Borrow amount

$300,000

Advertised Rate

2.80%

p.a Fixed - 3 years

Loan term
25 Years
The Capricornian
Repayment frequency
Monthly
Monthly Repayments
$1,392
Number of repayments
300
Total interest paid
$117,488
Total Repayments

$417,486

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$691.62$700.00$1,391.62$299,308.38
2Jun 2021$693.23$698.39$1,391.62$298,615.15
3Jul 2021$694.85$696.77$1,391.62$297,920.30
4Aug 2021$696.47$695.15$1,391.62$297,223.83
5Sep 2021$698.10$693.52$1,391.62$296,525.73
6Oct 2021$699.73$691.89$1,391.62$295,826.00
7Nov 2021$701.36$690.26$1,391.62$295,124.64
8Dec 2021$703.00$688.62$1,391.62$294,421.64
2021 Total$5,578.36$5,554.6$11,132.96
9Jan 2022$704.64$686.98$1,391.62$293,717.00
10Feb 2022$706.28$685.34$1,391.62$293,010.72
11Mar 2022$707.93$683.69$1,391.62$292,302.79
12Apr 2022$709.58$682.04$1,391.62$291,593.21
13May 2022$711.24$680.38$1,391.62$290,881.97
14Jun 2022$712.90$678.72$1,391.62$290,169.07
15Jul 2022$714.56$677.06$1,391.62$289,454.51
16Aug 2022$716.23$675.39$1,391.62$288,738.28
17Sep 2022$717.90$673.72$1,391.62$288,020.38
18Oct 2022$719.57$672.05$1,391.62$287,300.81
19Nov 2022$721.25$670.37$1,391.62$286,579.56
20Dec 2022$722.93$668.69$1,391.62$285,856.63
2022 Total$8,565.01$8,134.43$16,699.44
21Jan 2023$724.62$667.00$1,391.62$285,132.01
22Feb 2023$726.31$665.31$1,391.62$284,405.70
23Mar 2023$728.01$663.61$1,391.62$283,677.69
24Apr 2023$729.71$661.91$1,391.62$282,947.98
25May 2023$731.41$660.21$1,391.62$282,216.57
26Jun 2023$733.11$658.51$1,391.62$281,483.46
27Jul 2023$734.83$656.79$1,391.62$280,748.63
28Aug 2023$736.54$655.08$1,391.62$280,012.09
29Sep 2023$738.26$653.36$1,391.62$279,273.83
30Oct 2023$739.98$651.64$1,391.62$278,533.85
31Nov 2023$741.71$649.91$1,391.62$277,792.14
32Dec 2023$743.44$648.18$1,391.62$277,048.70
2023 Total$8,807.93$7,891.51$16,699.44
33Jan 2024$745.17$646.45$1,391.62$276,303.53
34Feb 2024$746.91$644.71$1,391.62$275,556.62
35Mar 2024$748.65$642.97$1,391.62$274,807.97
36Apr 2024$750.40$641.22$1,391.62$274,057.57
37May 2024$752.15$639.47$1,391.62$273,305.42
38Jun 2024$753.91$637.71$1,391.62$272,551.51
39Jul 2024$755.67$635.95$1,391.62$271,795.84
40Aug 2024$757.43$634.19$1,391.62$271,038.41
41Sep 2024$759.20$632.42$1,391.62$270,279.21
42Oct 2024$760.97$630.65$1,391.62$269,518.24
43Nov 2024$762.74$628.88$1,391.62$268,755.50
44Dec 2024$764.52$627.10$1,391.62$267,990.98
2024 Total$9,057.72$7,641.72$16,699.44
45Jan 2025$766.31$625.31$1,391.62$267,224.67
46Feb 2025$768.10$623.52$1,391.62$266,456.57
47Mar 2025$769.89$621.73$1,391.62$265,686.68
