Lifestyle Home Loan (Interest Only) from The Capricornian

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.98%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,245
Number of Repayments
300
Total Interest Paid
$73,500
Total repayments
$373,500
DatePrincipleInterestPaymentBalance
1Dec 2019$505.28$1,245.00$1,750.28$299,494.72
2019 Total$505.28$1,245$1,750.28
2Jan 2020$507.38$1,242.90$1,750.28$298,987.34
3Feb 2020$509.48$1,240.80$1,750.28$298,477.86
4Mar 2020$511.60$1,238.68$1,750.28$297,966.26
5Apr 2020$513.72$1,236.56$1,750.28$297,452.54
6May 2020$515.85$1,234.43$1,750.28$296,936.69
7Jun 2020$517.99$1,232.29$1,750.28$296,418.70
8Jul 2020$520.14$1,230.14$1,750.28$295,898.56
9Aug 2020$522.30$1,227.98$1,750.28$295,376.26
10Sep 2020$524.47$1,225.81$1,750.28$294,851.79
11Oct 2020$526.65$1,223.63$1,750.28$294,325.14
12Nov 2020$528.83$1,221.45$1,750.28$293,796.31
13Dec 2020$531.03$1,219.25$1,750.28$293,265.28
2020 Total$6,229.44$14,773.92$21,003.36
14Jan 2021$533.23$1,217.05$1,750.28$292,732.05
15Feb 2021$535.44$1,214.84$1,750.28$292,196.61
16Mar 2021$537.66$1,212.62$1,750.28$291,658.95
17Apr 2021$539.90$1,210.38$1,750.28$291,119.05
18May 2021$542.14$1,208.14$1,750.28$290,576.91
19Jun 2021$544.39$1,205.89$1,750.28$290,032.52
20Jul 2021$546.65$1,203.63$1,750.28$289,485.87
21Aug 2021$548.91$1,201.37$1,750.28$288,936.96
22Sep 2021$551.19$1,199.09$1,750.28$288,385.77
23Oct 2021$553.48$1,196.80$1,750.28$287,832.29
24Nov 2021$555.78$1,194.50$1,750.28$287,276.51
25Dec 2021$558.08$1,192.20$1,750.28$286,718.43
2021 Total$6,546.85$14,456.51$21,003.36
26Jan 2022$560.40$1,189.88$1,750.28$286,158.03
27Feb 2022$562.72$1,187.56$1,750.28$285,595.31
28Mar 2022$565.06$1,185.22$1,750.28$285,030.25
29Apr 2022$567.40$1,182.88$1,750.28$284,462.85
30May 2022$569.76$1,180.52$1,750.28$283,893.09
31Jun 2022$572.12$1,178.16$1,750.28$283,320.97
32Jul 2022$574.50$1,175.78$1,750.28$282,746.47
33Aug 2022$576.88$1,173.40$1,750.28$282,169.59
34Sep 2022$579.28$1,171.00$1,750.28$281,590.31
35Oct 2022$581.68$1,168.60$1,750.28$281,008.63
36Nov 2022$584.09$1,166.19$1,750.28$280,424.54
37Dec 2022$586.52$1,163.76$1,750.28$279,838.02
2022 Total$6,880.41$14,122.95$21,003.36
38Jan 2023$588.95$1,161.33$1,750.28$279,249.07
39Feb 2023$591.40$1,158.88$1,750.28$278,657.67
40Mar 2023$593.85$1,156.43$1,750.28$278,063.82
41Apr 2023$596.32$1,153.96$1,750.28$277,467.50
42May 2023$598.79$1,151.49$1,750.28$276,868.71
43Jun 2023$601.27$1,149.01$1,750.28$276,267.44
44Jul 2023$603.77$1,146.51$1,750.28$275,663.67
45Aug 2023$606.28$1,144.00$1,750.28$275,057.39
