Borrow amount

$300,000

Advertised Rate

3.88%

p.a Variable

Loan term
25 Years
The Mutual
Repayment frequency
Monthly
Monthly Repayments
$1,564
Number of repayments
300
Total interest paid
$169,110
Total Repayments

$469,110

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$593.70$970.00$1,563.70$299,406.30
2Jun 2021$595.62$968.08$1,563.70$298,810.68
3Jul 2021$597.55$966.15$1,563.70$298,213.13
4Aug 2021$599.48$964.22$1,563.70$297,613.65
5Sep 2021$601.42$962.28$1,563.70$297,012.23
6Oct 2021$603.36$960.34$1,563.70$296,408.87
7Nov 2021$605.31$958.39$1,563.70$295,803.56
8Dec 2021$607.27$956.43$1,563.70$295,196.29
2021 Total$4,803.71$7,705.89$12,509.6
9Jan 2022$609.23$954.47$1,563.70$294,587.06
10Feb 2022$611.20$952.50$1,563.70$293,975.86
11Mar 2022$613.18$950.52$1,563.70$293,362.68
12Apr 2022$615.16$948.54$1,563.70$292,747.52
13May 2022$617.15$946.55$1,563.70$292,130.37
14Jun 2022$619.15$944.55$1,563.70$291,511.22
15Jul 2022$621.15$942.55$1,563.70$290,890.07
16Aug 2022$623.16$940.54$1,563.70$290,266.91
17Sep 2022$625.17$938.53$1,563.70$289,641.74
18Oct 2022$627.19$936.51$1,563.70$289,014.55
19Nov 2022$629.22$934.48$1,563.70$288,385.33
20Dec 2022$631.25$932.45$1,563.70$287,754.08
2022 Total$7,442.21$11,322.19$18,764.4
21Jan 2023$633.30$930.40$1,563.70$287,120.78
22Feb 2023$635.34$928.36$1,563.70$286,485.44
23Mar 2023$637.40$926.30$1,563.70$285,848.04
24Apr 2023$639.46$924.24$1,563.70$285,208.58
25May 2023$641.53$922.17$1,563.70$284,567.05
26Jun 2023$643.60$920.10$1,563.70$283,923.45
27Jul 2023$645.68$918.02$1,563.70$283,277.77
28Aug 2023$647.77$915.93$1,563.70$282,630.00
29Sep 2023$649.86$913.84$1,563.70$281,980.14
30Oct 2023$651.96$911.74$1,563.70$281,328.18
31Nov 2023$654.07$909.63$1,563.70$280,674.11
32Dec 2023$656.19$907.51$1,563.70$280,017.92
2023 Total$7,736.16$11,028.24$18,764.4
33Jan 2024$658.31$905.39$1,563.70$279,359.61
34Feb 2024$660.44$903.26$1,563.70$278,699.17
35Mar 2024$662.57$901.13$1,563.70$278,036.60
36Apr 2024$664.71$898.99$1,563.70$277,371.89
37May 2024$666.86$896.84$1,563.70$276,705.03
38Jun 2024$669.02$894.68$1,563.70$276,036.01
39Jul 2024$671.18$892.52$1,563.70$275,364.83
40Aug 2024$673.35$890.35$1,563.70$274,691.48
41Sep 2024$675.53$888.17$1,563.70$274,015.95
42Oct 2024$677.72$885.98$1,563.70$273,338.23
43Nov 2024$679.91$883.79$1,563.70$272,658.32
44Dec 2024$682.10$881.60$1,563.70$271,976.22
2024 Total$8,041.7$10,722.7$18,764.4
45Jan 2025$684.31$879.39$1,563.70$271,291.91
46Feb 2025$686.52$877.18$1,563.70$270,605.39
47Mar 2025$688.74$874.96$1,563.70$269,916.65
