Borrow amount

$300,000

Advertised Rate

4.13%

p.a Variable

Loan term
25 Years
The Mutual
Repayment frequency
Monthly
Monthly Repayments
$1,605
Number of repayments
300
Total interest paid
$181,538
Total Repayments

$481,536

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$572.62$1,032.50$1,605.12$299,427.38
2Jun 2021$574.59$1,030.53$1,605.12$298,852.79
3Jul 2021$576.57$1,028.55$1,605.12$298,276.22
4Aug 2021$578.55$1,026.57$1,605.12$297,697.67
5Sep 2021$580.54$1,024.58$1,605.12$297,117.13
6Oct 2021$582.54$1,022.58$1,605.12$296,534.59
7Nov 2021$584.55$1,020.57$1,605.12$295,950.04
8Dec 2021$586.56$1,018.56$1,605.12$295,363.48
2021 Total$4,636.52$8,204.44$12,840.96
9Jan 2022$588.58$1,016.54$1,605.12$294,774.90
10Feb 2022$590.60$1,014.52$1,605.12$294,184.30
11Mar 2022$592.64$1,012.48$1,605.12$293,591.66
12Apr 2022$594.68$1,010.44$1,605.12$292,996.98
13May 2022$596.72$1,008.40$1,605.12$292,400.26
14Jun 2022$598.78$1,006.34$1,605.12$291,801.48
15Jul 2022$600.84$1,004.28$1,605.12$291,200.64
16Aug 2022$602.90$1,002.22$1,605.12$290,597.74
17Sep 2022$604.98$1,000.14$1,605.12$289,992.76
18Oct 2022$607.06$998.06$1,605.12$289,385.70
19Nov 2022$609.15$995.97$1,605.12$288,776.55
20Dec 2022$611.25$993.87$1,605.12$288,165.30
2022 Total$7,198.18$12,063.26$19,261.44
21Jan 2023$613.35$991.77$1,605.12$287,551.95
22Feb 2023$615.46$989.66$1,605.12$286,936.49
23Mar 2023$617.58$987.54$1,605.12$286,318.91
24Apr 2023$619.71$985.41$1,605.12$285,699.20
25May 2023$621.84$983.28$1,605.12$285,077.36
26Jun 2023$623.98$981.14$1,605.12$284,453.38
27Jul 2023$626.13$978.99$1,605.12$283,827.25
28Aug 2023$628.28$976.84$1,605.12$283,198.97
29Sep 2023$630.44$974.68$1,605.12$282,568.53
30Oct 2023$632.61$972.51$1,605.12$281,935.92
31Nov 2023$634.79$970.33$1,605.12$281,301.13
32Dec 2023$636.98$968.14$1,605.12$280,664.15
2023 Total$7,501.15$11,760.29$19,261.44
33Jan 2024$639.17$965.95$1,605.12$280,024.98
34Feb 2024$641.37$963.75$1,605.12$279,383.61
35Mar 2024$643.57$961.55$1,605.12$278,740.04
36Apr 2024$645.79$959.33$1,605.12$278,094.25
37May 2024$648.01$957.11$1,605.12$277,446.24
38Jun 2024$650.24$954.88$1,605.12$276,796.00
39Jul 2024$652.48$952.64$1,605.12$276,143.52
40Aug 2024$654.73$950.39$1,605.12$275,488.79
41Sep 2024$656.98$948.14$1,605.12$274,831.81
42Oct 2024$659.24$945.88$1,605.12$274,172.57
43Nov 2024$661.51$943.61$1,605.12$273,511.06
44Dec 2024$663.79$941.33$1,605.12$272,847.27
2024 Total$7,816.88$11,444.56$19,261.44
45Jan 2025$666.07$939.05$1,605.12$272,181.20
46Feb 2025$668.36$936.76$1,605.12$271,512.84