46Sep 2023$608.79$1,141.49$1,750.28$274,448.60
47Oct 2023$611.32$1,138.96$1,750.28$273,837.28
48Nov 2023$613.86$1,136.42$1,750.28$273,223.42
49Dec 2023$616.40$1,133.88$1,750.28$272,607.02
2023 Total$7,231$13,772.36$21,003.36
50Jan 2024$618.96$1,131.32$1,750.28$271,988.06
51Feb 2024$621.53$1,128.75$1,750.28$271,366.53
52Mar 2024$624.11$1,126.17$1,750.28$270,742.42
53Apr 2024$626.70$1,123.58$1,750.28$270,115.72
54May 2024$629.30$1,120.98$1,750.28$269,486.42
55Jun 2024$631.91$1,118.37$1,750.28$268,854.51
56Jul 2024$634.53$1,115.75$1,750.28$268,219.98
57Aug 2024$637.17$1,113.11$1,750.28$267,582.81
58Sep 2024$639.81$1,110.47$1,750.28$266,943.00
59Oct 2024$642.47$1,107.81$1,750.28$266,300.53
60Nov 2024$645.13$1,105.15$1,750.28$265,655.40
61Dec 2024$647.81$1,102.47$1,750.28$265,007.59
2024 Total$7,599.43$13,403.93$21,003.36
62Jan 2025$650.50$1,099.78$1,750.28$264,357.09
63Feb 2025$653.20$1,097.08$1,750.28$263,703.89
64Mar 2025$655.91$1,094.37$1,750.28$263,047.98
65Apr 2025$658.63$1,091.65$1,750.28$262,389.35
66May 2025$661.36$1,088.92$1,750.28$261,727.99
67Jun 2025$664.11$1,086.17$1,750.28$261,063.88
68Jul 2025$666.86$1,083.42$1,750.28$260,397.02
69Aug 2025$669.63$1,080.65$1,750.28$259,727.39
70Sep 2025$672.41$1,077.87$1,750.28$259,054.98
71Oct 2025$675.20$1,075.08$1,750.28$258,379.78
72Nov 2025$678.00$1,072.28$1,750.28$257,701.78
73Dec 2025$680.82$1,069.46$1,750.28$257,020.96
2025 Total$7,986.63$13,016.73$21,003.36
74Jan 2026$683.64$1,066.64$1,750.28$256,337.32
75Feb 2026$686.48$1,063.80$1,750.28$255,650.84
76Mar 2026$689.33$1,060.95$1,750.28$254,961.51
77Apr 2026$692.19$1,058.09$1,750.28$254,269.32
78May 2026$695.06$1,055.22$1,750.28$253,574.26
79Jun 2026$697.95$1,052.33$1,750.28$252,876.31
80Jul 2026$700.84$1,049.44$1,750.28$252,175.47
81Aug 2026$703.75$1,046.53$1,750.28$251,471.72
82Sep 2026$706.67$1,043.61$1,750.28$250,765.05
83Oct 2026$709.61$1,040.67$1,750.28$250,055.44
84Nov 2026$712.55$1,037.73$1,750.28$249,342.89
85Dec 2026$715.51$1,034.77$1,750.28$248,627.38
2026 Total$8,393.58$12,609.78$21,003.36
86Jan 2027$718.48$1,031.80$1,750.28$247,908.90
87Feb 2027$721.46$1,028.82$1,750.28$247,187.44
88Mar 2027$724.45$1,025.83$1,750.28$246,462.99
89Apr 2027$727.46$1,022.82$1,750.28$245,735.53
90May 2027$730.48$1,019.80$1,750.28$245,005.05
91Jun 2027$733.51$1,016.77$1,750.28$244,271.54
92Jul 2027$736.55$1,013.73$1,750.28$243,534.99
93Aug 2027$739.61$1,010.67$1,750.28$242,795.38
94Sep 2027$742.68$1,007.60$1,750.28$242,052.70
95Oct 2027$745.76$1,004.52$1,750.28$241,306.94
96Nov 2027$748.86$1,001.42$1,750.28$240,558.08
97Dec 2027$751.96$998.32$1,750.28$239,806.12
