Teachers Mutual Bank Your Way Plus Fixed Investment Loan 5 year (Principal and Interest) (LVR 60%-80%) duplicate | Review & Compare Home Loans

Your Way Plus Fixed Investment Loan

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Advertised Rate

2.89

% p.a

Fixed - 5 years

Comparison Rate*

3.33

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

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Summary
Features & fees
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Advertised Rate

2.89

% p.a

Fixed - 5 years

Comparison Rate*

3.33

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

Calculate your repayments for this loan

Your estimated repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

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Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Cashback

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Monthly Repayment

$1,147

based on $300,000 loan amount for 25 years at 1.85%

Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

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Monthly Repayment

$1,107

based on $300,000 loan amount for 25 years at 1.99%

Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

2.02

% p.a

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More Features

Quick home loan review

For Your Way Plus Fixed Investment Loan 5 year (Principal and Interest) (LVR 60%-80%)

These are the benefits of this home loan.

Lower than average interest rate
No upfront fees
Split account option

These are the drawbacks of this home loan.

No extra repayments
No redraw and no offset
Loan reverts to higher rate after fixed period
Not available for first home buyers
Ongoing fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Your Way Plus Fixed Investment Loan 5 year (Principal and Interest) (LVR 60%-80%)

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $421,800 View repayment schedule »
Next LVR 2.89% for max LVR 90%	Interest rate type Fixed - 5 years
Borrowing range $150k - $5m Calculate how much you can borrow	Suitable for Investors
Loan term range 6 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Not Allowed	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $300 annually	Discharge fee 75

Application method

Online	Phone
Broker	In branch

Other Benefits

Refer to the Package Terms and Conditions for Eligibility Criteria and other product benefits. 5bps discount on variable interest rates are available for essential workers subject to eligibility. Up to 10% discount on home and contents insurance (Allianz Insurance) Personal Loan application fee waived. All products are originated on relevant LVR tiers based on the LVR of the home loan at the time of origination. Fixed Rate loans will roll to the equivalent Variable rate LVR tier of the LVR at origination. Movement between the LVR tiers are subject to switching rules.

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Advertised Rate

3.19

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2.80

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No ongoing fees
Split account option

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3.09

% p.a

Fixed - 5 years

Comparison Rate*

3.96

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Cashback

Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply.~ Ends in 3 months

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3.04

% p.a

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3.01

% p.a

No upfront fees
100% full offset account
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FAQs

The range you can borrow from this loan is $150k to $5,000,000.

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

Teachers Mutual Bank allows you to have this loan for a range of 6 to 30 years.

Teachers Mutual Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

Teachers Mutual Bank makes it possible to apply for this product online. Apply here.

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