47Mar 2025$670.66$934.46$1,605.12$270,842.18
48Apr 2025$672.97$932.15$1,605.12$270,169.21
49May 2025$675.29$929.83$1,605.12$269,493.92
50Jun 2025$677.61$927.51$1,605.12$268,816.31
51Jul 2025$679.94$925.18$1,605.12$268,136.37
52Aug 2025$682.28$922.84$1,605.12$267,454.09
53Sep 2025$684.63$920.49$1,605.12$266,769.46
54Oct 2025$686.99$918.13$1,605.12$266,082.47
55Nov 2025$689.35$915.77$1,605.12$265,393.12
56Dec 2025$691.73$913.39$1,605.12$264,701.39
2025 Total$8,145.88$11,115.56$19,261.44
57Jan 2026$694.11$911.01$1,605.12$264,007.28
58Feb 2026$696.49$908.63$1,605.12$263,310.79
59Mar 2026$698.89$906.23$1,605.12$262,611.90
60Apr 2026$701.30$903.82$1,605.12$261,910.60
61May 2026$703.71$901.41$1,605.12$261,206.89
62Jun 2026$706.13$898.99$1,605.12$260,500.76
63Jul 2026$708.56$896.56$1,605.12$259,792.20
64Aug 2026$711.00$894.12$1,605.12$259,081.20
65Sep 2026$713.45$891.67$1,605.12$258,367.75
66Oct 2026$715.90$889.22$1,605.12$257,651.85
67Nov 2026$718.37$886.75$1,605.12$256,933.48
68Dec 2026$720.84$884.28$1,605.12$256,212.64
2026 Total$8,488.75$10,772.69$19,261.44
69Jan 2027$723.32$881.80$1,605.12$255,489.32
70Feb 2027$725.81$879.31$1,605.12$254,763.51
71Mar 2027$728.31$876.81$1,605.12$254,035.20
72Apr 2027$730.82$874.30$1,605.12$253,304.38
73May 2027$733.33$871.79$1,605.12$252,571.05
74Jun 2027$735.85$869.27$1,605.12$251,835.20
75Jul 2027$738.39$866.73$1,605.12$251,096.81
76Aug 2027$740.93$864.19$1,605.12$250,355.88
77Sep 2027$743.48$861.64$1,605.12$249,612.40
78Oct 2027$746.04$859.08$1,605.12$248,866.36
79Nov 2027$748.60$856.52$1,605.12$248,117.76
80Dec 2027$751.18$853.94$1,605.12$247,366.58
2027 Total$8,846.06$10,415.38$19,261.44
81Jan 2028$753.77$851.35$1,605.12$246,612.81
82Feb 2028$756.36$848.76$1,605.12$245,856.45
83Mar 2028$758.96$846.16$1,605.12$245,097.49
84Apr 2028$761.58$843.54$1,605.12$244,335.91
85May 2028$764.20$840.92$1,605.12$243,571.71
86Jun 2028$766.83$838.29$1,605.12$242,804.88
87Jul 2028$769.47$835.65$1,605.12$242,035.41
88Aug 2028$772.11$833.01$1,605.12$241,263.30
89Sep 2028$774.77$830.35$1,605.12$240,488.53
90Oct 2028$777.44$827.68$1,605.12$239,711.09
91Nov 2028$780.11$825.01$1,605.12$238,930.98
92Dec 2028$782.80$822.32$1,605.12$238,148.18
2028 Total$9,218.4$10,043.04$19,261.44
93Jan 2029$785.49$819.63$1,605.12$237,362.69
94Feb 2029$788.20$816.92$1,605.12$236,574.49
95Mar 2029$790.91$814.21$1,605.12$235,783.58
96Apr 2029$793.63$811.49$1,605.12$234,989.95
97May 2029$796.36$808.76$1,605.12$234,193.59
98Jun 2029$799.10$806.02$1,605.12$233,394.49
99Jul 2029$801.85$803.27$1,605.12$232,592.64