2027 Total$8,821.26$12,182.1$21,003.36
98Jan 2028$755.08$995.20$1,750.28$239,051.04
99Feb 2028$758.22$992.06$1,750.28$238,292.82
100Mar 2028$761.36$988.92$1,750.28$237,531.46
101Apr 2028$764.52$985.76$1,750.28$236,766.94
102May 2028$767.70$982.58$1,750.28$235,999.24
103Jun 2028$770.88$979.40$1,750.28$235,228.36
104Jul 2028$774.08$976.20$1,750.28$234,454.28
105Aug 2028$777.29$972.99$1,750.28$233,676.99
106Sep 2028$780.52$969.76$1,750.28$232,896.47
107Oct 2028$783.76$966.52$1,750.28$232,112.71
108Nov 2028$787.01$963.27$1,750.28$231,325.70
109Dec 2028$790.28$960.00$1,750.28$230,535.42
2028 Total$9,270.7$11,732.66$21,003.36
110Jan 2029$793.56$956.72$1,750.28$229,741.86
111Feb 2029$796.85$953.43$1,750.28$228,945.01
112Mar 2029$800.16$950.12$1,750.28$228,144.85
113Apr 2029$803.48$946.80$1,750.28$227,341.37
114May 2029$806.81$943.47$1,750.28$226,534.56
115Jun 2029$810.16$940.12$1,750.28$225,724.40
116Jul 2029$813.52$936.76$1,750.28$224,910.88
117Aug 2029$816.90$933.38$1,750.28$224,093.98
118Sep 2029$820.29$929.99$1,750.28$223,273.69
119Oct 2029$823.69$926.59$1,750.28$222,450.00
120Nov 2029$827.11$923.17$1,750.28$221,622.89
121Dec 2029$830.55$919.73$1,750.28$220,792.34
2029 Total$9,743.08$11,260.28$21,003.36
122Jan 2030$833.99$916.29$1,750.28$219,958.35
123Feb 2030$837.45$912.83$1,750.28$219,120.90
124Mar 2030$840.93$909.35$1,750.28$218,279.97
125Apr 2030$844.42$905.86$1,750.28$217,435.55
126May 2030$847.92$902.36$1,750.28$216,587.63
127Jun 2030$851.44$898.84$1,750.28$215,736.19
128Jul 2030$854.97$895.31$1,750.28$214,881.22
129Aug 2030$858.52$891.76$1,750.28$214,022.70
130Sep 2030$862.09$888.19$1,750.28$213,160.61
131Oct 2030$865.66$884.62$1,750.28$212,294.95
132Nov 2030$869.26$881.02$1,750.28$211,425.69
133Dec 2030$872.86$877.42$1,750.28$210,552.83
2030 Total$10,239.51$10,763.85$21,003.36
134Jan 2031$876.49$873.79$1,750.28$209,676.34
135Feb 2031$880.12$870.16$1,750.28$208,796.22
136Mar 2031$883.78$866.50$1,750.28$207,912.44
137Apr 2031$887.44$862.84$1,750.28$207,025.00
138May 2031$891.13$859.15$1,750.28$206,133.87
139Jun 2031$894.82$855.46$1,750.28$205,239.05
140Jul 2031$898.54$851.74$1,750.28$204,340.51
141Aug 2031$902.27$848.01$1,750.28$203,438.24
142Sep 2031$906.01$844.27$1,750.28$202,532.23
143Oct 2031$909.77$840.51$1,750.28$201,622.46
144Nov 2031$913.55$836.73$1,750.28$200,708.91
145Dec 2031$917.34$832.94$1,750.28$199,791.57
2031 Total$10,761.26$10,242.1$21,003.36
146Jan 2032$921.14$829.14$1,750.28$198,870.43
147Feb 2032$924.97$825.31$1,750.28$197,945.46
148Mar 2032$928.81$821.47$1,750.28$197,016.65
149Apr 2032$932.66$817.62$1,750.28$196,083.99