48Apr 2025$690.97$872.73$1,563.70$269,225.68
49May 2025$693.20$870.50$1,563.70$268,532.48
50Jun 2025$695.44$868.26$1,563.70$267,837.04
51Jul 2025$697.69$866.01$1,563.70$267,139.35
52Aug 2025$699.95$863.75$1,563.70$266,439.40
53Sep 2025$702.21$861.49$1,563.70$265,737.19
54Oct 2025$704.48$859.22$1,563.70$265,032.71
55Nov 2025$706.76$856.94$1,563.70$264,325.95
56Dec 2025$709.05$854.65$1,563.70$263,616.90
2025 Total$8,359.32$10,405.08$18,764.4
57Jan 2026$711.34$852.36$1,563.70$262,905.56
58Feb 2026$713.64$850.06$1,563.70$262,191.92
59Mar 2026$715.95$847.75$1,563.70$261,475.97
60Apr 2026$718.26$845.44$1,563.70$260,757.71
61May 2026$720.58$843.12$1,563.70$260,037.13
62Jun 2026$722.91$840.79$1,563.70$259,314.22
63Jul 2026$725.25$838.45$1,563.70$258,588.97
64Aug 2026$727.60$836.10$1,563.70$257,861.37
65Sep 2026$729.95$833.75$1,563.70$257,131.42
66Oct 2026$732.31$831.39$1,563.70$256,399.11
67Nov 2026$734.68$829.02$1,563.70$255,664.43
68Dec 2026$737.05$826.65$1,563.70$254,927.38
2026 Total$8,689.52$10,074.88$18,764.4
69Jan 2027$739.43$824.27$1,563.70$254,187.95
70Feb 2027$741.83$821.87$1,563.70$253,446.12
71Mar 2027$744.22$819.48$1,563.70$252,701.90
72Apr 2027$746.63$817.07$1,563.70$251,955.27
73May 2027$749.04$814.66$1,563.70$251,206.23
74Jun 2027$751.47$812.23$1,563.70$250,454.76
75Jul 2027$753.90$809.80$1,563.70$249,700.86
76Aug 2027$756.33$807.37$1,563.70$248,944.53
77Sep 2027$758.78$804.92$1,563.70$248,185.75
78Oct 2027$761.23$802.47$1,563.70$247,424.52
79Nov 2027$763.69$800.01$1,563.70$246,660.83
80Dec 2027$766.16$797.54$1,563.70$245,894.67
2027 Total$9,032.71$9,731.69$18,764.4
81Jan 2028$768.64$795.06$1,563.70$245,126.03
82Feb 2028$771.13$792.57$1,563.70$244,354.90
83Mar 2028$773.62$790.08$1,563.70$243,581.28
84Apr 2028$776.12$787.58$1,563.70$242,805.16
85May 2028$778.63$785.07$1,563.70$242,026.53
86Jun 2028$781.15$782.55$1,563.70$241,245.38
87Jul 2028$783.67$780.03$1,563.70$240,461.71
88Aug 2028$786.21$777.49$1,563.70$239,675.50
89Sep 2028$788.75$774.95$1,563.70$238,886.75
90Oct 2028$791.30$772.40$1,563.70$238,095.45
91Nov 2028$793.86$769.84$1,563.70$237,301.59
92Dec 2028$796.42$767.28$1,563.70$236,505.17
2028 Total$9,389.5$9,374.9$18,764.4
93Jan 2029$799.00$764.70$1,563.70$235,706.17
94Feb 2029$801.58$762.12$1,563.70$234,904.59
95Mar 2029$804.18$759.52$1,563.70$234,100.41
96Apr 2029$806.78$756.92$1,563.70$233,293.63
97May 2029$809.38$754.32$1,563.70$232,484.25
98Jun 2029$812.00$751.70$1,563.70$231,672.25
99Jul 2029$814.63$749.07$1,563.70$230,857.62
