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The Capricornian

Premium Choice Investment Loan

Advertised Rate

2.80

% p.a

Fixed - 3 years

Comparison Rate*

4.18

% p.a

Maximum LVR
90%
Real Time Rating™

1.55

/ 5
Monthly Repayment

$1,392

based on $300,000 loan amount for 25 years at 2.80%

Advertised Rate

2.80

% p.a

Fixed - 3 years

Comparison Rate*

4.18

% p.a

Maximum LVR
90%
Real Time Rating™

1.55

/ 5
Monthly Repayment

$1,392

based on $300,000 loan amount for 25 years at 2.80%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,392

based on $300,000 loan amount for 25 years at 2.80%

Quick home loan review

For Premium Choice Investment Loan Fixed (Principal and Interest) 3 Years (LVR < 90%)

These are the benefits of this home loan.

  • Lower than average interest rate
  • No ongoing fees
  • Parents can sign as guarantor
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan

Home loan overview

For Premium Choice Investment Loan Fixed (Principal and Interest) 3 Years (LVR < 90%)

Details

Maximum LVR

90%

Total Repayments

Interest rate type

Fixed - 3 years

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $10000

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

600

Application fee

600

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

100

Application method

Online

Phone

Broker

In branch

Other Restrictions

Application Fee is $500 if LVR <=80% and $600 if LVR >80%

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

The Capricornian allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

The Capricornian allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $600 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

How do you apply for this loan?

To apply for this loan, please contact The Capricornian.