Warning: Part 9 Debt Agreements have serious consequences
With Australia’s household debt-to-income ratio being one of the highest in the world, individuals and families are finding it harder than ever to keep up with their repayments.
specialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees
Get one of the lowest variable interest rates on the market
Smart Home Loan
Interest rate structure
$150k - $100mCalculate how much you can borrow
Principal & interest
Loan term range
1 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
ACT, NSW, QLD, VIC
Estimated upfront fees
Minimum SMSF Amount
The Mutual, or the Maitland Mutual Building Society, was founded in 1888 and is one of the oldest member-owned building societies in Australia.
It is based in Maitland, NSW, and offers financial products such as home and personal loans, credit cards, savings and investment accounts, as well as insurance and superannuation. They also provide financial planning services and investment advice.
The Mutual Home Loan Calculator
Interested in an The Mutual home loan? RateCity has a suite of calculators that can show you what your repayments would be and how The Mutual compares to its competitors. Simply plug in your borrowing amount below.
Additional payments to your home loan above the minimum monthly instalments, which can help to reduce the loan’s term and remaining payable interest.
Your bank statements and/or your internet banking should show these details. If you are not sure, call your bank or estimate.
We work closely with lenders to get updates as quick as possible, with updates made the same day wherever possible.
Real Time RatingsTM is the only online system that ranks the home loan market based on your personal borrowing preferences. Until now, home loans have been rated based on outdated data. Our system is unique because it reacts to changes as soon as we update our database.