100Aug 2029$817.26$746.44$1,563.70$230,040.36
101Sep 2029$819.90$743.80$1,563.70$229,220.46
102Oct 2029$822.55$741.15$1,563.70$228,397.91
103Nov 2029$825.21$738.49$1,563.70$227,572.70
104Dec 2029$827.88$735.82$1,563.70$226,744.82
2029 Total$9,760.35$9,004.05$18,764.4
105Jan 2030$830.56$733.14$1,563.70$225,914.26
106Feb 2030$833.24$730.46$1,563.70$225,081.02
107Mar 2030$835.94$727.76$1,563.70$224,245.08
108Apr 2030$838.64$725.06$1,563.70$223,406.44
109May 2030$841.35$722.35$1,563.70$222,565.09
110Jun 2030$844.07$719.63$1,563.70$221,721.02
111Jul 2030$846.80$716.90$1,563.70$220,874.22
112Aug 2030$849.54$714.16$1,563.70$220,024.68
113Sep 2030$852.29$711.41$1,563.70$219,172.39
114Oct 2030$855.04$708.66$1,563.70$218,317.35
115Nov 2030$857.81$705.89$1,563.70$217,459.54
116Dec 2030$860.58$703.12$1,563.70$216,598.96
2030 Total$10,145.86$8,618.54$18,764.4
117Jan 2031$863.36$700.34$1,563.70$215,735.60
118Feb 2031$866.15$697.55$1,563.70$214,869.45
119Mar 2031$868.96$694.74$1,563.70$214,000.49
120Apr 2031$871.77$691.93$1,563.70$213,128.72
121May 2031$874.58$689.12$1,563.70$212,254.14
122Jun 2031$877.41$686.29$1,563.70$211,376.73
123Jul 2031$880.25$683.45$1,563.70$210,496.48
124Aug 2031$883.09$680.61$1,563.70$209,613.39
125Sep 2031$885.95$677.75$1,563.70$208,727.44
126Oct 2031$888.81$674.89$1,563.70$207,838.63
127Nov 2031$891.69$672.01$1,563.70$206,946.94
128Dec 2031$894.57$669.13$1,563.70$206,052.37
2031 Total$10,546.59$8,217.81$18,764.4
129Jan 2032$897.46$666.24$1,563.70$205,154.91
130Feb 2032$900.37$663.33$1,563.70$204,254.54
131Mar 2032$903.28$660.42$1,563.70$203,351.26
132Apr 2032$906.20$657.50$1,563.70$202,445.06
133May 2032$909.13$654.57$1,563.70$201,535.93
134Jun 2032$912.07$651.63$1,563.70$200,623.86
135Jul 2032$915.02$648.68$1,563.70$199,708.84
136Aug 2032$917.97$645.73$1,563.70$198,790.87
137Sep 2032$920.94$642.76$1,563.70$197,869.93
138Oct 2032$923.92$639.78$1,563.70$196,946.01
139Nov 2032$926.91$636.79$1,563.70$196,019.10
140Dec 2032$929.90$633.80$1,563.70$195,089.20
2032 Total$10,963.17$7,801.23$18,764.4
141Jan 2033$932.91$630.79$1,563.70$194,156.29
142Feb 2033$935.93$627.77$1,563.70$193,220.36
143Mar 2033$938.95$624.75$1,563.70$192,281.41
144Apr 2033$941.99$621.71$1,563.70$191,339.42
145May 2033$945.04$618.66$1,563.70$190,394.38
146Jun 2033$948.09$615.61$1,563.70$189,446.29
147Jul 2033$951.16$612.54$1,563.70$188,495.13
148Aug 2033$954.23$609.47$1,563.70$187,540.90
149Sep 2033$957.32$606.38$1,563.70$186,583.58
150Oct 2033$960.41$603.29$1,563.70$185,623.17
151Nov 2033$963.52$600.18$1,563.70$184,659.65