48Apr 2025$771.68$619.94$1,391.62$264,915.00
49May 2025$773.48$618.14$1,391.62$264,141.52
50Jun 2025$775.29$616.33$1,391.62$263,366.23
51Jul 2025$777.10$614.52$1,391.62$262,589.13
52Aug 2025$778.91$612.71$1,391.62$261,810.22
53Sep 2025$780.73$610.89$1,391.62$261,029.49
54Oct 2025$782.55$609.07$1,391.62$260,246.94
55Nov 2025$784.38$607.24$1,391.62$259,462.56
56Dec 2025$786.21$605.41$1,391.62$258,676.35
2025 Total$9,314.63$7,384.81$16,699.44
57Jan 2026$788.04$603.58$1,391.62$257,888.31
58Feb 2026$789.88$601.74$1,391.62$257,098.43
59Mar 2026$791.72$599.90$1,391.62$256,306.71
60Apr 2026$793.57$598.05$1,391.62$255,513.14
61May 2026$795.42$596.20$1,391.62$254,717.72
62Jun 2026$797.28$594.34$1,391.62$253,920.44
63Jul 2026$799.14$592.48$1,391.62$253,121.30
64Aug 2026$801.00$590.62$1,391.62$252,320.30
65Sep 2026$802.87$588.75$1,391.62$251,517.43
66Oct 2026$804.75$586.87$1,391.62$250,712.68
67Nov 2026$806.62$585.00$1,391.62$249,906.06
68Dec 2026$808.51$583.11$1,391.62$249,097.55
2026 Total$9,578.8$7,120.64$16,699.44
69Jan 2027$810.39$581.23$1,391.62$248,287.16
70Feb 2027$812.28$579.34$1,391.62$247,474.88
71Mar 2027$814.18$577.44$1,391.62$246,660.70
72Apr 2027$816.08$575.54$1,391.62$245,844.62
73May 2027$817.98$573.64$1,391.62$245,026.64
74Jun 2027$819.89$571.73$1,391.62$244,206.75
75Jul 2027$821.80$569.82$1,391.62$243,384.95
76Aug 2027$823.72$567.90$1,391.62$242,561.23
77Sep 2027$825.64$565.98$1,391.62$241,735.59
78Oct 2027$827.57$564.05$1,391.62$240,908.02
79Nov 2027$829.50$562.12$1,391.62$240,078.52
80Dec 2027$831.44$560.18$1,391.62$239,247.08
2027 Total$9,850.47$6,848.97$16,699.44
81Jan 2028$833.38$558.24$1,391.62$238,413.70
82Feb 2028$835.32$556.30$1,391.62$237,578.38
83Mar 2028$837.27$554.35$1,391.62$236,741.11
84Apr 2028$839.22$552.40$1,391.62$235,901.89
85May 2028$841.18$550.44$1,391.62$235,060.71
86Jun 2028$843.15$548.47$1,391.62$234,217.56
87Jul 2028$845.11$546.51$1,391.62$233,372.45
88Aug 2028$847.08$544.54$1,391.62$232,525.37
89Sep 2028$849.06$542.56$1,391.62$231,676.31
90Oct 2028$851.04$540.58$1,391.62$230,825.27
91Nov 2028$853.03$538.59$1,391.62$229,972.24
92Dec 2028$855.02$536.60$1,391.62$229,117.22
2028 Total$10,129.86$6,569.58$16,699.44
93Jan 2029$857.01$534.61$1,391.62$228,260.21
94Feb 2029$859.01$532.61$1,391.62$227,401.20
95Mar 2029$861.02$530.60$1,391.62$226,540.18
96Apr 2029$863.03$528.59$1,391.62$225,677.15
97May 2029$865.04$526.58$1,391.62$224,812.11
98Jun 2029$867.06$524.56$1,391.62$223,945.05
99Jul 2029$869.08$522.54$1,391.62$223,075.97
