal that I will not sell it to my mom.' That's his principle. We are here to fight for the best possible deal for every customer. We have a great relationship with more than 30 lenders. Not that they happen to be on our panel but we actually settled with them and know their policies and procedure inside out. We do not recommend any lenders or products without a personalized and on time research for you. So our process ensure the deals we present are in your best interest hot and fresh. Our standard operation procedure is: 1) Free consultation by phone or zoom to understand your needs. Answer your burning questions. 2) Collect information, facts and document to conduct research for you. Give us a chance and allow us to make a positive impact on your personal finance; Research will usually take 2-3 business days. For more complicate cases may take longer on notice case by case. 3) Present solutions via zoom or in person. 30-60 mins. Also including a property purchase or investment strategy session. 4) Once you made the decision it takes 2-10 business days to proceed and obtain a pre-approval or refinance formal approval. Other days and procedure will be designed and notice according to your situation. 5) Free after settlement review every year too. Service Satisfaction guarantee!!** Call me and let's chat. Here is a YouTube channel link for Thomas -- https://youtu.be/cLKGmisfNVw
CRN: 484532

Smart Booster Home Loan Discounted Variable - 1yr
special
1.99% variable rate for 12 months then 2.48% variable rate1.99
% p.a
Intro 12 months
3.75
% p.a
The 12-month interest rate discount could give you more breathing room in your household budget, or make a head start on paying off your home sooner.
Quick home loan review
For Your Way Plus Fixed Investment Loan 5 year (Interest Only) (LVR 60%-80%)
These are the benefits of this home loan.
- No upfront fees
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- No extra repayments
- No redraw and no offset
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Your Way Plus Fixed Investment Loan 5 year (Interest Only) (LVR 60%-80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $426,900 |
Interest rate type Fixed - 5 years | |
Borrowing range
$150k
-
$5m
| Suitable for Investors |
Loan term range 6 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Not Allowed | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $300 annually | Discharge fee 75 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Teachers Mutual Bank to view Target Market Determination.
Other Benefits
Refer to the Package Terms and Conditions for Eligibility Criteria and other product benefits. 5bps discount on variable interest rates are available for essential workers subject to eligibility. Up to 10% discount on home and contents insurance (Allianz Insurance) Personal Loan application fee waived. All products are originated on relevant LVR tiers based on the LVR of the home loan at the time of origination. Fixed Rate loans will roll to the equivalent Variable rate LVR tier of the LVR at origination. Movement between the LVR tiers are subject to switching rules.
Checkout more home loans
Teachers Mutual Bank is available through brokers
Home Loans News
Popular home loans searches
FAQs
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
Where can you apply for this loan?
Can a broker help me with this loan?