152Dec 2033$966.63$597.07$1,563.70$183,693.02
2033 Total$11,396.18$7,368.22$18,764.4
153Jan 2034$969.76$593.94$1,563.70$182,723.26
154Feb 2034$972.89$590.81$1,563.70$181,750.37
155Mar 2034$976.04$587.66$1,563.70$180,774.33
156Apr 2034$979.20$584.50$1,563.70$179,795.13
157May 2034$982.36$581.34$1,563.70$178,812.77
158Jun 2034$985.54$578.16$1,563.70$177,827.23
159Jul 2034$988.73$574.97$1,563.70$176,838.50
160Aug 2034$991.92$571.78$1,563.70$175,846.58
161Sep 2034$995.13$568.57$1,563.70$174,851.45
162Oct 2034$998.35$565.35$1,563.70$173,853.10
163Nov 2034$1,001.57$562.13$1,563.70$172,851.53
164Dec 2034$1,004.81$558.89$1,563.70$171,846.72
2034 Total$11,846.3$6,918.1$18,764.4
165Jan 2035$1,008.06$555.64$1,563.70$170,838.66
166Feb 2035$1,011.32$552.38$1,563.70$169,827.34
167Mar 2035$1,014.59$549.11$1,563.70$168,812.75
168Apr 2035$1,017.87$545.83$1,563.70$167,794.88
169May 2035$1,021.16$542.54$1,563.70$166,773.72
170Jun 2035$1,024.46$539.24$1,563.70$165,749.26
171Jul 2035$1,027.78$535.92$1,563.70$164,721.48
172Aug 2035$1,031.10$532.60$1,563.70$163,690.38
173Sep 2035$1,034.43$529.27$1,563.70$162,655.95
174Oct 2035$1,037.78$525.92$1,563.70$161,618.17
175Nov 2035$1,041.13$522.57$1,563.70$160,577.04
176Dec 2035$1,044.50$519.20$1,563.70$159,532.54
2035 Total$12,314.18$6,450.22$18,764.4
177Jan 2036$1,047.88$515.82$1,563.70$158,484.66
178Feb 2036$1,051.27$512.43$1,563.70$157,433.39
179Mar 2036$1,054.67$509.03$1,563.70$156,378.72
180Apr 2036$1,058.08$505.62$1,563.70$155,320.64
181May 2036$1,061.50$502.20$1,563.70$154,259.14
182Jun 2036$1,064.93$498.77$1,563.70$153,194.21
183Jul 2036$1,068.37$495.33$1,563.70$152,125.84
184Aug 2036$1,071.83$491.87$1,563.70$151,054.01
185Sep 2036$1,075.29$488.41$1,563.70$149,978.72
186Oct 2036$1,078.77$484.93$1,563.70$148,899.95
187Nov 2036$1,082.26$481.44$1,563.70$147,817.69
188Dec 2036$1,085.76$477.94$1,563.70$146,731.93
2036 Total$12,800.61$5,963.79$18,764.4
189Jan 2037$1,089.27$474.43$1,563.70$145,642.66
190Feb 2037$1,092.79$470.91$1,563.70$144,549.87
191Mar 2037$1,096.32$467.38$1,563.70$143,453.55
192Apr 2037$1,099.87$463.83$1,563.70$142,353.68
193May 2037$1,103.42$460.28$1,563.70$141,250.26
194Jun 2037$1,106.99$456.71$1,563.70$140,143.27
195Jul 2037$1,110.57$453.13$1,563.70$139,032.70
196Aug 2037$1,114.16$449.54$1,563.70$137,918.54
197Sep 2037$1,117.76$445.94$1,563.70$136,800.78
198Oct 2037$1,121.38$442.32$1,563.70$135,679.40
199Nov 2037$1,125.00$438.70$1,563.70$134,554.40
200Dec 2037$1,128.64$435.06$1,563.70$133,425.76
2037 Total$13,306.17$5,458.23$18,764.4