150May 2032$936.53$813.75$1,750.28$195,147.46
151Jun 2032$940.42$809.86$1,750.28$194,207.04
152Jul 2032$944.32$805.96$1,750.28$193,262.72
153Aug 2032$948.24$802.04$1,750.28$192,314.48
154Sep 2032$952.17$798.11$1,750.28$191,362.31
155Oct 2032$956.13$794.15$1,750.28$190,406.18
156Nov 2032$960.09$790.19$1,750.28$189,446.09
157Dec 2032$964.08$786.20$1,750.28$188,482.01
2032 Total$11,309.56$9,693.8$21,003.36
158Jan 2033$968.08$782.20$1,750.28$187,513.93
159Feb 2033$972.10$778.18$1,750.28$186,541.83
160Mar 2033$976.13$774.15$1,750.28$185,565.70
161Apr 2033$980.18$770.10$1,750.28$184,585.52
162May 2033$984.25$766.03$1,750.28$183,601.27
163Jun 2033$988.33$761.95$1,750.28$182,612.94
164Jul 2033$992.44$757.84$1,750.28$181,620.50
165Aug 2033$996.55$753.73$1,750.28$180,623.95
166Sep 2033$1,000.69$749.59$1,750.28$179,623.26
167Oct 2033$1,004.84$745.44$1,750.28$178,618.42
168Nov 2033$1,009.01$741.27$1,750.28$177,609.41
169Dec 2033$1,013.20$737.08$1,750.28$176,596.21
2033 Total$11,885.8$9,117.56$21,003.36
170Jan 2034$1,017.41$732.87$1,750.28$175,578.80
171Feb 2034$1,021.63$728.65$1,750.28$174,557.17
172Mar 2034$1,025.87$724.41$1,750.28$173,531.30
173Apr 2034$1,030.13$720.15$1,750.28$172,501.17
174May 2034$1,034.40$715.88$1,750.28$171,466.77
175Jun 2034$1,038.69$711.59$1,750.28$170,428.08
176Jul 2034$1,043.00$707.28$1,750.28$169,385.08
177Aug 2034$1,047.33$702.95$1,750.28$168,337.75
178Sep 2034$1,051.68$698.60$1,750.28$167,286.07
179Oct 2034$1,056.04$694.24$1,750.28$166,230.03
180Nov 2034$1,060.43$689.85$1,750.28$165,169.60
181Dec 2034$1,064.83$685.45$1,750.28$164,104.77
2034 Total$12,491.44$8,511.92$21,003.36
182Jan 2035$1,069.25$681.03$1,750.28$163,035.52
183Feb 2035$1,073.68$676.60$1,750.28$161,961.84
184Mar 2035$1,078.14$672.14$1,750.28$160,883.70
185Apr 2035$1,082.61$667.67$1,750.28$159,801.09
186May 2035$1,087.11$663.17$1,750.28$158,713.98
187Jun 2035$1,091.62$658.66$1,750.28$157,622.36
188Jul 2035$1,096.15$654.13$1,750.28$156,526.21
189Aug 2035$1,100.70$649.58$1,750.28$155,425.51
190Sep 2035$1,105.26$645.02$1,750.28$154,320.25
191Oct 2035$1,109.85$640.43$1,750.28$153,210.40
192Nov 2035$1,114.46$635.82$1,750.28$152,095.94
193Dec 2035$1,119.08$631.20$1,750.28$150,976.86
2035 Total$13,127.91$7,875.45$21,003.36
194Jan 2036$1,123.73$626.55$1,750.28$149,853.13
195Feb 2036$1,128.39$621.89$1,750.28$148,724.74
196Mar 2036$1,133.07$617.21$1,750.28$147,591.67
197Apr 2036$1,137.77$612.51$1,750.28$146,453.90
198May 2036$1,142.50$607.78$1,750.28$145,311.40
199Jun 2036$1,147.24$603.04$1,750.28$144,164.16