100Aug 2029$804.61$800.51$1,605.12$231,788.03
101Sep 2029$807.38$797.74$1,605.12$230,980.65
102Oct 2029$810.16$794.96$1,605.12$230,170.49
103Nov 2029$812.95$792.17$1,605.12$229,357.54
104Dec 2029$815.75$789.37$1,605.12$228,541.79
2029 Total$9,606.39$9,655.05$19,261.44
105Jan 2030$818.56$786.56$1,605.12$227,723.23
106Feb 2030$821.37$783.75$1,605.12$226,901.86
107Mar 2030$824.20$780.92$1,605.12$226,077.66
108Apr 2030$827.04$778.08$1,605.12$225,250.62
109May 2030$829.88$775.24$1,605.12$224,420.74
110Jun 2030$832.74$772.38$1,605.12$223,588.00
111Jul 2030$835.60$769.52$1,605.12$222,752.40
112Aug 2030$838.48$766.64$1,605.12$221,913.92
113Sep 2030$841.37$763.75$1,605.12$221,072.55
114Oct 2030$844.26$760.86$1,605.12$220,228.29
115Nov 2030$847.17$757.95$1,605.12$219,381.12
116Dec 2030$850.08$755.04$1,605.12$218,531.04
2030 Total$10,010.75$9,250.69$19,261.44
117Jan 2031$853.01$752.11$1,605.12$217,678.03
118Feb 2031$855.94$749.18$1,605.12$216,822.09
119Mar 2031$858.89$746.23$1,605.12$215,963.20
120Apr 2031$861.85$743.27$1,605.12$215,101.35
121May 2031$864.81$740.31$1,605.12$214,236.54
122Jun 2031$867.79$737.33$1,605.12$213,368.75
123Jul 2031$870.78$734.34$1,605.12$212,497.97
124Aug 2031$873.77$731.35$1,605.12$211,624.20
125Sep 2031$876.78$728.34$1,605.12$210,747.42
126Oct 2031$879.80$725.32$1,605.12$209,867.62
127Nov 2031$882.83$722.29$1,605.12$208,984.79
128Dec 2031$885.86$719.26$1,605.12$208,098.93
2031 Total$10,432.11$8,829.33$19,261.44
129Jan 2032$888.91$716.21$1,605.12$207,210.02
130Feb 2032$891.97$713.15$1,605.12$206,318.05
131Mar 2032$895.04$710.08$1,605.12$205,423.01
132Apr 2032$898.12$707.00$1,605.12$204,524.89
133May 2032$901.21$703.91$1,605.12$203,623.68
134Jun 2032$904.32$700.80$1,605.12$202,719.36
135Jul 2032$907.43$697.69$1,605.12$201,811.93
136Aug 2032$910.55$694.57$1,605.12$200,901.38
137Sep 2032$913.68$691.44$1,605.12$199,987.70
138Oct 2032$916.83$688.29$1,605.12$199,070.87
139Nov 2032$919.98$685.14$1,605.12$198,150.89
140Dec 2032$923.15$681.97$1,605.12$197,227.74
2032 Total$10,871.19$8,390.25$19,261.44
141Jan 2033$926.33$678.79$1,605.12$196,301.41
142Feb 2033$929.52$675.60$1,605.12$195,371.89
143Mar 2033$932.72$672.40$1,605.12$194,439.17
144Apr 2033$935.93$669.19$1,605.12$193,503.24
145May 2033$939.15$665.97$1,605.12$192,564.09
146Jun 2033$942.38$662.74$1,605.12$191,621.71
147Jul 2033$945.62$659.50$1,605.12$190,676.09
148Aug 2033$948.88$656.24$1,605.12$189,727.21
149Sep 2033$952.14$652.98$1,605.12$188,775.07
150Oct 2033$955.42$649.70$1,605.12$187,819.65
151Nov 2033$958.71$646.41$1,605.12$186,860.94