201Jan 2038$1,132.29$431.41$1,563.70$132,293.47
202Feb 2038$1,135.95$427.75$1,563.70$131,157.52
203Mar 2038$1,139.62$424.08$1,563.70$130,017.90
204Apr 2038$1,143.31$420.39$1,563.70$128,874.59
205May 2038$1,147.01$416.69$1,563.70$127,727.58
206Jun 2038$1,150.71$412.99$1,563.70$126,576.87
207Jul 2038$1,154.43$409.27$1,563.70$125,422.44
208Aug 2038$1,158.17$405.53$1,563.70$124,264.27
209Sep 2038$1,161.91$401.79$1,563.70$123,102.36
210Oct 2038$1,165.67$398.03$1,563.70$121,936.69
211Nov 2038$1,169.44$394.26$1,563.70$120,767.25
212Dec 2038$1,173.22$390.48$1,563.70$119,594.03
2038 Total$13,831.73$4,932.67$18,764.4
213Jan 2039$1,177.01$386.69$1,563.70$118,417.02
214Feb 2039$1,180.82$382.88$1,563.70$117,236.20
215Mar 2039$1,184.64$379.06$1,563.70$116,051.56
216Apr 2039$1,188.47$375.23$1,563.70$114,863.09
217May 2039$1,192.31$371.39$1,563.70$113,670.78
218Jun 2039$1,196.16$367.54$1,563.70$112,474.62
219Jul 2039$1,200.03$363.67$1,563.70$111,274.59
220Aug 2039$1,203.91$359.79$1,563.70$110,070.68
221Sep 2039$1,207.80$355.90$1,563.70$108,862.88
222Oct 2039$1,211.71$351.99$1,563.70$107,651.17
223Nov 2039$1,215.63$348.07$1,563.70$106,435.54
224Dec 2039$1,219.56$344.14$1,563.70$105,215.98
2039 Total$14,378.05$4,386.35$18,764.4
225Jan 2040$1,223.50$340.20$1,563.70$103,992.48
226Feb 2040$1,227.46$336.24$1,563.70$102,765.02
227Mar 2040$1,231.43$332.27$1,563.70$101,533.59
228Apr 2040$1,235.41$328.29$1,563.70$100,298.18
229May 2040$1,239.40$324.30$1,563.70$99,058.78
230Jun 2040$1,243.41$320.29$1,563.70$97,815.37
231Jul 2040$1,247.43$316.27$1,563.70$96,567.94
232Aug 2040$1,251.46$312.24$1,563.70$95,316.48
233Sep 2040$1,255.51$308.19$1,563.70$94,060.97
234Oct 2040$1,259.57$304.13$1,563.70$92,801.40
235Nov 2040$1,263.64$300.06$1,563.70$91,537.76
236Dec 2040$1,267.73$295.97$1,563.70$90,270.03
2040 Total$14,945.95$3,818.45$18,764.4
237Jan 2041$1,271.83$291.87$1,563.70$88,998.20
238Feb 2041$1,275.94$287.76$1,563.70$87,722.26
239Mar 2041$1,280.06$283.64$1,563.70$86,442.20
240Apr 2041$1,284.20$279.50$1,563.70$85,158.00
241May 2041$1,288.36$275.34$1,563.70$83,869.64
242Jun 2041$1,292.52$271.18$1,563.70$82,577.12
243Jul 2041$1,296.70$267.00$1,563.70$81,280.42
244Aug 2041$1,300.89$262.81$1,563.70$79,979.53
245Sep 2041$1,305.10$258.60$1,563.70$78,674.43
246Oct 2041$1,309.32$254.38$1,563.70$77,365.11
247Nov 2041$1,313.55$250.15$1,563.70$76,051.56
248Dec 2041$1,317.80$245.90$1,563.70$74,733.76
2041 Total$15,536.27$3,228.13$18,764.4
249Jan 2042$1,322.06$241.64$1,563.70$73,411.70
250Feb 2042$1,326.34$237.36$1,563.70$72,085.36