200Jul 2036$1,152.00$598.28$1,750.28$143,012.16
201Aug 2036$1,156.78$593.50$1,750.28$141,855.38
202Sep 2036$1,161.58$588.70$1,750.28$140,693.80
203Oct 2036$1,166.40$583.88$1,750.28$139,527.40
204Nov 2036$1,171.24$579.04$1,750.28$138,356.16
205Dec 2036$1,176.10$574.18$1,750.28$137,180.06
2036 Total$13,796.8$7,206.56$21,003.36
206Jan 2037$1,180.98$569.30$1,750.28$135,999.08
207Feb 2037$1,185.88$564.40$1,750.28$134,813.20
208Mar 2037$1,190.81$559.47$1,750.28$133,622.39
209Apr 2037$1,195.75$554.53$1,750.28$132,426.64
210May 2037$1,200.71$549.57$1,750.28$131,225.93
211Jun 2037$1,205.69$544.59$1,750.28$130,020.24
212Jul 2037$1,210.70$539.58$1,750.28$128,809.54
213Aug 2037$1,215.72$534.56$1,750.28$127,593.82
214Sep 2037$1,220.77$529.51$1,750.28$126,373.05
215Oct 2037$1,225.83$524.45$1,750.28$125,147.22
216Nov 2037$1,230.92$519.36$1,750.28$123,916.30
217Dec 2037$1,236.03$514.25$1,750.28$122,680.27
2037 Total$14,499.79$6,503.57$21,003.36
218Jan 2038$1,241.16$509.12$1,750.28$121,439.11
219Feb 2038$1,246.31$503.97$1,750.28$120,192.80
220Mar 2038$1,251.48$498.80$1,750.28$118,941.32
221Apr 2038$1,256.67$493.61$1,750.28$117,684.65
222May 2038$1,261.89$488.39$1,750.28$116,422.76
223Jun 2038$1,267.13$483.15$1,750.28$115,155.63
224Jul 2038$1,272.38$477.90$1,750.28$113,883.25
225Aug 2038$1,277.66$472.62$1,750.28$112,605.59
226Sep 2038$1,282.97$467.31$1,750.28$111,322.62
227Oct 2038$1,288.29$461.99$1,750.28$110,034.33
228Nov 2038$1,293.64$456.64$1,750.28$108,740.69
229Dec 2038$1,299.01$451.27$1,750.28$107,441.68
2038 Total$15,238.59$5,764.77$21,003.36
230Jan 2039$1,304.40$445.88$1,750.28$106,137.28
231Feb 2039$1,309.81$440.47$1,750.28$104,827.47
232Mar 2039$1,315.25$435.03$1,750.28$103,512.22
233Apr 2039$1,320.70$429.58$1,750.28$102,191.52
234May 2039$1,326.19$424.09$1,750.28$100,865.33
235Jun 2039$1,331.69$418.59$1,750.28$99,533.64
236Jul 2039$1,337.22$413.06$1,750.28$98,196.42
237Aug 2039$1,342.76$407.52$1,750.28$96,853.66
238Sep 2039$1,348.34$401.94$1,750.28$95,505.32
239Oct 2039$1,353.93$396.35$1,750.28$94,151.39
240Nov 2039$1,359.55$390.73$1,750.28$92,791.84
241Dec 2039$1,365.19$385.09$1,750.28$91,426.65
2039 Total$16,015.03$4,988.33$21,003.36
242Jan 2040$1,370.86$379.42$1,750.28$90,055.79
243Feb 2040$1,376.55$373.73$1,750.28$88,679.24
244Mar 2040$1,382.26$368.02$1,750.28$87,296.98
245Apr 2040$1,388.00$362.28$1,750.28$85,908.98
246May 2040$1,393.76$356.52$1,750.28$84,515.22
247Jun 2040$1,399.54$350.74$1,750.28$83,115.68
248Jul 2040$1,405.35$344.93$1,750.28$81,710.33
249Aug 2040$1,411.18$339.10$1,750.28$80,299.15
250Sep 2040$1,417.04$333.24$1,750.28$78,882.11