152Dec 2033$962.01$643.11$1,605.12$185,898.93
2033 Total$11,328.81$7,932.63$19,261.44
153Jan 2034$965.32$639.80$1,605.12$184,933.61
154Feb 2034$968.64$636.48$1,605.12$183,964.97
155Mar 2034$971.97$633.15$1,605.12$182,993.00
156Apr 2034$975.32$629.80$1,605.12$182,017.68
157May 2034$978.68$626.44$1,605.12$181,039.00
158Jun 2034$982.04$623.08$1,605.12$180,056.96
159Jul 2034$985.42$619.70$1,605.12$179,071.54
160Aug 2034$988.82$616.30$1,605.12$178,082.72
161Sep 2034$992.22$612.90$1,605.12$177,090.50
162Oct 2034$995.63$609.49$1,605.12$176,094.87
163Nov 2034$999.06$606.06$1,605.12$175,095.81
164Dec 2034$1,002.50$602.62$1,605.12$174,093.31
2034 Total$11,805.62$7,455.82$19,261.44
165Jan 2035$1,005.95$599.17$1,605.12$173,087.36
166Feb 2035$1,009.41$595.71$1,605.12$172,077.95
167Mar 2035$1,012.89$592.23$1,605.12$171,065.06
168Apr 2035$1,016.37$588.75$1,605.12$170,048.69
169May 2035$1,019.87$585.25$1,605.12$169,028.82
170Jun 2035$1,023.38$581.74$1,605.12$168,005.44
171Jul 2035$1,026.90$578.22$1,605.12$166,978.54
172Aug 2035$1,030.44$574.68$1,605.12$165,948.10
173Sep 2035$1,033.98$571.14$1,605.12$164,914.12
174Oct 2035$1,037.54$567.58$1,605.12$163,876.58
175Nov 2035$1,041.11$564.01$1,605.12$162,835.47
176Dec 2035$1,044.69$560.43$1,605.12$161,790.78
2035 Total$12,302.53$6,958.91$19,261.44
177Jan 2036$1,048.29$556.83$1,605.12$160,742.49
178Feb 2036$1,051.90$553.22$1,605.12$159,690.59
179Mar 2036$1,055.52$549.60$1,605.12$158,635.07
180Apr 2036$1,059.15$545.97$1,605.12$157,575.92
181May 2036$1,062.80$542.32$1,605.12$156,513.12
182Jun 2036$1,066.45$538.67$1,605.12$155,446.67
183Jul 2036$1,070.12$535.00$1,605.12$154,376.55
184Aug 2036$1,073.81$531.31$1,605.12$153,302.74
185Sep 2036$1,077.50$527.62$1,605.12$152,225.24
186Oct 2036$1,081.21$523.91$1,605.12$151,144.03
187Nov 2036$1,084.93$520.19$1,605.12$150,059.10
188Dec 2036$1,088.67$516.45$1,605.12$148,970.43
2036 Total$12,820.35$6,441.09$19,261.44
189Jan 2037$1,092.41$512.71$1,605.12$147,878.02
190Feb 2037$1,096.17$508.95$1,605.12$146,781.85
191Mar 2037$1,099.95$505.17$1,605.12$145,681.90
192Apr 2037$1,103.73$501.39$1,605.12$144,578.17
193May 2037$1,107.53$497.59$1,605.12$143,470.64
194Jun 2037$1,111.34$493.78$1,605.12$142,359.30
195Jul 2037$1,115.17$489.95$1,605.12$141,244.13
196Aug 2037$1,119.00$486.12$1,605.12$140,125.13
197Sep 2037$1,122.86$482.26$1,605.12$139,002.27
198Oct 2037$1,126.72$478.40$1,605.12$137,875.55
199Nov 2037$1,130.60$474.52$1,605.12$136,744.95
200Dec 2037$1,134.49$470.63$1,605.12$135,610.46
2037 Total$13,359.97$5,901.47$19,261.44