251Mar 2042$1,330.62$233.08$1,563.70$70,754.74
252Apr 2042$1,334.93$228.77$1,563.70$69,419.81
253May 2042$1,339.24$224.46$1,563.70$68,080.57
254Jun 2042$1,343.57$220.13$1,563.70$66,737.00
255Jul 2042$1,347.92$215.78$1,563.70$65,389.08
256Aug 2042$1,352.28$211.42$1,563.70$64,036.80
257Sep 2042$1,356.65$207.05$1,563.70$62,680.15
258Oct 2042$1,361.03$202.67$1,563.70$61,319.12
259Nov 2042$1,365.43$198.27$1,563.70$59,953.69
260Dec 2042$1,369.85$193.85$1,563.70$58,583.84
2042 Total$16,149.92$2,614.48$18,764.4
261Jan 2043$1,374.28$189.42$1,563.70$57,209.56
262Feb 2043$1,378.72$184.98$1,563.70$55,830.84
263Mar 2043$1,383.18$180.52$1,563.70$54,447.66
264Apr 2043$1,387.65$176.05$1,563.70$53,060.01
265May 2043$1,392.14$171.56$1,563.70$51,667.87
266Jun 2043$1,396.64$167.06$1,563.70$50,271.23
267Jul 2043$1,401.16$162.54$1,563.70$48,870.07
268Aug 2043$1,405.69$158.01$1,563.70$47,464.38
269Sep 2043$1,410.23$153.47$1,563.70$46,054.15
270Oct 2043$1,414.79$148.91$1,563.70$44,639.36
271Nov 2043$1,419.37$144.33$1,563.70$43,219.99
272Dec 2043$1,423.96$139.74$1,563.70$41,796.03
2043 Total$16,787.81$1,976.59$18,764.4
273Jan 2044$1,428.56$135.14$1,563.70$40,367.47
274Feb 2044$1,433.18$130.52$1,563.70$38,934.29
275Mar 2044$1,437.81$125.89$1,563.70$37,496.48
276Apr 2044$1,442.46$121.24$1,563.70$36,054.02
277May 2044$1,447.13$116.57$1,563.70$34,606.89
278Jun 2044$1,451.80$111.90$1,563.70$33,155.09
279Jul 2044$1,456.50$107.20$1,563.70$31,698.59
280Aug 2044$1,461.21$102.49$1,563.70$30,237.38
281Sep 2044$1,465.93$97.77$1,563.70$28,771.45
282Oct 2044$1,470.67$93.03$1,563.70$27,300.78
283Nov 2044$1,475.43$88.27$1,563.70$25,825.35
284Dec 2044$1,480.20$83.50$1,563.70$24,345.15
2044 Total$17,450.88$1,313.52$18,764.4
285Jan 2045$1,484.98$78.72$1,563.70$22,860.17
286Feb 2045$1,489.79$73.91$1,563.70$21,370.38
287Mar 2045$1,494.60$69.10$1,563.70$19,875.78
288Apr 2045$1,499.43$64.27$1,563.70$18,376.35
289May 2045$1,504.28$59.42$1,563.70$16,872.07
290Jun 2045$1,509.15$54.55$1,563.70$15,362.92
291Jul 2045$1,514.03$49.67$1,563.70$13,848.89
292Aug 2045$1,518.92$44.78$1,563.70$12,329.97
293Sep 2045$1,523.83$39.87$1,563.70$10,806.14
294Oct 2045$1,528.76$34.94$1,563.70$9,277.38
295Nov 2045$1,533.70$30.00$1,563.70$7,743.68
296Dec 2045$1,538.66$25.04$1,563.70$6,205.02
2045 Total$18,140.13$624.27$18,764.4
297Jan 2046$1,543.64$20.06$1,563.70$4,661.38
298Feb 2046$1,548.63$15.07$1,563.70$3,112.75
299Mar 2046$1,553.64$10.06$1,563.70$1,559.11
300Apr 2046$1,558.66$5.04$1,563.70$0.45
2046 Total$6,204.57$50.23$6,254.8