100Aug 2029$871.11$520.51$1,391.62$222,204.86
101Sep 2029$873.14$518.48$1,391.62$221,331.72
102Oct 2029$875.18$516.44$1,391.62$220,456.54
103Nov 2029$877.22$514.40$1,391.62$219,579.32
104Dec 2029$879.27$512.35$1,391.62$218,700.05
2029 Total$10,417.17$6,282.27$16,699.44
105Jan 2030$881.32$510.30$1,391.62$217,818.73
106Feb 2030$883.38$508.24$1,391.62$216,935.35
107Mar 2030$885.44$506.18$1,391.62$216,049.91
108Apr 2030$887.50$504.12$1,391.62$215,162.41
109May 2030$889.57$502.05$1,391.62$214,272.84
110Jun 2030$891.65$499.97$1,391.62$213,381.19
111Jul 2030$893.73$497.89$1,391.62$212,487.46
112Aug 2030$895.82$495.80$1,391.62$211,591.64
113Sep 2030$897.91$493.71$1,391.62$210,693.73
114Oct 2030$900.00$491.62$1,391.62$209,793.73
115Nov 2030$902.10$489.52$1,391.62$208,891.63
116Dec 2030$904.21$487.41$1,391.62$207,987.42
2030 Total$10,712.63$5,986.81$16,699.44
117Jan 2031$906.32$485.30$1,391.62$207,081.10
118Feb 2031$908.43$483.19$1,391.62$206,172.67
119Mar 2031$910.55$481.07$1,391.62$205,262.12
120Apr 2031$912.68$478.94$1,391.62$204,349.44
121May 2031$914.80$476.82$1,391.62$203,434.64
122Jun 2031$916.94$474.68$1,391.62$202,517.70
123Jul 2031$919.08$472.54$1,391.62$201,598.62
124Aug 2031$921.22$470.40$1,391.62$200,677.40
125Sep 2031$923.37$468.25$1,391.62$199,754.03
126Oct 2031$925.53$466.09$1,391.62$198,828.50
127Nov 2031$927.69$463.93$1,391.62$197,900.81
128Dec 2031$929.85$461.77$1,391.62$196,970.96
2031 Total$11,016.46$5,682.98$16,699.44
129Jan 2032$932.02$459.60$1,391.62$196,038.94
130Feb 2032$934.20$457.42$1,391.62$195,104.74
131Mar 2032$936.38$455.24$1,391.62$194,168.36
132Apr 2032$938.56$453.06$1,391.62$193,229.80
133May 2032$940.75$450.87$1,391.62$192,289.05
134Jun 2032$942.95$448.67$1,391.62$191,346.10
135Jul 2032$945.15$446.47$1,391.62$190,400.95
136Aug 2032$947.35$444.27$1,391.62$189,453.60
137Sep 2032$949.56$442.06$1,391.62$188,504.04
138Oct 2032$951.78$439.84$1,391.62$187,552.26
139Nov 2032$954.00$437.62$1,391.62$186,598.26
140Dec 2032$956.22$435.40$1,391.62$185,642.04
2032 Total$11,328.92$5,370.52$16,699.44
141Jan 2033$958.46$433.16$1,391.62$184,683.58
142Feb 2033$960.69$430.93$1,391.62$183,722.89
143Mar 2033$962.93$428.69$1,391.62$182,759.96
144Apr 2033$965.18$426.44$1,391.62$181,794.78
145May 2033$967.43$424.19$1,391.62$180,827.35
146Jun 2033$969.69$421.93$1,391.62$179,857.66
147Jul 2033$971.95$419.67$1,391.62$178,885.71
148Aug 2033$974.22$417.40$1,391.62$177,911.49
149Sep 2033$976.49$415.13$1,391.62$176,935.00
150Oct 2033$978.77$412.85$1,391.62$175,956.23
151Nov 2033$981.06$410.56$1,391.62$174,975.17