201Jan 2038$1,138.39$466.73$1,605.12$134,472.07
202Feb 2038$1,142.31$462.81$1,605.12$133,329.76
203Mar 2038$1,146.24$458.88$1,605.12$132,183.52
204Apr 2038$1,150.19$454.93$1,605.12$131,033.33
205May 2038$1,154.15$450.97$1,605.12$129,879.18
206Jun 2038$1,158.12$447.00$1,605.12$128,721.06
207Jul 2038$1,162.11$443.01$1,605.12$127,558.95
208Aug 2038$1,166.10$439.02$1,605.12$126,392.85
209Sep 2038$1,170.12$435.00$1,605.12$125,222.73
210Oct 2038$1,174.15$430.97$1,605.12$124,048.58
211Nov 2038$1,178.19$426.93$1,605.12$122,870.39
212Dec 2038$1,182.24$422.88$1,605.12$121,688.15
2038 Total$13,922.31$5,339.13$19,261.44
213Jan 2039$1,186.31$418.81$1,605.12$120,501.84
214Feb 2039$1,190.39$414.73$1,605.12$119,311.45
215Mar 2039$1,194.49$410.63$1,605.12$118,116.96
216Apr 2039$1,198.60$406.52$1,605.12$116,918.36
217May 2039$1,202.73$402.39$1,605.12$115,715.63
218Jun 2039$1,206.87$398.25$1,605.12$114,508.76
219Jul 2039$1,211.02$394.10$1,605.12$113,297.74
220Aug 2039$1,215.19$389.93$1,605.12$112,082.55
221Sep 2039$1,219.37$385.75$1,605.12$110,863.18
222Oct 2039$1,223.57$381.55$1,605.12$109,639.61
223Nov 2039$1,227.78$377.34$1,605.12$108,411.83
224Dec 2039$1,232.00$373.12$1,605.12$107,179.83
2039 Total$14,508.32$4,753.12$19,261.44
225Jan 2040$1,236.24$368.88$1,605.12$105,943.59
226Feb 2040$1,240.50$364.62$1,605.12$104,703.09
227Mar 2040$1,244.77$360.35$1,605.12$103,458.32
228Apr 2040$1,249.05$356.07$1,605.12$102,209.27
229May 2040$1,253.35$351.77$1,605.12$100,955.92
230Jun 2040$1,257.66$347.46$1,605.12$99,698.26
231Jul 2040$1,261.99$343.13$1,605.12$98,436.27
232Aug 2040$1,266.34$338.78$1,605.12$97,169.93
233Sep 2040$1,270.69$334.43$1,605.12$95,899.24
234Oct 2040$1,275.07$330.05$1,605.12$94,624.17
235Nov 2040$1,279.46$325.66$1,605.12$93,344.71
236Dec 2040$1,283.86$321.26$1,605.12$92,060.85
2040 Total$15,118.98$4,142.46$19,261.44
237Jan 2041$1,288.28$316.84$1,605.12$90,772.57
238Feb 2041$1,292.71$312.41$1,605.12$89,479.86
239Mar 2041$1,297.16$307.96$1,605.12$88,182.70
240Apr 2041$1,301.62$303.50$1,605.12$86,881.08
241May 2041$1,306.10$299.02$1,605.12$85,574.98
242Jun 2041$1,310.60$294.52$1,605.12$84,264.38
243Jul 2041$1,315.11$290.01$1,605.12$82,949.27
244Aug 2041$1,319.64$285.48$1,605.12$81,629.63
245Sep 2041$1,324.18$280.94$1,605.12$80,305.45
246Oct 2041$1,328.74$276.38$1,605.12$78,976.71
247Nov 2041$1,333.31$271.81$1,605.12$77,643.40
248Dec 2041$1,337.90$267.22$1,605.12$76,305.50
2041 Total$15,755.35$3,506.09$19,261.44
249Jan 2042$1,342.50$262.62$1,605.12$74,963.00
250Feb 2042$1,347.12$258.00$1,605.12$73,615.88