251Oct 2040$1,422.92$327.36$1,750.28$77,459.19
252Nov 2040$1,428.82$321.46$1,750.28$76,030.37
253Dec 2040$1,434.75$315.53$1,750.28$74,595.62
2040 Total$16,831.03$4,172.33$21,003.36
254Jan 2041$1,440.71$309.57$1,750.28$73,154.91
255Feb 2041$1,446.69$303.59$1,750.28$71,708.22
256Mar 2041$1,452.69$297.59$1,750.28$70,255.53
257Apr 2041$1,458.72$291.56$1,750.28$68,796.81
258May 2041$1,464.77$285.51$1,750.28$67,332.04
259Jun 2041$1,470.85$279.43$1,750.28$65,861.19
260Jul 2041$1,476.96$273.32$1,750.28$64,384.23
261Aug 2041$1,483.09$267.19$1,750.28$62,901.14
262Sep 2041$1,489.24$261.04$1,750.28$61,411.90
263Oct 2041$1,495.42$254.86$1,750.28$59,916.48
264Nov 2041$1,501.63$248.65$1,750.28$58,414.85
265Dec 2041$1,507.86$242.42$1,750.28$56,906.99
2041 Total$17,688.63$3,314.73$21,003.36
266Jan 2042$1,514.12$236.16$1,750.28$55,392.87
267Feb 2042$1,520.40$229.88$1,750.28$53,872.47
268Mar 2042$1,526.71$223.57$1,750.28$52,345.76
269Apr 2042$1,533.05$217.23$1,750.28$50,812.71
270May 2042$1,539.41$210.87$1,750.28$49,273.30
271Jun 2042$1,545.80$204.48$1,750.28$47,727.50
272Jul 2042$1,552.21$198.07$1,750.28$46,175.29
273Aug 2042$1,558.65$191.63$1,750.28$44,616.64
274Sep 2042$1,565.12$185.16$1,750.28$43,051.52
275Oct 2042$1,571.62$178.66$1,750.28$41,479.90
276Nov 2042$1,578.14$172.14$1,750.28$39,901.76
277Dec 2042$1,584.69$165.59$1,750.28$38,317.07
2042 Total$18,589.92$2,413.44$21,003.36
278Jan 2043$1,591.26$159.02$1,750.28$36,725.81
279Feb 2043$1,597.87$152.41$1,750.28$35,127.94
280Mar 2043$1,604.50$145.78$1,750.28$33,523.44
281Apr 2043$1,611.16$139.12$1,750.28$31,912.28
282May 2043$1,617.84$132.44$1,750.28$30,294.44
283Jun 2043$1,624.56$125.72$1,750.28$28,669.88
284Jul 2043$1,631.30$118.98$1,750.28$27,038.58
285Aug 2043$1,638.07$112.21$1,750.28$25,400.51
286Sep 2043$1,644.87$105.41$1,750.28$23,755.64
287Oct 2043$1,651.69$98.59$1,750.28$22,103.95
288Nov 2043$1,658.55$91.73$1,750.28$20,445.40
289Dec 2043$1,665.43$84.85$1,750.28$18,779.97
2043 Total$19,537.1$1,466.26$21,003.36
290Jan 2044$1,672.34$77.94$1,750.28$17,107.63
291Feb 2044$1,679.28$71.00$1,750.28$15,428.35
292Mar 2044$1,686.25$64.03$1,750.28$13,742.10
293Apr 2044$1,693.25$57.03$1,750.28$12,048.85
294May 2044$1,700.28$50.00$1,750.28$10,348.57
295Jun 2044$1,707.33$42.95$1,750.28$8,641.24
296Jul 2044$1,714.42$35.86$1,750.28$6,926.82
297Aug 2044$1,721.53$28.75$1,750.28$5,205.29
298Sep 2044$1,728.68$21.60$1,750.28$3,476.61
299Oct 2044$1,735.85$14.43$1,750.28$1,740.76
300Nov 2044$1,740.76$7.22$1,747.98$0.00
2044 Total$18,779.97$470.81$19,250.78
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