152Dec 2033$983.34$408.28$1,391.62$173,991.83
2033 Total$11,650.21$5,049.23$16,699.44
153Jan 2034$985.64$405.98$1,391.62$173,006.19
154Feb 2034$987.94$403.68$1,391.62$172,018.25
155Mar 2034$990.24$401.38$1,391.62$171,028.01
156Apr 2034$992.55$399.07$1,391.62$170,035.46
157May 2034$994.87$396.75$1,391.62$169,040.59
158Jun 2034$997.19$394.43$1,391.62$168,043.40
159Jul 2034$999.52$392.10$1,391.62$167,043.88
160Aug 2034$1,001.85$389.77$1,391.62$166,042.03
161Sep 2034$1,004.19$387.43$1,391.62$165,037.84
162Oct 2034$1,006.53$385.09$1,391.62$164,031.31
163Nov 2034$1,008.88$382.74$1,391.62$163,022.43
164Dec 2034$1,011.23$380.39$1,391.62$162,011.20
2034 Total$11,980.63$4,718.81$16,699.44
165Jan 2035$1,013.59$378.03$1,391.62$160,997.61
166Feb 2035$1,015.96$375.66$1,391.62$159,981.65
167Mar 2035$1,018.33$373.29$1,391.62$158,963.32
168Apr 2035$1,020.71$370.91$1,391.62$157,942.61
169May 2035$1,023.09$368.53$1,391.62$156,919.52
170Jun 2035$1,025.47$366.15$1,391.62$155,894.05
171Jul 2035$1,027.87$363.75$1,391.62$154,866.18
172Aug 2035$1,030.27$361.35$1,391.62$153,835.91
173Sep 2035$1,032.67$358.95$1,391.62$152,803.24
174Oct 2035$1,035.08$356.54$1,391.62$151,768.16
175Nov 2035$1,037.49$354.13$1,391.62$150,730.67
176Dec 2035$1,039.92$351.70$1,391.62$149,690.75
2035 Total$12,320.45$4,378.99$16,699.44
177Jan 2036$1,042.34$349.28$1,391.62$148,648.41
178Feb 2036$1,044.77$346.85$1,391.62$147,603.64
179Mar 2036$1,047.21$344.41$1,391.62$146,556.43
180Apr 2036$1,049.65$341.97$1,391.62$145,506.78
181May 2036$1,052.10$339.52$1,391.62$144,454.68
182Jun 2036$1,054.56$337.06$1,391.62$143,400.12
183Jul 2036$1,057.02$334.60$1,391.62$142,343.10
184Aug 2036$1,059.49$332.13$1,391.62$141,283.61
185Sep 2036$1,061.96$329.66$1,391.62$140,221.65
186Oct 2036$1,064.44$327.18$1,391.62$139,157.21
187Nov 2036$1,066.92$324.70$1,391.62$138,090.29
188Dec 2036$1,069.41$322.21$1,391.62$137,020.88
2036 Total$12,669.87$4,029.57$16,699.44
189Jan 2037$1,071.90$319.72$1,391.62$135,948.98
190Feb 2037$1,074.41$317.21$1,391.62$134,874.57
191Mar 2037$1,076.91$314.71$1,391.62$133,797.66
192Apr 2037$1,079.43$312.19$1,391.62$132,718.23
193May 2037$1,081.94$309.68$1,391.62$131,636.29
194Jun 2037$1,084.47$307.15$1,391.62$130,551.82
195Jul 2037$1,087.00$304.62$1,391.62$129,464.82
196Aug 2037$1,089.54$302.08$1,391.62$128,375.28
197Sep 2037$1,092.08$299.54$1,391.62$127,283.20
198Oct 2037$1,094.63$296.99$1,391.62$126,188.57
199Nov 2037$1,097.18$294.44$1,391.62$125,091.39
200Dec 2037$1,099.74$291.88$1,391.62$123,991.65