251Mar 2042$1,351.76$253.36$1,605.12$72,264.12
252Apr 2042$1,356.41$248.71$1,605.12$70,907.71
253May 2042$1,361.08$244.04$1,605.12$69,546.63
254Jun 2042$1,365.76$239.36$1,605.12$68,180.87
255Jul 2042$1,370.46$234.66$1,605.12$66,810.41
256Aug 2042$1,375.18$229.94$1,605.12$65,435.23
257Sep 2042$1,379.91$225.21$1,605.12$64,055.32
258Oct 2042$1,384.66$220.46$1,605.12$62,670.66
259Nov 2042$1,389.43$215.69$1,605.12$61,281.23
260Dec 2042$1,394.21$210.91$1,605.12$59,887.02
2042 Total$16,418.48$2,842.96$19,261.44
261Jan 2043$1,399.01$206.11$1,605.12$58,488.01
262Feb 2043$1,403.82$201.30$1,605.12$57,084.19
263Mar 2043$1,408.66$196.46$1,605.12$55,675.53
264Apr 2043$1,413.50$191.62$1,605.12$54,262.03
265May 2043$1,418.37$186.75$1,605.12$52,843.66
266Jun 2043$1,423.25$181.87$1,605.12$51,420.41
267Jul 2043$1,428.15$176.97$1,605.12$49,992.26
268Aug 2043$1,433.06$172.06$1,605.12$48,559.20
269Sep 2043$1,438.00$167.12$1,605.12$47,121.20
270Oct 2043$1,442.94$162.18$1,605.12$45,678.26
271Nov 2043$1,447.91$157.21$1,605.12$44,230.35
272Dec 2043$1,452.89$152.23$1,605.12$42,777.46
2043 Total$17,109.56$2,151.88$19,261.44
273Jan 2044$1,457.89$147.23$1,605.12$41,319.57
274Feb 2044$1,462.91$142.21$1,605.12$39,856.66
275Mar 2044$1,467.95$137.17$1,605.12$38,388.71
276Apr 2044$1,473.00$132.12$1,605.12$36,915.71
277May 2044$1,478.07$127.05$1,605.12$35,437.64
278Jun 2044$1,483.16$121.96$1,605.12$33,954.48
279Jul 2044$1,488.26$116.86$1,605.12$32,466.22
280Aug 2044$1,493.38$111.74$1,605.12$30,972.84
281Sep 2044$1,498.52$106.60$1,605.12$29,474.32
282Oct 2044$1,503.68$101.44$1,605.12$27,970.64
283Nov 2044$1,508.85$96.27$1,605.12$26,461.79
284Dec 2044$1,514.05$91.07$1,605.12$24,947.74
2044 Total$17,829.72$1,431.72$19,261.44
285Jan 2045$1,519.26$85.86$1,605.12$23,428.48
286Feb 2045$1,524.49$80.63$1,605.12$21,903.99
287Mar 2045$1,529.73$75.39$1,605.12$20,374.26
288Apr 2045$1,535.00$70.12$1,605.12$18,839.26
289May 2045$1,540.28$64.84$1,605.12$17,298.98
290Jun 2045$1,545.58$59.54$1,605.12$15,753.40
291Jul 2045$1,550.90$54.22$1,605.12$14,202.50
292Aug 2045$1,556.24$48.88$1,605.12$12,646.26
293Sep 2045$1,561.60$43.52$1,605.12$11,084.66
294Oct 2045$1,566.97$38.15$1,605.12$9,517.69
295Nov 2045$1,572.36$32.76$1,605.12$7,945.33
296Dec 2045$1,577.77$27.35$1,605.12$6,367.56
2045 Total$18,580.18$681.26$19,261.44
297Jan 2046$1,583.20$21.92$1,605.12$4,784.36
298Feb 2046$1,588.65$16.47$1,605.12$3,195.71
299Mar 2046$1,594.12$11.00$1,605.12$1,601.59
300Apr 2046$1,599.61$5.51$1,605.12$1.98
2046 Total$6,365.58$54.9$6,420.48