2037 Total$13,029.23$3,670.21$16,699.44
201Jan 2038$1,102.31$289.31$1,391.62$122,889.34
202Feb 2038$1,104.88$286.74$1,391.62$121,784.46
203Mar 2038$1,107.46$284.16$1,391.62$120,677.00
204Apr 2038$1,110.04$281.58$1,391.62$119,566.96
205May 2038$1,112.63$278.99$1,391.62$118,454.33
206Jun 2038$1,115.23$276.39$1,391.62$117,339.10
207Jul 2038$1,117.83$273.79$1,391.62$116,221.27
208Aug 2038$1,120.44$271.18$1,391.62$115,100.83
209Sep 2038$1,123.05$268.57$1,391.62$113,977.78
210Oct 2038$1,125.67$265.95$1,391.62$112,852.11
211Nov 2038$1,128.30$263.32$1,391.62$111,723.81
212Dec 2038$1,130.93$260.69$1,391.62$110,592.88
2038 Total$13,398.77$3,300.67$16,699.44
213Jan 2039$1,133.57$258.05$1,391.62$109,459.31
214Feb 2039$1,136.21$255.41$1,391.62$108,323.10
215Mar 2039$1,138.87$252.75$1,391.62$107,184.23
216Apr 2039$1,141.52$250.10$1,391.62$106,042.71
217May 2039$1,144.19$247.43$1,391.62$104,898.52
218Jun 2039$1,146.86$244.76$1,391.62$103,751.66
219Jul 2039$1,149.53$242.09$1,391.62$102,602.13
220Aug 2039$1,152.22$239.40$1,391.62$101,449.91
221Sep 2039$1,154.90$236.72$1,391.62$100,295.01
222Oct 2039$1,157.60$234.02$1,391.62$99,137.41
223Nov 2039$1,160.30$231.32$1,391.62$97,977.11
224Dec 2039$1,163.01$228.61$1,391.62$96,814.10
2039 Total$13,778.78$2,920.66$16,699.44
225Jan 2040$1,165.72$225.90$1,391.62$95,648.38
226Feb 2040$1,168.44$223.18$1,391.62$94,479.94
227Mar 2040$1,171.17$220.45$1,391.62$93,308.77
228Apr 2040$1,173.90$217.72$1,391.62$92,134.87
229May 2040$1,176.64$214.98$1,391.62$90,958.23
230Jun 2040$1,179.38$212.24$1,391.62$89,778.85
231Jul 2040$1,182.14$209.48$1,391.62$88,596.71
232Aug 2040$1,184.89$206.73$1,391.62$87,411.82
233Sep 2040$1,187.66$203.96$1,391.62$86,224.16
234Oct 2040$1,190.43$201.19$1,391.62$85,033.73
235Nov 2040$1,193.21$198.41$1,391.62$83,840.52
236Dec 2040$1,195.99$195.63$1,391.62$82,644.53
2040 Total$14,169.57$2,529.87$16,699.44
237Jan 2041$1,198.78$192.84$1,391.62$81,445.75
238Feb 2041$1,201.58$190.04$1,391.62$80,244.17
239Mar 2041$1,204.38$187.24$1,391.62$79,039.79
240Apr 2041$1,207.19$184.43$1,391.62$77,832.60
241May 2041$1,210.01$181.61$1,391.62$76,622.59
242Jun 2041$1,212.83$178.79$1,391.62$75,409.76
243Jul 2041$1,215.66$175.96$1,391.62$74,194.10
244Aug 2041$1,218.50$173.12$1,391.62$72,975.60
245Sep 2041$1,221.34$170.28$1,391.62$71,754.26
246Oct 2041$1,224.19$167.43$1,391.62$70,530.07
247Nov 2041$1,227.05$164.57$1,391.62$69,303.02
248Dec 2041$1,229.91$161.71$1,391.62$68,073.11
2041 Total$14,571.42$2,128.02$16,699.44
249Jan 2042$1,232.78$158.84$1,391.62$66,840.33
250Feb 2042$1,235.66$155.96$1,391.62$65,604.67
251Mar 2042$1,238.54$153.08$1,391.62$64,366.13
252Apr 2042$1,241.43$150.19$1,391.62$63,124.70
253May 2042$1,244.33$147.29$1,391.62$61,880.37
254Jun 2042$1,247.23$144.39$1,391.62$60,633.14
255Jul 2042$1,250.14$141.48$1,391.62$59,383.00
256Aug 2042$1,253.06$138.56$1,391.62$58,129.94
257Sep 2042$1,255.98$135.64$1,391.62$56,873.96
258Oct 2042$1,258.91$132.71$1,391.62$55,615.05
259Nov 2042$1,261.85$129.77$1,391.62$54,353.20
260Dec 2042$1,264.80$126.82$1,391.62$53,088.40
2042 Total$14,984.71$1,714.73$16,699.44
261Jan 2043$1,267.75$123.87$1,391.62$51,820.65
262Feb 2043$1,270.71$120.91$1,391.62$50,549.94
263Mar 2043$1,273.67$117.95$1,391.62$49,276.27
264Apr 2043$1,276.64$114.98$1,391.62$47,999.63
265May 2043$1,279.62$112.00$1,391.62$46,720.01
266Jun 2043$1,282.61$109.01$1,391.62$45,437.40
267Jul 2043$1,285.60$106.02$1,391.62$44,151.80
268Aug 2043$1,288.60$103.02$1,391.62$42,863.20
269Sep 2043$1,291.61$100.01$1,391.62$41,571.59
270Oct 2043$1,294.62$97.00$1,391.62$40,276.97
271Nov 2043$1,297.64$93.98$1,391.62$38,979.33
272Dec 2043$1,300.67$90.95$1,391.62$37,678.66
2043 Total$15,409.74$1,289.7$16,699.44
273Jan 2044$1,303.70$87.92$1,391.62$36,374.96
274Feb 2044$1,306.75$84.87$1,391.62$35,068.21
275Mar 2044$1,309.79$81.83$1,391.62$33,758.42
276Apr 2044$1,312.85$78.77$1,391.62$32,445.57
277May 2044$1,315.91$75.71$1,391.62$31,129.66
278Jun 2044$1,318.98$72.64$1,391.62$29,810.68
279Jul 2044$1,322.06$69.56$1,391.62$28,488.62
280Aug 2044$1,325.15$66.47$1,391.62$27,163.47
281Sep 2044$1,328.24$63.38$1,391.62$25,835.23
282Oct 2044$1,331.34$60.28$1,391.62$24,503.89
283Nov 2044$1,334.44$57.18$1,391.62$23,169.45
284Dec 2044$1,337.56$54.06$1,391.62$21,831.89
2044 Total$15,846.77$852.67$16,699.44
285Jan 2045$1,340.68$50.94$1,391.62$20,491.21
286Feb 2045$1,343.81$47.81$1,391.62$19,147.40
287Mar 2045$1,346.94$44.68$1,391.62$17,800.46
288Apr 2045$1,350.09$41.53$1,391.62$16,450.37
289May 2045$1,353.24$38.38$1,391.62$15,097.13
290Jun 2045$1,356.39$35.23$1,391.62$13,740.74
291Jul 2045$1,359.56$32.06$1,391.62$12,381.18
292Aug 2045$1,362.73$28.89$1,391.62$11,018.45
293Sep 2045$1,365.91$25.71$1,391.62$9,652.54
294Oct 2045$1,369.10$22.52$1,391.62$8,283.44
295Nov 2045$1,372.29$19.33$1,391.62$6,911.15
296Dec 2045$1,375.49$16.13$1,391.62$5,535.66
2045 Total$16,296.23$403.21$16,699.44
297Jan 2046$1,378.70$12.92$1,391.62$4,156.96
298Feb 2046$1,381.92$9.70$1,391.62$2,775.04
299Mar 2046$1,385.14$6.48$1,391.62$1,389.90
300Apr 2046$1,388.38$3.24$1,391.62$1.52
2046 Total$5,534.14$32.34$5,566.48